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COMMERCIAL GENERAL LIABILITY <br />(2) "Bodily Injury' or "property damage" arising <br />out of the actual or alleged presence or <br />actual, alleged or threatened dispersal of <br />any solid, liquid, gaseous or thermal irritant <br />or contaminant, including smoke, vapors, <br />soot, fumes, acids, alkalis, chemicals and <br />waste, and that are part of any claim or <br />"suit" which also alleges any "bodily injury" <br />or "property damage" described in <br />Paragraph (1) above. <br />(3) Any loss, cost or expense arising out of <br />any: <br />(a) Request, demand, order or statutory or <br />regulatory requirement that any insured <br />or others test for, monitor, clean up, <br />remove, contain, treat, detoxify or <br />neutralize, or In any way respond to, or <br />assess the effects of, asbestos, <br />asbestos fibers or products containing <br />asbestos; or <br />(b) Claim or suit by or on behalf of any <br />governmental authority or any other <br />person or organization because of <br />testing for, monitoring, cleaning up, <br />removing, containing, treating, <br />detoxifying or neutralizing, or in any <br />way responding to, or assessing the <br />effects of, asbestos, asbestos fibers or <br />products containing asbestos. <br />t. Employment -Related Practices <br />"Bodily injury" to: <br />(1) A person arising out of any: <br />(a) Refusal to employ that person; <br />(b) Termination of that person's <br />employment; or <br />(c) Employment -related practice, policy, <br />act or omission, such as coercion, <br />demotion, evaluation, reassignment, <br />discipline, failure to promote or <br />advance, harassment, humiliation, <br />discrimination, libel, slander, violation <br />of the person's right of privacy, <br />malicious prosecution or false arrest, <br />detention or imprisonment applied to or <br />directed at that person, regardless of <br />whether such practice, policy, act or <br />omission occurs, Is applied or Is <br />committed before, during or after the <br />time of that person's employment; or <br />(2) The spouse, child, parent, brother or sister <br />of that person as a consequence of "bodily <br />injury" to that arson at whom any of the <br />POLICY NUMBER: 630-7K939O62-TIL-19 <br />employment -related practices described in <br />Paragraph (a), (b), or (c) above is directed. <br />This exclusion applies whether the insured may <br />be liable as an employer or in any other capacity <br />and to any obligation to share damages with or <br />repay someone else who must pay damages <br />because of the "bodily injury". <br />Exclusions c. through n. do not apply to "premises <br />damage". A separate limit of insurance applies to <br />"premises damage" as described in Paragraph 6. of <br />Section III — Limits Of Insurance. <br />COVERAGE B — PERSONAL AND ADVERTISING <br />INJURY LIABILITY <br />1. Insuring Agreement <br />a. We will pay those sums that the Insured <br />becomes legally obligated to pay as damages <br />because of "personal and advertising injury" to <br />which this insurance applies. We will have the <br />right and duty to defend the insured against any <br />"suit" seeking those damages. However, we will <br />have no duty to defend the Insured against any <br />"suit" seeking damages for "personal and <br />advertising injury" to which this insurance does <br />not apply. We may, at our discretion, <br />Investigate any offense and settle any claim or <br />"suit" that may result. But: <br />(1) The amount we will pay for damages is <br />limited as described In Section III — Limits <br />Of Insurance; and <br />(2) Our right and duty to defend end when we <br />have used up the applicable limit of <br />insurance in the payment of judgments or <br />settlements under Coverages A or B or <br />medical expenses under Coverage C. <br />No other obligation or liability to pay sums or <br />perform acts or services is covered unless <br />explicitly provided for under Supplementary <br />Payments. <br />b. This insurance applies to "personal and <br />advertising injury" caused by an offense arising <br />out of your business but only if the offense was <br />committed in the "coverage territory' during the <br />policy period. <br />2. Exclusions <br />This Insurance does not apply to: <br />a. Knowing Violation Of Rights Of Another <br />"Personal and advertising injury" caused by or <br />at the direction of the insured with the <br />knowledge that the act would violate the rights <br />of another and wcIMIlkt EB OPTZVED <br />� p advertisinry g inju". <br />By Risk MANAGEMENT DIVISION <br />AUG 2 9 2019 <br />Page 6 of 21 © 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 1 <br />Includes copyrighted material of Insurance Services Office, Inc. with its permissi7rrRANCINE R. VILLAREAL� <br />