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HomeMy WebLinkAboutPRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY (2)*11 PrttdE°i1 ial nvSURANCE ON FILE WORK MAY PROCEED j UNTIL INSURANCE EX ES L / CLERK OF DATE OCT C 2 2018 c MS A A0vc,rJ Caw>clto o-> TRUST AGREEMENT (GOVERNMENTAL) A-2018-179' 01 PB&T Trust Agree,.._... Trust Agreement provided by Prudential Bank & Trust, FSB Establishing the CITY OF SANTA ANA DEFERRED COMPENSATION PLAN TRUST by and between CITY OF SANTA ANA and PRUDENTIAL BANK & TRUST. FSB 7A 4W Prudential TABLE OF CONTENTS Section 1 Establishment of Trust Section 2 General Duties of the Employer; Indemnification Section 3 Appointment and Duties of Investment Manager Section 4 General Duties of Trustee Section 5 Power and Duties of Trustee with Respect to Trust Fund Section 6 Payment of Taxes Section 7 Disbursement of Trust Funds Section 8 Expenses and Compensation of Trustee Section 9 Expenses of the Plan and Trust Fund Section 10 Accounts of the Trustee Section 11 Resignation, Removal and Substitution of Trustee Section 12 Amendment and Termination of Trust Section 13 Miscellaneous Provisions Exhibit A Schedule of Trust Assets Exhibit B Self -Directed Brokerage Account Application Exhibit C Self -Directed Brokerage Participant Agreement PB&T Trust Agreement 2 Prudential PB&T Trust Agreement THIS TRUST AGREEMENT is made by and between City of Santa Ana (hereinafter called the "Employer"), and Prudential Bank & Trust, FSB, a federal savings bank with its principal office and place of business in the City of Hartford, Connecticut (hereinafter called the 'Trustee"), WITNESSETH: WHEREAS, the Employer has established or adopted for its eligible employees the City of Santa Ana Deferred Compensation Plan (hereinafter called the "Plan") and serves as the Plan administrator and named fiduciary; and WHEREAS, the Employer desires the Trustee to hold Plan funds and the Trustee is willing to hold such funds pursuant to the terms of this Trust Agreement; NOW, THEREFORE, in consideration of the premises and mutual covenants herein contained, the parties hereto do hereby mutually declare and agree as follows: Section 1: Establishment of Trust (a) In order to carry out the purposes of the Plan, the Employer hereby creates and establishes a trust to be known as the City of Santa Ana Deferred Compensation Plan Trust (hereinafter called the "Trust" or "Trust Fund"). The Trustee accepts this Trust and agrees to act as Trustee hereunder, but only on the terms and conditions set forth in this Trust Agreement. Subject to the terms and conditions of this Trust Agreement, all right, title and interest in and to the estate of the Trust Fund shall be vested exclusively in the Trustee. This Trust shall be effective on October 1, 2018 or, if later, the date executed on behalf of the Trustee. This Agreement will continue in effect for a period of three (3) years from the effective date of this Agreement, unless sooner terminated in accordance with the provisions of this Agreement. In addition, the Employer may extend this Agreement for an additional two (2) year period. (b) The Trust Fund shall include only those assets which the Trustee accepts and which are identified on Exhibit A. Only assets actually received by the Trustee will become part of the Trust Fund. The Employer acknowledges and agrees that it is responsible for effectuating the transfer of any assets held by a prior trustee or custodian to the Trustee. All assets so received, together with the income therefrom and any other increment thereon, shall be held by the Trustee pursuant to the terms of this Trust Agreement without distinction between principal and income and without liability for the payment of interest thereon. Section 2: General Duties of the Emolover: Indemnification. (a) The Employer shall control and manage the operation of the Plan. The Employer shall be responsible for determining benefit rights under the Plan, instructing the Trustee in the disbursement of benefits, investment management, soliciting stock voting instructions from participants, directing the Trustee in voting proxies and performing those plan administration functions specified in the Plan. (b) The Employer shall act as custodian with respect to promissory notes, mortgages and related documents given in connection with Plan loans, if any, and the Employer or its delegate shall hold in safekeeping all such promissory notes, mortgages and related documents. (c) The Trustee shall be fully protected and shall incur no liability in acting in reliance upon the instructions or directions of the Employer, or any delegate of the Employer. In addition, the Trustee shall be entitled to rely on directions given by a Plan participant, where the Plan provisions permit such direction. Any reference herein to directions or instructions from the Employer shall include directions or instructions from any delegate of the Employer or from a Plan participant, where the Plan provisions permit such direction. (d) The Employer shall indemnify and hold harmless the Trustee from and against any and all claims, losses, damages, expenses (including reasonable counsel fees) and liability to which the Trustee may be subject by reason of any act done or omitted to be done, except where the same is finally adjudicated to be due to the negligence or willful misconduct of the