HomeMy WebLinkAbout75B - PH AMEDNING CH 41 HOOREQUEST FOR
COUNCIL ACTION
CITY COUNCIL MEETING DATE:
AUGUST 18, 2020
CLERK OF COUNCIL USE ONLY:
TITLE:
APPROVED
❑
As Recommended
PUBLIC HEARING —ZONING ORDINANCE
❑
As Amended
AMENDMENT NO. 2020-03 TO AMEND
❑
Ordinance on 1sl Reading
El
El
Ordinance on Reading
CHAPTER 41 ZONING RELATING TO
El
Implementing Resolution
THE HOUSING OPPORTUNITY ORDINANCE
❑
Set Public Hearing For
AND ADOPT AN AMENDMENT TO THE
AFFORDABLE HOUSING FUNDS POLICIES
AND PROCEDURES
CONTINUED TO
/s/Kristine Ridge FILE NUMBER
CITY MANAGER
RECOMMENDED ACTION
1. Adopt an ordinance approving Zoning Ordinance Amendment (ZOA) No. 2020-03 to amend
several sections of Chapter 41 (Zoning) of the Santa Ana Municipal Code (SAMC) pertaining
to the Housing Opportunity Ordinance.
2. Adopt an amendment to the City's Affordable Housing Funds Policies and Procedures, subject
to non -substantive changes approved by the City Manager and City Attorney.
PLANNING COMMISSION ACTION
At a special meeting on August 3, 2020, the Planning Commission voted 7:0 to recommend that
the City Council approve Zoning Ordinance Amendment (ZOA) No. 2020-03 to amend several
sections of Chapter 41 (Zoning) of the Santa Ana Municipal Code (SAMC) relating to the Housing
Opportunity Ordinance.
PROJECT DESCRIPTION AND ANALYSIS
The Housing Element of the General Plan identifies the long range plans for housing throughout the
City. The Housing Opportunity Ordinance was established in part to implement the Housing Element
goal to promote the provision of affordable housing within the City. In an effort to meet this goal, the
City adopted the Housing Opportunity Ordinance (HOO) in 2011 that applied to proposals for five or
more housing units. The ordinance required these residential projects to provide 15 percent of the
total number of units as affordable, whether the project is for sale or rent and applied to developments
requesting a zone change or general plan amendment. Further, it applied to projects increasing
the existing allowable residential density and the conversion of apartments to condominiums. It
also provided the option to pay an in lieu fee instead of providing units subject to City Council
approval.
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Zoning Ordinance Amendment No. 2020-03
August 18, 2020
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In 2015, the HOO was updated to make the inclusionary housing requirements more predictable
for housing developers and to increase affordable housing production in conjunction with new
market rate housing development. Some examples of the ordinance changes included simplifying
the complex in -lieu fee calculation, modifying the "moderate income" definition to 80 percent of the
area median, and creating additional incentives to allow developers the option of providing
inclusionary housing units either on or off -site. A provision of the ordinance was a requirement to
revisit the HOO in three years to determine its effectiveness.
In December 2018, the City Council received and filed a report on the effectiveness of the Housing
Opportunity Ordinance that was adopted in 2015. In July 2019, the City Council formed an Ad Hoc
Committee to review the Ordinance as was required by the 2015 ordinance. The Ad Hoc
Committee included Mayor Pro Tern Villegas, Councilmember Iglesias, and Councilmember
Solorio. In May 2020, the Ad Hoc Committee was reformed to include Mayor Pulido and
Councilmembers Bacerra and Mendoza, to continue the review efforts of the previous committee.
The Ad Hoc Committee provided direction to draft amendments to Chapter 41 (Zoning) of the
SAMC as described and analyzed in Table 1: Summary of Amendments, below. The complete
Draft Zoning Ordinance Amendments, including a redlined version of the previously adopted
document, are included as Exhibits 1 and 2.
Table 1: Summary of Amendments
Code Section
Subject
Issues/Ad Hoc Recommendations
41-1901
Definitions: Deletes
Issue: This proposal consists of modifying
several definitions,
certain definitions and the addition of new
amends several existing
definitions. Definitions pertaining to "Affordable
definitions and adds new
housing cost' and "Low income households"
definitions to the
were modified to identify the type of households
ordinance
that qualify for these income levels. Further, a
definition for "Moderate Income Households" is
proposed to identify the parameters of this
income level, a definition for "Entitled Residential
Project' is proposed to identify when a project is
entitled, a "General Plan" definition is proposed
as is a definition for "Moderate income units."
41-1902
Applicability:
Issue: This section is proposed to be amended
Establishes new
to only apply to those projects with 20 or more
standards for projects that
units in size and that are requesting an increase
need to comply with the
in the density permitted by the General Plan.
ordinance
The current ordinance applies to projects
consisting of five or more units, projects
requesting a zone change or a general plan
amendment, and are within an overlay zone. It
also reduces the percentage of for -sale units that
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Zoning Ordinance Amendment No. 2020-03
August 18, 2020
Page 3
need to be available for moderate income
households from the current 15 percent to 10
percent of the total number of units in an effort to
incentivize the construction of for -sale units.
41-1903
Exempt Projects:
Issue: Revises language to be consistent with a
Clarifies which projects
change made in 2015 to the Adaptive Reuse
are not subject to the
Ordinance by clarifying that an adaptive reuse
ordinance
project is not subject to the Housing Opportunity
Ordinance.
41-1904
In -Lieu Fee Option:
Issue: The proposed changes will reduce the in -
Revises the in -lieu fee and
lieu fee from $15 per habitable square foot to five
provides a short-term
dollars per habitable square foot. It also clarifies
incentive for obtaining
that the in -lieu fee is not applicable to projects
building permits
with less than 20 units. In addition, the change
will allow phased projects to pay the in -lieu fee
as each phase of construction obtains a building
permit.
This section also provides an incentive for
"Entitled Residential Project" to obtain building
permits during the current economic climate. An
entitled Residential Project that consists of 20 or
more units will be allowed to temporarily pay a
reduced fee of $10 per square foot of habitable
area as compared to the current rate of $15 per
habitable square foot. This incentive will remain
until April 2021, with any development not
obtaining a building permit by that time obligated
to pay the higher rate. Projects subject to a
development agreement or an agreement to pay
a specific in -lieu fee will be required to comply
with the agreement as approved and will not be
modified by this proposed ordinance.
41-1904.1
Inclusionary Housing
Issue: This section is proposed to eliminate the
Development
"double" density bonus concession available for
Incentives:
developers as part of the production of
Modifies the incentives
affordable units while incentivizing
provided to developers for
developments of for -sale units. The proposed
constructing affordable
changes will also allow a developer of for -sale,
housing
moderate income housing units to request three
concessions from the City. The amendment also
requires the developer to provide a community
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Zoning Ordinance Amendment No. 2020-03
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benefit as part of the project, which may include
park improvements, a community garden,
developer funded down payment assistance, or
pay a subsidy toward services, activities or
programs.
41-1909
Inclusionary Housing
Issue: This section is proposed to be revised to
Fund: Clarifies the use of
clarify the use of in -lieu fees paid to the City. It
the in -lieu fees collected
provides the Community Development Agency
with a priority for the use of the funds and allows
the funds to be used for one-time programs for
code enforcement, and quality of life and general
health and safety activities. It also codifies the
City's local preference for projects that are
funded with in -lieu fees and encourages a
commitment to use a skilled and trained
workforce to complete the project.
PLANNING COMMISSON DISCUSSION
On August 3, 2020, the Planning Commission held a special meeting to review the proposed
modifications to the Housing Opportunity Ordinance (Exhibit 3). At the conclusion of the public
hearing, and after an extensive discussion on the matter, the Planning Commission recommended
forwarding of the Ad Hoc Committee's amendments for approval and recommended that the City
Council consider the following changes:
• Section 41-1909(a)(5) - Incorporate enforceable skilled labor requirements by incorporating
"Shall" and "will" in place of aspirational words such as "encouraged" or "should." The
Commission also recommended that the City Council evaluate the financial impacts of
requiring skilled laborers on a private development project.
• Section 41-1909(a)(1) - Specify a nexus between code enforcement funding to activities
that directly relate, enhance, and promote affordable housing projects and activities.
• Section 41-1910(a) - Set a new review period for the Ordinance.
• Section 41-1904(c)(3) - Revert back to original language requiring the full payment of fee at
first building permit issuance.
• Section 41-1904(c)(2)(iii) - Extend end date of April 1, 2021 to October 1, 2021 for Entitled
Residential Project.
In addition, the Commission had an extensive discussion on Section 41-1904, which pertains to
the change to the in -lieu fee. The Commission was unable to come to a consensus on a
recommendation regarding the proposed in -lieu fees. Options the Commission discussed
included:
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1. Apply a fee reduction to $10 per square foot for all projects (entitled and future).
2. Reduce to $5 per square foot for entitled projects and $10 per square foot for future
projects.
Finally, the Planning Commission requested that modifications be made to the recitals section of
the ordinance. Their proposals include:
• Add language that establishes an emphasis on economic development and housing
construction as catalysts supporting for the proposed amendments.
• Add language that identifies an emphasis on the use of skilled & trained workforce with a
priority for Santa Ana residents and veterans, and apprenticeships from local school and
college districts.
AMENDMENT TO AFFORDABLE HOUSING FUNDS POLICIES AND PROCEDURES
On March 20, 2018, City Council adopted the City's Affordable Housing Funds Policies and
Procedures. The action by City Council to amend the Housing Opportunity Ordinance requires an
amendment to the Eligible Uses and Activities for the Inclusionary Housing Fund in the City's
Affordable Housing Funds Policies and Procedures (Exhibit 4). Funding for these activities are
provided using revenue generated through in -lieu fees from the Housing Opportunity Ordinance.
A matrix with the current and amended eligible uses and activities is provided below:
Inclusionary Housing Fund Eligible Uses and Activities:
Current
Amended
• Acquisition and rehabilitation of eligible
Acquisition and rehabilitation of eligible
rental properties;
rental properties. Existing rental units
• New construction of rental housing
may be acquired, substantially
units;
rehabilitated and then income and
• Predevelopment loans up to a period of
affordability covenants can be recorded
24 months for site acquisition,
on the units for rental or ownership.
predevelopment activities, including
o Defined as rehabilitation of a
professional services which cannot be
dwelling unit that has substantial
obtained on a contingency basis, and
building and other code
construction. Such loans may be
violations such that the unit is
extended for up to 18 months with an
additional 12-month extension option at
returned to the City's housing
the discretion of the Housing Division
supply as decent, safe and
Manager;
sanitary affordable housing.
• Acquisition and conversion of non-
The housing must comply with
residential property to multifamily rental
all local building and zoning
housing units;
codes and standards, including
• Homeless services programs;
energy efficiency and water
• Security deposit assistance programs;
conservation standards, and
• Immigrant -focused housing programs
meet housing quality standards
and services;
in Section 882 of Title 24.
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• Foreclosure prevention; and
.
Purchase and rehabilitation of homes
• Cooperative housing programs.
with code -related issues for sale to low -
and moderate -income buyers;
•
New construction of rental housing
units;
•
Deletes section pertaining to
predevelopment loans up to a period of
24 months for site acquisition,
predevelopment activities, including
professional services which cannot be
obtained on a contingency basis, and
construction. Such loans may be
extended for up to 18 months with an
additional 12-month extension option at
the discretion of the Housing Division
Manager;
•
To pay for one-time programs and
activities for code enforcement, quality
of life and general health and safety
issues that directly relate, enhance,
and promote affordable housing
projects and activities.
•
Acquisition and conversion of non-
residential (e.g. commercial) property
to multifamily rental housing units;
•
Homeless services programs;
•
Security deposit assistance programs;
•
Immigrant -focused housing programs,
services and activities for non-U.S.
citizens;
•
Foreclosure and eviction prevention
programs, services and activities.
•
Deletes cooperative housing programs.
ENVIRONMENTAL IMPACT
As part of the City's permitting process, the proposed project is required to undergo an environmental
review in accordance with the California Environmental Quality Act (CEQA). In accordance with the
CEQA, the recommended action is exempt from CEQA per Section 15061(b)(3). This exemption
applies to projects covered by the "general rule" that CEQA applies only to projects that have the
potential for causing a significant effect on the environment. Where it can be seen with certainty that
there is no possibility that the activity in question may have a significant effect on the environment,
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the activity is not subject to CEQA (ER No. 2020-53).
FISCAL IMPACT
The in -lieu fees are deposited to the Inclusionary Housing Fee Fund 417. Over the past three
years, the in -lieu fee revenue includes: $2,712,304 in FY 17-18; $7,236,945 in FY 18-19; and $0
in FY 19-20 (unaudited). If the in -lieu fee were reduced by two-thirds (from $15 to $5 per square
foot) for the past three years, the revenue would have been $6.6 million less than actual. The fund
has an estimated balance of $13.3 million as of June 30, 2020, and budgeted expenditures for FY
19-20 are $6.1 million. In the worst case scenario, if no in -lieu fees are collected for FY 20-21, the
ending fund balance may be approximately $7.2 million on June 30, 2021. These fund balance
estimates are not the same as spendable cash.
