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BUSINESS LIABILITYCOVERAGE FORM <br />(2)b. <br />ReceivesawrittenorverbaldemandorWewillmakethesepaymentsregardlessof <br />claimfordamagesbecauseofthe"bodilyfault.Thesepaymentswillnotexceedthe <br />injury"or"propertydamage";orapplicablelimitofinsurance.Wewillpay <br />reasonable expensesfor: <br />(3) <br />Becomesawarebyanyothermeansthat <br />(1) <br />"bodilyinjury"or"propertydamage"hasFirstaidadministeredatthetimeofan <br />occurredorhasbeguntooccur.accident; <br />d.(2) <br />Damagesbecauseof"bodilyinjury"include Necessarymedical,surgical,x-rayand <br />damagesclaimedbyanypersonor dentalservices,includingprosthetic <br />organizationforcare,lossofservicesordevices;and <br />deathresultingatanytimefromthe"bodily <br />(3) <br />Necessaryambulance,hospital, <br />injury". <br />professionalnursingandfuneral <br />e.IncidentalMedical Malpractice <br />services. <br />(1) <br />"Bodilyinjury"arisingoutofthe <br />3.COVERAGEEXTENSION- <br />renderingoforfailuretorender <br />SUPPLEMENTARY PAYMENTS <br />professionalhealthcareservicesasa <br />a. <br />Wewillpay,withrespecttoanyclaimor <br />physician,dentist,nurse,emergency <br />"suit"weinvestigateorsettle,orany"suit" <br />medicaltechnicianorparamedicshall <br />againstan insured wedefend: <br />bedeemedtobecausedbyan <br />(1) <br />Allexpenses weincur. <br />"occurrence", but only if: <br />(2) <br />Upto$1,000forthecostofbailbonds <br />(a) <br />Thephysician,dentist,nurse, <br />requiredbecauseofaccidentsortraffic <br />emergencymedicaltechnicianor <br />lawviolationsarisingoutoftheuseof <br />paramedicisemployedbyyouto <br />anyvehicletowhichBusinessLiability <br />provide suchservices; and <br />Coveragefor"bodily injury"applies. We <br />(b) <br />Youarenotengagedinthe <br />donothave to furnishthesebonds. <br />businessoroccupationofproviding <br />(3) <br />Thecostofappealbondsorbondsto <br />suchservices. <br />releaseattachments,butonlyforbond <br />(2) <br />Forthepurposeofdeterminingthe <br />amountswithintheapplicablelimitof <br />limitsofinsurancefor incidentalmedical <br />insurance.Wedonothavetofurnish <br />malpractice,anyactoromission <br />these bonds. <br />togetherwithallrelatedactsor <br />(4) <br />All reasonable expenses incurred by the <br />omissionsinthefurnishingofthese <br />insuredatour request to assist us in the <br />servicestoanyonepersonwillbe <br />investigationordefenseoftheclaimor <br />considered one"occurrence". <br />"suit",includingactuallossofearnings <br />2.MEDICAL EXPENSES <br />upto$500adaybecauseoftimeoff <br />InsuringAgreement <br />fromwork. <br />a. <br />Wewillpaymedicalexpensesasdescribed <br />(5) <br />Allcoststaxedagainsttheinsuredin <br />belowfor"bodilyinjury"causedbyan <br />the "suit". <br />accident: <br />(6) <br />Prejudgmentinterestawardedagainst <br />(1) <br />On premisesyou ownor rent; <br />theinsuredonthatpartofthejudgment <br />wepay.Ifwemakeanoffertopaythe <br />(2) <br />Onwaysnexttopremisesyouownor <br />applicablelimitofinsurance,wewillnot <br />rent;or <br />payanyprejudgmentinterestbasedon <br />(3) <br />Becauseofyour operations; <br />that period of time aftertheoffer. <br />provided that: <br />(7) <br />Allinterestonthefullamountofany <br />(1) <br />Theaccidenttakesplaceinthe <br />judgmentthataccruesafterentryofthe <br />"coverageterritory"andduringthe <br />judgmentandbeforewehavepaid, <br />policyperiod; <br />offeredtopay,ordepositedincourtthe <br />partofthejudgmentthatiswithinthe <br />(2) <br />The expenses are incurredand reported <br />applicable limit of insurance. <br />touswithinthreeyearsofthedateof <br />the accident; and <br />(1)(7) <br />Anyamountspaidunderthrough <br />abovewillnotreduce the limits of insurance. <br />(3) <br />Theinjuredpersonsubmitsto <br />examination,atourexpense,by <br />physiciansofourchoiceasoftenaswe <br />reasonably require. <br />Page 2of24FormSS 0008 0405 <br /> <br />