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BUSINESS LIABILITYCOVERAGE FORM
<br />o.RecallOfProducts,WorkOrImpaired (c)
<br />Titleofany literary orartistic work;
<br />Property
<br />(8)
<br />Arising out of anoffense committed by
<br />Damagesclaimedforanyloss,costor aninsuredwhose business is:
<br />(a)
<br />expenseincurredbyyouorothersfortheAdvertising,broadcasting,
<br />lossofuse,withdrawal,recall,inspection, publishing ortelecasting;
<br />repair,replacement,adjustment,removal
<br />(b)
<br />Designingordeterminingcontent
<br />ordisposal of:
<br />of websites for others;or
<br />(1)
<br />"Yourproduct";
<br />(c)
<br />AnInternetsearch,access,
<br />(2)
<br />"Yourwork";or
<br />contentor service provider.
<br />(3)
<br />"Impaired property";
<br />However,thisexclusiondoesnot
<br />ifsuchproduct,workorpropertyis
<br />a.b.c.
<br />applytoParagraphs,and
<br />withdrawnorrecalledfromthemarketor
<br />underthedefinitionof"personaland
<br />fromusebyanypersonororganization
<br />G.
<br />advertisinginjury"inSection–
<br />becauseofaknownorsuspecteddefect,
<br />LiabilityAndMedicalExpenses
<br />deficiency,inadequacyordangerous
<br />Definitions.
<br />condition in it.
<br />Forthepurposesofthisexclusion,
<br />p.Personal AndAdvertisingInjury
<br />placingan"advertisement"foror
<br />linkingtoothersonyourwebsite,by
<br />"Personal andadvertisinginjury":
<br />itself,isnotconsideredthebusiness
<br />(1)
<br />Arising out of oral, written or electronic
<br />ofadvertising,broadcasting,
<br />publicationofmaterial,ifdonebyorat
<br />publishing ortelecasting;
<br />thedirectionoftheinsuredwith
<br />(9)
<br />Arisingoutofanelectronicchatroom
<br />knowledge of itsfalsity;
<br />orbulletinboardtheinsuredhosts,
<br />(2)
<br />Arising out of oral, written or electronic
<br />owns,oroverwhichtheinsured
<br />publicationofmaterialwhosefirst
<br />exercises control;
<br />publicationtookplacebeforethe
<br />(10)
<br />Arisingoutoftheunauthorizeduseof
<br />beginningofthepolicy period;
<br />another's name or product in youre-mail
<br />(3)
<br />Arisingoutofacriminalactcommitted
<br />address,domainnameormetatags,or
<br />byor at the direction of the insured;
<br />anyothersimilartacticstomislead
<br />(4)
<br />Arisingoutofanybreachofcontract,
<br />another'spotentialcustomers;
<br />exceptanimpliedcontracttouse
<br />(11)
<br />Arisingoutoftheviolationofa
<br />anotherÂ’s"advertisingidea"inyour
<br />person'srightofprivacycreatedby
<br />"advertisement";
<br />anystate orfederal act.
<br />(5)
<br />Arisingoutofthefailureofgoods,
<br />However,thisexclusiondoesnot
<br />productsorservicestoconformwith
<br />applytoliabilityfordamagesthatthe
<br />anystatementofqualityor
<br />insuredwouldhaveintheabsenceof
<br />performancemadeinyour
<br />suchstate orfederal act;
<br />"advertisement";
<br />(12)
<br />Arisingoutof:
<br />(6)
<br />Arisingoutofthewrongdescriptionof
<br />(a)
<br />An"advertisement"forotherson
<br />thepriceofgoods,productsorservices;
<br />yourweb site;
<br />(7)
<br />Arisingoutofanyviolationofany
<br />(b)
<br />Placingalinktoawebsiteof
<br />intellectualpropertyrightssuchas
<br />others onyour website;
<br />copyright,patent,trademark,trade
<br />name,tradesecret,servicemarkor
<br />(c)
<br />Contentfromawebsiteofothers
<br />otherdesignationoforiginor
<br />displayedwithinaframeorborder
<br />authenticity.
<br />onyourwebsite.Contentincludes
<br />information,code,sounds,text,
<br />However,thisexclusiondoesnot
<br />graphicsorimages;or
<br />applytoinfringement,inyour
<br />"advertisement",of
<br />(d)
<br />Computercode,softwareor
<br />programming usedtoenable:
<br />(a)
<br />Copyright;
<br />(i)
<br />Yourweb site; or
<br />(b)
<br />Slogan,unlessthesloganisalso
<br />atrademark,tradename,service
<br />(ii)
<br />The presentation or functionality
<br />markorotherdesignationof origin
<br />ofan"advertisement"orother
<br />orauthenticity; or
<br />contentonyourwebsite;
<br />Page 8of24FormSS 0008 0405
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