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CNA CNA PARAMOUNT Cancellation / Non -Renewal — Ohio Wherever used in this endorsement: 1) Insurer means "we", "us", "our" or the "Company" as those terms may be defined in the policy; and 2) Named Insured means the first person or entity named on the declarations page; and 3) "Insureds" means all persons or entities afforded coverage under the policy. Any cancellation, non -renewal or termination provisions in the policy are deleted in their entirety and replaced with the following: CANCELLATION AND NON -RENEWAL A. CANCELLATION 1. The Named Insured may cancel the policy at any time. To do so, the Named Insured must return the policy to the Insurer or any of its authorized representatives, indicating the effective date of cancellation; or provide a written notice to the Insurer, stating when the cancellation is to be effective. 2. The Insurer has the right to cancel this policy at any time and for any reason within the first ninety (90) days. Notice of cancellation must be mailed at least sixty (60) days prior to the effective date of such cancellation, except that if the cancellation is for non-payment of premium, the Insurer must mail notice of cancellation no later than ten (10) days prior to the effective date of such cancellation. 3. After this policy has been in effect for ninety (90) days or more, it may be canceled for one of the following reasons: a. Non-payment of premium. b. Discovery of fraud or material misrepresentation in the procurement of the insurance or with respect to any claims submitted thereunder; C. Discovery of a moral hazard or willful or reckless acts or omissions on the part of the named insured that increase any hazard insured against; J. Occurrence of a change in the individual risk which substantially increases any hazard insured against after insurance coverage has been issued or renewed, except to the extent the insurer reasonably should have foreseen the change or contemplated the risk in writing the contract; e. Loss of applicable reinsurance or a substantial decrease in applicable reinsurance, if the superintendent has determined that reasonable efforts have been made to prevent the loss of, or substantial decrease in, the applicable reinsurance, or to obtain replacement coverage;. f. A determination by the superintendent of insurance that the continuation of the policy would create a condition that would be hazardous to the policyholders or the public. g. Failure of the insured to correct material violations of safety codes or to comply with reasonable written loss control recommendations. 4. The notice of cancellation required by this must be in writing, be mailed to the insured at the insured's last know address, and contain all of the following: 1. The policy number; 2. The date of the notice; 3. The effective date of the cancellation; 4. An explanation of the reason for cancellation. 5. Such notice of cancellation also shall be mailed to the insured's agent. CNA628140H (9-12) Pol Page 1 of 2 Endorsem Nat'l Fire Ins Cc of Hartford Effectiv Insured Name: OVERDRIVE HOLDINGS, INC. Copyright CNA All Rights Reserved. Rime Management Diaisian REVIEWED&APPROVED BY: '� Risk Management Analyst