ORANGE COUNTY CHILDREN'S THERAPEUTIC ARTS CENTER - 2016

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accident, or a negligent act, error or omission or series of causally related accidents, negligent acts, or errors or omissions. D. For the purposes of the coverage provided by this endorsement, the following paragraph Is added to the definition of "property damage" In the Definitions Section: c. "Loss of electronic data." All "loss of electronic data" shall be deemed to occur at the time of the "occurrence" that caused it. E. For purposes of the coverage provided by this endorsement, the definition of "personal and advertising injury" is amended to include: h. The disclosure, loss or use of "protected health Information'. All damages which arise out of an offense which constitutes a disclosure, loss or use of "protected health information" or a series of continuous or interrelated disclosures, losses or uses of "protected health information' will be considered as arising out of one disclosure, loss or use of "protected health information' which shall be deemed to have been an offense committed on the date of the first such disclosure, loss or use of "protected health information" or violation of privacy rights through the disclosure loss or use of "protected health information ". F. For purposes of the coverage provided by this endorsement, the following paragraph is added to the definition of "property damage" in the Definitions Section: c. "Loss of electronic data." All "loss of electronic data" shall be deemed to occur at the time of the "occurrence" that caused it. G. For the purposes of the coverage provided by this endorsement the following Exclusion is added to Coverage B Personal and Advertising Injury Liability: Exclusions: (11) fines, penalties, sanctions, punitive or exemplary damages, the multiplied portion of multiplied damages, non - pecuniary relief or any amount arising from matters deemed uninsurable under the law pursuant to which this policy shall be construed. SECURITY EVENT COSTS AND EXPENSES A. We will reimburse you for reasonable costs and expenses you incur, with our prior written consent, for notification of a "security event" to third parties In compliance with governmental or judicial requirements, or for credit protection services furnished to third parties whose private information may have been disclosed. B. The following paragraphs are added to the Definitions Section: "Security event" means: 1. An act, error or omission that results, during the policy period, In unauthorized access or unauthorized use of your computer system; or 2. Unauthorized or unexpected interference by anyone that restricts or prevents access, during the policy period, to a computer system by persons who are authorized to gain such access; or 3. Infection of your computer system, during the policy period, by corrupting or harmful computer code. MAC E52 07 13 Page 2 of 3