Submitted By: Minh Thai, Executive Director - Planning and Building Agency
Exhibits: 1. Draft Zoning Ordinance Amendments — ZOA No. 2020-03
2. Redline Draft Zoning Ordinance Amendments — ZOA No. 2020-03
3. August 3, 2020 Planning Commission Staff Report
4. Affordable Housing Funds Policies and Procedures
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Exhibit 1
ORDINANCE NO. NS-XXXX
AN ORDINANCE OF THE CITY OF SANTA ANA
AMENDING CHAPTER 41, ARTICLE XVIII.I (HOUSING
OPPORTUNITY ORDINANCE) OF THE SANTA ANA
MUNICIPAL CODE TO MODIFY APPLICABILITY AND
VARIOUS IMPLEMENTATION PROVISIONS OF THE
ORDINANCE
THE CITY COUNCIL OF THE CITY OF SANTA ANA HEREBY ORDAINS AS
FOLLOWS:
Section 1. The City Council of Santa Ana hereby finds, determines and declares
as follows:
A. In Santa Ana, as in other cities in California, there has been a deficit in much needed
housing. It is difficult to meet the many housing needs which include, but are not
limited to: increasing the housing supply and mix of housing types, rental or
ownership opportunities, affordability, promoting infill development and socio-
economic equity, the protection of environmental resources, and the encouragement
of efficient development patterns.
B. In 2015, the City amended its Housing Opportunity Ordinance (HOO) in the Santa
Ana Municipal Code (SAMC Sections 41-1900 through 41-1910) to require the
construction of affordable units on or off -site or the payment of an in -lieu fee in the
amount of $5.00 per square foot of habitable space for projects consisting of 5-20
units, and the payment of an in -lieu fee in the amount of $15.00 per square foot of
habitable space for projects with over twenty (20) units.
C. In addition to the housing crisis, international, national, state, and local health and
governmental authorities are responding to an outbreak of respiratory disease
caused by a novel coronavirus named "SARS-Co V-2," and the disease it causes
has been named "coronavirus disease 2019", abbreviated COVID-19 ("COVID-19").
D. On March 4, 2020, the Governor of the State of California declared a state of
emergency to make additional resources available, formalize emergency actions
already underway across multiple state agencies and departments, and help the
state prepare for the broader spread of COVID-19.
E. On March 13, 2020, the President of the United States of America declared a
national emergency and announced that the federal government would make
emergency funding available to assist state and local governments in preventing the
spread of and addressing the effects of COVID-19.
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F. The Orange County Board of Supervisors and Department of Public Health declared
a local emergency and local public health emergency to aid the regional healthcare
and governmental community in responding to COVID-19.
G. On March 17, 2020, the Santa Ana City Council proclaimed the existence of a local
emergency to ensure the availability of mutual aid and support an expedient
response to the COVID-19 pandemic.
H. As a result of the public health emergency and the precautions recommended by
health authorities, City Hall and the public counters for development processing and
permit applications in Santa Ana were closed to the public from March 18 through
June 1, 2020, thereby limiting the processing of development applications, delaying
development projects that were already approved, and thereby impacting
development activities in the city for over 10 weeks.
The City Council of the City of Santa Ana is concerned about the unplanned
detrimental effects caused by COVID 19 on the local economy and the development
and construction of housing in the City. These unforeseen issues are of grave
concern as it is imperative for the City to maintain a steady stream of housing units
in the pipeline at all times.
J. As a result of current world events, construction of single-family homes plummeted
to its slowest pace in several years. Single-family housing starts dropped 17.5
percent while multifamily housing starts (5 or more units in a structure) fell 32.1
percent in April and were down 3.9 percent from a year earlier.
K. Lack of housing units in the City of Santa Ana is a threat to public health and safety
and requires urgent intervening action by the City Council.
L. In an effort to combat the anticipated severe negative effects that a reduction in the
availability of housing units in the City of Santa Ana will cause to the City and its
residents, the City Council has determined that a reduction in the HOO fee will serve
as an incentive and a catalyst for builders to initiate construction of housing in the
City and for the City to continue providing quality housing opportunities in the City.
M. The Santa Ana City Council finds that the construction of new housing units will also
stimulate the economy by providing jobs and the City is committed to encouraging
that end result.
N. The Santa Ana City Council finds that requiring projects with over twenty units to pay
the full $15.00 per square foot in -lieu housing fee would pose a serious threat to the
public interest, health, safety and welfare for the following reasons:
(1) It would adversely impact the development of housing projects in the city;
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(2) It would adversely affect the number of housing developments in the
pipeline;
(3) It would cause a decline in the available housing stock;
(4) It would put residents at risk for homelessness;
(5) It would cause a decline in housing units available at diverse price points;
and
(6) It would risk the public health, safety and welfare of the City residents
needing adequate housing.
O. The City Council of the City of Santa Ana desires to use the inclusionary housing
fund to increase and improve the supply of housing affordable to moderate, low, very
low, and extremely low income households in the city with the priority on creation of
affordable housing opportunities or units from the existing market rate housing stock
rather than construction of new affordable housing units. This includes, but is not
limited to, the purchase and rehabilitation of units for sale and the recapturing of
affordable housing units at risk of market conversion. Monies may also be used to
pay for one-time programs for code enforcement, and quality of life and general
health and safety activities.
P. The Request for Council Action for this ordinance dated August 18, 2020, and duly
signed by the Executive Director of the Planning and Building Agency shall, by this
reference, be incorporated herein, and together with this ordinance, any
amendments or supplements, and oral testimony constitute the necessary findings
for this ordinance.
Section 2. The proposed ordinance has been reviewed with respect to
applicability of the California Environmental Quality Act ("CEQA") and the State CEQA
Guidelines (California Code of Regulations, Title 14, Section 15000 et seq.). The project
is exempt from CEQA as it can be seen with certainty that there is no impact on the
environment [Section 15061(b) (3)] and a Notice of Exemption will be filed upon adoption
of this ordinance.
Section 3. The Santa Ana City Council hereby finds, determines and declares
that Santa Ana Municipal Code Chapter 41, Article XVIII.I is hereby amended and
restated, in its entirety as follows:
ARTICLE WILL - HOUSING OPPORTUNITY ORDINANCE
Sec. 41-1900. - Purpose.
This article establishes standards and procedures to encourage the development of
housing that is affordable to a range of households with varying income levels. The
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purpose of this article is to encourage the development and availability of affordable
housing by requiring the inclusion of affordable housing units within new developments
or the conversion of rental units to condominium ownership when the number of units
exceed the densities permitted under the General Plan.
Sec. 41-1901. - Definitions.
As used in this article, the following terms shall have the following meanings:
Adjusted for household size appropriate for the unit means a household of one
person in the case of a studio unit, two (2) persons in the case of a one -bedroom unit,
three (3) persons in the case of a two -bedroom unit, four (4) persons in the case of a
three -bedroom unit, and five (5) persons in the case of a four -bedroom unit.
Administrative procedures means those regulations promulgated by the executive
director pursuant to section 41-1910 of this article.
Affordable housing cost means the total housing costs paid by a qualifying
household, which shall not exceed the fraction of gross income specified, as follows:
Extremely low-income households. Thirty (30) percent of the income of a household
earning thirty (30) percent of the Orange County median income adjusted for family
size appropriate for the unit.
Very low-income households. Thirty (30) percent of the income of a household
earning fifty (50) percent of the Orange County median income adjusted for family
size appropriate for the unit.
Low-income households. Thirty (30) percent of the income of a household earning
eighty (80) percent of the Orange County median income for family size appropriate
for the unit.
Moderate —income households. Thirty (30) percent of the income of a household
earning one hundred twenty (120) percent of the Orange County median income
adjusted for family size appropriate for the unit.
The qualifying limits for very low-income, low-income and moderate -income
households are established and amended annually pursuant to Section 8 of the
United States Housing Act of 1937. The limits are published by the Secretary of
Housing and Urban Development.
Developer means any association, corporation, firm, joint venture, partnership,
person, or any entity or combination of entities, which seeks city approval for all or part
of a residential project.
Development Agreement means an agreement approved by the City Council
between a property owner and the City pursuant to Government Code section 65864, et
seq.
Entitled Residential Project means a development project that includes residential
units subject to the provisions and applicability of this Article WILL that received
entitlement approvals by City Council action between August 4, 2015 and August 17,
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2020 to construct the residential project and which has not been issued a building
permit prior to August 18, 2020. A list of the currently Entitled Residential Projects is
attached hereto as Exhibit A and is incorporated by reference.
Executive director means the executive director of community development for the
city.
General Plan means the adopted general plan for the City of Santa Ana
Inclusionary housing agreement means a legally binding agreement between the
developer and the city, in a form and substance satisfactory to the executive director
and the city attorney, and containing those provisions necessary to ensure that the
requirements of this article are satisfied, whether through the provision of inclusionary
units or through an approved alternative method.
Inclusionary housing fund means the fund created by the city in which all fees
collected in compliance with this article shall be deposited.
Inclusionary housing plan means the plan submitted by the developer, in a form
specified by the executive director, detailing how the provisions of this article will be
implemented for the proposed residential project.
Inclusionary unit means a dwelling unit that will be offered for sale or rent to very
low, low, or moderate income households, at an affordable housing cost, in compliance
with this article.
Low-income units and very low-income units means inclusionary units restricted to
occupancy by low or very low-income households, respectively, at an affordable
housing cost.
Market rate units means dwelling units in a residential project that are not
inclusionary units.
Moderate -income units means inclusionary units restricted to occupancy by
Moderate -income households at an affordable housing cost.
Prior project means any project for which an application was submitted and the
application was deemed complete prior to August 4, 2015.
Regulatory agreement means an agreement entered into between the City of Santa
Ana or the Santa Ana Community Development Agency and a developer by which the
developer covenants to keep certain housing units at an affordable housing cost for a
specified period of time.
Rehabilitated units/rehabilitation means the improvement of a unit in substandard
condition to a decent, safe and sanitary level. Units are in substandard condition when,
while they may be structurally sound, they do not provide safe and adequate shelter,
and in their present condition endanger the health, safety or well-being of the
occupants.
Residential project/project means any of the following:
A subdivision resulting in the creation of five (5) or more residential lots or
residential condominium units; or
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The new construction of a project consisting of five (5) or more multi -family units; or
The new construction of five (5) or more separate houses or dwelling units; or
The conversion of five (5) or more existing residential rental units to condominium
ownership.
Target area means that area designated by the city from time to time, on an as -
needed basis, as a priority area for rehabilitation due to health and safety concerns.
Total housing costs the total monthly or annual recurring expenses required of a
household to obtain shelter. For a rental unit, total housing costs shall include the
monthly rent payment and utilities paid by the tenant (excluding telephone and
television). For an ownership unit, total housing costs shall include the mortgage
payment (principal and interest), insurance, homeowners' association dues (if
applicable), private mortgage insurance (if applicable), taxes, utilities, an allowance for
maintenance and any other related assessments.
Sec. 41-1902. - Applicability and inclusionary unit requirements.
(a) Applicability. The requirements of this article shall apply to any new residential
project comprised of twenty (20) or more residential lots or residential units located
within the city, including new construction, and condominium conversions which
exceed the General Plan prescribed densities.
(b) Applications. The requirements of this article shall apply to any new residential
project proposed in connection with an application to do any of the following:
(1) Increase the permitted residential density of the subject property above the
density permitted by the General Plan at the time of the application. The
inclusionary requirements shall only apply to the incremental increase in the
number of units beyond that which is allowed by the applicable density
permitted by the General Plan.
(2) Increase the permitted percentage of residential development allowed for a
mixed -use development above the percentage at the time of the application.
The inclusionary requirements shall only apply to the incremental increase in
the number of units beyond that which is allowed by the density permitted by
the General Plan.
(3) Convert rental units to condominium ownership. The inclusionary
requirements shall only apply to the incremental increase in the number of units
beyond that which is allowed by the density permitted by the General Plan.
(c) Units for sale. If the new residential project consists of units for sale, then a
minimum of ten (10) percent of the total number of units in the project shall be sold
to moderate income households.
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(d) Rental units. If the new residential project consists of rental units, then a minimum
of fifteen (15) percent of the units shall be rented to low-income households, or ten
(10) percent rented to very low-income households.
(e) Rounding of quantities in calculations. In calculating the required number of
inclusionary units, fractional units shall be rounded -up to the next whole unit. The
developer may choose to pay an in -lieu fee set forth in section 41-1904(c) for the
fractional units, which shall be calculated based on the number of habitable square
feet applicable in each case.
