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I R ill I ffil <br />2.4. Security Administrator Responsibilities. The security administrators shall be responsible for (i) designating individuals as users <br />( "Authorized Users'); (ii) identifying the functions of the Service, including the Mobile Application (as defined in Section 7 below), that each <br />user may access; (iii) requesting, creating, controlling, disseminating, and /or canceling user entitlements; (iv) receiving and distributing <br />materials, notices, documents and correspondence relating to the security procedures; and (v) advising each user of his /her obligations <br />hereunder or under any of the applicable Account Documentation (as defined in Section 6 below). The security administrators shall provide <br />to the Bank, upon the Bank's request, a list of Authorized Users. In the absence of a valid designation of a security administrator at any <br />time, the Bank may deliver Security Devices and materials to any person authorized to act on behalf of the Customer with respect to the <br />accounts. <br />2.5. Processing. The application of the Security Procedures and any unilateral controls implemented by the Bank may cause delays in <br />processing Instructions or result in the Bank declining to execute an Instruction. <br />3. Open Network Access; Equipment <br />THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE ". TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, ALL <br />WARRANTIES AND REPRESENTATIONS, EXPRESS, STATUTORY OR IMPLIED, WITH REGARD TO THE SERVICE ARE HEREBY <br />DISCLAIMED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR <br />PURPOSE AND COURSE OF DEALING OR USAGE OF TRADE OR WARRANTIES OF NON - INFRINGEMENT OR WARRANTIES AS TO ANY <br />RESULTS TO BE OBTAINED FROM THE USE OF THE SERVICE. TO THE EXTENT THAT ANY IMPLIED WARRANTIES CANNOT BE <br />DISCLAIMED UNDER APPLICABLE LAW, ANY SUCH IMPLIED WARRANTIES ARE LIMITED IN DURATION TO 30 DAYS FROM THE INITIAL <br />DELIVERY DATE OF THE RELEVANT SERVICE, THE BANK AND ITS THIRD PARTY DATA AND SERVICE PROVIDERS DO NOT <br />WARRANT OR GUARANTEE THE SECURITY, SEQUENCE, TIMELINESS, ACCURACY OR COMPLETENESS OF THE DATA OR THAT ANY <br />PART OF THE SERVICE WILL BE ERROR -FREE OR UNINTERRUPTED. <br />The Customer is responsible for, at its sole expense, obtaining, installing, maintaining and operating all browsers, software, hardware, <br />telecommunications equipment or other equipment (collectively, "System ") necessary for the Customer to access and use the Service in <br />accordance with the Bank's recommended system configuration. The Customer shall at all times maintain current and effective anti -virus and <br />anti - spyware software and shall take all reasonable measures to maintain the security of its System. The Customer acknowledges that there are <br />certain security, corruption, transmission error, and access availability risks associated with using open networks such as the Internet. The <br />Customer further acknowledges that it has made an independent assessment of the adequacy of the Internet, the System and the Security <br />Procedures in connection with the use of the Service. The Customer assumes all risks associated with the operation, performance and security <br />of its System and the use of open networks, and the Bank disclaims all such risks. The Bank makes no endorsement of any System or third party <br />site, notwithstanding that the Bank may recommend certain Systems or provide a link to a third party site where the Customer may download <br />software. <br />4. Instructions; Data <br />4.1. The Customer shall be solely responsible for the genuineness and accuracy, both as to content and form, of all Instructions properly <br />received by the Bank. <br />4.2. The Customer acknowledges that Data may not have been reviewed by the Bank, may be inaccurate, and may be periodically updated and <br />adjusted. The Bank is not obligated to assure the accuracy of Data and will not be liable for any loss or damage arising out of the <br />inaccuracy of Data. Further, the Bank shall have no liability for the receipt or viewing by any party of Data sent to the destinations <br />designated by the Customer, including but not limited to email addresses, fax and telephone number(s). <br />5. Customer Warranties <br />The Customer represents and warrants to the Bank that: (1) prior to submitting any document or Instruction that designates Authorized Users, the <br />Customer shall obtain from each individual referred to in such document or Instruction all necessary consents to enable the Bank to process the <br />data set out therein for the purposes of providing the Service; (ii) the Customer has accurately designated in writing or electronically the <br />geographic location of its Authorized Users and shall provide all updates to such information; and (iii) the Customer shall not access the Service <br />from any jurisdiction which the Bank informs the Customer or where the Customer has knowledge that the Service is not authorized. The <br />Customer hereby represents and warrants to the Bank that these Service Terms constitute its legal and binding obligations enforceable in <br />accordance with its terms. <br />6. Miscellaneous <br />6.1. The additional jurisdiction specific provisions set forth in the attached Exhibit are applicable to the Customer based on the domicile of the <br />Customer. Where any local laws or regulations of any jurisdiction apply as a result of the Customer's Authorized Users accessing the <br />Service from such jurisdiction or as a result of the location of such accounts in such jurisdiction, the jurisdictional specific provisions of that <br />jurisdiction shall apply to the use of the Service by such Authorized Users. The Bank's terms governing the business accounts and <br />services, including service terms that govern the Bank's processing of Instructions transmitted via the Service ( "Account Documentation "), <br />are incorporated herein, as the same may be amended from time to time. If and to the extent that there is a conflict between the Account <br />Documentation and these Service Terms, the provisions of these Service Terms shall prevail. <br />PN: 1298505 DOC ID: 3 Page 35 of 39 <br />