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72GBAAC2429 <br />BUSINESS LIABILITY COVERAGE FORM <br />2. Applicable ToMedical Expenses Coverage <br />VVewill not pay expenses for ~bodi|yinjury"� <br />a. Any Insured <br />Toany insured, except "volunteer workeca" <br />b. Hired Person <br />Tnaperson hired todowork for oronbehalf <br />ofany insured orotenant ofany insured. <br />c. Injury OmNormally O�oCupiodPremises <br />To a person injured on that port of <br />premises you mmm or rent that the person <br />normally occupies. <br />d. Workers' Compensation And Similar <br />Lomm <br />To a persmm, whether or not an <br />"employee" of any insured, if benefits for <br />the "bodily injury" are payable ormust be <br />provided under a workers' compensation <br />or disability benefits law ora similar law, <br />m. Athletics Activities <br />To u person injured while pnaotionQ, <br />instructing or participating in any physical <br />exercises or Qames, sports or athletic <br />contests. <br />t Prod ucts-CompletedOperations Hazard <br />Included with the ''products-comp|eted <br />operations hazard". <br />g. Business Liability Exclusions <br />Excluded under Business Liability Coverage. <br />C. WHO IS AN INSURED <br />1. Ifyou are designated hnthe Declarations as: <br />m. An imdivicluaU, you and your spouse are <br />lmnunmda, but omiy with respect to the <br />conduct ofabusiness ofwhich you are the <br />sole owner. <br />K A partnership or joint ventune, you are an <br />insured. Your members, your partners, and <br />their spouses are also insureds, but only with <br />respect tothe conduct cfyour business, <br />u. A limited liability company, you are an <br />insured. Your members are also insureds, <br />but only with respect hothe conduct ofyour <br />business. Your managers are insureds, but <br />only with respect to their duties as your <br />managers. <br />ul An organization other than o pmrtnership, <br />joint venture orlimited liability company, you <br />are an insured. Your "executive officers" and <br />directors are |nouredm, but only with respect <br />to their duties asyour officers or directors, <br />Your stockholders are a�soinsureds. but only <br />with respect to (heir liability as stockholders. <br />Page 1Onf24 <br />e. Atrust, you are aminsured, Your trustees <br />are also insuredo, but only with respect to <br />their duties aetrustees. <br />2. Each ofthe following imalso aninsured: <br />a. Employees And Volunteer Workers <br />Your "volunteer workers" only while <br />performing duties reiatedtothe conduct of <br />your business, oryour "emp�oyeeo^. other <br />than either your "executive officers" (if you <br />are an organization other than a <br />partnership, joint venture or limited liability <br />company) oryour managers (if you are e <br />limited liability company), but only for acts <br />within the scope of their ennpUoyment by <br />you or while performing duties related to <br />the conduct ofyour business. <br />However, none of these "employees" or <br />"volunteer workers" are insureds for: <br />(1) "Bodily injury" or "personal and <br />advertising injury": <br />(a) To you, to your partners or <br />members (if you are apartnership <br />or joint xmmtunu), to your members <br />(if you one m limited liability <br />oonmpany), or to a co -"employee" <br />while in the course of his or her <br />employment or performing duties <br />related to the oondunf of your <br />business, or to your other <br />,.volunteer workers" xvhOe <br />performing duties related to the <br />conduct ofyour business; <br />(b) To the spouse, child, parent <br />brother or sister of that co - <br />"employee" or that "volunteer <br />worker" as a consequence of <br />Paragraph (1)(a)above; <br />(c) For which there is any obligation <br />to share damages with or repay <br />someone else who must pay <br />damages because of the injury <br />described in Paragraphs (1)(a) or <br />(b)above; or <br />(d) Arising out of his or her providing <br />or failing to provide professional <br />heafth care services. <br />If you are not in the business of <br />providing professional health care <br />aemioea. Paragraph (d) does not apply <br />to any nume, emergency medical <br />technician or paramedic employed by <br />you toprovide such services, <br />(2) "Property damage" tpproperty: <br />Form SS 00 08 04 05 <br />