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COMMERCIAL AUTO <br />AC 70 05 0316 <br />5) Carry-over balances from previous <br />leases. <br />2. This coverage only applies to a "loss" which <br />is also covered under this policy for Com- <br />prehensive, Specified Causes of Loss, or <br />Collision coverage. <br />3. Coverage does not apply to any unpaid <br />amount due on a loan for which the covered <br />"auto" is not the sole collateral. <br />N. ORIGINAL EQUIPMENT MANUFACTURER <br />PARTS - LEASED PRIVATE PASSENGER <br />TYPES <br />Under Paragraph C. Limit of Insurance of <br />SECTION III - PHYSICAL DAMAGE <br />COVERAGE, Section 4 is added as follows: <br />4. We will use new original equipment vehicle <br />manufacturer parts for any private passen- <br />ger type covered "auto" where required by <br />the lease agreement which has a term of at <br />least six months. If a new original equip- <br />ment vehicle manufacturer part is not in pro- <br />duction or distribution we may use a like, <br />kind and quality replacement part. <br />O. DEDUCTIBLE AMENDMENTS <br />The following are added to the Deductible provi- <br />sion of SECTION III - PHYSICAL DAMAGE <br />COVERAGE: <br />If another policy or coverage form that is not an <br />automobile policy or coverage form issued by <br />this company applies to the same "accident ", the <br />following applies: <br />1. If the deductible under this coverage is the <br />smaller (or smallest) deductible, it will be <br />waived: <br />2. If the deductible under this coverage is not <br />the smaller (or smallest) deductible, it will be <br />reduced by the amount of the smaller (or <br />smallest) deductible. <br />If a Comprehensive or Specified Causes of Loss <br />Coverage "loss" from one "accident" involves <br />two or more covered "autos', only the highest <br />deductible applicable to those coverages will be <br />applied to the "accident," if the cause of the loss <br />is covered for those vehicles. This provision only <br />a ties if _ carr Com rehensive or S ecified <br />No deductible applies to glass if the glass is re- <br />paired, in a manner acceptable to us, rather than <br />replaced. <br />P. RENTAL REIMBURSEMENT COVERAGE <br />1. This coverage applies only to a covered "au- <br />to" for which Physical Damage Coverage is <br />provided on this policy. <br />2. We will pay for rental reimbursement ex- <br />penses incurred by you for the rental of an <br />"auto" because of "loss" to a covered "auto ". <br />Payment applies in addition to the otherwise <br />applicable amount of each coverage you <br />have on a covered "auto." No deductibles <br />apply to this coverage. <br />3. We will pay only for those expenses incurred <br />during the policy period beginning 24 hours <br />after the "loss" and ending, regardless of the <br />policy's expiration, with the lesser of the <br />following number of days: <br />a. The number of days reasonably <br />required to repair or replace the covered <br />"auto ". If "loss" is caused by theft, this <br />number of days is added to the number <br />of days it takes to locate the covered <br />"auto" and return it to you. <br />b. The number of days shown in the <br />Schedule. <br />4. Our payment is limited to the lesser of the <br />following amounts: <br />a. Necessary and actual expenses <br />incurred. <br />b. $75 for any one day or for a maximum <br />of 30 days. <br />5. This coverage does not apply while there <br />are spare or reserve "autos" available to you <br />for your operations. <br />6. If "loss" results from the total theft of a cov- <br />ered "auto" of the private passenger type, <br />we will pay under this coverage only that <br />amount of your rental reimbursement ex- <br />penses which is not already provided for un- <br />der SECTION III - PHYSICAL DAMAGE <br />COVERAGE Coverage Extension, <br />Q. EXPANDED TRANSPORTATION EXPENSE <br />pp y y p p Paragraph A.4.a. of SECTION III - PHYSICAL <br />Causes of Loss Coverage for those vehicles, DAMAGE COVERAGE is replaced by the follow - <br />and does not extend coverage to any covered <br />"autos" for which you do not carry such ing: <br />coverage. We will pay up to $50 per ay to a maximum of <br />$1500 for tempora �r��ortation expense in- <br />curred <br />by yq se of ;,<070"0,15 total t ft of a <br />Page 4 of 7 Includes copyrighted material of Insurance Services Office, In �j 4 0 0316 <br />with its permission. <br />N00 <br />