Trustee. (e) In addition to and in no way in limitation of the indemnification of paragraph (d), the Employer hereby agrees to indemnify and hold harmless the Trustee from and against any claims, losses, damages, expenses (including reasonable counsel fees) and liability to which the Trustee may be subject by reason of any act or omission of any prior, subsequent or existing trustee of the Plan. (f) The Employer (or another named fiduciary for contributions, if appointed by the Employer) shall have sole and exclusive responsibility for: (i) determining the amount of contributions required to be made under the Plan, (ii) monitoring and ensuring that contributions are made to the Plan in a timely manner and (iii) if required to ensure that contributions are made to the Plan, directing the Trustee with respect to the Plan's legal claims for delinquent contributions. Section 3: Appointment and Duties of Investment Manager. (a) The Employer may, in writing, appoint an Investment Manager to assume the responsibility for the investment of any portion of the assets of the funds held in the Trust for such time as the Employer may determine and, unless such power is reserved to the Employer, for directing the Trustee to vote or refrain from voting any securities held in the Trust over which the Investment Manager has investment responsibility, or to exercise or refrain from exercising any rights to subscribe for additional securities appurtenant to such securities. Appointment of an Investment Manager, or communication of such to the Employer, shall constitute an allocation to the Investment Manager of fiduciary responsibility for the part of the Trust funds subject to the Investment Manager's management and control. (b) The Employer shall ascertain and certify to the Trustee that any Investment Manager appointed hereunder is (i) registered as an investment adviser under the Investment Advisers Act of 1940; (ii) a bank, as defined in that Act; or (iii) an insurance company qualified to perform investment management services under the laws of more than one state, and that the instrument or instruments appointing an investment manager and evidencing the Investment Manager's acceptance of such appointment contains an acknowledgement by the Investment Manager that it is a fiduciary with respect to the Plan. (c) The Investment Manager(s) shall have sole responsibility for the investment and, unless reserved to the Employer, the voting and subscription action of the portion of the Trust funds under its respective management, and the Trustee shall take such action only upon the instructions of the Investment Manager. The Trustee shall not be liable for, or obligated to inquire into, the acts or omissions of any Investment Manager appointed hereunder. (d) The Investment Manager shall from time to time certify to the Trustee the name of the person or persons authorized to act on its behalf, and shall furnish to the Trustee a specimen signature of any such person. When any person ceases to have the authority to act on behalf of the Investment Manager, the Investment Manager shall promptly notify the Trustee. Until such notice is received by the Trustee, such person shall continue to be an authorized representative of the Investment Manager. (e) All directions to the Trustee by the Investment Manager shall be in writing and shall be signed by the Investment Manager or its authorized representative. Provided the Employer has 19 previously approved, written directions from the Investment Manager may be provided through any mutually agreed upon electronic or facsimile communication device, and the trustee may fully rely upon the validity and authenticity thereof. (f) If an Investment Manager resigns or is removed by the Employer, the Employer shall promptly notify the Trustee and that portion of the Trust funds shall again be invested pursuant to the instructions of the Employer until another Investment Manager has been appointed with respect to that portion of the Trust funds. Section 4: General Duties of Trustee. (a) The Trustee shall receive, hold, manage, invest and reinvest the Trust Fund pursuant to the provisions of this Section and Section 5 in accordance with the directions of the Employer. The Trustee shall take no action except pursuant to directions received by it from the Employer, and shall have no duty to determine any facts or the propriety of any action taken or omitted by it in good faith pursuant to instructions from such persons. (b) The Trustee shall be responsible, pursuant to client direction, only for such assets as are actually received by it as Trustee hereunder. The Trustee shall have no duty or authority to ascertain whether any contributions should be made to it pursuant to the Plan, nor shall it have any responsibility concerning the amount of any contribution or the application of the Plan's contribution formula. The Trustee shall be obligated to take actions to enforce the Plan's claims for delinquent contributions solely upon the direction of either (i) the Employer or (ii) another named fiduciary for contributions who has been designated in accordance with the Plan. (c) The duties and obligations of the Trustee hereunder shall be limited to those expressly imposed upon it by this Trust Agreement notwithstanding any reference herein to the Plan, and no further duties or obligations of the