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e <br />r <br />R <br />(2) If the Limits of Insurance of any other Insurance pollay have been exhausted; or <br />(3) To "bodily Injury" or "properly damage" that occurred before you acquired or formed the <br />organization. <br />2. EMPLOYEES AS INSUREDS <br />SECTION II - LIABILITY COVERAGE, paragraph A.I. - WHO 13 AN INSURED Is amended to Include <br />the following as an Insured: <br />f. Any "amployae" of yours whlis using a covered "auto' you do not own, hire or borrow, but <br />only for ects within the scope of their employment by you. Insurance provided by this endorse- <br />ment Is excess over any other Insurance available to any'employea". <br />g. An "employee" of yours while operating an 'auto' hired or borrowed under awritten contract <br />or agreement In that "employee's' name, with your permission, while performing duties re- <br />lated to the conduct of your business and within the scope of their employment, Insurance <br />provided by this endorsement Is excess over any other insurance available to the'empicyeo". <br />3. ADDITIONAL INSURED BY CONTRACT, AGREEMENT OR PERMIT <br />SECTION II - LIABILITY COVERAGE, paragraph A.1, . WHO IS AN INSURED Is amended to Include <br />the following as an Insured: <br />in. Any person or organization with respect to the operation, maintenance or use of a covered <br />"auto", provided that you and such person or organization have agreed In a written contract, <br />agreement, or permit Issued to you by governmental or public authority, to add such person, or <br />organization, or governmental or public authority to this policy as an "Insured". <br />However, such person or orgeniaatlon Is an "Insured'; <br />(1) Only with respect to the operation, maintenance or use of a covered "auto'; <br />(2) Only for "bodily Injury" or "property damage" caused by an "accident" which takes <br />place after you executed the written contract or agreement, or the permit has been <br />Issued to you; and <br />(3) Only for the duration of that contract, agreement or permit <br />4. SUPPLEMENTARY PAYMENTS <br />SECTION II - LIABILITY COVERAGE, Coverage Extensions, 2.a.. Supplementary Payments, para- <br />graphs (2) and (4) are replaced by the following: <br />(2) Up to 23,000 for cost of ball bonds (Inoluding bonds for related trelfin violations ) required <br />because of an "accldont" we cover. We do not have to furnish these bonds. <br />(4) All reasonable expenses Incurred by the Insured at our request, including actual loss of eam- <br />Inge up to '$600 a day because of lime off from work <br />5. AMENDED FELLOW EMPLOYEE EXCLUSION <br />In those jurisdictions where, by law, fellow amployeas are not entitled to the protection affbrdad to <br />the employer by the workers compensation exclusivity nils, or similar protection, the following <br />provision Is added: <br />SECTION 11 - LIABILITY, excluslon B.G. FELLOW EMPLOYEE does not apply 5 the "bodily Injury" <br />results from the use of s covered "auto" you own or hire. <br />SECTION III - PHYSICAL DAMAGE COVERAGE Is amended as follows: <br />R. HIRED AUTO PHYSICAL DAMAGE <br />Paragraph A4. Coverage Extanaions of SECTION III - PHYSICAL DAMAGE COVERAGE, Is amended <br />by adding the following: <br />If hired "autos" are covered 'autos" for Liability Coverage, and If Comprehensive, Specified <br />Causes o; Loss or Coillslon coverage are provided under the Business Auto Coverage Form for any <br />"auto" you own, then the Physical Damage coverages provided are extended to "autoe"; <br />a. You hire, rent or borrow; or <br />® 201SUbarly MuWat Insurance <br />CA 00 10 0113 Includes capydghted materiel of Insurance Services Office, Ina, with Its permlaWan. Pago 2 of 7 <br />