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NONPROFITS <br /> INSURANCE <br /> ALLIANCE OF CALIFOPNIA <br /> A Head for Insurance.A Heart for Nonprofits. <br /> POLICY NUMBER: 2024-44927 <br /> (2)The coverage afforded by this insurance is primary and non-contributory with the additional <br /> insured(s)'own insurance. <br /> Paragraphs(1)and (2)do not apply to other insurance to which the additional insured(s)has been <br /> added as an additional insured or to other insurance described in paragraph b. below. <br /> b. Excess Insurance <br /> This insurance is excess over: <br /> 1. Any of the other insurance,whether primary,excess, contingent or on any other basis: <br /> (a) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage <br /> for"your work"; <br /> (b) That is fire, lightning, or explosion insurance for premises rented to you or temporarily <br /> occupied by you with permission of the owner; <br /> (c) That is insurance purchased by you to cover your liability as a tenant for"property <br /> damage"to premises temporarily occupied by you with permission of the owner; or <br /> (d) If the loss arises out of the maintenance or use of aircraft, "autos"or watercraft to the <br /> extent not subject to Exclusion g. of SECTION I -COVERAGE A- BODILY INJURY <br /> AND PROPERTY DAMAGE. <br /> (e) Any other insurance available to an additional insured(s)under this Endorsement <br /> covering liability for damages which are subject to this endorsement and for which the <br /> additional insured(s) has been added as an additional insured by that other <br /> insurance. <br /> (1) When this insurance is excess,we will have no duty under Coverages A or B to defend <br /> the additional insured(s)against any"suit"if any other insurer has a duty to defend the <br /> additional insured(s)against that"suit". If no other insurer defends, we will undertake to do <br /> so, but we will be entitled to the additional insured(s)' rights against all those other <br /> insurers. <br /> (2) When this insurance is excess over other insurance,we will pay only our share of the <br /> amount of the loss, if any, that exceeds the sum of: <br /> (a) The total amount that all such other insurance would pay for the loss in the <br /> absence of this insurance; and <br /> (b) The total of all deductible and self-insured amounts under all that other <br /> insurance. <br /> (3) We will share the remaining loss, if any,with any other insurance that is not described in <br /> this Excess Insurance provision and was not bought specifically to apply in excess of the <br /> Limits of Insurance shown in the Declarations of this Coverage Part. <br /> C. Methods of Sharing <br /> If all of the other insurance available to the additional insured(s)permits contribution by equal <br /> shares,we will follow this method also. Under this approach each insurer contributes equal <br /> amounts until it has paid its applicable limit of insurance or none of the loss remains,whichever <br /> comes first. <br /> If any other the other insurance available to the additional insured(s)does not permit contribution <br /> by equal shares,we will contribute by limits. Under this method, each insurer's sl <br /> the ratio of its applicable limit of insurance to the total applicable limits of insuran „oR RiakManaganentDMsion <br /> �?- REVIEWED&APPROVED BY. <br /> NIAC-E61 02 19 <br /> ® Risk Management Specialist <br />