(f) Displacement of existing inclusionary units. Notwithstanding any other provision of
this article, any residential project subject to this article that results in the
displacement of very low and/or low income household(s) shall be required to
provide on -site inclusionary units as required by this article.
(g) Compliance with article. All inclusionary units required by this article shall be sold
or rented in compliance with this article.
Sec. 41-1903. - Exempt projects.
The following are exempt from the requirements of this article
(a) Applications deemed complete. Applications that include a residential project
for which a development application has been deemed complete prior to
November 28, 2011.
(b) Development agreements. A residential project that is the subject of a
Development Agreement under applicable provisions of the California
Government Code that expressly provides for an exclusion to this article or
provides for a different amount of inclusionary units from that specified by this
article, provided the Development Agreement was adopted on or before
November 28, 2011.
(c) Project with regulatory agreement. A residential project for which a regulatory
agreement has been approved, provided that the regulatory agreement is
effective at the time the residential project would otherwise be required to
comply with the requirements of this article, and there is no uncured breach of
the regulatory agreement before issuance of a certificate of occupancy for the
project. This may include a residential project that has obtained a density bonus
under article XVI.I of the Santa Ana Municipal Code. Such projects cannot be
used to satisfy the inclusionary requirement for another project.
(d) Adaptive Reuse. Adaptive reuse development projects pursuant to Chapter
41, Article XVI.I I —Adaptive Reuse.
Sec. 41-1904. - Options to satisfy inclusionary requirements.
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(a) On -site units. The primary means of complying with the inclusionary requirements
of this article shall be the provision of on -site inclusionary units in accordance with
section 41-1901, above. A developer may only satisfy the requirements of this
article by means of an alternative to on -site inclusionary units in accordance with
the requirements and procedures of this section.
(b) Off -site units.
New units. The developer may satisfy the inclusionary unit requirements for the
project, in whole or in part by constructing the required new inclusionary
housing at a different location within the city borders at the ratio of one square
foot of habitable inclusionary unit space for each required habitable square foot.
While the total habitable square footage area of the required new inclusionary
units must be the same as the sum -total of the number of habitable square feet
for the project as directed by this ordinance, the number of units and bedrooms
associated with the off -site units may be approved by the review authority of the
city, consistent with the type of affordable housing needed at the time of project
review.
2. Rehabilitated units outside a designated target area. The developer may satisfy
the inclusionary unit requirements for the project, in whole or in part by
substantially rehabilitating existing housing units elsewhere within the borders
of the city at a rate of one and one-half (1Y2) habitable square feet per each
required habitable square foot of inclusionary units.
3. Rehabilitated units within a designated target area. Upon application, the
developer may satisfy the inclusionary unit requirements for the project, in
whole or in part by substantially rehabilitating existing housing units elsewhere
within the borders of the city at a rate of one habitable square foot per each
required habitable square foot of affordable inclusionary units.
(c) In -lieu fee.
(1) More than 20 units. A Residential Project comprised of more than twenty (20)
residential lots or residential units, the developer may elect to satisfy the
Inclusionary Unit requirements for the Project, in whole or in part, by payment of
a fee in lieu of constructing some or all of the required units. The amount of the
fee allowed by this section shall be five dollars per square foot ($5.00/ft. 2 ) of
the sum total of the number of habitable square feet within the entire Project, as
measured from the exterior walls of the residential units. This calculation does
not include exterior hallways, common areas, landscape, open space or exterior
stairways.
(2) Entitled Residential Projects. The applicant(s) of an Entitled Residential
Project (see Exhibit A) may either construct the inclusionary units or pay an in
lieu fee as follows:
(i) Twenty (20) or fewer units. In the case of an Entitled Residential Project
containing between five (5) and twenty (20) residential lots or residential
units, the Developer may elect to satisfy the Inclusionary Unit requirements
for the Project, in whole or in part, by payment of a fee in lieu of constructing
75B-15
some or all of the required units. The amount of the fee allowed by this
section shall be five dollars per square foot ($5.00/ft.) of the sum total of the
number of habitable square feet within the entire Project, as measured from
the exterior walls of the residential units. This calculation does not include
exterior hallways, common areas, landscape, open space or exterior
stairways.
(ii) More than 20 units. In the case of an Entitled Residential Project
comprised of more than twenty (20) residential lots or residential units, the
Developer may elect to satisfy the Inclusionary Unit requirements for the
Project, in whole or in part, by payment of a fee in lieu of constructing some
or all of the required units. The amount of the fee allowed by this section
shall be ten dollars per square foot ($10.00/ft.) of the sum total of the
number of habitable square feet within the entire Project, as measured from
the exterior walls of the residential units. This calculation does not include
exterior hallways, common areas, landscape, open space or exterior
stairways. The in lieu fee amount allowed herein by this subsection shall
revert to fifteen dollars per square foot ($15.00) on April 1, 2021 for any
construction which adds net residential units, which has City -approved
entitlements, that has not been issued a building permit by April 1, 2021.
(iii) A Residential Project that has been entitled and approved with conditions
to pay a specific in lieu fee or has a city council approved Development
Agreement to pay a specific in -lieu fee shall comply with the conditions or
the Development Agreement as approved and shall not be modified by this
Ordinance.
(3) Timing of payment. The developer shall pay the in -lieu fees allowed by this
section prior to issuance of the building permit for any construction which adds
net residential units. The developer may provide input regarding what project
the in lieu fees should be applied towards, but such input shall not be
dispositive. The in lieu fees collected by the city are city funds over which the
city has complete and absolute discretion.
(4) Inclusionary housing fund. Fees collected in compliance with this section shall
be deposited in the inclusionary housing fund.
Sec. 41-1904.1. - Inclusionary housing development incentives for production of units.
(a) In order to make the production of new inclusionary units on -site or off -site or off -
site rehabilitated units, certain incentives, standards and concessions shall be
allowed and prescribed as set forth herein below. Such concessions shall not be
available to those developers that choose to pay an in lieu fee rather than build the
units. The developer may opt to take advantage of up to two (2) concessions among
the following possible concessions:
75B-16
(1) Parking concession. One on -site parking space for each zero to one bedroom
unit; two (2) on -site parking spaces for each two (2) to three (3) bedroom unit;
two and one-half (2Y2) parking spaces for each four (4) or more bedroom unit.
(2) Concession on one of the following Zoning Code site development standards:
(i) Setback reduction of up to twenty-five (25) percent reduction on subject
property;
(ii) Height increase of up to twenty (20) additional feet.
(b) A developer of a for sale Residential Project proposing to provide on -site
Moderate Income Units and a surrounding community benefit may opt to take
advantage of up to three (3) of the above concessions. The surrounding community
benefit will include but not be limited to park improvements, urban community
gardens, developer -funded down payment assistance, or subsidy of services,
activities or programs.
Sec. 41-1905. - Housing plan and housing agreement.
(a) Submittal and execution. The developer shall comply with the following
requirements:
(1) Inclusionary housing plan. The developer shall submit an inclusionary housing
plan in a form specified by the executive director, detailing how the provisions of
this article will be implemented for the proposed residential project. The
inclusionary housing plan and its supportive documents, plans, and details shall
be submitted at the same time as the site plan and application materials for the
original project. All inclusionary housing plans shall be subject to the approval of
the executive director and subject to appeal processes and procedures set forth
in the Santa Ana Municipal Code.
(2) Inclusionary housing agreement. The developer shall execute and cause to be
recorded an inclusionary housing agreement. The inclusionary housing
agreement shall be a legally binding agreement between the developer and the
city, executed by the city manager, or his or her designee, and in a form and
substance satisfactory to the executive director and the city attorney, and
containing those provisions necessary to ensure that the requirements of this
article are satisfied, whether through the provision of inclusionary units or
through an approved alternative method.
(b) Discretionary approvals. No discretionary approval shall be issued for a residential
project subject to this article until the developer has submitted an inclusionary
housing plan.
(c) Issuance of building permit. No building permit shall be issued for a residential
project subject to this article unless the executive director has approved the
75B-17
inclusionary housing plan, and any required inclusionary housing agreement has
been recorded.
(d) Issuance of certificate of occupancy. A certificate of occupancy shall not be issued
for a residential project subject to this article unless the approved inclusionary
housing plan has been fully implemented.
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(a) Location within project, relationship to non-inclusionary units. All inclusionary units
shall be:
(1) Reasonably dispersed throughout the residential project;
(2) Proportional, in number of bedrooms, gross floor area of habitable space, and
location, to the market rate units;
(3) Comparable to the market rate units included in the residential project in terms
of design, materials, finished quality, and appearance; and
(4) Permitted the same access to project amenities and recreational facilities, as
are market rate units.
(b) Timing of construction. All inclusionary units in a residential project shall be
constructed concurrent with, or before the construction of the market rate units. If
the city approves a phased project, a proportional share of the required inclusionary
units shall be provided within each phase of the residential project.
(c) Location outside the proposed original project. For projects where the developer
proposes to either produce new inclusionary units or rehabilitate existing off -site
units to meet the inclusionary affordable housing requirements of this ordinance, the
off -site project(s) containing the required inclusionary units shall be subject to the
following requirements:
(1) The sum -total area (in habitable square feet) of all the newly constructed off -
site inclusionary units shall be the same number of habitable square feet of
inclusionary area as required by this ordinance. For the purpose of the
calculation of the number of square feet of required inclusionary housing, the
total gross habitable square feet of the housing units of the original market rate
project shall be used, as measured from exterior walls to exterior walls of the
market units provided as the base for calculation either ten (10) percent for very
low income or fifteen (15) percent for low income inclusionary units. The
common areas, exterior hallways, stairways, patios, and balconies shall not be
calculated in determining the number of required square feet of inclusionary
housing production. All new or rehabilitated units must meet all current zoning
and general plan standards.
(2) While the total number of square feet of inclusionary housing requirement is
calculated based on the requirements of this ordinance, the number of units,
bedrooms and other amenities on the proposed off -site inclusionary housing
location shall be approved by the review authority commensurate with the size
and type of units most in demand at the time of submittal of the application.
75B-18
(3) Any off -site affordable inclusionary housing project shall be substantially
comparable to the market rate units included in the residential project in terms
of quality of design, materials and finishes.
(4) If tenants are displaced due to rehabilitation of housing to meet the
inclusionary unit requirement, the developer shall be responsible for relocation
costs as required by state law.
(5) No city, housing authority, or public funds, subsidies, or participation of any
kind shall be expended on the production or building of any inclusionary
housing projects associated with meeting the inclusionary unit requirement.
(d) Timing of construction. All inclusionary units in a residential project or proposed
off -site new inclusionary units or rehabilitated units shall be constructed concurrent
with, or before the construction of the market rate units. If the city approves a
phased project, a proportional share of the required inclusionary units shall be
provided within each phase of the residential project.
(e) Units for sale.
(1) Time limit for inclusionary restrictions. A unit for sale shall be restricted to the
target income level group at the applicable affordable housing cost for a
minimum of fifty-five (55) years.
(2) Certification of purchasers. The developer and all subsequent owners of an
inclusionary unit offered for sale shall certify, on a form provided by the city, the
income of the purchaser and that such owners will live in such inclusionary unit
as their primary residence.
(3) Resale price control. In order to maintain the availability of inclusionary units
required by this article, the resale price of an owner occupied inclusionary unit
shall be limited to the lesser of the fair market value of the unit as established
by a licensed real estate agent based upon three (3) comparable properties or
the restricted resale price. For these purposes, the restricted resale price shall
be the applicable affordable housing cost.
(4) Inheritance of inclusionary units. Upon the death of an owner of an owner -
occupied inclusionary unit, title in the property may transfer to the surviving joint
tenant or heir (in the case of the death of a sole owner or all owners of the
household).
(5) Forfeiture. If an inclusionary unit for sale is sold for an amount in excess of the
resale price controls required by this section, the buyer and the seller shall be
jointly and severally liable to the city for the amount in excess of the affordable
housing cost at the time of such sale of the inclusionary unit. Recovered funds
shall be deposited into the inclusionary housing fund. Notwithstanding the
foregoing, city may allow the buyer and seller to cure any violation of the resale
price controls within one hundred eighty (180) days.
(f) Rental units.
75B-19
(1) Time limit for inclusionary restrictions. A rental inclusionary unit shall remain
restricted to the target income level group at the applicable affordable housing
cost for fifty-five (55) years.
(2) Certification of renters. The owner of any rental inclusionary unit shall certify,
on a form provided by the city, the income of all members of the household
above the age of eighteen (18) at the time of the initial rental and annually
thereafter.
(3) Forfeiture. Any lessor who leases an inclusionary unit in violation of this article
shall be required to forfeit to the city all money so obtained. Recovered funds
shall be deposited into the inclusionary housing fund.
