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COMMERCIAL AUTO <br />AC 70 05 03 16 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />SUMMARY OF COVERAGES <br />A. Effect of This Endorsement <br />B. Newly Acquired or Formed Entities <br />C. Employees as Insureds — Nonowned Autos <br />D. Additional Insured by Contract. Permit or Agreement <br />E. Supplementary Payments — Bail Bonds <br />F. Supplementary Payments — Loss of Earnings <br />G. Personal Effects and Property of Others Extension <br />H. Prejudgment Interest Coverage <br />1. Fellow Employee— Officer, Managers and Supervisors <br />1 Hired Auto Physical Damage <br />K. Temporary Substitute Autos — Physical Damage Coverage <br />L. Expanded Towing Coverage <br />M. Auto Loan or Lease Coverage <br />N. Original Equipment Manufacturer Parts — Leased Private Passenger Types <br />O. Deductible Amendments <br />P. Rental Reimbursement Coverage <br />O. Expanded Transportation Expense <br />R. Extra Expense — Stolen Autos <br />S. Physical Damage Limit of Insurance <br />T. New Vehicle Replacement Cost <br />U. Physical Damage Coverage Extension <br />V. Transfer of Rights of Recovery Against Others To Us <br />W. Section IV — Business Auto Conditions — Notice of and Knowledge of Occurrence <br />X. Hired Car Coverage Territory <br />Y. Emergency Lock Out <br />Z. Cancellation Condition a0�i <br />AC 70 05 0316 Includes copyrighted material of Insurance Services Office, Inc. Page 1 of 7 <br />with its permission <br />