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employee that the employee's presence is required to handle emergency <br />arrangements and/or other matters. <br />Up to 48 hours of this personal necessity leave may be used: a) to attend to a <br />serious accident to members of the employee's immediate family; b) childbirth; c) <br />to cope with imminent danger to the employee's family, home, or other valuable <br />property; d) when the existence of external circumstances beyond the employee's <br />control make it impossible for him or her to report for duty; or e) attend to <br />medical or dental appointments for members of the employee's household. For <br />the purposes of this section only, a "day" shall be defined as the number of hours <br />of work that an employee is required to work according to his or her specific <br />workday schedule. <br />K. Payment for Unused Sick Leave. <br />1. Except in cases of disability retirement, upon non -disciplinary termination <br />of employment after ten (10) years of cumulative full-time service with <br />the City, each qualified employee shall be entitled to payment for one- <br />third (1/3) of the total sick leave benefit credited to his or her account <br />upon the effective date of such termination, not to exceed a maximum <br />limit of fifty-three and one-third (53.33) eight (8) hour working days, at <br />the rate of pay effective on the date of such termination. <br />Maximum sick leave cash -out after ten (10) years of service shall be equal <br />to 427 hours (53.33 x 8). <br />At the employee's election, payment of unused sick leave may be received <br />in either a lump sum of money, or in equal monthly payments for a period <br />of up to five (5) years. <br />A lump sum payment shall be made to the beneficiaries of any eligible <br />employee whose death occurs while such employee is an active employee <br />of the City, such payment to be in the amount of one-third (1/3) of the <br />total sick leave benefit credited to the employee's account at the time of <br />his or her death, and at the rate of pay effective on the date of death. <br />2. At his or her option, an employee may convert any lump sum payment <br />provided herein into health insurance premiums, to the extent necessary to <br />provide the employee and his or her designated eligible dependents, if any, <br />2tJ-31 <br />