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n. Recall Of Products, Work Or Impaired
<br />Property
<br />Damages claimed for any loss, cost or expense
<br />Incurred by you or others for the loss of use,
<br />withdrawal, recall, Inspection, repair, replacement,
<br />adjustment, removal or disposal of:
<br />(1) "Your product";
<br />(2) "Your work"; or
<br />(8) "Impaired property";
<br />If such product, work, or property Is withdrawn or
<br />recalled from the market or from use by any person
<br />or organization because of a known or suspected
<br />defect, deficiency, Inadequacy or dangerous
<br />condition In It.
<br />o. Personal And Advertising Injury
<br />"Bocilly Injury' arlsing out of "personal and
<br />advertising Injury',
<br />p, Electronic Data
<br />Damages arlsing out of the loss of, loss of use of,
<br />damage to, corruption of, Inability to access, or
<br />Inability to manipulate electronic data.
<br />As used In this exclusion, electronic data means
<br />Information, facts or programs stored as or on,
<br />created or used on, or transmitted to or from
<br />computer software, Including systems and
<br />applications software, hard or floppy disks, CD-
<br />ROMS, tapes, drives, cells, data processing
<br />devices or any other media which are used with
<br />electronically controlled equipment.
<br />q. Employment -Related Practices
<br />"Bodily Injury" to:
<br />(1) A person arising out of any "employment—
<br />related practices"; or
<br />(2) The spouse, child, parent, brother or sister of
<br />that person as a consequence of "bodily Injury"
<br />to that person at whom any "employment-
<br />related practices" are directed.
<br />This exclusion applies;
<br />(1) Whether the Insured may be liable as an
<br />employer or In any other capacity; and
<br />(2) To any obligation to share damages with or
<br />repay someone else who must pay damages
<br />because of the Injury.
<br />r. Asbestos
<br />(1) "Bodily Injury" or "property damage" arising out
<br />of the "asbestos hazard".
<br />(2) Any damages, judgments, settlements, loss,
<br />costs or expenses that:
<br />(a) May be awarded or Incurred by reason of
<br />any claim or suit alleging actual or
<br />threatened Injury or damage of any nature or
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<br />kind to persons or property which would not
<br />have occurred in whole or In part but for the
<br />"asbestos hazard";
<br />(b) Arise out of any request, demand, order or
<br />statutory or regulatory requirement that any
<br />Insured or others teat for, monitor, clean up,
<br />remove, encapsulate, contain, treat, detoxify
<br />or neutralize or In any way respond to or
<br />assess the effects of an "asbestos hazard";
<br />or
<br />(c) Arise out of any claim or suit for damages
<br />because of testing for, monitoring, cleaning
<br />up, removing, encapsulating, containing,
<br />treating, detoxINng or neutralizing or in any
<br />way responding to or assessing the effects
<br />of an "asbestos hazord",
<br />Damage To Premises Rented To You — Exception
<br />For Damage By Fire, Lightning Or Explosion
<br />Exclusions c. through h, and J. through n. do not apply
<br />to damage by fire, lightning or explosion to promises
<br />while rented to you or temporarily occupied by you with
<br />permission of the owner. A separate limit of Insurance
<br />applies to this coverage as described In Section III —
<br />Llmlts Of Insurance,
<br />COVERAGE B PERSONAL AND ADVERTISING
<br />INJURY LIABILITY
<br />1. Insuring Agreement
<br />a. We will pay those sums that the Insured becomes
<br />legally obligated to pay as damages because of
<br />"personal and advertising Injury" to which this
<br />Insurance appiles, We will have the right and duty
<br />to defend the Insured against any "suit" seeking
<br />those damages. However, we will have no duty to
<br />defend the Insured against any "suit' seeking
<br />damages for "personal and advertising Injury" to
<br />which this Insurance does not apply. We may, at
<br />our discretion, investigate any offense and settle
<br />any claim or "suit" that may result But:
<br />(1) The amount we wilt pay for damages Is limited
<br />as described In Section III — Limits Of
<br />Insurance; and
<br />(2) Our right and duty to defend end when we have
<br />used up the applicable Amit of insurance in the
<br />payment of judgments or settlements under
<br />Coverages A or B or medical expenses under
<br />Coverage C.
<br />No other obligation or liability to pay sums or
<br />perform acts or services is covered unless explicitly
<br />provided for under Supplementary Payments —
<br />Coverages A and B.
<br />b. This Insurance applies to "personal and advertising
<br />Injury" caused by an offense arising out of your
<br />business but only If the offense was committed In
<br />the "coverage territory" during the policy period.
<br />Page 5 of 18
<br />REVIEWED BY' EuWICE MEREDIA (Po6 OF20
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