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emergency medical technician or paramedic <br />employed by you if you are not engaged in the <br />business or occupation of providing medical, <br />paramedical, surgical, dental, x-ray or nursing <br />services. <br />6. Personal Injury - Broad Form <br />a. SECTION II - LIABILITY, B. Exclusions, 2. <br />Additional Exclusions Applicable only to <br />"Personal and Advertising Injury", paragraph <br />e. is deleted. <br />It. SECTION II - LIABILITY, F. Liability and <br />Medical Expenses Definitions, 14. "Personal <br />and advertising injury", paragraph b. Is <br />replaced by the following: <br />b. Malicious prosecution or abuse of <br />process. <br />c. The following is added to SECTION Ii - <br />LIABILITY, F. Liability and Medical Expenses <br />Definitions, Definition 14. "Personal and <br />advertising Injury": <br />"Discrimination" unless insurance thereof is <br />prohibited by law) that results in injury to the <br />feelings or reputation of a natural person, <br />but only if such "discrimination" is: <br />(1) Not done intentionally by or at the <br />direction of: <br />(a) The insured; <br />(b) Any officer of the corporation, <br />director, stockholder, partner or <br />member of the insured; and <br />(2) Not directly or indirectly related to an <br />"employee", not to the employment, <br />prospective employment or termination <br />of any person or persons by an insured. <br />d. For purposes of this endorsement, the <br />following definition is added to SECTION 11 - <br />LIABILITY, F. Liability and Medical Expenses <br />Definitions: <br />1. "Discrimination" means the unlawful <br />treatment of individuals based upon race, <br />color, ethnic origin, gender, religion, age, <br />or sexual preference. "Discrimination" <br />does not include the unlawful treatment <br />of individuals based upon developmental, <br />physical, cognitive, mental, sensory or <br />emotional impairment or any <br />combination of these. <br />e. This coverage does not apply if liability <br />coverage for "personal and advertising <br />injury" is excluded either by the provisions of <br />the Coverage Form or any endorsement <br />thereto. <br />o. Recall of Products, Work or Impaired <br />Property is replaced by the following: <br />o. Recall of Products, Work or Impaired <br />Property <br />Damages claimed for any loss, cost or <br />expense incurred by you or others for <br />the loss of use, withdrawal, recall, <br />inspection, repair, replacement, <br />adjustment, removal or disposal of: <br />(1) "Your product"; <br />(2) "Your work"; or <br />(3) "Impaired property"; <br />If such product, work or property is <br />withdrawn or recalled from the market or <br />from use by any person or organization <br />because of a known or suspected defect, <br />deficiency, inadequacy or dangerous <br />condition in it, but this exclusion does <br />not apply to 'product recall expenses" <br />hat <br />tyou incur for the "covered recall' of <br />"your product". <br />However, the exception to the exclusion <br />does not apply to product recall <br />expenses" resulting from: <br />(4) Failure of any products to accomplish <br />their intended purpose; <br />(5) Breach of warranties of fitness, <br />quality, durability or performance; <br />(6) Loss of customer approval, or any <br />cost Incurred to regain customer <br />approval; <br />(7) Redistribution or replacement of <br />"yourproduct" which has been <br />recalled by like products or <br />substitutes; <br />(8) Caprice or whim of the insured; <br />(9) A condition likely to cause loss of <br />which any insured knew or had <br />reason to know at the inception of <br />this insurance; <br />(10)Asbestos, including loss, damage or <br />clean up resulting from asbestos or <br />asbestos containing materials; or <br />(11)Recall of "your products" that have <br />no known or suspected defect solely <br />because a known or suspected <br />defect in another of "your products" <br />has been found. <br />b. The following is added to SECTION II - <br />LIABILITY, C. Who Is An Insured, paragraph <br />3.b.: <br />7. Product Recall Expense "Product recall expense" arising out of any <br />a. SECTION II - LIABILITY, B. Exclusions, 1. withdrawal or recall that occurred before you <br />Applicable To Business Liability Coverage, acquired or formed the organization. <br />391-1006 0816 Includes copyrighted materials or Insurance services Offices, Inc., with its permission. Page 4 of 6 <br />