Laserfiche WebLink
All "bodily injury", "property damage" and "covered <br />pollution cost or expense" resulting from continuous <br />or repeated exposure to substantially the same <br />conditions will be considered as resulting from one <br />accident." <br />No one will be entitled to receive duplicate payments <br />for the same elements of "loss" under this Coverage <br />Form and any Medical Payments Coverage <br />endorsement, Uninsured Motorists Coverage <br />endorsement or Underinsured Motorists Coverage <br />endorsement attached to this Coverage Part. <br />SECTION lil — PHYSICAL DAMAGE COVERAGE <br />A. Coverage <br />I. We will pay for "loss" to a covered "auto" or its <br />equipment under: <br />a. Comprehensive Coverage <br />From any cause except: <br />(1) The covered "auto's" collision with another <br />object; or <br />(2) The covered "auto's" overturn. <br />Jr. Specified Causes Of Loss Coverage <br />Caused by: <br />(1) Fire, lightning or explosion; <br />(2) Theft; <br />(3) Windstorm, hail or earthquake; <br />(4) Flood; <br />(5) Mischief or vandalism; or <br />(6) The sinking, burning, collision or <br />derailment of any conveyance transporting <br />the covered "auto." <br />c. Collision Coverage <br />Caused by: <br />(1) The covered "auto's" collision with another <br />object; or <br />(2) The covered "auto's" overturn. <br />2. Towing <br />We will pay up to the limit shown in the <br />Declarations for towing and labor costs incurred <br />each time a covered "auto" of the private <br />passenger type is disabled. However, the labor <br />must be performed at the place of disablement. <br />3. Glass Breakage — Hitting A Bird Or Animas — <br />Failing Objects Or Missiles <br />If you carry Comprehensive Coverage for the <br />damaged covered "auto", we will pay for the <br />fallowing under Comprehensive Coverage: <br />a. Glass breakage; <br />b. "Loss" caused by hitting a bird or animal; and <br />C. "Loss" caused by falling objects or missiles. <br />However, you have the option of having glass <br />breakage caused by a covered "auto's" collision <br />or overturn considered a 'loss" under Collision <br />Coverage. <br />4. Coverage Extensions <br />a. Transportation Expenses <br />We will pay up to $20 per day, to a maximum <br />of $600, for temporary transportation expense <br />incurred by you because of the total theft of a <br />covered "auto" of the private passenger type. <br />We will pay only for those covered "autos" for <br />which you carry either Comprehensive or <br />Specified Causes Of Loss Coverage. We will <br />pay for temporary transportation expenses <br />incurred during the period beginning 48 hours <br />after the theft arid ending, regardless of the <br />policy's expiration, when the covered "auto" is <br />returned to use or we pay for Its "loss." <br />b. Loss Of Use Expenses <br />For Hired Auto Physical Damage, we will pay <br />expenses for which an "insured" becomes <br />legally responsible to pay for loss of use of a <br />vehicle rented or hired without a driver under <br />a written rental contract or agreement We will <br />pay for loss of use expenses if caused by: <br />(1) Other that) collision only if the <br />Declarations indicates that <br />Comprehensive Coverage is provided for <br />any covered "auto"; <br />(2) Specified Causes Of Loss only if the <br />Declarations indicates that Specified <br />Causes Of Loss Coverage is provided for <br />any covered "auto"; or <br />Page 6 of 12 Copyright, Insurance Services Office, Inc., 2011 CA 00 01 1013 <br />