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PI-GLD-HS (10111) <br />c. Directly or indirectly related to the sale, rental, lease or sublease or prospective sales, rental, <br />lease or sub -lease of any room, dwelling or premises by or at the direction of any insured; or <br />d. Insurance for such discrimination is prohibited by or held in violation of law, public policy, <br />legislation, court decision or administrative ruling. <br />The above does not apply to fines or penalties imposed because of discrimination. <br />Page 12 of 12 <br />Includes copyrighted material of Insurance Services Office, Inc., with its <br />0 2011 Philadelphia Indemnity Insurance Company <br />