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S 1- <br />Ver <br />snOeroup_ <br />OB39898667 <br />1001140 <br />Effective:04/01/2017-2018 <br />THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. <br />BUSINESSOWNERS LIABILITY SPECIAL BROADENING ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESSOWNERS COVERAGE FORM <br />SUMMARY OF COVERAGES <br />Limits <br />Page <br />1. Additional Insured by Contract, Agreement or Permit <br />Included <br />1 <br />2. Additional Insured - Broad Form Vendors <br />Included <br />2 <br />3. Alienated Premises <br />Included <br />3 <br />4. Broad Form Property Damage - Borrowed Equipment, Customers <br />Goods and Use of Elevators <br />Included <br />3 <br />5. Incidental Malpractice (Employed Nurses, EMT's and Paramedics) <br />Included <br />3 <br />6. Personal and Advertising Injury - Broad Form <br />Included <br />4 <br />7. Product Recall Expense <br />Included <br />4 <br />Product Recall Expense Each Occurrence Limit <br />$25,000 <br />Occurrence <br />5 <br />Product Recall Expense Aggregate Limit <br />$50,000 <br />Aggregate <br />5 <br />Product Recall Deductible <br />$500 <br />5 <br />6. Unintentional Failure to Disclose Hazards <br />Included <br />6 <br />9. Unintentional Failure to Notify <br />Included <br />6 <br />This endorsement amends coverages provided under the Businessowners Coverage Form through new <br />coverages and broader coverage grants. This coverage is subject to the provisions applicable to the <br />Businessowners Coverage Form, except as provided below. <br />The following changes are made to SECTION II - <br />LIABILITY: <br />1. Additional Insured by Contract, Agreement or <br />Permit <br />The following is added to SECTION 11 - <br />LIABILITY, C. Who Is An Insured: <br />Additional Insured by Contract, Agreement or <br />Permit <br />a. Any person or organization with whom you <br />agreed in a written contract, written <br />agreement or permit to add such person or <br />organization as an additional Insured on <br />your policy is an additional insured onlywith <br />respect to liability for "bodily injury", <br />"property damage", or "personal and <br />advertising injury" caused, in whole or in <br />part, by your acts or omissions, or the acts <br />or omissions of those acting on your behalf, <br />but only with respect to: <br />(1) "Your work" for the additional insured(s) <br />designated in the contract, agreement or <br />permit; <br />(2) Premises you own, rent, lease or <br />occupy;or <br />(3) Your maintenance, operation or use of <br />equipment leased to you. <br />b. The insurance afforded to such additional <br />insured described above: <br />(1) Only applies to the extent permitted by <br />law; and <br />(2) Will not be broader than the insurance <br />which you are required by the contract, <br />agreement or permit to provide for such <br />additional insured. <br />(3) Applies on a primary basis if that is <br />required by the written contract, written <br />agreement or permit. <br />(4) Will not be broader than coverage <br />provided to any other insured. <br />(5) Does not apply if the "bodily injury", <br />"property damage" or "personal and <br />advertising injury" is otherwise excluded <br />from coverage under this Coverage Part, <br />including any endorsements thereto. <br />391.1006 08 16 Includes copyrighted materials of Insurance services Offices, Inc., with its permission. Page 1 of 6 <br />