Trustee, such as a duty to value Plan investments, determine the prudence of any Plan investment, or diversify Plan investments, shall be implied. The Trustee shall not be liable in discharging its duties hereunder if it acts in good faith and in accordance with the terms of this Trust Agreement and in accordance with applicable Federal or state laws, rules and regulations. The Trustee shall have no responsibilities, duties and obligations with respect to any assets not held under this Trust and not identified in Exhibit A, even if those assets are held as assets of the Plan under a separate trust agreement. Any duties and obligations arising from such assets shall be solely those of the trustees named in such separate trust agreement, or, in the event no such separate trust exists, the plan sponsor. Section 5: Power and Duties of Trustee with Respect to Trust Fund. The Trustee shall have the following powers and duties regarding the Trust Fund: (a) To hold title to the assets of the Trust Fund, which may include entering into depository arrangements for the safekeeping of records relevant to the ownership of such assets with any bank or banks as the Trustee may choose. Without limiting the generality of the foregoing, the Employer specifically directs the Trustee to appoint, and the Trustee hereby appoints the Employer or its delegate to act as custodian with respect to promissory notes, mortgages and related documents given in connection with Plan loans, if any. (b) To invest the assets of the Trust Fund in such investment vehicles as directed by the Employer, including Plan loans made to participants, and annuity or insurance contracts issued by affiliates of the Trustee, in accordance with directions received from the Employer, and to agree to amendments to such annuity or insurance contracts, as directed by the Employer. The Trustee shall have no duty or responsibility to determine the appropriateness of any plan investment, or to cause such investments to be changed. Notwithstanding any other provision of this Agreement, all notices, proposed contract amendments, rate or fee changes or other communications regarding all group annuity contracts that are assets of the Plan, including any group annuity contract issued by an affiliate of the Trustee, will be sent directly by the issuer of the contract to the Employer or forwarded by the Trustee to the Employer, and the Trustee shall act on behalf of the Plan with respect to any such notice, proposed amendment, change or other communication only in accordance with the written direction of the Employer. Any rights of a contractholder under any such group annuity contract to discontinue, amend or otherwise modify the contract shall be exercised only upon the specific written direction of the Employer to the issuer of the contract or by the Trustee at the Employer's specific written direction. (c) To make transfers among investment vehicles or disbursements from the Trust Fund as directed by the Employer. The Trustee shall be entitled to rely on such direction, and shall have no responsibility to ascertain whether the Plan permits such a transfer or disbursement. (d) To delegate to third parties, including affiliates of the Trustee, any or all of its duties hereunder, including recordkeeping, reporting, and proxy voting. Also, the Trustee may utilize the services of outside custodians to hold on the Trustee's behalf any Plan assets invested in securities. (e) To vote securities proxies as directed by the Employer, or by another named fiduciary or investment manager designated by the Employer. The Trustee shall not be responsible, however, for providing securities proxy tabulation services. (f) The Trustee shall discharge its duties with respect to a plan solely in the interest of the participants and beneficiaries and with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent man acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims. Section 6: Payment of Taxes. The Trustee shall pay out of the Trust Fund income taxes and other taxes of any and all kinds levied or assessed under existing or future laws against the Trust Fund, or against any person with an interest in the Trust Fund. Section 7: Disbursement of Trust Funds. (a) Upon receipt of written direction of the Employer, the Trustee shall make payments from the Trust Fund to such persons or direct its affiliate that is providing recordkeeping services to make such payments from an annuity contract listed on Exhibit A in such manner and in such amounts as the Employer shall direct in writing, and amounts paid pursuant to such direction shall no longer constitute a part of the Trust Fund. Notwithstanding the foregoing, the Employer expressly reserves the right to provide direction directly to the affiliate of the Trustee providing recordkeeping services regarding payments of Plan benefits or other disbursements. (b) At no time prior to the satisfaction of all liabilities with respect to participants and beneficiaries under this Trust shall any part of the corpus or income of the Trust Fund be used for, or diverted to, purposes other than for the exclusive benefit of plan participants or beneficiaries. Except as provided in the Plan, the assets of the Trust Fund shall never inure to the benefit of the Employer and shall be held for the exclusive purpose of providing benefits to participants in the