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KD When You Are Added As An <br />Additional Insured To Other <br />Insurance <br />That is other insurance available to <br />you covering |iebiU0y for damages <br />arising out of the premises or <br />operations, orproducts and completed <br />openat|ona, for which you have been <br />added an an additional insured by that <br />insurance; or <br />(7) When You Add Others As An <br />Additional |nammud To This <br />Insurance <br />That is other Insurance eveibabletomn <br />additional insured. <br />However, the following provisions <br />apply to other insurance available to <br />any person nrorganization who ia an <br />additional insured under this Coverage <br />Part: <br />(a) Primary [msunamoo When <br />Required By Contract <br />This insurance in prImmry if you <br />have agreed in awritten contract, <br />written agreement or permit that <br />this insurance be primary. If other <br />insurance is also primmery, we will <br />sharavvith all that other insurance <br />by the method described in o. <br />below. <br />(b) Primary And Non -Contributory <br />To Other |nmmromoe When <br />Required By Contract <br />If you have agreed in a written <br />oontreot, written agreement or <br />permit that this insurance is <br />primary and non-contributory with <br />the additional inmurod'o own <br />insurance, this insurance is <br />primary and we will not seek <br />contribution from that other <br />insurance, <br />Paragraphs (e) and (b) do not apply to <br />other insurance tuwhich the additional <br />insured has been added as an <br />additional insured. <br />When this insurance is excess, we will <br />have no duty under this Coverage Part to <br />defend the insured egm�natany "eub"ifany <br />other insurer has a duty to defend the <br />insured against that "s0' If no other <br />insurer defends, we will undertake to do <br />so, but we will be emtit|ed to the inoured'm <br />rights against all those other insurers. <br />Form SSO0VV04V5 <br />When this insurance is excess over other <br />insurance, we will pay only our share of <br />the amount of the loss, If any, that <br />exceeds the sum of: <br />(1) The total amount that all such other <br />insurance would pay for the |oao in the <br />absence c#this insurance; and <br />(2) The total of all deductible and self- <br />insured amounts under all that other <br />insurance. <br />VVewill share the remaining loss, ifany, with <br />any other insurance that is not described in <br />this Excess Insurance provision and was not <br />bought specifically to apply in excess of the <br />Limits of Insurance shown in the <br />Declarations cfthis Coverage Part. <br />c. Method Of Sharing <br />If all the other insurance permits <br />contribution by mqmm| ahanas, wewill follow <br />this method also. Under this appmach, <br />each insurer contributes equal amounts <br />until it has paid its applicable limit of <br />insurance or none of the k»mm rema|no. <br />whichever comes first, <br />If any ofthe other insurance does not permit <br />contribution by equal ahmrmm, we will <br />contribute bylimits. Under this method, each <br />ins'^r,�r's <br />applicable limit of insurance to the total <br />applicable limits mfinsurance ofall insurers. <br />Transfer Of Rights Of Recovery Against <br />Others ToUs <br />e. Transfer OfRights 8fRecovery <br />If the insured has rights to recover all or <br />port of any payment, including <br />Supplementary Payments, we have made <br />under this Coverage Part, those rights are <br />transferred to um. The insured must dm <br />nothing after loss to impair them. At our <br />request, the insured will bring "suit" or <br />transfer those rights to us and help um <br />enforce them. This condition does not <br />apply to, Medical Expenses Coverage. <br />b. Waiver OfRights Of Recovery (Waiver <br />Of Subrogation) <br />If the insured has waived any rights of <br />recovery against any person or <br />organization for eH or part ofany payment, <br />including Supplementary Payments, we <br />have made under this Coverage Part, me <br />also waive that right, provided the insured <br />waived their rights of recovery against <br />such person or organization in a contract, <br />agreement or permit that was executed <br />prior to the injury or damage. <br />Page 17 of 24 <br />