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of the type and quantity ordinarily used in the normal construction, operation and <br />maintenance of properties similar to the Project or (ii) small amounts of household mold to <br />the extent promptly remediated upon discovery. <br />"HCD" means the California Department of Housing and Community Development <br />(HCD) and any successors or assigns thereof. <br />"Housing Authority" means the Housing Authority of the City of Santa Ana, a public <br />body, corporate and politic. <br />"Improvements" means all improvements and fixtures now and hereafter <br />comprising any portion of the Property, including, without limitation, landscaping, trees and <br />plant materials; and offsite improvements (including, without limitation, streets, curbs, storm <br />drains, and adjacent street lighting). <br />"Indebtedness" of a person means (a) all indebtedness for borrowed money, <br />(b) notes payable and drafts accepted representing extensions of credit, whether or not <br />representing obligations for borrowed money, (c) any obligation for the purchase of property <br />or services in excess of $10,000 in the aggregate that is (i) deferred for more than six (6) <br />months, or (ii) evidenced by a note or similar instrument, and (d) all recourse and all non- <br />recourse indebtedness secured by any Lien on any property or asset of such person (whether <br />or not assumed by such person). <br />"Indemnitees" has the meaning set forth in Section 18.2. <br />"Laws" means all statutes, laws, ordinances, regulations, orders, writs, judgments, <br />injunctions, decrees or awards of the United States or any state, county, <br />municipality or other Governmental Authority. <br />"Lien" means any lien, mortgage, pledge, security interest, charge or encumbrance of <br />any kind (including any conditional sale or other title retention agreement, any lease in the <br />nature thereof, and any agreement to give any lien or security interest). <br />"Loan Documents" or "Agency Loan Documents" means, collectively, this <br />Agreement, the Agency Promissory Note, the Agency Deed of Trust, and the Affordability <br />Restrictions on Transfer of Property, and any other agreement, docunnent, or instrument that <br />the Agency reasonably requires in connection with the execution of this Agreement or from <br />time to time to effectuate the purposes of this Agreement. <br />"Low Income" means an adjusted income which does not exceed eighty percent (80 %) <br />of the area median income for the Orange County, California PMSA, adjusted for household <br />size, as published by TCAC. <br />"Median Income for the Area" means the median income for the Orange County, <br />California PMSA as most recently determined by HCD. Also may be referred to <br />interchangeably in the Agency Loan Documents as "Area Median Income" or "AMP'. <br />80A -179 <br />