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advertising injury" arising out of their willful conduct, which Is defined as the purposeful or willful intent to <br />cause "bodily Injury" or "personal and advertising Injury", or causes! In whole or in part .by their Intoxica- <br />tion by liquor or controlled substances. <br />The coverage provided lay provision J. is excess over any other valid and cotlectable Insurance available to <br />your "employee". <br />K. NEWLY FORMED OR ADDITIONALLY A.QgUIRE D ENTITIES <br />Paragraph 3. of Section Il - Who Is An Insured is replaced by the following, <br />3, Any organization you newly acquire or farm and over which you maintain ownership or majority <br />interest, Will qualify as a Named insured if there is no other similar Insurance available to that <br />organization. However <br />a. Coverage under this provision is afforded only until the expiratlon of the policy period In <br />which the entity was acquired or formed by you; <br />b. Coverage A rhes not apply to "bodily Injury" or "property damage" that occurred before you <br />acquired or farmed the Organization.; and <br />c. Coverage 5 Maes not apply to "personal and advertising injury" arising out of all offense <br />committed before you acquired or formed the organization. <br />d. records and. descriptions of operatlons must be maintained by the first Named Insured... <br />No person. or organization is an insured with respect to the conduct of any current or past partnership, joint <br />venture or limited Ilability company that is not shown as a. Named Insured In the Declarations or qualifies <br />as an Insured under this provision. <br />L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br />Under Section IV - Commercial General Liability Conditions, the following is added to Condition 6, Repro- <br />sentations <br />Your failure to disclose all hazards car prior "occurrences" existing as of the inception dote of the policy <br />shall not prejudice the coverage afforded by this policy provided such failure to disclose* all hazards & <br />€ prior "occurrences" is not Intentional.. <br />M. KNOWLEDGE OF OCCURRENCE, t7.FFE= NSE..,. CLAIM OR .SHIT <br />Under Section IV - Commercial General Liability Conditions, the following is added to Condition 2.. Duties <br />in The Evont of Occurrence, Offense*, Claiin Or Suit. <br />Knowledge of an "occurrence", Offense., claim or "suit" by an. agent, servant or "empicayee'.' of ;any <br />Insured shall not initself constitute knowledge of the insured unless an Insured listed under Paragraph <br />1, of Section It v Who Is An Insured or a person who has been designated by thein to receive. reports of <br />"occurrences", offenses, claims ar "suits" shall have received such notice from: the agent,servant or <br />"employee". <br />N. LIBERALIZATION CLAUSE <br />If we revise this Commercial General. Liability Extension Endorsement to provide more coverage wlthout <br />additional premium charge,: your policy will automatically provide the coverage as of the day the revision is <br />effective in your state. <br />0. BODILY INJURY REDEFINED <br />Under Section V - Definitions, Definition 3, is replaced by the following: <br />3' "Bodily Injury" means physical Injury, sickness or disease sustained by a person, This includes <br />Mental anguish, mental Injury, shock, fright or death that results from such physical Injury, sick.. <br />noss or disease. <br />e� <br />IP 2013 Liberty Mutual Insurance <br />CG 80 10 04 13 Includes copyrighted material of Insurame Services Office, Inc:; with its permission. Page 7 of 8 <br />