(g) Execution and recording of documents. The executive director may require the
execution and recording of whatever documents are required to ensure
enforcement of this section; including but not limited to promissory notes, deeds of
trust, resale restrictions, rights of first refusal, options to purchase, and/or other
documents, which shall be recorded against all inclusionary units.
(h) General prohibitions.
(1) No person shall sell or rent an inclusionary unit at a price or rent in excess of
the maximum amount allowed by any restriction placed on the unit in
accordance with this article.
(2) No person shall sell or rent an inclusionary unit to a person or persons that do
not meet the income restrictions placed on the unit in accordance with this
article.
(3) No person shall provide false or materially incomplete information to the city or
to a seller or lessor of an inclusionary unit to obtain occupancy of housing for
which that person is not eligible.
(i) Principal residency requirement.
(1) The owner or lessee of an inclusionary unit shall reside in the unit for not less
than ten (10) out of every twelve (12) months.
(2) No owner or lessee of an inclusionary unit shall lease or sublease, as
applicable, an inclusionary unit without the prior permission of the executive
director.
Sec. 41-1907. - Reserved.
Sec. 41-1908. - Enforcement.
(a) Violation. Any violation of this article constitutes a misdemeanor.
(b) Forfeiture of funds. Any individual who sells an inclusionary unit in violation of this
article shall be required to forfeit any money in excess of the affordable housing
cost at such time. Any individual who rents an inclusionary unit in violation of this
75B-20
article shall be required to forfeit all money so obtained. Recovered funds shall be
deposited into the inclusionary housing fund.
(c) Legal actions. The city may institute any appropriate legal actions or proceedings
necessary to ensure compliance with this article, including actions:
(1) To disapprove, revoke, or suspend any permit, including a building permit,
certificate of occupancy, or discretionary approval; and
(2) For injunctive relief or damages.
(d) Recovery of costs. In any action to enforce this article, or an inclusionary housing
agreement recorded hereunder, the city shall be entitled to recover its reasonable
attorney's fees and costs.
Sec. 41-1909. - Inclusionary housing fund.
(a) Inclusionary housing fund. There is hereby established a separate fund of the city,
to be known as the inclusionary housing fund. All monies collected pursuant to this
article shall be deposited in the inclusionary housing fund. Additional monies from
other sources may be deposited in the inclusionary housing fund. The monies
deposited in the inclusionary housing fund shall be subject to the following
conditions:
(1) Monies deposited into the inclusionary housing fund must be used to increase
and improve the supply of housing affordable to moderate, low, very low, and
extremely low income households in the city as specified in the city's Affordable
Housing Funds Policies and Procedures. A priority will be on the creation of
affordable housing opportunities or units from the existing market rate housing
stock rather than construction of new affordable housing units. This includes,
but is not limited to, the purchase and rehabilitation of units for sale. Monies
may also be used to pay for one-time programs for code enforcement, quality of
life and general health and safety activities. Monies may also be used to cover
reasonable administrative or related expenses associated with the
administration of this article.
(2) The fund shall be administered by the executive director, or his or her
designee, who may develop procedures in the city's Affordable Housing Funds
Policies and Procedures to implement the purposes of the inclusionary housing
fund consistent with the requirements of this article and any adopted budget of
the city.
(3) Monies deposited in accordance with this section shall be used in accordance
with the Affordable Housing Funds Policies and Procedures, housing element,
consolidated plan, or subsequent plan adopted by the city council to construct,
rehabilitate, or subsidize affordable housing or to recapture affordable housing
at risk of market conversion, or to assist other government entities, private
organizations, or individuals to do so. Permissible uses include, but are not
limited to, assistance to housing development corporations, equity participation
75B-21
loans, grants, pre -home ownership co -investment, pre -development loan funds,
participation leases, or other public -private partnership arrangements. The
inclusionary housing fund may be used for the benefit of both rental and owner -
occupied housing.
(4) A developer receiving funding from the Inclusionary Housing Fund shall
implement a local preference in their resident selection criteria and marketing
policies meeting guidelines established by the executive director.
(5) A developer opting for the in lieu payment option or receiving funding from the
Inclusionary Housing Fund, as well as its contractors and subcontractors at
every tier performing work for the new housing units is encouraged and should
provide an enforceable commitment that a skilled and trained workforce will be
used to complete a contract or project in accordance with Public Contract Code
§§ 2601-2602.
Sec.41-1910. -Administrative.
(a) In -lieu fee calculation. The amount per square foot of the inclusionary housing in -
lieu fee shall be subject to city council review and consideration before the end of
calendar year 2018, but after June 30, 2018. Between July 1, 2018 and December
31, 2018, staff shall report on the effectiveness of this ordinance and provide
options for council consideration on the components of this ordinance, including, but
not limited to, the monetary amount of inclusionary in -lieu fee per square foot.
(b) Prior projects. The applicant(s) of any project for which a site plan review
application was submitted and such application was deemed complete prior to
August 4, 2015, may either construct the inclusionary units pursuant to the prior
housing opportunity ordinance (Ordinance No. NS-2825) or pay an in lieu fee
calculated by the formula under the prior housing opportunity ordinance (Ordinance
No. NS-2825) or request to revise its inclusionary housing plan and/or inclusionary
housing agreement and pay an in -lieu fee of nine dollars and thirty-five cents
($9.35) per square foot of habitable space for the entire project's inclusionary
housing obligation.
(c) Administration fees. The council may by resolution establish reasonable fees and
deposits for the administration of this article including an annual monitoring fee and
an inclusionary housing plan submittal fee.
(d) Monitoring/audits. At the time of initial occupancy, and annually thereafter, the city
will monitor the project to ensure that the income verifications are correct and in
compliance with the inclusionary housing administrative procedures. For ownership
units, the city shall monitor to verify that owner -occupancy requirements are
maintained. Developer/property owners are required to cooperate with the city in
promptly providing all information requested by the city in monitoring compliance
with program requirements. The city will conduct periodic random quality control
audits of inclusionary units to assure compliance with rules and requirements. Such
audits may include verification of continued occupancy in inclusionary units by
75B-22
eligible tenants, compliance with the inclusionary housing plan and agreement, and
physical inspections of the residential project.
(e) Administrative procedures. The city manager is hereby authorized and directed to
promulgate administrative procedures for the implementation of this article.
Secs. 41-1911-41-1999. - Reserved.
Section 4. If any section, subsection, sentence, clause, phrase or portion of
this ordinance for any reason held to be invalid or unconstitutional by the decision of
any court of competent jurisdiction, such decision shall not affect the validity of the
remaining portions of this ordinance. The City Council of the City of Santa Ana hereby
declares that it would have adopted this ordinance and each section, subsection,
sentence, clause phrase or portion thereof irrespective of the fact that any one or more
sections, subsections, sentences, clauses, phrases, or portions be declared invalid or
unconstitutional.
Section 5. This ordinance shall become effective thirty (30) days after its
adoption.
Section 6. The Clerk of the Council shall certify the adoption of this ordinance
and shall cause the same to be published as required by law.
ADOPTED this day of 12020.
APPROVED AS TO FORM:
Sonia R. Carvalho
City Attorney
Lisa Storck
Assistant City Attorney
Miguel A. Pulido
Mayor
75B-23
AYES: Councilmembers
NOES: Councilmembers
ABSTAIN: Councilmembers
NOT PRESENT: Councilmembers
Iya iri91N-A 1rx.1y_11ar�-1r_11Ito] 0F_l0axe] : Eel nr_lIIVA
I, DAISY GOMEZ, Clerk of the Council, do hereby attest to and certify that the attached
Ordinance No. NS-XXXX to be the original ordinance adopted by the City Council of the
City of Santa Ana on 2020 and that said ordinance was published in
accordance with the Charter of the City of Santa Ana.
Date:
Clerk of the Council
City of Santa Ana
75B-24
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rL P4 191
Exhibit 2
ORDINANCE NO. NS-XXXX
AN ORDINANCE OF THE CITY OF SANTA ANA
AMENDING CHAPTER 41, ARTICLE XVIII.I (HOUSING
OPPORTUNITY ORDINANCE) OF THE SANTA ANA
MUNICIPAL CODE TO MODIFY APPLICABILITY AND
VARIOUS IMPLEMENTATION PROVISIONS OF THE
ORDINANCE
THE CITY COUNCIL OF THE CITY OF SANTA ANA HEREBY ORDAINS AS
FOLLOWS:
Section 1. The City Council of Santa Ana hereby finds, determines and declares
as follows:
A. In Santa Ana, as in other cities in California, there has been a deficit in much needed
housing. It is difficult to meet the many housing needs which include, but are not
limited to: increasing the housing supply and mix of housing types, rental or
ownership opportunities, affordability, promoting infill development and socio-
economic equity, the protection of environmental resources, and the encouragement
of efficient development patterns.
B. In 2015, the City amended its Housing Opportunity Ordinance (HOO) in the Santa
Ana Municipal Code (SAMC Sections 41-1900 through 41-1910) to require the
construction of affordable units on or off -site or the payment of an in -lieu fee in the
amount of $5.00 per square foot of habitable space for projects consisting of 5-20
units, and the payment of an in -lieu fee in the amount of $15.00 per square foot of
habitable space for projects with over twenty (20) units.
C. In addition to the housing crisis, international, national, state, and local health and
governmental authorities are responding to an outbreak of respiratory disease
caused by a novel coronavirus named "SARS-Co V-2," and the disease it causes
has been named "coronavirus disease 2019", abbreviated COVID-19 ("COVID-19").
D. On March 4, 2020, the Governor of the State of California declared a state of
emergency to make additional resources available, formalize emergency actions
already underway across multiple state agencies and departments, and help the
state prepare for the broader spread of COVID-19.
E. On March 13, 2020, the President of the United States of America declared a
national emergency and announced that the federal government would make
emergency funding available to assist state and local governments in preventing the
spread of and addressing the effects of COVID-19.
75B-26
F. The Orange County Board of Supervisors and Department of Public Health declared
a local emergency and local public health emergency to aid the regional healthcare
and governmental community in responding to COVID-19.
G. On March 17, 2020, the Santa Ana City Council proclaimed the existence of a local
emergency to ensure the availability of mutual aid and support an expedient
response to the COVID-19 pandemic.
H. As a result of the public health emergency and the precautions recommended by
health authorities, City Hall and the public counters for development processing and
permit applications in Santa Ana were closed to the public from March 18 through
June 1, 2020, thereby limiting the processing of development applications, delaying
development projects that were already approved, and thereby impacting
development activities in the city for over 10 weeks.
The City Council of the City of Santa Ana is concerned about the unplanned
detrimental effects caused by COVID 19 on the local economy and the development
and construction of housing in the City. These unforeseen issues are of grave
concern as it is imperative for the City to maintain a steady stream of housing units
in the pipeline at all times.
J. As a result of current world events, construction of single-family homes plummeted
to its slowest pace in several years. Single-family housing starts dropped 17.5
percent while multifamily housing starts (5 or more units in a structure) fell 32.1
percent in April and were down 3.9 percent from a year earlier.
K. Lack of housing units in the City of Santa Ana is a threat to public health and safety
and requires urgent intervening action by the City Council.
L. In an effort to combat the anticipated severe negative effects that a reduction in the
availability of housing units in the City of Santa Ana will cause to the City and its
residents, the City Council has determined that a reduction in the HOO fee will serve
as an incentive and a catalyst for builders to initiate construction of housing in the
City and for the City to continue providing quality housing opportunities in the City.
M. The Santa Ana City Council finds that the construction of new housing units will also
stimulate the economy by providing jobs and the City is committed to encouraging
that end result.
N. The Santa Ana City Council finds that requiring projects with over twenty units to pay
the full $15.00 per square foot in -lieu housing fee would pose a serious threat to the
public interest, health, safety and welfare for the following reasons:
(1) It would adversely impact the development of housing projects in the city;
75B-27
(2) It would adversely affect the number of housing developments in the
pipeline;
(3) It would cause a decline in the available housing stock;
(4) It would put residents at risk for homelessness;
(5) It would cause a decline in housing units available at diverse price points;
and
(6) It would risk the public health, safety and welfare of the City residents
needing adequate housing.
O. The City Council of the City of Santa Ana desires to use the inclusionary housing
fund to increase and improve the supply of housing affordable to moderate, low, very
low, and extremely low income households in the city with the priority on creation of
affordable housing opportunities or units from the existing market rate housing stock
rather than construction of new affordable housing units. This includes, but is not
limited to, the purchase and rehabilitation of units for sale and the recapturing of
affordable housing units at risk of market conversion. Monies may also be used to
pay for one-time programs for code enforcement, and quality of life and general
health and safety activities.
