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Addresses for notice may be changed as required by written notice to all other parties. All <br />notices personally served shall be effective when actually received. All notices mailed shall <br />be effective three (3) days after deposit in the U.S. Mail, postage prepaid. The foregoing <br />notwithstanding, the non -receipt of any notice as the result of a change of address of which <br />the sending party was not notified or as the result of a refusal to accept delivery shall be <br />deemed receipt of such notice. <br />21.3 Survival of Representations and Warranties. All representations and warranties <br />in the Loan Documents shall survive the making of the Loan(s) described herein and have <br />been or will be relied on by City notwithstanding any investigation made by either party. <br />21.4 No Third Parties Benefited. This Agreement is made for the purpose of setting <br />forth rights and obligations of Developer and the City, and no other person shall have any <br />rights hereunder or by reason hereof. <br />21.5 Binding Effect; Assignment of Obligations. This Agreement shall bind, and shall <br />inure to the benefit of, Developer and City and their respective successors and assigns. <br />Other than as expressly provided to the contrary in this Agreement, Developer shall not <br />assign any of its rights or obligations under any Loan Document without the prior written <br />consent of City, which consent may be withheld in City's sole and absolute discretion. Any <br />such assignment without such consent shall, at City's option, be void. <br />21.6 Prior Agreements; Amendments; Consents. This Agreement (together with the <br />other Loan Documents) contains the entire agreement between the City and Developer with <br />respect to the Loan and the Property, and all prior negotiations, understandings and <br />agreements are superseded by this Agreement and such other Loan Documents. No <br />modification of any Loan Document (including waivers of rights and conditions) shall be <br />effective unless in writing and signed by the party against whom enforcement of such <br />modification is sought, and then only in the specific instance and for the specific purpose <br />given. <br />21.7 Governing Law. All of the Loan Documents shall be governed by, and construed <br />and enforced in accordance with, the laws of the State of California and Federal law, <br />whichever is more stringent. Developer irrevocably and unconditionally submits to the <br />jurisdiction of the Superior Court of the State of California for the County of Orange or the <br />United States District Court of the Central District of California, as City may deem <br />appropriate, in connection with any legal action or proceeding arising out of or relating to <br />this Agreement or the Loan Documents. Assuming proper service of process, Developer <br />also waives any objection regarding personal or in rem jurisdiction or venue. <br />21.8 Severability of Provisions. No provision of any Loan Document that is held to be <br />unenforceable or invalid shall affect the remaining provisions, and to this end all provisions <br />of the Loan Documents are hereby declared to be severable. <br />21.9 Headings. Article and section headings are included in the Loan Documents for <br />convenience of reference only and shall not be used in construing the Loan Documents. <br />