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11 <br />advertising Injury" aching out of their willful conduct, which Is defined as the Purposeful orvAINLI Intent to <br />cause "bodily Injury" or "personal and advertising Injury", or caused In whole or In part by their huoxlcs. <br />tion by liquor or controlled substances. <br />The coverage provided by provision J. is excess over any other valid and collectable Insurance available to <br />your "employee". <br />K. NEWLY FORMED OftADDMONALLY ACQUIRED ENTITIES <br />Paragraph 3. of Section 0 -Who is An Insured Is replaced by the following: <br />& Any organization you newly acquire or form and over which you maintain ownership or majority <br />Interest, will qualify as a Named Insured If there In no other similar Insurance available to that <br />organization. However, <br />IL Coverage under this provision Is afforded only until the expiradon of the policy period In <br />which the entity was acquired or formed by you; <br />b. Coverage A does not apply to "bodily Injury" or "property damage" that occurred before you <br />acquired or formed the organization; and <br />c. Coverage B does not apply to "personal and advertising INury adsing out of an offense <br />committed before you acquired or forted the organization. <br />d. Records and descriptions of operations must be maintained by the first Named Insured. <br />No pardon or organization Is an Insured with respect to the conduct of any current or past partnership, joint <br />venture or fimNsd liability company that Is not shown as a Named Insured In to Declarations or qualifies <br />as an insured under this provision. <br />L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br />Under Ssctlon IV -Commercial General Liability Conditions, the following Is added to Condition S. Ropre- <br />sontedona: <br />Your failure to disclose all hazards or prior "occurrences" exfating as of the Inception date of the policy <br />shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or <br />prior "occurrences" Is not Intantlonal. <br />M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR Suri <br />Under Section IV -Commercial General Liability Conditions, the following Is added to Condition 2. Duties <br />In The Event of Occurrence, Offense, Claim Or Suit: <br />Knowledge of an "occurrenoe", offenee, claim or "suit" by an agent, servant or "employee" of any <br />Insured shall not In Itself constitute knowledge of the insured unless an insured Meted under Paragraph <br />1. of Section II - Who Is An Insured or a person who has been designated by them to receive reports of <br />"occurrences", offenses, claims or "suits' shall have received such notice from the agent, servant or <br />"employee" <br />N. LIBERALIZATION CLAUSE <br />If we revive this Commercial General Liability Extension Endorsement to provide more coverage without <br />additional premium charge, your policy will automatically provide the coverage asof the day the revision to <br />effective In your state, <br />0, BODILY INJURY REDEPIN90 <br />Under Section V - DeNnRlana, Definition 3, is replaced by the following: <br />3. "Bodily Injury" means physical Injury, sickness or disease sustained by a parson. This Incudes <br />mental anguish, mental Injury, shock, fright or death that results from such physical Irijury, dickā€¢ <br />noes or disease. <br />Vt <br />0 20131.ibarty Mutuoi Insurance <br />CO 00 10 04 19 Includes 00iryrlghted material or Insurance services OPtice. Ina, with fie permission. Page 7 of S <br />