P. The Request for Council Action for this ordinance dated August 18, 2020, and duly
signed by the Executive Director of the Planning and Building Agency shall, by this
reference, be incorporated herein, and together with this ordinance, any
amendments or supplements, and oral testimony constitute the necessary findings
for this ordinance.
Section 2. The proposed ordinance has been reviewed with respect to
applicability of the California Environmental Quality Act ("CEQA") and the State CEQA
Guidelines (California Code of Regulations, Title 14, Section 15000 et seq.). The project
is exempt from CEQA as it can be seen with certainty that there is no impact on the
environment [Section 15061(b) (3)] and a Notice of Exemption will be filed upon adoption
of this ordinance.
Section 3. The Santa Ana City Council hereby finds, determines and declares
that Santa Ana Municipal Code Chapter 41, Article XVIII.I is hereby amended and
restated, in its entirety as follows:
ARTICLE WILL - HOUSING OPPORTUNITY ORDINANCE
Sec. 41-1900. - Purpose.
This article establishes standards and procedures to encourage the development of
housing that is affordable to a range of households with varying income levels. The
75B-28
purpose of this article is to encourage the development and availability of affordable
housing by requiring the inclusion of affordable housing units within new developments
or the conversion of rental units to condominium ownership when the number of units
exceed the densities permitted under the 1g eneral p.Plan.
Sec. 41-1901. - Definitions.
As used in this article, the following terms shall have the following meanings:
Adjusted for household size appropriate for the unit means a household of one
person in the case of a studio unit, two (2) persons in the case of a one -bedroom unit,
three (3) persons in the case of a two -bedroom unit, four (4) persons in the case of a
three -bedroom unit, and five (5) persons in the case of a four -bedroom unit.
Administrative procedures means those regulations promulgated by the executive
director pursuant to section 41-1910 of this article.
Affordable housing cost means the total housing costs paid by a qualifying
household, which shall not exceed the fraction of gross income specified, as follows
Extremely low-income households. Thirty (30) percent of the income of a household
earning thirty (30) percent of the Orange County median income adjusted for family
size appropriate for the unit.
Very low-income households. Thirty (30) percent of the income of a household
earning fifty (50) percent of the Orange County median income adjusted for family
size appropriate for the unit.
Low-income households. Thirty (30) percent of the income of a household earning
seventy eighty (7&80) percent of the Orange County median income Bale
i irdtc Rd thirty (39) n Rt of the in of R. hei icehe LJ earRiRg ivty (@Q) n Rt
adjusted i^ eitn, crtier oaoe for
family size appropriate for the unit.
Moderate —income households. Thirty (30) percent of the income of a household
earning one hundred twenty (120) percent of the Orange County median income
adjusted for family size appropriate for the unit.
The qualifying limits for very low-income, low-income and moderate -income
households are established and amended annually pursuant to Section 8 of the
United States Housing Act of 1937. The limits are published by the Secretary of
Housing and Urban Development.
Developer means any association, corporation, firm, joint venture, partnership,
person, or any entity or combination of entities, which seeks city approval for all or part
of a residential project.
75B-29
Development Agreement means an agreement approved by the City Council
between a property owner and the City pursuant to Government Code section 65864, et
sea.
Entitled Residential Project means a development protect that includes residential
units subject to the provisions and applicability of this Article WILL that received
entitlement approvals by City Council action between August 4, 2015 and August 17,
2020 to construct the residential project and which has not been issued a building
permit prior to August 18, 2020. A list of the currently Entitled Residential Projects is
attached hereto as Exhibit A and is incorporated by reference.
Executive director means the executive director of community development for the
city.
General Plan means the adopted general plan for the City of Santa Ana.
Inclusionary housing agreement means a legally binding agreement between the
developer and the city, in a form and substance satisfactory to the executive director
and the city attorney, and containing those provisions necessary to ensure that the
requirements of this article are satisfied, whether through the provision of inclusionary
units or through an approved alternative method.
Inclusionary housing fund means the fund created by the city in which all fees
collected in compliance with this article shall be deposited.
Inclusionary housing plan means the plan submitted by the developer, in a form
specified by the executive director, detailing how the provisions of this article will be
implemented for the proposed residential project.
Inclusionary unit means a dwelling unit that will be offered for sale or rent to very
low, of low, or moderate income households, at an affordable housing cost, in
compliance with this article.
Low-income units and very low-income units means inclusionary units restricted to
occupancy by low or very low-income households, respectively, at an affordable
housing cost.
Market rate units means dwelling units in a residential project that are not
inclusionary units.
y.'hnsp in a rJgec Ant exceed the qualifying ImMitc fgr 104W in a fen.iliec
H9616ORg AGt Gf 1937. The limits.; shall be published the Galifernia Cede of RegulatiGFI&
flepa Ftment Of H9 icing and (`gr. M inity Development shell by re i iatign establish
I g e hgi isehgWs innL ides veFy to ORGame households, s rlefi nerJ in the
Health A. Cafety QGGle Qegtign 59495, RGI evtreMely IGW in a hgiicehg Ws
rJeF..e.J in Cestig.. G/1�l1L.` ,
75B-30
Moderate -income units means inclusionary units restricted to occupancy by
Moderate -income households at an affordable housing cost.
P4pe4pe Prior project means any project for which an application was submitted and
the application was deemed complete prior to August 4, 2015.
Regulatory agreement means an agreement entered into between the City of Santa
Ana or the Santa Ana Community Development Agency and a developer by which the
developer covenants to keep certain housing units at an affordable housing cost for a
specified period of time.
Rehabilitated units/rehabilitation means the improvement of a unit in substandard
condition to a decent, safe and sanitary level. Units are in substandard condition when,
while they may be structurally sound, they do not provide safe and adequate shelter,
and in their present condition endanger the health, safety or well-being of the
occupants.
Residential project/project means any of the following:
A subdivision resulting in the creation of five (5) or more residential lots or
residential condominium units; or
The new construction of a project consisting of five (5) or more multi -family units; or
The new construction of five (5) or more separate houses or dwelling units; or
The conversion of five (5) or more existing residential rental units to condominium
ownership.
Target area means that area designated by the city from time to time, on an as -
needed basis, as a priority area for rehabilitation due to health and safety concerns.
Total housing costs the total monthly or annual recurring expenses required of a
household to obtain shelter. For a rental unit, total housing costs shall include the
monthly rent payment and utilities paid by the tenant (excluding telephone and
television). For an ownership unit, total housing costs shall include the mortgage
payment (principal and interest), insurance, homeowners' association dues (if
applicable), private mortgage insurance (if applicable), taxes, utilities, an allowance for
maintenance and any other related assessments.
■- -
75B-31
Sec. 41-1902. - Applicability and inclusionary unit requirements.
(a) Applicability. The requirements of this article shall apply to any new residential
project comprised of twenty (20) or more residential lots or residential units located
within the city, including new construction, and condominium conversions which
exceed the 1gGeneral p2lan prescribed densities.
(b) Applications. The requirements of this article shall apply to any new residential
project proposed in connection with an application to do any of the following:
(1) Increase the permitted residential density of the subject property above the
density permitted by applicable Zenin^ the General Plan at the time of the
application. The inclusionary requirements shall only apply to the incremental
increase in the number of units beyond that which is allowed by the applicable
ZORORg density permitted bV the General Plan.
(2) IRGrea6e—iR the peFMittedFesidPRt+a1aeRRity- OF PeKseRtage ofTesideRtal
develepmen+ elLAYP-d rJiie W ni+v initiatedZGRe shennes after Navemher 78
:204 1-
(42) Increase the permitted percentage of residential development allowed for a
mixed -use development above the percentage at the time of the application.
The inclusionary requirements shall only apply to the incremental increase in
the number of units beyond that which is allowed by the applicable Z nin,.
density permitted bV the General Plan.
(4) Approval f,-eWgjeGts�P: y LJIC60+" 'len FeF ++inn F pOIiReRtl' aT
land uses puFsuan++e division 29 of this chapter
(53) Convert rental units to condominium ownership. The inclusionary
requirements shall only apply to the incremental increase in the number of units
beyond that which is allowed by the density permitted by the
General Plan.
(c) Units for sale. If the new residential project consists of units for sale, then a
minimum of fifteen rt�ten (a-5 10) percent of the total number of units in the project
shall be sold ar rPRtP : to aew-moderate income households.
(d) Rental units. If the new residential project consists of rental units, then a minimum
of fifteen (15) percent of the units shall be rented to low-income households, or ten
(10) percent rented to very low-income households.
(e) Rounding of quantities in calculations. In calculating the required number of
inclusionary units, fractional units shall be rounded -up to the next whole unit. The
developer may choose to pay an in -lieu fee set forth in section 41-1904(c) for the
fractional units, which shall be calculated based on the number of habitable square
feet applicable in each case.
(f) Displacement of existing inclusionary units. Notwithstanding any other provision of
this article, any residential project subject to this article that results in the
displacement of very low and/or low income household(s) shall be required to
provide on -site inclusionary units as required by this article.
75B-32
(g) Compliance with article. All inclusionary units required by this article shall be sold
or rented in compliance with this article.
Sec. 41-1903. - Exempt projects.
The following are exempt from the requirements of this article
(a) aApplications deemed complete. Applications that include a residential project
for which a development application has been deemed complete prior to
November 28, 2011.
(b) Development agreements. A residential project that is the subject of a
GDevelopment aAgreement under applicable provisions of the California
Government Code that expressly provides for an exclusion to this article or
provides for a different amount of inclusionary units from that specified by this
article, provided the 4Development aAgreement was adopted on or before
November 28, 2011.
(c) Project with regulatory agreement. A residential project for which a regulatory
agreement has been approved, provided that the regulatory agreement is
effective at the time the residential project would otherwise be required to
comply with the requirements of this article, and there is no uncured breach of
the regulatory agreement before issuance of a certificate of occupancy for the
project. This may include a residential project that has obtained a density bonus
under article XVI.I of the Santa Ana Municipal Code. Such projects cannot be
used to satisfy the inclusionary requirement for another project.
(d) Adaptive Reuse. Adaptive reuse development projects pursuant to Chapter
41, Article XVI.I I —Adaptive Reuse.
Sec. 41-1904. - Options to satisfy inclusionary requirements.
(a) On -site units. The primary means of complying with the inclusionary requirements
of this article shall be the provision of on -site inclusionary units in accordance with
section 41-1901, above. A developer may only satisfy the requirements of this
article by means of an alternative to on -site inclusionary units in accordance with
the requirements and procedures of this section.
(b) Off -site units.
New units. The developer may satisfy the inclusionary unit requirements for the
project, in whole or in part by constructing the required new inclusionary
housing at a different location within the city borders at the ratio of one square
foot of habitable inclusionary unit space for each required habitable square foot.
While the total habitable square footage area of the required new inclusionary
units must be the same as the sum -total of the number of habitable square feet
for the project as directed by this ordinance, the number of units and bedrooms
associated with the off -site units may be approved by the review authority of the
75B-33
city, consistent with the type of affordable housing needed at the time of project
review.
2. Rehabilitated units outside a designated target area. The developer may satisfy
the inclusionary unit requirements for the project, in whole or in part by
substantially rehabilitating existing housing units elsewhere within the borders
of the city at a rate of one and one-half (1Y2) habitable square feet per each
required habitable square foot of inclusionary units.
3. Rehabilitated units within a designated target area. Upon application, the
developer may satisfy the inclusionary unit requirements for the project, in
whole or in part by substantially rehabilitating existing housing units elsewhere
within the borders of the city at a rate of one habitable square foot per each
required habitable square foot of affordable inclusionary units.
(c) In -lieu fee.
(1 \ / f '* In the f Residential Droi� n Mining
CT� 5T� i o e�e%aim$�oc$e�gr-'cr-rtc 'vrTTcJ erg
behyeen fide /S\ Rrl twenty (29) sideR+ial Io+s AF FesideRtial Rite the
inayIleveloner eleg+ +o satisfy the IRnLmioRaFy I IRi+ FequiFernents for the
Dro ion+ uihole OF OR art by n eR+ of a fee in Iivi 1 of n Rs+n ig+ing s
GMe OF
all of the r rPd i note The a n+ of +he fee allowed by +hoc sec.+ien Shall he
five dells Fs n square feet (" 001ff 2—\ of the sum +etal of the number of
T--v�--n-r��aiTr-�vRr-ormc�zcr"mvcr
habitable s e fee+yAthin the eR+ire Droieg+ a6 mea6ured from the ev+erier
vialls of +her sirlen+ial units. This gakzula+ien does not inczlude ev+erier hallway6
GommoR aFeas, laRrlsoape opeR 6paGe 9F ev+erier staipNays
(2-1) More than 20 units. In +,. ;e c;ase of a A Residential p.Project comprised of
more than twenty (20) residential lots or residential units, the developer may
elect to satisfy the Inclusionary Unit requirements for the Project, in whole or in
part, by payment of a fee in lieu of constructing some or all of the required units.