Plan and their beneficiaries, and defraying reasonable expenses of administering the Plan. Section 8: Expenses and Compensation of Trustee. The Trustee shall be compensated in accordance with the fee schedule provided to the Employer. The Trustee shall be entitled to reimbursement from the Plan for any and all costs and expenses incurred in taking actions to collect delinquent contributions and to engage and pay from the Trust Fund legal counsel, collection agents, or such other agents or advisors as the Trustee may determine appropriate in taking actions to collect delinquent contributions. In addition the Trustee shall be paid its reasonable expenses, including reasonable expenses of counsel and other agents employed by the Trustee, incurred in conjunction with the administration of the Trust Fund. Section 9: Expenses of the Plan and Trust Fund If permitted by the Plan, the reasonable expenses relating to the Plan and Trust Fund shall be paid by the Trust, except to the extent paid by the Employer. Such expenses shall include, without limitation, actuarial, investment management, accounting, legal and Trust expenses. Section 10: Accounts of the Trustee. The Trustee has accepted this Trust on the condition that the Employer has entered or is entering into a service agreement with an affiliate of the Trustee whereby an affiliate of the Trustee will provide recordkeeping services for all Plan assets held pursuant to this Trust Agreement. The Trustee shall be required to forward to the Employer, or require an affiliate of the Trustee to forward to the Employer, the recordkeeping reports and related financial information provided by an affiliate of the Trustee, but the Trustee shall not otherwise be required to provide Trust accounts. Section 11: Resignation, Removal and Substitution of Trustee. (a) The Trustee may resign at any time by giving at least 60 days' written notice to the Employer (unless the Employer deems notice of a shorter duration to be adequate). The Employer may remove the Trustee at any time by giving at least 60 days' written notice to the Trustee (unless the Trustee deems notice of a shorter duration to be adequate). (b) The Trustee's service pursuant to this Agreement is conditioned upon the existence of one or more contracts between the Employer or the Plan (or the Trustee on behalf of the Employer or the Plan) and a subsidiary or affiliate of Prudential Financial, Inc. providing a funding medium for the Plan or providing for full Plan recordkeeping services. In the event the contract providing a funding medium or providing for recordkeeping services is discontinued or terminated, this Agreement shall be terminated as well with no further notice from either party to the other as of the date of discontinuance or termination of the contract providing a funding medium or providing for recordkeeping services. (c) Any successor trustee hereunder may be either a corporation authorized and empowered to exercise trust powers or may be one or more individuals. (d) Upon the appointment of a successor trustee, the resigning or removed Trustee shall execute, acknowledge and deliver all documents and written instruments necessary to transfer and deliver the Trust Fund and all rights and privileges therein to the successor trustee. Upon the appointment of a successor trustee, the resigning and removed Trustee shall be discharged from further accountability for the Trust Fund, and shall be under no further duty, obligation or responsibility for the disposition by such successor trustee of the Trust Fund or any part thereof. Section 12: Amendment and Termination of Trust. (a) The Employer and the Trustee may mutually agree at any time to amend this Trust Agreement and the Trust created hereby to any extent deemed advisable. No amendment to this Trust Agreement shall be effective unless mutually agreed to in writing by the Employer and the Trustee; provided, however, that Trustee's fee schedule may be amended as provided in Section 8. (b) The Employer may at any time revoke this Trust Agreement and terminate the Trust hereby created. Such revocation and termination shall become effective upon receipt by the Trustee or its delegate of a written instrument of such revocation and termination executed by the Employer. Upon such termination, disposition of the assets of the Trust Fund shall be governed by the terms of the Plan. The Employer agrees in writing with the Trustee to indemnify the Trust Fund for any taxes or other penalties which may be assessed against it as a result of such termination or agrees to provide a bond to secure payment of any such taxes or penalties. Section 13: Miscellaneous Provisions. (a) This Trust Agreement and the Trust hereby created shall be governed, construed, administered and regulated in all respects under the law of the United States and the State of California. (b) The titles of the Sections in this Trust Agreement are for convenience of reference only and in case of any conflict, the text of this instrument, rather than such titles, shall control. (c) In case any provisions of this Trust Agreement shall be held illegal or invalid for any reason, their illegality or invalidity shall not affect the remaining parts of this Trust Agreement, and this Trust Agreement shall be construed and enforced as if the illegal and invalid provisions had never been a part of the