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EXHIBIT 3 <br />18. Severability. If any provision of this Agreement is held by a court of competent <br />jurisdiction to be invalid under the law, each such provision can be severed without invalidating <br />the entire Agreement. <br />19. Headings. The titles, captions, and headings of the various provisions in the <br />paragraphs herein are intended solely for convenience and shall not be deemed or construed to <br />explain, modify, limit or place any construction upon any of such provisions or paragraphs. <br />20. Modification. No supplement, modification, amendment or change in any terms <br />of this Agreement shall be binding on the Parties unless in writing and executed by the Parties. <br />PLEASE READ CAREFULLY. THIS SETTLEMENT <br />AGREEMENT AND GENERAL RELEASE INCLUDES A <br />RELEASE BY THE PARTIES OF ALL KNOWN AND <br />UNKNOWN CLAIMS. <br />[SIGNATURES ON THE FOLLOWING PAGE] <br />25E-10 <br />