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4. "Bodily injury" means bodily injury, <br />disability , sickness or disease sustained by <br />a person, including death resulting from any <br />of these at any lime. "BodI�Jnur ncludes <br />Monte] anguish or other mentaI Iniury <br />resulting from "bodily inlury ". <br />5, Broad Form Property Damage - Borrowed <br />Equipment, Customers Goode, Use of Elevators <br />a. Under SECTION II - LIABILITY, B. <br />Exclusions, paragraph 1.k., the following is <br />added: <br />Paragraph (4) does not apply to "property <br />damage" to borrowed equipment while at a <br />jobsite and not being used to perform <br />operations. <br />Paragraph (3), (4) and (6) do not apply to <br />"property damage" to "customers goods" <br />while on your premises nor to the use of <br />elevators. <br />b. Under SECTION II - LIABILITY, F. Liability <br />and Medical Expenses Definitions, the <br />following additional definition Is added: <br />"Customers goods" means property of your <br />customer on your promises for the purpose <br />of being; <br />a, Worked on; or <br />b. Used In your manufacturing process. <br />c. The Insurance afforded under this provision <br />Is excess over any other valid and <br />collectible property Insurance (including <br />deductib €e) available to the Insured whether <br />primary, excess, contingent or on any other <br />basis. <br />6. Incidental Malpractice - Employed Nurses, <br />EMT's and Paramedfcs <br />Under SECTION II - LIABILITY, C. Who Is An <br />insured, paragraph 2.a.(1)(d) does not apply to a <br />nurse, emergency medical technician or <br />paramedic employed by you if you are not <br />engaged in the business or occupation of <br />providing medical, paramedical, surgical, <br />dental, x -ray or nursing services. <br />7. Personal and Advertising Injury - Broad Form <br />Under SECTION 11 - LIABILITY, F. Liability and <br />Medical Expenses Definitions, definition 15, <br />"Personal and Advertising Injury ", paragraph h. <br />Is added as follows: <br />h. Discrimination or humitiation (unless <br />Insurance thereof Is prohibited by law) that <br />results In Injury to the feelings or reputation <br />of a natural person, but only If such <br />discrimination or humiliation Is: <br />(1) Not done Intentionally by or at the <br />direction of: <br />(a) The insured; or <br />(b) Any officer of the corporation, <br />director, stockholder, partner or <br />member of the Insured; and <br />(2) Not directly or indirectiy related to an <br />"employee ", nor to the employment, <br />prospective employment or termination of <br />any person or persons by an Insured. <br />8. Product Recall Expense <br />a, Under SECTION It - LIABILITY, B. <br />Exclusions, Paragraph 1. o, is replaced in Its <br />entirety by the following: <br />o. Recall of Products, Work or Impaired <br />Property <br />Damages claimed for any loss, cost or <br />expense Incurred by you or others for <br />the loss of use, withdrawal, recall, <br />Inspection, repair, replacement, <br />adjustment, removal or disposal of: <br />(1) "Your product "; <br />(2) "Your work "; or <br />(3) "impaired property "; <br />If such product, work or property Is <br />withdrawn or recalled from the market <br />or from use by any person or <br />organization because of a known or <br />suspected defect, deficiency, inadequacy <br />or dangerous condition In It, but this <br />exclusion does not apply to "product <br />recall expenses" that you Incur for the <br />"covered recall" of "your product ". The <br />exception to the exclusion does not <br />apply to "product recall expenses" <br />resulting from: <br />(1) Failure of any products to <br />accomplish their intended purpose; <br />(2) Breach of warranties of fitness, <br />quality, durability or performance; <br />(3) Loss of customer approval, or any <br />cost incurred to regain customer <br />approval; <br />(4) Redistribution or replacement of <br />"your product" which has been <br />recalled by like products or <br />substitutes; <br />(5) Caprice or whim of the insured; <br />(6) A condition likely to cause loss of <br />which any Insured know or had <br />reason to know at the inception of <br />this insurance; <br />(7) Asbestos, including loss, damage <br />or clean up resulting from asbestos <br />or asbestos containing materials; or <br />391.1696 66 6o Includes copyrighted material of Insurance Services Office, Inc. Page 3 of 5 <br />25A -73 <br />