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(2) Ifthe LmitsofInsurance cf any other insurance policy have been exhausted; or (3) To ~bodily injury" or "property damage" that occurred before you acquired or formed the organization. 2. EMPLOYEES AS INSUREDS SECTONU|—LIAB|LIlY COVERAGE, paragraph &1.—WHO |SANINSURED is amended tninclude the following amaninsured: [ Any "employee" mfyours while using a covered ^ewhm you do not own, hire mrborrow, but only for acts within the scope of their employment by you, Insurance provided bythis endorsement isexcess over any other insurance available toany ~empUoyee^ 9. An "employee" of yours while operating an ~auto" hired or borrowed under a written contract or agreement in that "employee's" name, with your panwiaoiwn, while performing duties related to the conduct of your business and within the scope of their employment. Insurance provided by this endorsement iyexcess over any other insurance available tothe ~emnp|oyee~ 3. ADDITIONAL INSURED BYCONTRACT, AGREEMENT OR PERMIT SECTION U —Lk4B|LUY COVERAGE, paragraph A.1. —WHO IS AN INSURED is amended to include the following amaninsured: h. Any person or organization with respect to the npenation, maintenance or use of covered "auto", provided that you and such person or organization have agreed in e written contract, agreement, or permit issued to you by governmental or public authmri1y, to add such persom, or organization, or governmental orpublic authority tothis policy eoan"inoured. However, such person nrorganization is an "insured": (1) Only with respect tmthe operation, maintenance mruse ofa covered "auto"; (2) Only for "bodily injury" mr"property damage" caused by an "accident" vvh|oh takes place after you executed the written contract or a0reomemt, or the permit has been issued toyou; and (3) Only for the duration nfthat contract, agreement orpermit 4. SUPPLEMENTARY PAYMENTS OECTU(]W U—LIABILITY COVERAGE, Coverage Extensions, 2.a. Supplementary Payments, paragraphs (2) and WAare replaced bythe foUowing� (2) Up to $3.000 for cost ofbail bonds (including bonds for related traffic violations) required because of en^eooident^mmcover. VVedonot have tVfurnish these bonds. (4) All reasonable expenses incurred by the insured at our request, including actual loss of earnings up to $500 a day because of time off from work. 5. AMENDED FELLOW EMPLOYEE EXCLUSION In those jurisdictions where, by law, fellow employees are not entitled to the protection afforded to the employer by the workers compensation exclusivity rule, or sim0ar protection, the following provision is added� SECTION U—LIABILITY, exclusion B.5.FELLOW EMPLOYEE does not apply if the "bodily injury" results from the use ofacovered ^aubz you own orhire. , SECTION III — PHYSICAL DAMAGE COVERAGE isamended as follows: G. HIRED AUTO PHYSICAL DAMAGE Paragraph A.4. Coverage Extensions of8ECT|[>N |U| PHYSICAL DAMAGE COVER ended by adding the following: |fhired ''eutos^are covered ~auboe^for Liability Coverage, and ifC h smsofLoss or Collision coverage are provided under the Business Auto Coverage F for you mmm, then the Physical Damage coverages provided are extended to^amtmm^: a. You hire, rent or borrow; or '�DomoLiberty IMvwalInsurance