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QUICK REFERENCE - SPECTRUM POLICY <br />DECLARATIONS <br />and <br />COMMON POLICY CONDITIONS <br />1. DECLARATIONS <br />Named Insured and Mailing Address <br />Policy Period <br />Description and Business Location <br />Coverages and Limits of Insurance <br />I1. COMMON POLICY CONDITIONS Beginning on Page <br />A. Cancellation 1 <br />B. Changes 1 <br />C. Concealment, Misrepresentation Or Fraud 2 <br />D. Examination Of Your Books And Records 2 <br />E. Inspections And Surveys 2 <br />F. Insurance Under Two Or More Coverages 2 <br />G. Liberalization 2 <br />H. Other Insurance - Property Coverage 2 <br />I. Premiums 2 <br />J. Transfer Of Rights Of Recovery Against Others To Us 2 <br />K. Transfer Of Your Rights And Duties Under This Policy 3 <br />L. Premium Audit 3 <br />Form SS 00 05 10 08 <br />