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COMMERCIAL AUTO AC 70 05 03 16 H. PREJUDGMENT INTEREST COVERAGE substitute for a covered "auto" you own that The following paragraph is added to SECTION II Is out of service because of Its: — COVERED AUTOS LIABILITY COVERA02, a, Breakdown; 2. Coverage Extensions, a, Supplementary b. Repalr; Payments: c, Servicing; (7) Prejudgment interast awarded against the "insured" d. "Lasa"; or on that part of the judgment we pay. If we make an offer to pay the appli- e. Destruction oablo limit of insurance, we will not pay The coverage that applies is the same as any prejudgment Interest based on that the coverage provided for the vehicle being period of time after the offer. replaced. I. FELLOW EMPLOYEE — OFFICERS, MANAGERS, AND SUPERVISORS L, EXPANDED TOWING COVERAGE Tha Fellow Employee ExCILlsian in SECTION 11 1, We will pay up to: — COVERED AUTOS LIABILITY COVERAGE is replaced as follows; a. $100 for a covered "auto" you awn of the private passangertype, or A, 'Bodily injury" to any fellow "employee" of the "insured" arising out of and In the course b, $500 for a covered "auto" you awn that of the fellow "employee's" employment or is not of the private passenger type, while performing duties related to the con- for towing and Iebor costs Incurred each duct of your buslnsss. This exclusion does time the covered "auto" is disabled, Howev- not apply to an "insured" who occupies a er, the labor must be performed at the place position as an officer, manager, or suporvi- of disablement. sor, 2. This coverage applies only for or "auto" J. HIRED AUTO PHYSICAL DAMAGE covered on this policy for Comprehensive or If covered "auto" deefgnation symbols 1 or 8 ap- Specified Causes of Loss Coverage and ply to Liability Coverage end If at least one "au- Collision Coverages, to" you own Is covered by this policy for Com- 3. Payment applies In addition to the otherwise prehensive, Specified Causes of loss, or Colli- applicable amount of each coverage you sion coverages, then the physical Damage have on a covered "auto", coverages provfded are extended to "autos" you M. AUTO LOAN OR LEASE COVERAGE lease, hire, rent or borrow wlihout a driver; and 1, In the event of a total "loss" to a covered provisions In the Business Auto Coverage Form '"auto", we will pay any unpaid amount due applicable to Hired Auto Physicsl Damage apply on the loan or lease, inCIL16ng up to a max - up to a limit of $100,000, The deductible will be imum of $500 for early termination fees or equal io the largest deductible applicable to any penalties, fcr your covered "auto" less: Awned "auto" for that coverage. Any Compre- h n herraiv€rsive deductible does not apply to fire or a, The amount paid under SECTION III -.. PHYSICAL DAMAGE COVERAGE of this policy; and K. TEMPORARY SUBSTITUTE AUTOS — b, Any: PHYSICAL DAMAGE COVERAGE The fallowing is added to paragraph G. Certain i) Overdue lease/loan payments at the Trailers, Mobile Equipment And Temporary tirne of the "loss"; Substitute Autos of SECTION I - COVERED 2) Financial penalties imposed under a AUTOS: lease for excessive use, abnormal If Physical damage Coverage Is provided by wear and tear or high mileage; this Coverage Form, the following types of 3) Security deposits not refunded by a vehicles are also covered "autos" for Physi- lessor; cal Damage Coverage: 4) Costs of ext@nded warranties, Credit Any "auto" you do not own while used with Llfs in lee, Health, Accident, or the perrnisslon of its owner as a temporary insurance pu ased with lease.; �4r� AC 70 05 03 16 Includes copyrighted material of Insurance Services e aS Page 3 of 7 with Its permission('j11'�1.