Trust Agreement. (d) This Trust Agreement may be executed in any number of counterparts, each of which shall be deemed an original. The counterparts shall constitute one and the same instrument and may be sufficiently evidenced by any one counterpart. (e) This Trust Agreement shall be binding upon the respective successors and assigns of the Employer and the Trustee. (f) Neither the gender nor the number (singular or plural) of any word shall be construed to exclude another gender or number when a different gender or number would be appropriate. (g) In the event of any conflict between provisions of the Plan and those of this Trust Agreement, this Trust Agreement shall prevail. Provisions in other documents, including but not limited to plan documents, group annuity contracts, and/or service agreements, that might otherwise reflect the powers, duties, and responsibilities of the Trustee, shall in no way supersede or replace any of the provisions contained in this Trust Agreement. This Trust Agreement shall constitute the entire agreement between the Employer/Plan Administrator and the Trustee. (h) Communications to the Trustee shall be sent to the Trustee's principal offices or such address as the Trustee may specify in writing. No communication shall be binding upon the Trustee until it is received by the Trustee or its delegate. Communications to the Employer shall be sent to the Employer's principal offices or such address as the Employer may specify in writing. (i) Insurance. Prudential Retirement Insurance and Annuity Company ("PRIAC") shall at all times during the term of this Agreement, at its own cost and expense, carry and maintain commercially reasonable insurance coverage, including the insurance policies listed below. • Worker's Compensation and Employer's Liability insurance, with statutory limits for workers' compensation and Employer's Liability limits of $1,000,000 per accident. • Commercial General Liability insurance, insuring against claims for bodily injury, property damage, completed operations and contractual liability with a limit of $1,000,000 per occurrence and $2,000,000 in the aggregate. • Automobile Liability insurance covering all owned, non -owned, hired and leased vehicles used in the performance of this Agreement with a combined single limit of $1,000,000. • Casualty Umbrella or Excess Liability follow -form insurance in the amount of $5,000,000. Professional Liability or Errors & Omissions insurance with limits of at least $5,000,000 each claim or wrongful act with a $250,000,000 deductible. Fidelity Bond or Comprehensive Crime insurance covering employee dishonesty with limits of at least $5,000,000 each claim with a $250,000,000 deductible. Cyber Risk or Privacy Liability insurance with limits of at least $5,000,000 each claim or wrongful act with a $250,000,000 deductible. PRIAC will be solely responsible to pay and determine the deductibles on these insurance policies, which will be issued by insurance carriers with an A.M. Best rating of A- or better. In the event that any of the above-described insurance policies are written on a claims -made basis, then such policy or policies shall be maintained during the entire period of the Agreement and for a period of two (2) years following the termination or expiration of the Agreement. PRIAC will provide reasonable notice of any material adverse change or cancellation of the above-described insurance coverage. Employer shall be included as an additional insured on the above -referenced policies. Certificates of insurance matching the terms of this section will be provided upon Employer's reasonable written request. This section does not limit or expand Prudential's indemnification obligations. IN WITNESS WHEREOF, this Trust Agreement has been executed on the dates indicated below. The persons executing this Trust Agreement represent that they are duly authorized to do so. CITY OF SANTA ANA PRUDENTIAL BANK & TRUST. FSB RE Date ATTEST: APPROVED AS TO FORM: auivlA tt. UAkvALHv City Attorney Laura A. Rossini Senior Assistant City Attorney RECOMMENDED FOR APPROVAL: CITY OF SANTA ANA RALTGODINEZ, City Manager SERGIO VIDAL Assistant Director of Finance and Management Agency SCHEDULE OF TRUST ASSETS Group Annuity Contract GA -75318, issued by an affiliate of the Trustee. 2. Plan assets investd in investment options offered through an affiliate of the Trustee as designated in the Investment Selection Directive, and any subsequent amendment thereto, or other written communication executed by an authorized representative of the Employer. 3. Promissory notes given in connection with loans to Plan participants and beneficiaries. 