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b. Does not include "bodily injury" or "property <br />damage" arising out ot <br />(1)The transportation of property, unless the <br />injury ordamage arises out of a condition in or <br />on a vehicle not owned or operated by you, <br />and that condition was created bythe ,1oadhng <br />orum|oadinQ^ofthat vehicle byany insured; <br />(2) The existence of too|s, uninstalled equipment <br />orabandoned orunused materials; or <br />(3) Products or operations for which the <br />classification, |imhmd in the Declarations orin m <br />policy schedule, stmhaa that products - <br />completed operations are subject to the <br />General Aggregate Limit. <br />2O.~Proportydamage" means: <br />e. Physical injury to tangible property, including all <br />resulting loss mfuse ofthat property. All such loss <br />ofuse shall bedeemed tooccur otthe time nfthe <br />physical injury that caused it; or <br />b. Loom of use of tangible property that is not <br />physically injured. All such: Kmas of use ehmU be <br />deemed to occur at the time of the ,'uucurnynoe° <br />that caused it. <br />As used in this definition, computerized or <br />electronically stored data, programs or sn0svaro are <br />not tangible property. Electronic data means <br />information, facts orprograms: <br />a. Stored aaoron; <br />b. Created orused on; or <br />o. Transmitted to or from; <br />computer oofbmume, including systems and <br />applications aoftwape, hand or floppy diuka. CD- <br />ROMB,bepes. drives, cells, data processing devices <br />orany other media which are used with eKootnmoioa||y <br />controlled equipment, <br />21."Suit" means a civil proceeding in which damages <br />because of "bodily injury", "property damage" or <br />"personal and advertising injury" to which this <br />insurance applies are alleged. "Suit'includes: <br />m- An arbitration proceeding in which such damages <br />are claimed and towhich the insured must submit <br />urdoes submit with our consent; or <br />b. Any other alternative dispute resolution <br />proceeding in which such damages are claimed <br />and to which: the insured submits with our <br />consent. <br />22.°Temporary worker" means a person who is <br />furnished to you to substitute for a permanent <br />"employee" on leave or to meet seasonal orshort- <br />term mmrk|oad000ditimma. <br />23."Volunteer mmrkcr"means aperson who <br />a- Asnot your "enmployee~; <br />b. Donates his nrher work' <br />c. Acts at the direction, of and within the scope of <br />duties determined byyou; and <br />d. Is not paid efee. salary mrother compensation by <br />you oranyone else for their work performed for <br />you. <br />24"Your pruduct° <br />a. Means: <br />(1) Any goods or products, other than real <br />property, mmnufamtumod, sold, handled, <br />distributed ordisposed ofby: <br />(m) You; <br />(b) Others trading under your name; or <br />(n) A person or organization whose business <br />urassets you have acquired; and <br />(2) Containers (other than vehio|es), materials, <br />parts or equipment furnished in connection <br />with such goods mrproducts. <br />b. |mnKmdeo <br />(1) Warranties or representations made at any <br />time with respect to the fitness, quality, <br />durability, performance or use of "your <br />product"; and <br />(2) The providing of or failure to provide warnings <br />or instructions. <br />c. Duao not include vending machines or other <br />property rented tomlocated for the use ofothers <br />but not sold. <br />25."Your wmrk": <br />a. Means: <br />(1) Work or operations performed by you or on <br />your behalf; and <br />(2) Mmteha|o, pmdu or equipment furnished in <br />connection with such work oroperations, <br />b. Includes <br />(1) Warranties or representations mode at any <br />time with respect to the fitoesa, quality, <br />dunabiNty, performance nruse of"your vvnrk°. <br />and <br />(2) The providing of or failure, to provide warnings <br />or instructions. <br />Page 18mf1B HG 00010005 <br />