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BUSINESS LIABILITY COVERAGE FORM <br />TNs Paragraph t applies separately to <br />you and any additional insured, <br />8. Financial Responsibility Laws <br />a. When this policy is certified as proof of <br />hmmmoia| responsibility for the future under <br />the provisions of any motor vehiokm <br />financial responsibility |avv, the insurance <br />provided by the policy for "bodily injury" <br />liability and "property damage" liability will <br />comply with the provisions of the law to <br />the extent of the coverage and limits of <br />insurance required bythat law, <br />b. With respect to "mobile o4Opooent^ to <br />which this insurance applies, we aiU <br />prov�de any liability. uninsured motorista, <br />underinsured mobohsto, no-fault or other <br />coverage required by any motor vehicle <br />law. We will provide the required limits for <br />those coverages. <br />4. Legal Action Against Us <br />No person on organization has a right under <br />this Coverage Form: <br />a. Tojomus aaaparty orotherwise bring oo <br />into a ^am[t^ asking for damages from an <br />insured-, or <br />b` To sue um on this Coverage Form unless <br />all of its terms have been fully complied <br />with. <br />A person or organization may sue usto recover <br />on an agreed settlement or on a final judgment <br />against an insured; but wowill not be liable for <br />damages that are not payable under the terms of <br />this insurance orthat are in excess of the <br />appliomNe limit of insurance. An agreed <br />settlement means a settlement and release of <br />liability signed by ua, the insured and the <br />claimant orthe claimant's legal representative. <br />5. Separation OfInsureds <br />Except with respect to the Lhnfts of Insurance, <br />and any rights or duties specifically assigned <br />in this policy to the first Named |mmum*d, this <br />insurance applies: <br />a. As if each Named Insured were the only <br />Named Insured; and <br />b. Separately to each insured against whom <br />aclaim iumade or~yuit'iabrought. <br />G. Representations <br />a. When, You Accept This Policy <br />Byaccepting this policy, you aAree� <br />(1) The statements in the Doc�arabons <br />are accurate and uomp��� <br />(2) Those statements are based upon <br />representations you made bous; and <br />Page 16mf24 <br />(3) VVahave issued this policy in meflmnoe <br />upon your representations, <br />b. Unintentional Failure To Disclose <br />Hazards <br />|funintentionally you should fail tudisclose <br />all hazards relating to the conduct of your <br />business at the inception date of this <br />Coverage Part, we aho|| not deny any <br />coverage under this Coverage part <br />because ofsuch failure. <br />7. Other Insurance <br />If other valid and collectible insurance is <br />available for e |nsm we cover under this <br />Coverage Pmrt, our obligations are limited as <br />a. Primary Insurance <br />This insurance is primary except when t^ <br />below applies. If other insurance is also <br />primary, we will share with all that other <br />insurance by the method described in o. <br />b. Excess Insurance <br />This insurance is excess over any of the <br />other inaunynoe, whether primary, excess, <br />contingent oronany other basis: <br />(1) Your Work <br />That in Fire, Extended Coverage, <br />Builder's Risk, |nstmKmtimn Risk or <br />similar coverage for "your mm��; <br />C8 Premises Rented ToYou <br />That is fire, |i8htnin8 or explosion <br />insurance for premises rented to you <br />or temporarily occupied by you with <br />permission ofthe owner; <br />(3) Tenant Liability <br />That is insurance purchased byyou to <br />cover your liability as e tenant for <br />"property damage" hnpremises nmnhad <br />to you or temporarily occupied by you <br />with permission ofthe owner; <br />(4) Aircraft, Auto OrWatercraft <br />ifthe loss arises out ofthe maintenance <br />o/use mfaircraft, "autoa^urwatercraft bo <br />the extent not subject to Exclusion g. of <br />SeotionA.—CovereQes, <br />(5) Property Damage To Borrowed <br />Equipment OrUse Of Elevators <br />If the loss arises out of "property <br />damage" to borrowed equipment or <br />the use of elevators to the extent not <br />subject to Exclusion k. of Section A. — <br />Coverages, <br />Form ES0VV8g405 <br />