10 CERTIFICATE OF LIABILITY INSURANCE DATE (Mi 101011201820181Y Y) zole THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA, Inc 1166 Avenue of the Americas New York, NY 10036 Attn: NewYork,Ceds@mamh.com Fax: 212-948-0500 CONTAC NAME: PHONE FAX (AIC, A/C No: '6 ADDRESS TC2J-GLSA-0045X417-TIL-18 INSURERS AFFORDING COVERAGE NAIC4 INSURER A: Travelers Propeqy Casualty Company of America 25674 EACH OCCURRENCE $ 2,000,000 INSURED PRUDENTIAL FINANCIAL INC. INSURER 8: NIA NIA INSURER C: ENTERPRISE RISK MANAGEMENT 655 BROAD STREET NEWARK, NJ 07102 INSURER D: PERSONAL &ADV INJURY Is 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: X POLICY ❑ JECT LOC OTHER: INSURER E: INSURER F $ COVERAGES CERTIFICATE NUMBER: NYC -010361469-01 REVISION NUMBER: 1 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILTR TYPE OF INSURANCE ADDLSUBR INSD Santa Ana, CA 02701 POLICYNUMBER POLICY EFF (MM/DD(YYYYT POLICY EXP MMIDD/YYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY OCCUR TC2J-GLSA-0045X417-TIL-18 01101/2010 01/01/2010 EACH OCCURRENCE $ 2,000,000 DAMACLAIMS-MADE ETORENTED 2,000,000 PREMISES Ee RENTED PREMISES ca $ MED EXP (Any one person) Is 5,000 PERSONAL &ADV INJURY Is 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: X POLICY ❑ JECT LOC OTHER: GENERAL AGGREGATE It 4,000,000 PRODUCTS - COMPIOP AGO $ 4,000,000 $ A AUTOMOBILE X LIABILITY ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED AUTOS ONLY AUTOS ONLY TC2J-CAP-8045X405-TIL-18 01/01/2018 01/01)2019 COMBINED SINGLE LIMIT Is 2,000,000 Ea accident BODILY INJURY (Per person) Is tid Per accident) BODILY INJURY ( ) $ PROPERTY DAMAGE $ Per accident $ UMBRELLA ILIAD EXCESS LIAB El OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE $ OED RETENTION$ $ WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN ANYPROPRIETOPJPARTNERIEXECUTIVE OFFICER/MEM BER EXCLUDED? (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below NIA PER OTH- STATUTE ER E. L. EACH ACCIDENT $ E.L. DISEASE EA EMPLOYEE $ E.L. DISEASE - POLICY LIMIT $ DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (AC ORD 101, Additional Remarks Schedule, may be attached If more space is required) CERTIFICATE HOLDER CANCELLATION Finance and Management Services Agency City of Santa Ana Attn', Sergio Vidal, CPA, Assistant Director of Finance SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. 20 Civic Center Plaza, M-17 Santa Ana, CA 02701 AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherjee _...%d.n.ua. " ©1988.2016 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD A� ®® CERTIFICATE OF LIABILITY INSURANCE DATE(MMID BYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the pollcy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). PRODUCER Edgewood Partners Insurance Center 3 Landmark Square, 4th Floor(Ale,No Stamford CT 06901-2515 NAME, CONTACT Rusty Briante PHONE FAX Ext: 203-658-0511 LAIC, NO), aooaess: rusty.briante@epicbrokers.com INSURER(S) AFFORDING COVERAGE NAICM COMMERCIAL GENERAL LIABILITY INSURER A: Travelers Prop Casualty Co of America 25674 INSURED PRUDEN2069A Prudential Financial, Inc. 751 Broad Street INSURER B: The Phoenix Insurance Company 25623 INSURER C: INSURER O: Newark NJ 07102 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 1367737038 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. /NSR R OF INSURANCE ADDLTYPE JN=SUID POLICY NUMBER POLICY EFF MMIDD IYYYY) POLICY EXP (MMIDDiff"i LIMITS COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ DAMAGE TO RENTED CLAIMS -MADE OCCUR PREMISES Ea occurrence $ MED EXP (Any one person) $ PERSONAL &ADV INJURV $ GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY ❑ JECT PRO- ❑ LOC PRODUCTS - COMP/OP AGG $ $ OTHER: AUTOMOBILE LIABILITY COMB/ NEO SINGLE LIMIT $ Es accident BODILY INJURY (Per person) $ ANYAUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ PROPERTY DAMAGE $ Per accident HIRED NON -OWNED AUTOS ONLY AUTOS ONLY UMBRELLALIAB OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAR CLAIMS -MADE DEO RETENTION$ $ A A B WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN ANYPROPRIETORIPARTNEWEXECUTIVE TWXJ-UB-120D3053AS TRJ-UB-2031`102&18 TC2N-UB-12101840-18 1/1/20101/1/2019 1/1/2018 1/1/2018 1/1/2019 1/1/2019 STATUTE OTRH. E L. EACH ACCIDENT $1,000,000 OFFICERIMEMBER EXCLUDED? ❑ NIA E.L. DISEASE -EA EMPLOYEE $1,000,000 (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT $1000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Location Address: 20 Civic Center PLaza, M-17 Santa Ana, CA 92701 CERTIFICATE HOLDER CANCELLATION © 1988.2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD I , L'ere %3 y #I-✓ r6 � SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Finance and Management Services Agency City of Santa ACCORDANCE WITH THE POLICY PROVISIONS. Ana AUTH RIZEO REPRESENTATIVE 1 r�r+�,t/./'/�aaQ. 20 Civic Center PLaza, M-17 Santa Ana CA 92701 © 1988.2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD I , L'ere %3 y #I-✓ r6 � AcoRc �- CERTIFICATE OF LIABILITY INSURANCESe tember28,2018 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE OF A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Aon Risk Services Northeast, Inc. One Liberty Plaza, 165 Broadway, Suite 3201 New York, NY 10006 f.s, ONE ao. Nn. Ext): EMAIL ADDRESS: PRODUCER CUSTOMER OF: INSURERS AFFORDING COVERAGE NAIC$ INSURED Prudential Financial, Inc. and its subsidiaries 751 Broad StreetINGURER Newark, NJ 07102 INSURER A. ACE AMERICAN INSURANCE COMPANY LEAP 22687 INSURER B'. INSURER c: D INGURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECTTO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested ,a. TYPE OF INSURANCE POLICY NUMBER POLICY EFF DATE POLICY EXP DATE LIMITS RETENTIONS GENERAL LIABILITY EACH OCCURRENCE ❑ COMMERCIAL GENERAL LIABILITY PREMISES Lee occurrence 13 CLAIMS MADE DOCCUR MED EXP An one person) 13 PERSONAL & ADV INJURY O GENERAL AGGREGATE GENL AGGREGATE LIMIT APPLIES PER: GG PRD DUCTS -COMP OP ­A POLICY O PRO- Q LOC JECT AUTOMOBILE LIABILITY [I ANY AUTO COMBINED SINGLE LIMIT (Ea accident) ❑ ALL OWNED AUTOS ❑ SCHEDULED AUTOS BODILY INJURY (Per person) ❑ HIRED AUTOS C3 