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COMMERCIAL AUTO <br />AC 70 Cts 0316 <br />ously titled and which you purchased less <br />then 365 days before the date of the "'loss". <br />U. PHYSICAL. DAMAGE COVERAGE <br />EXTENSIONS <br />Under SECTI01\1 III — PHYSICAL, DAMAGE <br />COVERAGE, A, Coverage, Coverage Exten- <br />sions, b, Loss of Use Expenses is replaced by <br />the following: <br />b. Loss of Use Expenses <br />For Hired Auto Physical Damage, we will <br />pay expenses for which an "insured" be- <br />comes legally responsible to pay for loss of <br />use of a vehicle rented or hired without a <br />driver, under a written rental contract or <br />agreement. We will pay for loss of use ex- <br />penses if caused by: <br />(1) Other than collision if the Declarations <br />Indicate that Comprehensive Coverage <br />Is provided for any covered "auto"; <br />(2) Specified Causes of Loss only if the <br />Declarations indicate that Specified <br />Causes of Lass Coverage is provided <br />for any covered "auto"; or <br />(3) Collision only if the Declarations indicate <br />that Collision Coverage is provided for <br />any covered"@Uto." <br />However, the most we will pay for any <br />expenses for loss of use is $60 per day, to a <br />maximum of $1,500. The Insurance provided <br />by this provision is excess over any other <br />collectible Insurance. <br />V. TRANSFER OF RIG! -TS OF RECOVERY <br />AGAINST OTHERS TO US <br />The following is added to the Transfer of Rights <br />Of Recovery Against Others To Us Condition: <br />We waive any right of recovery we may <br />have against any pe€'son or organization to <br />the extent required of you by a written con- <br />tract executed prior to any "accident" be- <br />cause of payments we make for damages <br />under this coverage form. <br />W. NOTICE OF AND KNOWLEDGE OF <br />OCCURRENCE <br />a. Your obligation In the [Duties in the Event <br />of Accident, Claim, Suit or Loss Condi- <br />tion relative to notificatlon requirements <br />applies only when the "accident" or <br />"loss" Is known to: <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership; <br />(3) A member, If you are a limited liability <br />ccmpa€ny, or <br />(4) An executive officer or Insurance <br />manager, if you are a corporation, <br />b, Your obligation in the. Duties in the Event <br />of Accident, Claim, Suit or Loss Condition <br />relative to providing us with documents <br />concerning a claim or "suit" will not be <br />considered breached unless the breach <br />occurs atter such claim or "suit" is known <br />to: <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership; <br />(3) A member, if you are a limited <br />liability company; or <br />(4) An executive officer or insurance <br />manager, if you are a corporation. <br />X. HIRES; CAR —COVERAGE TERRITORY <br />Item (5) of the Policy Period, Coverage Territory <br />General Conditions Is replaced by the fallowing: <br />(5) "here in the world If a covered "auto" is <br />leased, hired, rented or borrowed without a <br />driver for a period of 30 days or less; and <br />Y. EMERGENCY LOCKOUT <br />We will reimburse you up to $100 for reasonable <br />expense incurred for the services of a fooksmith <br />to gain entry into your covered "auto" subject to <br />these provisions: <br />1. Your door key, electronic key or key entry <br />pad has been lost, stolen or locked In your <br />covered "auto" and you are unable to enter <br />such `auto", or <br />2. Your keyless entry device battery dies and <br />you are unable to enter such "auto" as a re• <br />suit, <br />SECTION IV — BUSINESS AUTO 3. Your key, electronic key or key entry pad <br />CONDITIONS, Paragraph A is amended as has been Inst or stolen and you have <br />follows: changed the Ift to prevent an unauthorized <br />entry, and *04 ' <br />6. NOTICE i�I=AND KNOWLEDGE OF �C� <br />OCCURRENCE <br />Lager 6 of i Includes copyrighted rnatarial of Insurance Services Office, In AC 70 45 03 16 <br />with its permission. <br />