PHIL MARTIN AND ASSOCIATES, INC - 2018

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�iP cgs�,,� Hanover ]nsurance roue_ OH39105405 5701628 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. GENERAL LIABILITY SUPPLEMENTARY ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM A. Additional Insured by Contract, Agreement or njury and advertising injury". Permit 2 To an person or organization included () y The following is added to SECTION II - as an insured by another endorsement issued b and made Y us part of this LIABILITY, C. Who Is An Insured: Coverage Part. Additional Insured by Contract, Agreement or (3) To any lessor of equipment: Permit a. Any person or organization with whom you (a) After the equipment lease expires; agreed in a written contract, written or agreement or permit that such person or (b) If the "bodily injury", "property organization to add as an additional insured damage", or "personal and on your policy is an additional insured only advertising injury" arises out of sole with respect to liability for "bodily injury", negligence of the lessor "property damage", or "personal and (4) To any: advertising Injury" caused, in whole or in part, by your acts or omissions, or the acts (a) Owners or other interests from or omissions of those acting on your behalf, whom land has been leased if the "occurrence" but only with respect to: or offense takes lace after or the offense is committed (1) "Your work" for the additional insured(s) the lease for the land expires; or designated in the contract, agreement or permit including "bodily injury" or (b) Managers or lessors of premises if: "property damage" included in the I The (1) place or "products -completed operations hazard" the offense is committed after only if this Coverage Part provides such you cease to be a tenant in that coverage. premises; or (2) Premises you own, rent, lease or occupy; (ii) The "bodily injury", "property or damage", "personal Injury" or (3) Your maintenance, operation or use of "advertising injury" arises out of structural alterations, new equipment leased to you. construction or demolition b. The insurance afforded to such additional operations performed by or on insured described above: behalf of the manager or lessor. (1) Only applies to the extent permitted by (5) To "bodily injury", "property damage" or law; and "personaland advertising injury"arising (2) Will not be broader than the insurance out of the rendering of or the failure to which you are required by thecontract, render any professional services. agreement or permit toprovidefor such This exclusion applies even if the claims additional insured. against any insured allege negligence (3) Applies on a primary basis if that is or other wrongdoing in the supervision, required bythe written contract, written hiring, employment, training or agreement or permit. monitoringpof others by that insured, if (4) Will not be broader than coverage the "occurrence" which caused the "bodily injury" or "property damage" or provided to any other insured. the offense which caused the "personal (5) Does not apply if the "bodily injury", and advertising injury" involved the "propertydamage" or "personal and rendering of or failure to render any advertising injury" is otherwise professional services by or for you. excluded from coverage under this d. With respect to the insurance afforded to Coverage Part, including any these additional insureds, the following is endorsements thereto. added to SECTION II - LIABILITY, D. Liability c. This provision does not apply: and Medical Expense Limits of Insurance: (1) Unless the written contract or written The most we will pay on behalf of the agreement was executed orpermit was additional insured for a covered claim is the issued prior to the "bodily injury", lesser of the amount of insurance: "property damage", or "personal 391-1586 0816 Includes copyrighted material of Insurance Services Offices, Inc., with its permission. Page 1 of 2