NON -OWNED AUTO BODILY INJURY (Per accident) PROPERTY DAMAGE (Per eccidenl) ❑UMBRELLA UAB OOCCUR EACH OCCURRENCE ❑ EXCESS LIAB CLAIMS MADE AGGREGATE ❑ CLAIMS MADE ❑ DEDUCTIBLE ❑ RETENTION WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN WCSTATU- OTHER TORY LIMITS ANY PROPRIETONTARTNERIVermIVE ❑ OFFlCEPIMEMBER EXCLUOEBI E.L. EACH ACCIDENT E.L. DISEASE -EA EMPLOYEE (Mandatory in NH) If YYes, descrihe under DESCRIPTION OF OPERATIONS blow E.L. DISEASE -POLICY LIMIT A Insurance Company Professional Liahility G21648346016 Nov.1,2017 Nov. 1, 2018 Atleast $250,000,000 $5,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS /VEHICLES I (AnACR ACORD 101, Additional Remarks Schedule, If more space Is requlred) Sergio Vidal, CPA Assistant Director of Finance Finance and Management Services Agency City of Santa Ana SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE ACORD 25 (2009109) ©1988-2009 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD AC ?b® CERTIFICATE OF LIABILITY INSURANCE 111 F DAT (MMIDDIY Y) 1 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Edgewood Partners Insurance Center 3 Landmark Square, 4th Floor Stamford CT 06901-2515 CO AC NAME: Rusty Brlante PHONE 203-658-0511 ac No: E-MAIL AODREss: rust .briante a icbrokers.com INSURERS AFFORDING COVERAGE NAIC# INSURER A: Travelers Prop Casualty Cc of America 25674 INSURED PRUDEN2069A Prudential Financial, Inc. 751 Broad Street INSURER B: The Phoenix Insurance Company 25623 INSURERC: INSURERD: Newark NJ 07102 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 1367737038 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES, LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILTR TYPE OF INSURANCE ADDL INSO SUBR Wive POLICY NUMBER POLICY EFF MMID011'YYY POLICY EXP MM)OD)YYYY LIMITS COMMERCIAL GENERAL LI ABILITY EACH OCCURRENCE $ CLAIMS -MADE F OCCUR DAMAGE TO RENTED PREMISES Ea occurrence $ MED EXP (Any one person) $ PERSONAL &ADV INJURY $ GEHL AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY PRO-Lo ECT PRODUCTS - COMPIOP AGG $ OTHER: AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ Es accident BODILY INJURY (Per person) $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Par accitlenl) $ HIRED NON -OWNED AUTOS ONLY AUTOS ONLY PROPERTY DAMAGE $ Per accident UMBRELLA LIAB H OCCUR EACH OCCURRENCE S AGGREGATE $ EXCESS LIAB CLAIMS -MADE DED RETENTION$ $ A A R WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN ANVPROPRIETORIPARTNERIEXECUTIVE TWXJ-UB-12003053-18 TRJ-UB-203T1022-18 TC2N-UB-121D1040-18 11112010 11112010 1/1)2018 1/1/2019 11112019 11112019 X PER OTH- STATUTE ER E.L. EACH ACCIDENT $1,000,000 OFFICER/MEMBER EXCLUDED? ❑ NIA E.L. DISEASE - EA EMPLOYEE $1,000,000 (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT $1,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Location Address: 20 Civic Center PLaza, M-17 Santa Ana, CA 92701 CERTIFICATE HOLDER CANCELLATION ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD I III , r 4-�- *'i Csari ,r SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Finance and Management Services Agency City of Santa ACCORDANCE WITH THE POLICY PROVISIONS. Ana Aur� REPRESENTATIVE ,IV�(j`/-//M�J�j'W+,(L-. Civic Center PLaza, M-17 Santa Ana CA 92701 ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD I III , r 4-�- *'i Csari ,r A� a® CERTIFICATE OF LIABILITY INSURANCE FATE D10/011/2018Dn vv) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA, Inc. 1166 Avenue ofthe Americas CONTACT NAME: PHONE AIC, No: EMAIL New York, NY 10036 Attn: NewYork.Certs@mamh,com Fax, 212-948-0500 ADDRESS: EACH OCCURRENCE $ 2,000,000 DAMAGE TO RENTED REMISES(Ea occurrence $ 2,000,000 INSURERS AFFORDING COVERAGE NAIL# INSURER A: Travelers Property Casualty Company of America 25674 PERSONAL &ADV INJURY $ 2,000,000 INSURED PRUDENTIAL FINANCIAL INC, INSURER B: XL Specialty Insurance Company 37665 INSURER C: ENTERPRISE RISK MANAGEMENT 655 BROAD STREET NEWARK, NJ 07102 INSURER 0: LIABILITY ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED AUTOS ONLY AUTOS ONLY IN URERE: INSURER F: 01/01/2018 COVERAGES CERTIFICATE NUMBER: NYC -010361469-03 REVISION NUMBER: 3 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN 15 SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS, ILTR TYPE OF INSURANCE JUM SU D POLICYNUMBER MMID�IYEFF 1 YY MMID� YYXVY LIMITS A X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE FX1 OCCUR of Marsh USA Inc. TC2J-GLSA-8045X417-TIL-18 01/01/2018 01/01/2019 EACH OCCURRENCE $ 2,000,000 DAMAGE TO RENTED REMISES(Ea occurrence $ 2,000,000 MED EXP (Any one person) S 5,000 PERSONAL &ADV INJURY $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: X POLICY ❑ JECT D LOC OTHER: GENERAL AGGREGATE $ 4,000,000 PRODUCTS - COMPIOP AGO $ 4,000,000 $ A AUTOMOBILE X LIABILITY ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED AUTOS ONLY AUTOS ONLY TC2J-CAP-8045X405-TIL-18 01/01/2018 01/01/2019 COMBINED SINGLE LIMIT $ 2,000,000 Ea accident BODILY INJURY(Par person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE $ Per accident X I UMBRELLA LIABX EXCESS LIAB OCCUR CLAIMS -MADE US00074166LI18A 01/01/2018 01/01/2019 EACH OCCURRENCE $ 5,000,000 AGGREGATE $ 5,000,000 DED RETENTION$ $ WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN ANYPROPRIETORIPARTNERIEXECUTIVE ❑ OFFICER/MEMBEREXCLUDED? (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below NIA 10TH- PERT STUTE ER E.L. EACH ACCIDENT $ E.L. DISEASE - EA EMPLOYEE $ E.L. DISEASE -POLICY LIMIT $ DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) CERTIFICATE HOLDER CANCELLATION Finance and Management Services Agency SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Santa Ana THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Attn: Sergio Vidal, CPA, Assistant Director of Finance ACCORDANCE WITH THE POLICY PROVISIONS. 