AON GLOBAL RISK CONSULTANTS, INC.-2017

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AGRC believes several risk factors exist that could materially affect timelines, for deliverables or AGRC's ability to develop the analysis proposed herein. These include, but are not limited to, • Lack of availability of key project personnel Misunderstanding of scope definition and success criteria • Delays in providing Information required for the proposed analysis (if any additional Information not already held by AGRC is required) Changes in project scope, which can be made with a Change in Project Scope document agreed to by both Client and AGRC — AGRC notes that changes in project scope could potentially affect the engagement fee In the event the project is cancelled by the Client prior to the project start date, AGRC reserves the right to charge for project start-up costs Incurred, Representationsand Warranties AGRC represents and warrants to Client that: AGRC is an Illinois corporation duly organized, validly existing and In good standing under the laws of the State of Illinois, and AGRC has the full and unrestricted power and authority to execute, deliver and perform this proposal and such execution, delivery and performance have been duly authorized by all necessary action on the part of AGRC and the proposal, when executed and delivered by AGRC in accordance with the provisions hereof, will be a legal, valid and binding obligation of AGRC, enforceable against AGRC in accordance with Its terms; AGRC`s execution and performance of this proposal or any Schedule shall not constitute a breach or default under any cohtraot, lnstrument-or-agrerementfd wtrleh AGRC`ts a -party orrbywhic1rA-GRC rs-bound and shall otMolatatr-- interfere with the rights of any other party; The Services performed and the Deliverables tendered hereunder shall be of professional quality, conforming to generally accepted industry standards and practices for similar services and deliverables: The Services as delivered to Client will not Infringe on any copyright, patent trade secret or other proprietary right held by any third party, THIS WARRANTY SHALL BE IN LIEU OF AND EXCLUDES. ALL OTHER IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR OTHERWISE; The Services to be provided by AGRC are not of a legal nature, and AGRC she'll 1n no event give, or be required to give, any legal opinion or provided any legal representation to Client. Aon recommends that Client seek the review of the Client's legal or tax advisors before taking action based upon AGRC'a statements. The Services will be performed only by AGRC and its bona fide employees, unless and to the extent Cilent has given Its written consent to the subcontracting of any portion of the Services. The Services will be performed in strict accordance with the requirements of this proposal, applicable professional standards and laws. AGRC is not debarred, proposed fordebarment, suspended or otherwise -ineligible for participation in any federal procurement or non procurement transaction.. Aon Risk Consultants, Inc. I Actuarial & Analytics Proprfstary & Coo6dentlarAON Form Edition Date: April 1'4, 2016 6