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a. Make inspections and surveys at anytime; <br />b. Give you reports on the conditions we find; and <br />c. Recommend changes. <br />2. We are not obligated to make any inspections, surveys, reports or recommendations and any such <br />actions we do undertake relate only to insurability and the premiums to be charged. We do not <br />make safety inspections. We do not undertake to perform the duty of any person or organization to <br />provide for the health or safety of workers or the public. And we do not warrant that conditions: <br />a. Are safe or healthful; or <br />b. Comply with laws, regulations, codes or standards, <br />3. Paragraphs 1. and 2. of this condition apply not only to us, but also to any rating, advisory, <br />rate service or similar organization which makes insurance inspections, surveys, reports or <br />recommendations. <br />4. Paragraph 2. of this condition does not apply to any inspections, surveys, reports or recommenda- <br />tions we may make relative to certification, under state or municipal statutes, ordinances or regula- <br />tions, of boilers, pressure vessels or elevators. <br />E. Premiums <br />Thefirst Named Insured shown in the Declarations: <br />1. Is responsible for the payment of all premiums; and <br />2. Will be the payee for any return premiums we pay. <br />P. Transfer of Your Rights and Duties Under This Policy <br />Your rights and duties under this policy may not be transferred without our written consent except in the <br />case of death of an individual Named Insured. <br />If you die, your rights and duties will be transferred to your legal representative but only while acting <br />within the scope of duties as your legal representative. Until your legal representative is appointed, any- <br />one having proper temporary custody of your property will have your rights and duties but only with re- <br />spect to that property. <br />UTS-4289 (11-12) <br />PREMIUM AUDIT <br />The following is added to the Premium Audit provision: <br />If the first Named Insured fails or refuses to provide documentation adequate to determine the appor- <br />tionment of exposures by class code, we may unilaterally apply all exposures to the class code with the <br />highest rate stated in the policy including any class code adjustments made by endorsement. <br />UTS-2679 (5-98) <br />LEAD CONTAMINATION EXCLUSION <br />This policy does not apply to: <br />1. Any damages arising out of the ingestion, inhalation or absorption of lead in any form. <br />2. Any loss, cost or expense arising out of any: <br />a. Request, demand or order that any "insured" or others test for, monitor, clean up, remove��dfjt�in, <br />treat, detoxify or neutralize, or in any way respond to, or assess the effects of lead; or.N <br />Includes copyrighted material of ISO Properties, Inc., with its permission. Gu'('-- <br />Copyright, ISO Properties, Inc., 2012\��\7AS\� <br />UTS-246s (2-15) Page 2 of 11 <br />