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pfjd-_-1 will -I,A cxcr e.o <br />r ; caverago an0lorlimits of this policy, <br />or <br />(b) v'he coverage and/or limits required by <br />the 'insured contract". <br />A ;7erson's or organization's status as an <br />"in$Ured" under this subparagraph d ends <br />whan your operations for that insured" are <br />completed. <br />EMPLOYEE AS INSURED <br />Under Paragraph A. of Section 11 — LIABILITY COV- <br />ERAGE item I. Is added as follows: <br />Your "employee" while using his owned "auto", or an <br />"auto" owned by a member of his or her household, <br />in your business or your personal affairs, provided you <br />do not own, hire or borrow that "auto". This coverage <br />is excess to any other collectible insurance coverage. <br />FELLOW EMPLOYEE COVERAGE <br />Exclusion 5, FELLOW EMPLOYEE of SECTION II — <br />LIABILITY COVERAGE — B. EXCLUSIONS is <br />amended by the addition of the following: <br />However, this exclusion does not apply if the `bodily <br />injury" results from the use of a covered "auto" you <br />own or hire, and provided that any coverage under <br />this provision only applies in excess over any other <br />collectible insurance. <br />BLANKET WAIVER OF SUBROGATION <br />We Waive the right of recovery we may have for pay. <br />ments made for "bodily injury" or 'property damage" <br />on behalf of the persons or organizations added as <br />"Insureds" under Section II — LIABILITY COVERAGE <br />— A.T.D. BROAD FORM NAMED INSURED and <br />A.1.e. BLANKET ADDITIONAL INSURED. <br />PHYSICAL DAMAGE — ADDITIONAL TRANS- <br />PORTATION EXPENSE COVERAGE <br />The first sentence of paragraph A.4. of SECTION III <br />— PHYSICAL DAMAGE COVERAGE is amended as <br />follows: <br />We will pay up to $50 per day to a maximum of <br />$1,50D for temporary transportation expense Incurred <br />by you because of the total theft of a covered "auto" <br />of the private passenger type. <br />,Rb � ...� Y7�f � -. ✓41 ' ..u.m <br />A „r.:T? ,N M - i' t ' ,t D i AG E ':;OVER- <br />AG'E, A s, CC V F ,AGE EX f E;SSICAi !S, is <br />amended 4y adding the `o:knving: <br />c. Personal EiCeot � coverage <br />For any Owned ''auto:' that Is involved In a <br />covered "loss" we will pay up to $500 for <br />"personal effoot; I' that are, lost or damaged <br />as a result of the covered "loss", without <br />applying a deductible. <br />EXTRA EXPENSE — BROADENED COVERAGE <br />Paragraph A. — COVERAGE of SECTION III — <br />PHYSICAL DAMAGE COVERAGE is amended to <br />add: <br />5. We will pay for the expense of returning a stolen <br />covered "auto" to you. <br />AIRBAG COVERAGE <br />Under paragraph B. — EXCLUSIONS of SECTION III <br />— PHYSICAL DAMAGE COVERAGE, the following Is <br />added: <br />The exclusion relating to mechanical breakdown does <br />not apply to the accidental discharge of an airbag. <br />NEW VEHICLE REPLACEMENT COST <br />Under Paragraph C — LIMIT OF INSURANCE of <br />Section III — PHYSICAL DAMAGE COVERAGE sec- <br />tion 2 is amended as follows: <br />2. An adjustment for depreciation and physical con- <br />dition will be made in determining actual cash <br />value in the event of a total loss. However, in the <br />event of a total loss to your "new vehicle" to <br />which this coverage applies, as shown in the <br />declarations, we will pay at your option: <br />a, The verifiable "new vehicle" purchase price <br />you paid for your damaged vehicle, not in- <br />cluding any Insurance or warranties pur- <br />chased; <br />Page 2 of 6 <br />b. The purchase price, as negotiated by us, of <br />a new vehicle of the same make, model and <br />equipment, not including any furnishings, <br />parts or equipment not Installed by the <br />manufacturer or manufacturer's dealersIt <br />If the same model is not available the <br />purchase price of the most sFm''del <br />available; �0 �- I \, <br />