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advertising injury" a 'sing out of their willful conduct, which is defined as the purpos ful or willful intent to cause 'bodily injury" or "p rsonal and advertising injury", or caused in whole or in tion by liquor or contr fled substances. Part by their intoxica- tion coverage provided by provision J. is excess over any other valid and collectable insurance available to your "employee". K. NEWLY FORMED OR IkDD17IONALLY ACQUIRED ENTITIES Paragraph 3. of Section II - Who Is An Insured is replaced by the following: 3. Any organizaion you newly acquire or form and over which you maintain wnership or majority interest, will quali as a Named Insured if there is no other similar insurance available to that organization. Howe er: a. Coverage under this provision is afforded only until the expiration ol the policy period in which the entity was acquired or formed by you; b. Coverage A dos not apply to "bodily injury" or "property damage" tha occurred before you acquired or formed the organization; and c. Coverage B does not apply to "personal and advertising injury" aft g out of an offense committec bef re you acquired or formed the organization. d. Records and descriptions of operations must be maintained by the first med Insured. No person or organiza on is an insured with respect to the conduct of any current or past partnership, joint venture or limited liab lity c mpany that is not shown as a Named Insured in the Declarations or qualifies as an insured under this pro ision. L. FAILURE TO DISCLOSE HAZ kRDS AND PRIOR OCCURRENCES Under Section IV - Coinmerc ial General Liability Conditions, the following is added t Condition 6. Repre- sentations: a Your failure to disclose II hazards or prior 'occurrences" existing as of the inception date of the policy shall not prejudice the c verage afforded by this policy provided such failure to disclose all hazards or prior 'occurrences" is n t intentional. M. KNOWLEDGE OFOCCIII CE, OFFENSE, CLAIM OR SUIT Under Section IV - Co merc'at General Liability Conditions, the following is added to Condition 2. Duties In The Event of Occul nce, Offense, Claim Or Suit: Knowledge of an occur ence", offense, claim or "suit' by an agent, servant o "employee" of any insured shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph 1. of Section II - Who Is An Insured or a person who has been designated by them to receive reports of "occurrences", offenses, claims or "suits" shall have received such notice from he agent, servant or "employee". N. LIBERALIZATION CLAUSE If we revise this Commercial General Liability Extension Endorsement to provide mole coverage without additional premium charge,, ur policy will automatically provide the coverage as oft a day the revision is effective in your state. O. BODILY INJURY REDEFINED Under Section V - Defin tions, Definition 3. is replaced by the following: 3. 'Bodily Injury" mea s physical injury, sickness or disease sustained by a person. This includes mental anguish mer tal injury, shock, fright or death that results from such r hysical injury, sick- ness or disease to $�10 04 13 ® 20131iberty Mutual Insurance ` 1 Include oopyri hied material of Insurance Services Office, Inc., with its permission. Page 7 of 8