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THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. <br />AUTO ENHANCEMENT ENDORSEMENT <br />This endorsement modifies insurance provided under the following! <br />BUSINESS AUTO COVERAGE FORM <br />1. Newly Acquired or Formed Organizations <br />11. Employees as Insureds <br />III. Lessor - Additional Insured and Loss Payee <br />IV. Supplementary Payments - Increased Limits <br />V. Fellow Employee Coverage <br />Vi. Personal Property of Others <br />VII. Additional Transportation Expense and Cost to Recover Stolen Auto <br />VIII. Airbag Coverage <br />IX. Tapes, Records and Discs Coverage <br />X. Physical Damage Deductible -Single Deductible <br />XL Physical Damage Deductible - Glass <br />XII. Physical Damage Deductible - Vehicle Tracking System <br />XIII. Duties in Event of Accident, Claim, Suit or Loss <br />XIV. Unintentional Failure to Disclose Hazards <br />XV. Worldwide Liability Coverage - Hired and Nonowned Autos <br />XVI. Hired Auto Physical Damage <br />XVII. Auto Medical Payments Coverage Increased Limits <br />XVIII. Drive Other Car Coverage - Broadened Coverage for Designated Individuals <br />XIX. Rental Reimbursement Coverage <br />XX. Notice of Cancellation or Nonrenewal <br />XXI. Loan/Lease Payoff Coverage <br />XXII. Limited Mexico Coverage <br />XXIII. Waiver of Subrogation <br />NEWLY ACQUIRED OR FORMED ORGANIZATIONS <br />Throughout this policy, the words you and your also refer to any organization you newly acquire or form, other <br />than a partnership or joint venture, and over which you maintain ownership of more than 50 percent interest, <br />provided: <br />A. There is no similar insurance available to that organization; <br />B. Unless you notify us to add coverage to your policy, the coverage under this provision is afforded only <br />until: <br />1. The 90th day after you acquire or form the organization; or <br />2. The end of the policy period, whichever is earlier; and <br />C. The coverage does not apply to an "accident" which occurred before you acquired or formed the <br />organization. <br />AC 84 07 07 13 © 2013 Liberty Mutual Insurance. All rights reserved. Page 1 of 11 <br />Includes copyrighted material of Insurance Services Office, Inc., <br />with its permission. <br />Ap ved as t <br />Page 3 of 14 <br />3-1-18 <br />