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s a. RENTAL REIMBURSEMENT SECTION III - PHYSICAL DAMAGE COVERAGE, A. COVERAGE, to amended by adding the following: A. We will pay up to $76 per day for rental reimbursement expenses Incurred by you for the rental of an "auto" because of "sccldent" or "loss", to an "auto" for which we also pay a "loss" urdor Comprehensive, Specified Causes of Lose or Collision Coverages. We will pay only for those expenses Incurred after the first 24 hours following the 'ecoldent' or "lose" to the covered "auto." b. Rental Reimbursement will be based on the rental of a comparable vehicle, which In many cases may be substantially less then $75 per day, and will only be allowed for the period of time It should take to repair or replace the vehicle with reasonable speed and similar quality, up to a maximum of 30 days. a We will also pay up to '$500 for reasonable and necessary expenses Incurred by you to remove and replace your tools and equipment from the covered "auto". d. This coverage does not apply unless you have a business necessity that other 'autoa" avail- able for your use and operatlon cannot 1111. e. If "loss" results from the total theft of a covered "auto" of the private passenger typo, we will pay under this coverage only that amount of your rental reimbursement expenses which Is not already provided under Paragraph 4. Coverage Extension. L No deductible applies its this coverage. For the purposes of this endorsement provision, materials and equipment do not Include "parsonal affects" as defined In provision 11. 10. M(TNA EXPENSE -BROADENED COVERAGE Under SECTION III -PHYSICAL DAMAGE COVERAGE, A. COVERAGE, we will pay for the expense of returning a stolen covarsd "auto" to you. The maximum amount we will pay Is $1,000. 11, PERSONAL EFFECTS COVERAGE A. SECTION III - PHYSICAL DAMAGE COVERAGE, A. COVERAGE, is amended by adding the following: If you have purchased Comprehensive Coverage on this policy for an "auto" you own and that "auto" Is stolen, we will pay, without application of a deductible, up to $800 for "personal of crW stolen with the "auto." The insurance provided under this provision Is excess over any other oolleetible Insurance. S. SECTION V -DEFINITIONS Is amended by adding the following: For the purposes of this provision, 'personal effects" mean tangible property that in worn or carried by an Insured' "Personal effects" does not Include tools, equipment, Jewelry, money or securl®es. 12. ACCIDENTAL AIRSAG DEPLOYMENT SECTION III - PHYSICAL DAMAGE COVERAGE, B. EXCLUSIONS Is amended by adding the tallow• Ing: It you have purchased Comprehensive or Collislon Coverage under this policy, the exclusion for "loss" relating to mscherilcal breakdown does not apply to the accidental discharge of an alrbag, Any insurance we provkle shall be excess over any other collectible Insurance or reimbursement by manufacturer's warranty. However, we agree to pay any deductible applicable to the other cov. erage or warranty, 13. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE SECTION III - PHYSICAL DAMAGE COVERAGE, B. EXCLUSIONS, exception paragraph a. to sxclu- alone Co. and 4.d. Is deleted and replaced with the following: e 2013LIberlyMutualInsurance CA 0810 0113 includes cMilghted material of inure nceServlcesOfice, Ina,wah its permission. Page 4 of 7