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b. While it is in or on an aircraft, watercraft or "auto" <br />or <br />c. While it is being moved from an aircraft, watercraft <br />or "auto" to the place where it is finally delivered; <br />but "loading or unloading" does not include the <br />movement of property by means of a mechanical <br />device, other than a hand truck, that is not attached to <br />the aircraft, watercraft or "auto". <br />15."Mobile equipment" means any of the following types <br />of land vehicles, including any attached machinery or <br />equipment: <br />a. Bulldozers, farm machinery, forklifts and other <br />vehicles designed for use principally off public <br />roads; <br />b. Vehicles maintained for use solely on or next to <br />premises you own or rent; <br />c. Vehicles that travel on crawler treads; <br />d. Vehicles, whether self-propelled or not, maintained <br />primarily to provide mobility to permanently <br />mounted: <br />(1) Power cranes, shovels, loaders, diggers or <br />drills; or <br />(2) Road construction or resurfacing equipment <br />such as graders, scrapers or rollers; <br />e. Vehicles not described in a., b., c, or d. above that <br />are not self-propelled and are maintained primarily <br />to provide mobility to permanently attached <br />equipment of the following types: <br />(1) Air compressors, pumps and generators, <br />including spraying, welding, building cleaning, <br />geophysical exploration, lighting and well <br />servicing equipment; or <br />(2) Cherry pickers and similar devices used to raise <br />or lower workers; <br />f. Vehicles not described in a., b., c. or d. above <br />maintained primarily for purposes other than the <br />transportation of persons or cargo. <br />However, self-propelled vehicles with the following <br />types of permanently attached equipment are not <br />"mobile equipment" but will be considered "autos": <br />(1) Equipment, of at least 1,000 pounds gross <br />vehicle weight, designed primarily for: <br />(a) Snow removal; <br />(b) Road maintenance, but not construction or <br />resurfacing; or <br />(c) Street cleaning; <br />(2) Cherry pickers and similar devices mounted on <br />automobile or truck chassis and used to raise or <br />lower workers; and <br />(3) Air compressors, pumps and generators, <br />including spraying, welding, building cleaning, <br />geophysical exploration, lighting and well <br />servicing equipment. <br />16."Occurrence" means an accident, including continuous <br />or repeated exposure to substantially the same general <br />harmful conditions. <br />17."Personal and advertising injury" means injury, <br />including consequential "bodily injury", arising out of <br />one or more of the following offenses: <br />a. False arrest, detention or imprisonment; <br />b. Malicious prosecution; <br />c. The wrongful eviction from, wrongful entry into, or <br />invasion of the right of private occupancy of a room, <br />dwelling or premises that a person occupies, <br />committed by or on behalf of its owner, landlord or <br />lessor; <br />d. Oral, written or electronic publication of material <br />that slanders or libels a person or organization or <br />disparages a person's or organization's goods, <br />products or services; <br />e. Oral, written or electronic publication of material <br />that violates a person's right of privacy; <br />f. Copying, in your "advertisement", a person's or <br />organization's "advertising idea" or style of <br />"advertisement"; <br />g. Infringement of copyright, slogan, or title of any <br />literary or artistic work, in your "advertisement"; or <br />h. Discrimination or humiliation that results in injury to <br />the feelings or reputation of a natural person. <br />18. "Pollutants" mean any solid, liquid, gaseous or thermal <br />irritant or contaminant, including smoke, vapor, soot, <br />fumes, acids, alkalis, chemicals and waste. Waste <br />includes materials to be recycled, reconditioned or <br />reclaimed. <br />1 g. "Products -completed operations hazard": <br />a. Includes all "bodily injury" and "property damage" <br />occurring away from premises you own or rent and <br />arising out of "your product" or "your work" except <br />(1) Products that are still in your physical <br />possession; or <br />(2) Work that has not yet been completed or <br />abandoned. However, "your work" will be <br />deemed completed at the earliest of the <br />following times: <br />(a) When all of the work called for in your <br />contract has been completed. <br />(b) When all of the work to be done at the job <br />site has been completed if your contract <br />calls for work at more than one job site. <br />(c) When that part of the work done at a job site <br />has been put to its intended use by any <br />person or organization other than another <br />contractor or subcontractor working on the <br />same project. <br />Work that may need service, maintenance, <br />correction, repair or replacement, but which is <br />otherwise complete, will be treated as <br />completed. <br />HG 00 01 06 05 Page 17 of 18 <br />