Laserfiche WebLink
4 <br />10. <br />11 <br />12. <br />13. <br />CA 88 10 01 13 <br />RENTAL REIMBURSEMENT <br />SECTION III — PHYSICAL DAMAGE COVERAGE, A. COVERAGE, is amended by adding the following: <br />a. We will pay up to $75 per day for rental reimbursement expenses incurred by you for the rental of an <br />"auto" because of "accident" or "loss", to an "auto" for which we also pay a "loss" under <br />Comprehensive, Specified Causes of Loss or Collision Coverages. We will pay only for those <br />expenses incurred after the first 24 hours following the "accident" or "loss" to the covered "auto." <br />b. Rental Reimbursement will be based on the rental of a comparable vehicle, which in many cases may <br />be substantially less than $75 per day, and will only be allowed for the period of time it should take to <br />repair or replace the vehicle with reasonable speed and similar quality, up to a maximum of 30 days. <br />C. We will also pay up to $500 for reasonable and necessary expenses incurred by you to remove and <br />replace your tools and equipment from the covered "auto". <br />d. This coverage does not apply unless you have a business necessity that other "autos" available for <br />your use and operation cannot fill. <br />e. If "loss" results from the total theft of a covered "auto' of the private passenger type, we will pay under <br />this coverage only that amount of your rental reimbursement expenses which is not already provided <br />under Paragraph 4. Coverage Extension. <br />f. No deductible applies to this coverage. <br />For the purposes of this endorsement provision, materials and equipment do not include "personal effects' as <br />defined in provision 11. <br />EXTRA EXPENSE - BROADENED COVERAGE <br />Under SECTION III — PHYSICAL DAMAGE COVERAGE, A. COVERAGE, we will pay for the expense of <br />returning a stolen covered "auto" to you. The maximum amount we will pay is $1,000. <br />PERSONAL EFFECTS COVERAGE <br />A. SECTION III — PHYSICAL DAMAGE COVERAGE, A. COVERAGE, is amended by adding the <br />following: <br />If you have purchased Comprehensive Coverage on this policy for an "auto" you own and that "auto" is stolen, <br />we will pay, without application of a deductible, up to $600 for "personal effects" stolen with the "auto." <br />The insurance provided under this provision is excess over any other collectible insurance. <br />B. SECTION V — DEFINITIONS is amended by adding the following: <br />For the purposes of this provision, "personal effects" mean tangible property that is worn or carried by an <br />insured." "Personal effects' does not include tools, equipment, jewelry, money or securities. <br />ACCIDENTAL AIRBAG DEPLOYMENT <br />SECTION III — PHYSICAL DAMAGE COVERAGE, B. EXCLUSIONS is amended by adding the following <br />If you have purchased Comprehensive or Collision Coverage under this policy, the exclusion for "loss" relating <br />to mechanical breakdown does not apply to the accidental discharge of an airbag. <br />Any insurance we provide shall be excess over any other collectible insurance or reimbursement by <br />manufacturer's warranty. However, we agree to pay any deductible applicable to the. sxd er coverage or <br />warranty. ed <br />AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE ��LLea\eS� <br />SECTION III — PHYSICAL DAMAGE COVERAGE, B. EXCLUSIONS, exception par 1eyqlusions <br />4.c. and 4.d. is deleted and replaced with the following: _ G <br />Liberty <br />© 2013 Libe Mutual Insurance !� <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. C Page 4 of 7 <br />