ILLUMINATION FOUNDATION NET -2016

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lb�VVewill make these payments regardless of ap- plicable limit of insurance. We will pay reason- able expenses for: (1) First aid administered at the time of an accident; (2) Necessary medium[ surgical, x-ray and dental services, including prosthetic de- vices; and (%) Necessary ambub*nne, hompKm|. profes- sional nursing and funeral services. 2. Exclusions Wewill not pay expenses for "bodily injury': a. Toany insured, b. Toa person hired todowork for orombehalf of any insured wratenant cfany insured. c. To m person injured on that part ofpremises you own or rent that the person nonmm|Uynccu- piaa. d. To m pemom, whether or not an "employee" of any insured, ifbenefits for the "bodily injury" are payable ormust be provided under nworkers' compensation or disability benefits law or u similar law. a. To operoon injured whHetaking part in athlet- __ f. Included within the "products -completed opera- tions hazard". g. Excluded under Coverage A. h. Due to war, whether or not declared, or any act or condition incident howar. War includes civil war' imeurroodon, rebellion or revolution. SUPPLEMENTARY PAYMENTS — COVERAGES /\ AND 1. We will pay, with respect Loany claim we investi- gate or settle, or any "suit" against an insured we a. All expenses we incur. b. Up to $250 for cost ofbail bonds required be- cause of accidents or traffic law violations aris- ing e-mauuoofacoidentsortraffic|awvkolationsohs- img out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have Lofurnish these bonds. c. The cost oybonds to release attachments, but only for bond amounts within the applicable limit nfinsurance. We do not have to furnish these bonds, e. All costs taxed against the insured in the "suit" t Prejudgment interest awarded against the insured o*that part ofthe judgment mepay, |f we make an offer to pay the applicable limit of inaurance, we will not pay any prejudgment in- terest based on that period of time after the of- fer. g. All interest on the full amount wfany judgment that accrues after entry ofthe judgment and be- fore we have paid, offered to pay. or deposited in court the part of the judgment that is within the applicable limit ofinsurance. Theo* payments will not naduoo the limits ofinsur- ance. 2. If we defend an insured and an indemnitee ofthe insured iaalso named mmaparty to the ^suiC', we will defend that indemnitee if all of the following conditions are met: m. The "suit" against the indemnitee seeks dam- ages for which the insured has assumed the li- ability ofthe indemnitee in a contract oragree- ment that in an "'insured contract"; b' Thin�msunanceapplies iosuch UatA|i�tyassumed bythe insured; c. The obligation to dmfend, or the cost of the defense of, that indemnitee, has also been as- sumed by the insured in the same 1msunwd d. The allegations inthe ^oub"and the information we know about the "occurrence" are such that noconflict appears boexist between the inter- ests of the insured and the interests of the in- demnitee; e. The indemnitee and the insured ask unk/con- duct mndconbo|th*defenoeofthatindemnihew against such "suit" and agree that we can um - sign the noma counsel to defend the insured and the indemmitae�and f. The indemnitee: (1) Agrees inwriting to: (a) Cooperate with un in the investigation, settlement ordefense cfthe ^sui�� , (b) Immediately send us copies of any de- mands, nodoom' summonses or legal papers received in connection with the "suit"; (c) Notify any other insurer whose coverage is available tothe indemnitee; and cL All reasonable expenses incurred by the in- (d) Cooperate with us with respect t0000r- mured at our request toassist us in the inveati- dinating other applicable insurance � and goUon or defense of the o|m|m or "suit", indemniU*e' . inc|ud- inQ actual kmm of earnings up to $250 a day because oftime off from work. Page 6of13 Copyright. Insurance Services [>ffim*, Inc., 1997 CG 00 01 0798 0