The amount of the fee allowed by this section shall be fifteen five dollars per
square foot ($4- 5.00/ft. 2 ) of the sum total of the number of habitable square
feet within the entire Project, as measured from the exterior walls of the
residential units. This calculation does not include exterior hallways, common
areas, landscape, open space or exterior stairways.
(2) Entitled Residential Proiects. The applicant(s) of an Entitled Residential
Project (see Exhibit A) may either construct the inclusionary units or pay an in
lieu fee as follows:
(i) Twenty (20) or fewer units. In the case of an Entitled Residential Project
containing between five (5) and twenty (20) residential lots or residential
units, the Developer may elect to satisfy the Inclusionary Unit requirements
for the Project, in whole or in part, by payment of a fee in lieu of constructing
some or all of the required units. The amount of the fee allowed by this
section shall be five dollars per square foot ($5.00/ft.) of the sum total of the
number of habitable square feet within the entire Project, as measured from
the exterior walls of the residential units. This calculation does not include
75B-34
exterior hallways, common areas, landscape, open space or exterior
stairways.
(ii) More than 20 units. In the case of an Entitled Residential Project
comprised of more than twenty (20) residential lots or residential units, the
Developer may elect to satisfV the InclusionarV Unit requirements for the
Protect, in whole or in part, bV payment of a fee in lieu of constructing some
or all of the required units. The amount of the fee allowed by this section
shall be ten dollars per square foot ($10.00/ft.) of the sum total of the
number of habitable square feet within the entire Protect, as measured from
the exterior walls of the residential units. This calculation does not include
exterior hallways, common areas, landscape, open space or exterior
stairways. The in lieu fee amount allowed herein bV this subsection shall
revert to fifteen dollars per square foot ($15.00) on April 1, 2021 for any
construction which adds net residential units, which has City -approved
entitlements, that has not been issued a building permit bV April 1, 2021.
(iii) A Residential Protect that has been entitled and approved with conditions
to pay a specific in lieu fee or has a city council approved Development
Agreement to pay a specific in -lieu fee shall comply with the conditions or
the Development Agreement as approved and shall not be modified bV this
Ordinance.
(3) Timing of payment. The developer shall pay aRy the in -lieu fees allowed by
this section is—f-lf befere prior to issuance of the 4&t building permit for any
construction which adds net pertieR of residential units
Rnn . s„de +„l eFti ns of a mixed , development. The developer may
provide input regarding what project the in lieu fees should be applied towards,
but such input shall not be dispositive. The in lieu fees collected by the city are
city funds over which the city has complete and absolute discretion.
(4) Inclusionary housing fund. Fees collected in compliance with this section shall
be deposited in the inclusionary housing fund.
Sec. 41-1904.1. - Inclusionary housing development incentives for production of units.
(a) In order to make the production of new inclusionary units on -site or off -site or off -
site rehabilitated units, certain incentives, standards and concessions shall be
allowed and prescribed as set forth herein below. Such concessions shall not be
available to those developers that choose to pay an in lieu fee rather than build the
units. The developer may opt to take advantage of up to two (2) concessions among
the following possible concessions:
(1) Parking concession. One on -site parking space for each zero to one bedroom
unit; two (2) on -site parking spaces for each two (2) to three (3) bedroom unit;
two and one-half (2'/2) parking spaces for each four (4) or more bedroom unit.
75B-35
(2) Concession on one of the following Zoning Code site development standards:
(i) Setback reduction of up to twenty-five (25) percent reduction on subject
property;
(ii) Height increase of up to twenty (20) additional feet.
ORION 111.10
(b) A developer of a for sale Residential Protect proposing to provide on -site
Moderate Income Units and a surrounding community benefit may opt to take
advantage of up to three (3) of the above concessions. The surrounding community
benefit will include but not be limited to park improvements, urban community
aardens. developer -funded down pavment assistance. or subsidv of services.
activities or programs
Sec. 41-1905. - Housing plan and housing agreement.
(a) Submittal and execution. The developer shall comply with the following
requirements:
(1) Inclusionary housing plan. The developer shall submit an inclusionary housing
plan in a form specified by the executive director, detailing how the provisions of
this article will be implemented for the proposed residential project. The
inclusionary housing plan and its supportive documents, plans, and details shall
be submitted at the same time as the site plan and application materials for the
original project. All inclusionary housing plans shall be subject to the approval of
the executive director and subject to appeal processes and procedures set forth
in the Santa Ana Municipal Code.
(2) Inclusionary housing agreement. The developer shall execute and cause to be
recorded an inclusionary housing agreement. The inclusionary housing
agreement shall be a legally binding agreement between the developer and the
city, executed by the city manager, or his or her designee, and in a form and
substance satisfactory to the executive director and the city attorney, and
75B-36
containing those provisions necessary to ensure that the requirements of this
article are satisfied, whether through the provision of inclusionary units or
through an approved alternative method.
(b) Discretionary approvals. No discretionary approval shall be issued for a residential
project subject to this article until the developer has submitted an inclusionary
housing plan.
(c) Issuance of building permit. No building permit shall be issued for a residential
project subject to this article unless the executive director has approved the
inclusionary housing plan, and any required inclusionary housing agreement has
been recorded.
(d) Issuance of certificate of occupancy. A certificate of occupancy shall not be issued
for a residential project subject to this article unless the approved inclusionary
housing plan has been fully implemented.
E,Y� �QiE'I�Z:1Q.�iTiLMOR
(a) Location within project, relationship to non-inclusionary units. All inclusionary units
shall be:
(1) Reasonably dispersed throughout the residential project;
(2) Proportional, in number of bedrooms, gross floor area of habitable space, and
location, to the market rate units;
(3) Comparable to the market rate units included in the residential project in terms
of design, materials, finished quality, and appearance; and
(4) Permitted the same access to project amenities and recreational facilities, as
are market rate units.
(b) Timing of construction. All inclusionary units in a residential project shall be
constructed concurrent with, or before the construction of the market rate units. If
the city approves a phased project, a proportional share of the required inclusionary
units shall be provided within each phase of the residential project.
(c) Location outside the proposed original project. For projects where the developer
proposes to either produce new inclusionary units or rehabilitate existing off -site
units to meet the inclusionary affordable housing requirements of this ordinance, the
off -site project(s) containing the required inclusionary units shall be subject to the
following requirements:
(1) The sum -total area (in habitable square feet) of all the newly constructed off -
site inclusionary units shall be the same number of habitable square feet of
inclusionary area as required by this ordinance. For the purpose of the
calculation of the number of square feet of required inclusionary housing, the
total gross habitable square feet of the housing units of the original market rate
project shall be used, as measured from exterior walls to exterior walls of the
market units provided as the base for calculation either ten (10) percent for very
75B-37
low income or fifteen (15) percent for low income inclusionary units. The
common areas, exterior hallways, stairways, patios, and balconies shall not be
calculated in determining the number of required square feet of inclusionary
housing production. All new or rehabilitated units must meet all current zoning
and general plan standards.
(2) While the total number of square feet of inclusionary housing requirement is
calculated based on the requirements of this ordinance, the number of units,
bedrooms and other amenities on the proposed off -site inclusionary housing
location shall be approved by the review authority commensurate with the size
and type of units most in demand at the time of submittal of the application.
(3) Any off -site affordable inclusionary housing project shall be substantially
comparable to the market rate units included in the residential project in terms
of quality of design, materials and finishes.
(4) If tenants are displaced due to rehabilitation of housing to meet the
inclusionary unit requirement, the developer shall be responsible for relocation
costs as required by state law.
(5) No city, housing authority, or public funds, subsidies, or participation of any
kind shall be expended on the production or building of any inclusionary
housing projects associated with meeting the inclusionary unit requirement.
(d) Timing of construction. All inclusionary units in a residential project or proposed
off -site new inclusionary units or rehabilitated units shall be constructed concurrent
with, or before the construction of the market rate units. If the city approves a
phased project, a proportional share of the required inclusionary units shall be
provided within each phase of the residential project.
(e) Units for sale.
(1) Time limit for inclusionary restrictions. A unit for sale shall be restricted to the
target income level group at the applicable affordable housing cost for a
minimum of fifty-five (55) years.
(2) Certification of purchasers. The developer and all subsequent owners of an
inclusionary unit offered for sale shall certify, on a form provided by the city, the
income of the purchaser and that such owners will live in such inclusionary unit
as their primary residence.
(3) Resale price control. In order to maintain the availability of inclusionary units
required by this article, the resale price of an owner occupied inclusionary unit
shall be limited to the lesser of the fair market value of the unit as established
by a licensed real estate agent based upon three (3) comparable properties or
the restricted resale price. For these purposes, the restricted resale price shall
be the applicable affordable housing cost.
(4) Inheritance of inclusionary units. Upon the death of an owner of an owner -
occupied inclusionary unit, title in the property may transfer to the surviving joint
tenant or heir (in the case of the death of a sole owner or all owners of the
household).
75B-38
(5) Forfeiture. If an inclusionary unit for sale is sold for an amount in excess of the
resale price controls required by this section, the buyer and the seller shall be
jointly and severally liable to the city for the amount in excess of the affordable
housing cost at the time of such sale of the inclusionary unit. Recovered funds
shall be deposited into the inclusionary housing fund. Notwithstanding the
foregoing, city may allow the buyer and seller to cure any violation of the resale
price controls within one hundred eighty (180) days.
(f) Rental units.
(1) Time limit for inclusionary restrictions. A rental inclusionary unit shall remain
restricted to the target income level group at the applicable affordable housing
cost for fifty-five (55) years.
(2) Certification of renters. The owner of any rental inclusionary unit shall certify,
on a form provided by the city, the income of all members of the household
above the age of eighteen (18) at the time of the initial rental and annually
thereafter.
(3) Forfeiture. Any lessor who leases an inclusionary unit in violation of this article
shall be required to forfeit to the city all money so obtained. Recovered funds
shall be deposited into the inclusionary housing fund.
(g) Execution and recording of documents. The executive director may require the
execution and recording of whatever documents are required to ensure
enforcement of this section; including but not limited to promissory notes, deeds of
trust, resale restrictions, rights of first refusal, options to purchase, and/or other
documents, which shall be recorded against all inclusionary units.
(h) General prohibitions.
(1) No person shall sell or rent an inclusionary unit at a price or rent in excess of
the maximum amount allowed by any restriction placed on the unit in
accordance with this article.
(2) No person shall sell or rent an inclusionary unit to a person or persons that do
not meet the income restrictions placed on the unit in accordance with this
article.
(3) No person shall provide false or materially incomplete information to the city or
to a seller or lessor of an inclusionary unit to obtain occupancy of housing for
which that person is not eligible.
(i) Principal residency requirement.
(1) The owner or lessee of an inclusionary unit shall reside in the unit for not less
than ten (10) out of every twelve (12) months.
(2) No owner or lessee of an inclusionary unit shall lease or sublease, as
applicable, an inclusionary unit without the prior permission of the executive
director.
75B-39
Sec. 41-1907. - Reserved.
Sec. 41-1908. - Enforcement.
(a) Violation. Any violation of this article constitutes a misdemeanor
(b) Forfeiture of funds. Any individual who sells an inclusionary unit in violation of this
article shall be required to forfeit any money in excess of the affordable housing
cost at such time. Any individual who rents an inclusionary unit in violation of this
article shall be required to forfeit all money so obtained. Recovered funds shall be
deposited into the inclusionary housing fund.
(c) Legal actions. The city may institute any appropriate legal actions or proceedings
necessary to ensure compliance with this article, including actions:
(1) To disapprove, revoke, or suspend any permit, including a building permit,
certificate of occupancy, or discretionary approval; and
(2) For injunctive relief or damages.
(d) Recovery of costs. In any action to enforce this article, or an inclusionary housing
agreement recorded hereunder, the city shall be entitled to recover its reasonable
attorney's fees and costs.
Sec. 41-1909. - Inclusionary housing fund.
(a) Inclusionary housing fund. There is hereby established a separate fund of the city,
to be known as the inclusionary housing fund. All monies collected pursuant to this
article shall be deposited in the inclusionary housing fund. Additional monies from
other sources may be deposited in the inclusionary housing fund. The monies
deposited in the inclusionary housing fund shall be subject to the following
conditions:
(1) Monies deposited into the inclusionary housing fund must be used to increase
and improve the supply of housing affordable to moderate, low, very low, and
extremely low income households in the city as specified in the city's Affordable
Housing Funds Policies and Procedures. A priority will be on the creation of
affordable housing opportunities or units from the existing market rate housing
stock rather than construction of new affordable housing units. This includes,
but is not limited to, the purchase and rehabilitation of units for sale. Monies
may also be used to pay for one-time programs for code enforcement, quality of
life and general health and safety activities. Monies may also be used to cover
reasonable administrative or related expenses associated with the
administration of this article.
