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2009 -2014 <br />Vice President, Relationship Manager and Commercial Loan Officer, <br />American Business Bank <br />Commercial Banker focused on advising, banking and lending to middle <br />market companies throughout Southern California. <br />Served in an advisory capacity to C -level executives, taking a consultative <br />approach to helping grow middle - market companies including discussions <br />regarding operations, trend analysis, revenue forecasting, overhead, margins, <br />and ROI analysis. <br />Responsible for underwriting C &I and real estate loans, negotiation of legal <br />documentation and performing due diligence on commercial credits. <br />2003 -2009 <br />Vice President, Business Banking, Wachovia Bank N.A. <br />Specialized in banking small to lower middle- market companies in the North <br />FL /Greater Los Angeles markets. <br />.._. ............ - - --- ..._.. <br />2000 -2003 <br />Account Executive, Golin /Harris International <br />Responsible for the development and implementation of branding, marketing <br />and public relations strategies for a wide range of clients including state <br />governmental agencies, large non- profit organizations and publicly -held <br />companies. <br />Page 8 JYMorgan <br />