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as permitted by law, without obtaining your prior
<br />authorization. Such laws do not allow consumers to
<br />restrict these disclosures. Disclosures may include,
<br />without limitation, the following:
<br />• To agents, brokers, representatives, or others to provide you with
<br />services you have requested, and to enable us to detect or prevent
<br />criminal activity, fraud, material misrepresentation, or
<br />nondisclosure in connection with an insurance transaction;
<br />• To third -party contractors or service providers who provide
<br />services or perform marketing services or other functions on our
<br />behalf;
<br />• To law enforcement or other governmental authority in connection
<br />with an investigation, or civil or criminal subpoenas or court
<br />orders; and/or
<br />• 'fo lenders, lien holders, judgment creditors, or other parties
<br />claiming an encumbrance or an interest in title whose claim or
<br />interest must be determined, settled, paid or released prior to a title
<br />or escrow closing.
<br />In addition to the other times when we might disclose information about
<br />you, we might also disclose information when required by law or in the
<br />good -faith belief that such disclosure is necessary to: (1) comply with a
<br />legal process or applicable laws; (2) enforce this Privacy Notice; (3)
<br />respond to claims that any materials, documents, images, graphics,
<br />logos, designs, audio, video and any other information provided by you
<br />violates the rights of third partes; or (h) protect time rights, property or
<br />personal safety of FNF, its users or the public.
<br />We maintain reasonable safeguards to keep the Personal Information
<br />that is disclosed to us secure. We provide Personal Information and non.
<br />personal Information to our subsidiaries, affiliated companies, and other
<br />businesses or persons for the purposes of processing such information
<br />on our behalf and promoting the services of our trusted business
<br />partners, sonic or all of which may store your information on servers
<br />outside of the United States. We require that these parties agree to
<br />process such information in compliance with our Privacy Notice or in a
<br />similar, industry -standard manner, and we use reasonable efforts to limit
<br />their use of such information and to use other appropriate confidentiality
<br />and security measures. The use of your information by one of our trusted
<br />business partners may be subject to that party's own Privacy Notice. We
<br />do not, however, disclose information we collect from consumer or
<br />credit reporting agencies with our affiliates or others without your
<br />consent, in conformity with applicable law, unless such disclosure is
<br />otherwise permitted by law.
<br />We also reserve the right to disclose Personal Information and/or non -
<br />Personal Information to take precautions against liability, investigate
<br />and defend against any third -party claims or allegations, assist
<br />government enforcement agencies, protect the security or integrity of the
<br />Website, and protect the rights, property, or personal safety of FNF, our
<br />users or others.
<br />We reserve the right to transfer your Personal Information, as well as
<br />any other information, in connection with the sale or other disposition of
<br />all or part of tie FNF business and/or assets. We also cannot make any
<br />representations regarding the use or transfer of your Personal
<br />Information or other information that we may have in the event of our
<br />bankruptcy, reorganization, insolvency, receivership or an assignment
<br />for the benefit of creditors, and you expressly agree mid consent to the
<br />use and/or transfer of your Personal Information or other information in
<br />connection with a sale or transfer of some or all of our assets in any of
<br />the above described proceedings. Furthermore, we cannot and will not
<br />be responsible for any breach of security by any third parties or for any
<br />actions of any third parties that receive any of the information that is
<br />disclosed to as.
<br />Information From Children
<br />We do not collect Personal Information from any person that we know
<br />to be under the age of thirteen (13). Specifically, the Website is not
<br />intended or designed to attract children under the age of thirteen (13).
<br />ATTACHMENT
<br />You affirm that you are either more than l8 years of age, or an
<br />emancipated minor, or possess legal parental or guardian consent, and
<br />are fully able and competent to enter into the terms, conditions,
<br />obligations, affirmations, representations, and warranties set forth in this
<br />Privacy Notice, and to abide by and comply with this Privacy Notice. In
<br />any case, you affirm that you are over the age of 13, as THE WEBSITE
<br />Is NOT INTENDED FOR CHILDREN UNDER 13 THAT ARE
<br />UNACCONH'ANIED BY HIS OR TIER PARENT OR LEGAL
<br />GUARDIAN.
<br />Parents should be aware that FNF's Privacy Notice will govern our use
<br />of Personal Information, but also that information that is voluntarily
<br />given by children — or others — fn email exchanges, bulletin boards or
<br />the like may be used by other parties to generate unsolicited
<br />communications. FNF encourages all parents to instruct their children in
<br />the safe and responsible use of their Personal Information while using
<br />the Internet.
<br />Privacy Outside the Website
<br />The Website may contain various links to otter websites, including links
<br />to various third party service providers. FNF is not and cannot be
<br />responsible for the privacy practices or the content of any of those other
<br />websites. Other than under agreements with certain reputable
<br />organizations and companies, and except for third party service
<br />providers whose services either we use or you voluntarily elect to
<br />utilize, we do not sham any of the Personal Information that you provide
<br />to us with any of the websites to which the Wehsite links, although we
<br />may share aggregate, non -Personal Information with those other third
<br />parties. Please check with those websites in miler to determine their
<br />privacy policies and your rights under them.
<br />European Union Users
<br />If you are a citizen of the European Union, please note that we may
<br />transfer your Personal Information outside the European Union for use
<br />for any of the purposes described in this Privacy Notice. By providing
<br />FNF with your Personal Information, you consent to both our collection
<br />and such transfer of your Personal Information in accordance with this
<br />Privacy Notice,
<br />Choices With Your Personal Information
<br />Whether you submit Personal Information to FNF is entirely up to you.
<br />You may decide not to submit Personal Information, in which case FNF
<br />may not be able to provide certain services or products to you.
<br />You may choose to prevent FNF from disclosing or using your Personal
<br />Information under certain circumstances ("opt out' ). You may opt out of
<br />any disclosure or use of your Personal Information for purposes that are
<br />incompatible with the purpose(s) for which it was originally collected or
<br />for which you subsequently gave authorization by notifying us by one of
<br />the methods at the end of this Privacy Notice. Furthermore, even where
<br />your Personal Information is to be disclosed and used in accordance
<br />with the stated purposes in this Privacy Notice, you may elect to opt out
<br />of such disclosure to and use by a third party that is not acting as an
<br />agent of FNF. As described above, there are some uses from which you
<br />cannot opt -out.
<br />Please note that opting out of the disclosure and use of your Personal
<br />Information as a prospective employee may prevent you from being
<br />hired as an employee by FNF to time extent that provision of your
<br />Personal Information is required to apply for an open position.
<br />If FNF collects Personal Information Finan you, such information will
<br />not be disclosed or used by FNF for purposes that are incompatible with
<br />the purpose(s) for which it was originally collected or for which you
<br />subsequently gave authorization unless you affirmatively consent to
<br />such disclosure and use.
<br />You may opt out of online behavioral advertising by following the
<br />instructions set forth above under the above section "Additional Ways
<br />That Information Is Collected Through the Website," subsection "Third
<br />Party Opt Out."
<br />Privacy Notice
<br />Effective: May 1, 2015
<br />75F-21
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