(2) The fund shall be administered by the executive director, or his or her
designee, who may develop procedures in the city's Affordable Housing Funds
Policies and Procedures to implement the purposes of the inclusionary housing
75B-40
fund consistent with the requirements of this article and any adopted budget of
the city.
(3) Monies deposited in accordance with this section shall be used in accordance
with the Affordable Housing Funds Policies and Procedures, housing element,
consolidated plan, or subsequent plan adopted by the city council to construct,
rehabilitate, or subsidize affordable housing or to recapture affordable housing
at risk of market conversion, or to assist other government entities, private
organizations, or individuals to do so. Permissible uses include, but are not
limited to, assistance to housing development corporations, equity participation
loans, grants, pre -home ownership co -investment, pre -development loan funds,
participation leases, or other public -private partnership arrangements. The
inclusionary housing fund may be used for the benefit of both rental and owner -
occupied housing.
(4) A developer receiving funding from the Inclusionary Housing Fund shall
implement a local preference in their resident selection criteria and marketing
policies meeting guidelines established by the executive director.
(5) A developer opting for the in lieu payment option or receiving funding from the
Inclusionary Housing Fund, as well as its contractors and subcontractors at
every tier performing work for the new housing units is encouraged and should
provide an enforceable commitment that a skilled and trained workforce will be
used to complete a contract or project in accordance with Public Contract Code
✓z 2601-2602.
Sec.41-1910. -Administrative.
(a) In -lieu fee calculation. The amount per square foot of the inclusionary housing in -
lieu fee shall be subject to city council review and consideration before the end of
calendar year 2018, but after June 30, 2018. Between July 1, 2018 and December
31, 2018, staff shall report on the effectiveness of this ordinance and provide
options for council consideration on the components of this ordinance, including, but
not limited to, the monetary amount of inclusionary in -lieu fee per square foot.
(b) P4p&Age Prior projects. The applicant(s) of any project for which a site plan review
application was submitted and such application was deemed complete prior to
August 4, 2015, may either construct the inclusionary units pursuant to the prior
housing opportunity ordinance (Ordinance No. NS-2825) or pay an in lieu fee
calculated by the formula under the prior housing opportunity ordinance (Ordinance
No. NS-2825) or request to revise its inclusionary housing plan and/or inclusionary
housing agreement and pay an in -lieu fee of nine dollars and thirty-five cents
($9.35) per square foot of habitable space for the entire project's inclusionary
housing obligation.
(c) Administration fees. The council may by resolution establish reasonable fees and
deposits for the administration of this article including an annual monitoring fee and
an inclusionary housing plan submittal fee.
75B-41
(d) Monitoring/audits. At the time of initial occupancy, and annually thereafter, the city
will monitor the project to ensure that the income verifications are correct and in
compliance with the inclusionary housing administrative procedures. For ownership
units, the city shall monitor to verify that owner -occupancy requirements are
maintained. Developer/property owners are required to cooperate with the city in
promptly providing all information requested by the city in monitoring compliance
with program requirements. The city will conduct periodic random quality control
audits of inclusionary units to assure compliance with rules and requirements. Such
audits may include verification of continued occupancy in inclusionary units by
eligible tenants, compliance with the inclusionary housing plan and agreement, and
physical inspections of the residential project.
(e) Administrative procedures. The city manager is hereby authorized and directed to
promulgate administrative procedures for the implementation of this article.
Secs. 41-1911-41-1999. - Reserved.
Section 4. If any section, subsection, sentence, clause, phrase or portion of
this ordinance for any reason held to be invalid or unconstitutional by the decision of
any court of competent jurisdiction, such decision shall not affect the validity of the
remaining portions of this ordinance. The City Council of the City of Santa Ana hereby
declares that it would have adopted this ordinance and each section, subsection,
sentence, clause phrase or portion thereof irrespective of the fact that any one or more
sections, subsections, sentences, clauses, phrases, or portions be declared invalid or
unconstitutional.
Section 5. This ordinance shall become effective thirty (30) days after its
adoption.
Section 6. The Clerk of the Council shall certify the adoption of this ordinance
and shall cause the same to be published as required by law.
ADOPTED this day of 12020.
Miguel A. Pulido
Mayor
75B-42
APPROVED AS TO FORM:
Sonia R. Carvalho
City Attorney
By:
Lisa E. Storck
Assistant City Attorney
IG\'I X.� .. . PTa'i1.T
NOES: Councilmembers
IG1:%�/G11�� .. . G1-11TM
NOT PRESENT: Councilmembers
CERTIFICATE OF ATTESTATION AND ORIGINALITY
I, DAISY GOMEZ, Clerk of the Council, do hereby attest to and certify that the attached
Ordinance No. NS-XXXX to be the original ordinance adopted by the City Council of the
City of Santa Ana on 2020 and that said ordinance was published in
accordance with the Charter of the City of Santa Ana.
Date:
Clerk of the Council
City of Santa Ana
75B-43
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EXHIBIT 3
REQUEST FOR
Planning Commission Action
PLANNING COMMISSION MEETING DATE:
AUGUST 3, 2020
TITLE:
PUBLIC HEARING — ZONING ORDINANCE
AMENDMENT NO. 2020-03 TO UPDATE THE
HOUSING OPPORTUNITY ORDINANCE
Prepared by Vince Fregoso, AICP
Exec ive D ctor
RECOMMENDED ACTION
PLANNING COMMISSION SECRETARY
APPROVED
❑
As Recommended
❑
As Amended
❑
Set Public Hearing For
DENIED
❑
Applicant's Request
❑
Staff Recommendation
CONTINUED TO
U1`_
Pla ning W nager
Recommend that the City Council adopt an ordinance approving Zoning Ordinance Amendment
No.2020-03.
Request of Applicant
The Planning Division is requesting approval of several revisions to Chapter 41 (Zoning) of the
Santa Ana Municipal Code (SAMC) to amend various provisions of Article XVIII.I pertaining to the
Housing Opportunity Ordinance.
Project Background
The Housing Element of the General Plan identifies the long range plans for housing throughout the
City. The Housing Opportunity Ordinance was established in part to implement the Housing
Element goal to promote the provision of affordable housing within the City. In an effort to meet this
goal, the City adopted the Housing Opportunity Ordinance (HOO) in 2011 that applied to proposals
for five or more housing units. The ordinance required these residential projects to provide
15 percent of the total number of units as affordable, whether the project is for sale or rent and
applied to developments requesting a zone change or general plan amendment. Further, it
applied to projects increasing the existing allowable residential density and the conversion of
apartments to condominiums. It also provided the option to pay an in lieu fee instead of providing
units subject to City Council approval.
In 2015, the HOO was updated to make the inclusionary, housing requirements more predictable
for housing developers and to increase affordable housing production in conjunction with new
market rate housing development. Some examples of the ordinance changes included
simplifying the complex in -lieu fee calculation, modifying the "moderate income" definition to 80
percent of the area median, and creating additional incentives to allow developers the option of
75B-45
Zoning Ordinance Amendment No. 2020-03
August 3, 2020
Page 2
providing inclusionary housing units either on or off -site. A provision of the ordinance was a
requirement to revisit the HOO in three years to determine its effectiveness.
Project Analysis
In December 2018, the City Council received and filed a report on the effectiveness of the
Housing Opportunity Ordinance that was adopted in 2015. In July 2019, the Council formed an
Ad Hoc Committee to review the Ordinance as was required by the 2015 ordinance. The Ad Hoc
Committee included Mayor Pro Tem Villegas, Councilmember Iglesias, and Councilmember
Solorio. In May 2020, the Ad Hoc Committee was revised to include new members and
continued the review efforts of the previous committee. The sections below provide a summary
of the recommendations by the Ad Hoc Committee.
Proposed Amendments:
Definitions - This proposal consists of modifying certain definitions and the addition of
new definitions. Definitions pertaining to "Affordable housing cost' and "Low income
households" were modified to identify the type of households that qualify for these income
levels. Further, a definition for "Moderate Income Households" is proposed to identify the
parameters of this income level, a definition for "Entitled Residential Project' is proposed
to identify when a project is entitled, a "General Plan" definition is proposed as is a
definition for "Moderate income units."
■ Applicability of Ordinance — This section is proposed to be amended to only apply to
those projects with 20 or more units in size and that are requesting an increase in the
density permitted by the General Plan. The current ordinance applies to projects
consisting of five or more units, projects requesting a zone change or a general plan
amendment, and are within an overlay zone. It also reduces the percentage of for -sale
units that need to be available for moderate income households from the current 15
percent to 10 percent of the total number of units in an effort to incentivize the construction
of for -sale units.
■ Exempt Projects — Revises language to be consistent with a change made in 2015 to the
Adaptive Reuse Ordinance by clarifying that an adaptive reuse project is not subject to the
Housing Opportunity Ordinance.
In -Lieu Fee Option — This section is proposed to be revised to reduce the in -lieu fee from
$15 per habitable square foot to five dollars per habitable square foot. It also states that
the in -lieu fee option does not apply to projects with less than 20 units. In addition, this
section is proposed to be modified to clarify that, for phased projects, the total inclusionary
fee will be paid as each phase of construction obtains a building permit.
This section also provides an incentive for an "Entitled Residential Project' to obtain
building permits during the current economic climate. An Entitled Residential Project that
consists of 20 or more units will be allowed to pay a reduced fee of $10 per square foot of
habitable area as compared to the current rate of $15 per habitable square foot. This
75B-46
Zoning Ordinance Amendment No. 2020-03
August 3, 2020
Page 3
incentive will be in place until April 2021, with any development not obtaining a building
permit by that time obligated to pay the higher rate. Projects subject to a development
agreement or an agreement to pay a specific in -lieu fee will be required to comply with the
agreement as approved and will not be modified by the proposed ordinance.
• Inclusionary Housing Development Incentives — This section is proposed to eliminate
the "double" density bonus concession available for developers as part of the production of
affordable units while incentivizing developments of for -sale units. The proposed changes
will also allow a developer of for -sale, moderate income housing units to request three
concessions from the City. The amendment also requires the developer to provide a
community benefit as part of the project, which may include park improvements, a
community garden, developer funded down payment assistance, or pay a subsidy toward
services, activities or programs.
Inclusionary Housing Fund — This section is proposed to be revised to clarify the use of
in -lieu fees paid to the City. It provides the Community Development Agency with a
priority for the use of the funds and allows the funds to be used for one-time programs for
code enforcement, and quality of life and general health and safety activities. It also
codifies the City's local preference for projects that are funded with in -lieu fees and
encourages a commitment to use a skilled and trained workforce to complete the project.
CEQA Analysis
In accordance with the California Environmental Quality Act, the proposed project is exempt from
further review pursuant to Section 15061 (b)(3), as there is no potential for causing a significant
impact on the environment due to the adoption of the ordinance. Categorical Exemption
Environmental Review No. 2020-53 will be filed for this project.
Conclusion
Following the direction of the City Council Ad Hoc Committee, staff recommends that the Planning
Commission recommend that the City Council adopt an ordinance approving Zoning Ordinance
Amendment No. 2020-03.
kz-
Vince Fregoso, AI P
Planning Manager
VF:vf
M\Reporls2OA 2020-03 HOO
Attachment:
Exhibit 1 — Proposed Housing Opportunity Ordinance
75B-47
ORDINANCE NO. NS-XXXX
AN ORDINANCE OF THE CITY OF SANTA ANA
AMENDING CHAPTER 41, ARTICLE XVIII.I (HOUSING
OPPORTUNITY ORDINANCE) OF THE SANTA ANA
MUNICIPAL CODE TO MODIFY APPLICABILITY AND
VARIOUS IMPLEMENTION PROVISIONS OF THE
ORDINANCE
THE CITY COUNCIL OF THE CITY OF SANTA ANA HEREBY ORDAINS AS
FOLLOWS:
Section 1. The City Council of Santa Ana hereby finds, determines and declares
as follows:
A. In Santa Ana, as in other cities in California, there has been a deficit in much needed
housing. It is difficult to meet the many housing needs which include, but are not
limited to: increasing the housing supply and mix of housing types, rental or
ownership opportunities, affordability, promoting infill development and socio-
economic equity, the protection of environmental resources, and the encouragement
of efficient development patterns.
B. In 2015, the City amended its Housing Opportunity Ordinance (HOO) in the Santa
Ana Municipal Code (SAMC Sections 41-1900 through 41-1910) to require the
construction of affordable units on or off -site or the payment of an in -lieu fee in the
amount of $5.00 per square foot of habitable space for projects consisting of 5-20
units, and the payment of an in -lieu fee in the amount of $15.00 per square foot of
habitable space for projects with over twenty (20) units.
