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BUSINESS LIABILITYCOVERAGE FORM <br />(6)WhenYouAreAddedAsAn <br />Whenthisinsuranceisexcessoverother <br />AdditionalInsuredToOther <br />insurance,wewillpayonlyourshareof <br />Insurance <br />theamountoftheloss,ifany,that <br />exceedsthesumof: <br />Thatisotherinsuranceavailableto <br />(1) <br />youcoveringliabilityfordamages Thetotalamountthatallsuchother <br />arisingoutofthepremisesor insurancewouldpay for the loss in the <br />operations,or products andcompleted absenceofthis insurance;and <br />operations,forwhichyouhavebeen <br />(2) <br />Thetotalofalldeductibleandself- <br />addedasanadditionalinsuredbythat <br />insuredamountsunderallthatother <br />insurance;or <br />insurance. <br />(7)WhenYouAddOthersAsAn <br />Wewillshare the remaining loss,if any, with <br />AdditionalInsuredToThis <br />anyotherinsurancethatisnotdescribedin <br />Insurance <br />this ExcessInsuranceprovision andwas not <br />Thatisotherinsuranceavailabletoan boughtspecificallytoapplyinexcessofthe <br />additionalinsured.LimitsofInsuranceshowninthe <br />DeclarationsofthisCoveragePart. <br />However,thefollowingprovisions <br />c.MethodOfSharing <br />applytootherinsuranceavailableto <br />anypersonororganizationwhoisan <br />Ifalltheotherinsurancepermits <br />additional insured under thisCoverage <br />contribution by equal shares, we will follow <br />Part: <br />thismethodalso.Underthisapproach, <br />(a)PrimaryInsuranceWhen <br />eachinsurercontributesequalamounts <br />RequiredBy Contract <br />untilithaspaiditsapplicablelimitof <br />insuranceornoneofthelossremains, <br />Thisinsuranceisprimaryifyou <br />whichevercomesfirst. <br />haveagreedinawrittencontract, <br />writtenagreementorpermitthat Ifanyoftheotherinsurancedoesnotpermit <br />thisinsurancebeprimary.Ifother contributionbyequalshares,wewill <br />insuranceisalsoprimary,wewill contributebylimits.Underthismethod,each <br />sharewithallthatotherinsurance insurerÂ’sshareisbasedontheratioofits <br />c. <br />bythemethoddescribedinapplicablelimitofinsurancetothetotal <br />below.applicablelimitsofinsuranceofallinsurers. <br />(b)PrimaryAndNon-Contributory8.TransferOfRightsOfRecoveryAgainst <br />ToOtherInsuranceWhen OthersTo Us <br />RequiredBy Contract <br />a.TransferOfRightsOfRecovery <br />Ifyouhaveagreedinawritten <br />Iftheinsuredhasrightstorecoverallor <br />contract,writtenagreementor <br />partofanypayment,including <br />permitthatthisinsuranceis <br />SupplementaryPayments,wehavemade <br />primaryandnon-contributorywith <br />underthisCoveragePart,thoserightsare <br />theadditionalinsured'sown <br />transferredtous.Theinsuredmustdo <br />insurance,thisinsuranceis <br />nothingafterlosstoimpairthem.Atour <br />primaryandwewillnotseek <br />request,theinsuredwillbring"suit"or <br />contributionfromthatother <br />transferthoserightstousandhelpus <br />insurance. <br />enforcethem.Thisconditiondoesnot <br />(a)(b) <br />Paragraphs and donot apply to apply to Medical ExpensesCoverage. <br />other insurance to which the additional <br />b.WaiverOfRightsOfRecovery(Waiver <br />insuredhasbeenaddedasan <br />Of Subrogation) <br />additionalinsured. <br />Iftheinsuredhaswaivedanyrightsof <br />Whenthisinsuranceisexcess,wewill <br />recoveryagainstanypersonor <br />havenodutyunderthisCoveragePartto <br />organizationforallorpartof anypayment, <br />defend the insured against any "suit" ifany <br />includingSupplementaryPayments,we <br />otherinsurerhasadutytodefendthe <br />havemadeunderthisCoveragePart,we <br />insuredagainstthat"suit".Ifnoother <br />alsowaivethatright,providedtheinsured <br />insurerdefends,wewillundertaketodo <br />waivedtheirrightsofrecoveryagainst <br />so,butwewillbeentitledtotheinsured's <br />suchpersonororganizationinacontract, <br />rightsagainst allthoseotherinsurers. <br />agreementorpermitthatwasexecuted <br />prior to the injuryor damage. <br />FormSS 0008 0405Page 17of24 <br /> <br />