20 Civic Center Plaza, M-17 Santa Ana, CA 92701 AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherjee @ 1988.2016 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks o�/�(1f�ACORD "24 /�\�{ l- - CERTIFICATE OF LIABILITY INSURANCEOctober 1DATE,2018 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE OF A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER ADD Risk Services Northeast, Inc. One Liberty Plaza, 165 Broadway, Suite 3201 New York, NY 10006 NcN7A07 NM1E: Pa ,1. Ear: Pa�Nxn.: E-MAIL ADDRESS:PRODUCER CUSTOMERIDM INSURERS AFFORDING COVERAGE NAIL INSURED Prudential Financial, Inc. and its subsidiaries 751 Broad Street Newark, NJ 07102 INSURER A: ACE AMERICAN INSURANCE COMPANY LEAD 22667 INSURER B: INSURER wsuRER D. INSURER E: MED EXP (Any one person) NSURERF: ❑ TE THIS IS TO CERTIFY THAT POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FORTH E POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested Litt TYPE OF INSURANCE POLICY NUMBER POLICY EFF DATE POLICY EXP DATE LIMITS RETENTIONS GENERAL LIABILITY EACH OCCURRENCE ❑ COMMERCIAL GENERAL LIABILITY ❑ CLAMS MADE ❑ OCCUR PREMISES Ea occurrence MED EXP (Any one person) ❑ PERSONAL & ADV INJURY ❑ GENERAL AGGREGATE BER L AGGREGATE LIMIT APPLIES PER: PRODUCTS -COMP/OP AGO ❑ POLICY ❑ PRO- ❑ LOC JECT AUTOMOBILE LIABILITY ❑ ANY AUTO COMBINED SINGLE LIMIT Be coddler) ❑ ALL OWNED AUTOS ❑ SCHEDULED AUTOS BODILY INJURY (Per person) HIRED AUTOS ❑ NON -OWNED AUTO BODILY INJURY (Per accidenq PROPERTY DAMAGE (Per ccidene ❑ UMBRELLA LIAB ❑ OCCUR EACH OCCURRENCE ❑ EXCESS LIPS [] CLAIMS MADE AGGREGATE ❑ CLAIMS MADE ❑ DEDUCTIBLE ❑ RETENTION WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN WCSTATU- OTH-ER TORY LIMis ANY PROPRIETORIPARTNeNEXECUTIVE OPF¢ERIMEMBER EXOLUrE0 E.L. EACH ACCIDENT E.L. DISEASE -EA EMPLOYEE (Mandatary In NR fYY s tlescribe Under DESCRIPTION OF OPERATIONS below I I I E, L. DISEASE -POLICY LIMIT A Insurance Company Professional Liability G21648346 016 Nov. 1, 2017 Nov. 1, 2018 At least $260,000,000 $5,000,000 A Financial Institution Bond, Form 25 G29010961 001 Nov. 1, 2017 Nov. 1, 2018 At least $250,000,000 $6,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES I (Attach ACORD 101, Additional Remarks Schedule, If more space is required) SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE Sergio Vidal, CPA EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE Assistant Director of Finance POLICY PROVISIONS, Finance and Management Services Agency AUTHORIZED REPRESENTATIVE City of Santa Ana I Vol, ACORD 25 (2009109) ©1988-2009 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD Sly CERTIFICATE OF LIABILITY INSURANCE DATE October 1, 2018 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE OF A CONTRACT BETWEEN THE ISSUING INSURERM, AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER, IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Ceacr sada, Aon Risk Services of the Northeast, Inc. P o'... exa: Pao uo.: 199 Water Street New York, NY 10038 EMAIL ADDRESS: PRODUCER CUSTOMERIDX: INSURERS AFFORDING COVERAGE NAIC# INSURED INSURER A: NATIONAL UNION FIRES INSURANCE COMPANY OF PITTSBURGH, ❑ CLAIMS MADE ❑ OCCUR PA INSURER B: Prudential Financial, Inc, and its subsidiaries T� 751 Broa�TdT Street INSURER C: INSURER D : ❑ Newark, J 07102 1V INSURER E. INSURER F. GENL AGGREGATE LIMIT APPLIES PER: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLCIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as re uested LIR TYPE OF INSURANCE POLICY NUMBER POLICY EFF DATE POLICY EXP DATE LIMITS RETENTIONS GENERAL LIABILITY EACH OCCURRENCE ❑ COMMERCIAL GENERAL LIABILITY PREMISES Ee occurrence ❑ CLAIMS MADE ❑ OCCUR MED EXP (Any one persond ❑ PERSONAL & AOV INJURY ❑ GENERAL AGGREGATE GENL AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/GP AGG ❑ POLICY ❑ PRO- ❑ LOC JECT AUTOMOBILE LIABILITY ❑ ANY AUTO COMB NED SINGLE LIMIT (Ea accident) ❑ ALL OWNED AUTOS ❑ SCHEDULED AUTOS BODILY INJ URV (Per person) ❑ HIRED AUTOS ❑ NON -OWNED AUTO BODILY INJU RV (Per accident) ❑ 1 PROPERTY DAMAGE (Per acoldenp ❑ ❑UMBRELLALIAB ❑OCCUR EACH OCCURRENCE ❑ EXCESS UAB ❑ CLAIMS MADE AGGREGATE ❑ DEDUCTIBLE ❑ RETENTION WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN WC siATU- TORY LIMITS OTH-FR ANYPROPRIETCRIca RTNEWEXECUTI ❑ ICER/MEMBER ascLUNP0 E.L. EACH ACCIDENT E.L DISEASE -EA EMPLOYEE (Mandabry in NH) (Yes, deernibe under DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT A Cyber Liability 01-271-81-03 February 13,2018 February 13,2019 at least $5,000,000 $250,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES/ Attach ACORD 101, Additional Remarks Schedule, if mores ace is required): plans DC 720441 and NQ 031981 Finance and Management Services Agency City of Santa Ana 20 Civic Center Plaza, M-17 Santa Ana, CA 92701 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE ACORD 25 (2009109) ©1988-2009 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD 11 Iq f(,�,rj�z.-tom � �f2✓'m� Ce�1�L��