C. In addition to the housing crisis, international, national, state, and local health and
governmental authorities are responding to an outbreak of respiratory disease
caused by a novel coronavirus named "SARS-Co V-2," and the disease it causes
has been named "coronavirus disease 2019", abbreviated COVID-19 ("COVID-19").
D. On March 4, 2020, the Governor of the State of California declared a state of
emergency to make additional resources available, formalize emergency actions
already underway across multiple state agencies and departments, and help the
state prepare for the broader spread of COVID-19.
E. On March 13, 2020, the President of the United States of America declared a
national emergency and announced that the federal government would make
emergency funding available to assist state and local governments in preventing the
spread of and addressing the effects of COVID-19.
75B-48
F. The Orange County Board of Supervisors and Department of Public Health declared
a local emergency and local public health emergency to aid the regional healthcare
and governmental community in responding to COVID-19.
G. On March 17, 2020, the Santa Ana City Council proclaimed the existence of a local
emergency to ensure the availability of mutual aid and support an expedient
response to the COVID-19 pandemic.
H. As a result of the public health emergency and the precautions recommended by
health authorities, City Hall and the public counters for development processing and
permit applications in Santa Ana were closed to the public from March 18 through
June 1, 2020, thereby limiting the processing of development applications, delaying
development projects that were already approved, and thereby impacting
development activities in the city for over 10 weeks.
I. The City Council of the City of Santa Ana is concerned about the unplanned
detrimental effects caused by COVID 19 on the local economy and the development
and construction of housing in the City. These unforeseen issues are of grave
concern as it is imperative for the City to maintain a steady stream of housing units
in the pipeline at all times.
J. As a result of current world events, construction of single-family homes plummeted
to its slowest pace in several years. Single-family housing starts dropped 17.5
percent while multifamily housing starts (5 or more units in a structure) fell 32.1
percent in April and were down 3.9 percent from a year earlier.
K. Lack of housing units in the City of Santa Ana is a threat to public health and safety
and requires urgent intervening action by the City Council.
L. In an effort to combat the anticipated severe negative effects that a reduction in the
availability of housing units in the City of Santa Ana will cause to the City and its
residents, the City Council has determined that a reduction in the HOO fee will serve
as an incentive and a catalyst for builders to initiate construction of housing in the
City and for the City to continue providing quality housing opportunities in the City.
M. The Santa Ana City Council finds that the construction of new housing units will also
stimulate the economy by providing jobs and to that end the City is committed to
encouraging that:
N. The Santa Ana City Council finds that requiring projects with over twenty units to pay
the full $15.00 per square foot in -lieu housing fee would pose a serious threat to the
public interest, health, safety and welfare for the following reasons:
(1) It would adversely impact the development of housing projects in the city;
75B-49
(2) It would adversely affect the number of housing developments in the
pipeline;
(3) It would cause a decline in the available housing stock;
(4) It would put residents at risk for homelessness;
(5) It would cause a decline in housing units available at diverse price points;
and
(6) It would risk the public health, safety and welfare of the City residents
needing adequate housing.
0. The City Council of the City of Santa Ana desires to use the inclusionary housing
fund to increase and improve the supply of housing affordable to moderate, low, very
low, and extremely low income households in the city with the priority on creation of
affordable housing opportunities or units from the existing market rate housing stock
rather than construction of new affordable housing units. This includes, but is not
limited to, the purchase and rehabilitation of units for sale and the recapturing of
affordable housing units at risk of market conversion. Monies may also be used to
pay for one-time programs for code enforcement, and quality of life and general
health and safety activities.
P. The Request for Council Action for this ordinance dated August 18, 2020, and duly
signed by the Executive Director of the Planning and Building Agency shall, by this
reference, be incorporated herein, and together with this ordinance, any
amendments or supplements, and oral testimony constitute the necessary findings
for this ordinance.
Section 2. The proposed ordinance has been reviewed with respect to
applicability of the California Environmental Quality Act ("CEQA") and the State CEQA
Guidelines (California Code of Regulations, Title 14, Section 15000 et seq.). The project
is exempt from CEQA as it can be seen with certainty that there is no impact on the
environment [Section 15061(b) (3)] and a Notice of Exemption will be filed upon adoption
of this ordinance.
Section 3: The Santa Ana City Council hereby finds, determines and declares
that Santa Ana Municipal Code Chapter 41, Article XVIII.I is hereby amended and
restated, in its entirety as follows:
ARTICLE WILL - HOUSING OPPORTUNITY ORDINANCE
Sec. 41-1900. - Purpose.
This article establishes standards and procedures to encourage the development of
housing that is affordable to a range of households with varying income levels. The
75B-50
purpose of this article is to encourage the development and availability of affordable
housing by requiring the inclusion of affordable housing units within new developments
or the conversion of rental units to condominium ownership when the number of units
exceed the densities permitted under the @General pplan.
Sec. 41-1901. - Definitions.
As used in this article, the following terms shall have the following meanings:
Adjusted for household size appropriate for the unit means a household of one
person in the case of a studio unit, two (2) persons in the case of a one -bedroom unit,
three (3) persons in the case of a two -bedroom unit, four (4) persons in the case of a
three -bedroom unit, and five (5) persons in the case of a four -bedroom unit.
Administrative procedures means those regulations promulgated by the executive
director pursuant to section 41-1910 of this article.
Affordable housing cost means the total housing costs paid by a qualifying
household, which shall not exceed the fraction of gross income specified, as follows-,4r}
Extremely low-income households. Thirty (30) percent of the income of a household
earning thirty (30) percent of the Orange County median income adjusted forfamily
size appropriate for the unit.
Very low-income households. Thirty (30) percent of the income of a household
earning fifty (50) percent of the Orange County median income adjusted for family
size appropriate for the unit.
Low-income households. Thirty (30) percent of the income of a household earning
seventy eighty (70-80) percent of the Orange County median income fir feYs,;e
adjusted i^ ^+, for
family size appropriate for the unit.
Moderate —income households. Thirty (30) percent of the income of a household
earning one hundred twenty (120) percent of the Orange County median income
adjusted for family size appropriate for the unit
The qualifying limits for very low-income low-income and moderate -income
households are established and amended annually pursuant to Section 8 of the
United States Housing Act of 1937. The limits are published by the Secretary of
Housing and Urban Development.
Developer means any association, corporation, firm, joint venture, partnership,
person, or any entity or combination of entities, which seeks city approval for all or part
of a residential project.
75B-51
Development Agreement means an agreement approved by the City Council
between a property owner and the City pursuant to Government Code section 65864 et
seg.
Entitled Residential Proiect means a development project that includes residential
units subject to the provisions and applicability of this Article WILL that received
entitlement approvals by City Council action between August 4 2015 and August 17
2020 to construct the residential protect and which has not been issued a building
Permit prior to August 18, 2020.
Executive director means the executive director of community development for the
city.
General Plan means the adopted general plan for the City of Santa Ana
lnclusionary housing agreement means a legally binding agreement between the
developer and the city, in a form and substance satisfactory to the executive director
and the city attorney, and containing those provisions necessary to ensure that the
requirements of this article are satisfied, whether through the provision of inclusionary
units or through an approved alternative method.
lnclusionary housing fund means the fund created by the city in which all fees
collected in compliance with this article shall be deposited.
inclusionary housing plan means the plan submitted by the developer, in a form
specified by the executive director, detailing how the provisions of this article will be
implemented for the proposed residential project.
lnclusionary unit means a dwelling unit that will be offered for sale or rent to very
low, of low, or moderate income households, at an affordable housing cost, in
compliance with this article.
Low-income units and very low-income units means inclusionary units restricted to
occupancy by low or very low-income households, respectively, at an affordable
housing cost.
Market rate units means dwelling units in a residential project that are not
inclusionary units.
dees net exceed the qualify'Rg limits, -for Imnler inGA-Fne families as
PRtabl'shed and- amended fFem tome to tome pursuant to Reptlon. A- of the I-Wited. States
Housing AGt of 1937. The limits shall be published 4n the California Code ef RegulatiGns
as soon as possible after adeption by the Secretary ef Heusing and Urban
Development. in the eveRt the federal standards are dIsGoRtinued, the Gal'fC)FR'a
Department ef Housing and Community Deveic)pmeRt shall, by regulation, establish
75B-52
Moderate -income units means inclusionary units restricted to occupancy by
Moderate -income households at an affordable housing cost
P4peline Prior project means any project for which an application was submitted and
the application was deemed complete prior to August 4, 2015.
Regulatory agreement means an agreement entered into between the City of Santa
Ana or the Santa Ana Community Development Agency and a developer by which the
developer covenants to keep certain housing units at an affordable housing cost for a
specified period of time.
Rehabilitated units/rehabilitation means the improvement of a unit in substandard
condition to a decent, safe and sanitary level. Units are in substandard condition when,
while they may be structurally sound, they do not provide safe and adequate shelter,
and in their present condition endanger the health, safety or well-being of the
occupants.
Residential project/project means any of the following:
A subdivision resulting in the creation of five (5) or more residential lots or
residential condominium units; or
The new construction of a project consisting of five (5) or more multi -family units; or
The new construction of five (5) or more separate houses or dwelling units; or
The conversion of five (5) or more existing residential rental units to condominium
ownership.
Target area means that area designated by the city from time to time, on an as -
needed basis, as a priority area for rehabilitation due to health and safety concerns.
Total housing costs the total monthly or annual recurring expenses required of a
household to obtain shelter. For a rental unit, total housing costs shall include the
monthly rent payment and utilities paid by the tenant (excluding telephone and
television). For an ownership unit, total housing costs shall include the mortgage
payment (principal and interest), insurance, homeowners' association dues (if
applicable), private mortgage insurance (if applicable), taxes, utilities, an allowance for
maintenance and any other related assessments.
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75B-53
Sec. 41-1902. - Applicability and inclusionary unit requirements.
(a) Applicability. The requirements of this article shall apply to any new residential
project comprised of twenty (20) or more residential lots or residential units located
within the city, including new construction, and condominium conversions which
exceed the @General pPlan prescribed densities.
(b) Applications. The requirements of this article shall apply to any new residential
project proposed in connection with an application to do any of the following:
(1) Increase the permitted residential density of the subject property above the
density permitted by apptisable-ZGRiRg the General Plan at the time of the
application. The inclusionary requirements shall only apply to the incremental
increase in the number of units beyond that which is allowed by the applicable
zoning density permitted by the General Plan.
(2) InGrease On the peFrnitted residential density or per%Rtage Of residential
development allowed due tO Gity initiated zone Ghanges after Nevernbep 28,
2011.
(32) Increase the permitted percentage of residential development allowed for a
mixed -use development above the percentage at the time of the application.
The inclusionary requirements shall only apply to the incremental increase in
the number of units beyond that which is allowed by the app°Gable zon;R
density permitted by the General Plan.
(4) Appr49val of new projects on aR overlay zone site plan permitting resid!8Rtial
land uses pursuant to division 78 f this h
(53) Convert rental units to condominium ownership. The inclusionary
requirements shall only apply to the incremental increase in the number of units
beyond that which is allowed by the appliowb�g. density permitted by the
General Plan.
(c) Units for sale. If the new residential project consists of units for sale, then a
minimum of fifteen ten (4Z 10) percent of the total number of units in the project
shall be sold e ; rated to Jew -moderate income households.
(d) Rental units. If the new residential project consists of rental units, then a minimum
of fifteen (15) percent of the units shall be rented to low-income households, or ten
(10) percent rented to very low-income households.
(e) Rounding of quantities in calculations. In calculating the required number of
inclusionary units, fractional units shall be rounded -up to the next whole unit. The
developer may choose to pay an in -lieu fee set forth in section 41-1904(c) for the
fractional units, which shall be calculated based on the number of habitable square
feet applicable in each case.
(f) Displacement of existing inclusionary units. Notwithstanding any other provision of
this article, any residential project subject to this article that results in the
displacement of very low and/or low income household(s) shall be required to
provide on -site inclusionary units as required by this article.
75B-54
(g) Compliance with article. All inclusionary units required by this article shall be sold
or rented in compliance with this article.
Sec. 41-1903. - Exempt projects.
The following are exempt from the requirements of this article
(a) aApplications deemed complete. Applications that include a residential project
for which a development application has been deemed complete prior to
November 28, 2011.
(b) Development agreements. A residential project that is the subject of a
dDevelopment aAgreement under applicable provisions of the California
Government Code that expressly provides for an exclusion to this article or
provides for a different amount of inclusionary units from that specified by this
article, provided the dDevelopment aAgreement was adopted on or before
November 28, 2011.
(c) Project with regulatory agreement. A residential project for which a regulatory
agreement has been approved, provided that the regulatory agreement is
effective at the time the residential project would otherwise be required to
comply with the requirements of this article, and there is no uncured breach of
the regulatory agreement before issuance of a certificate of occupancy for the
project. This may include a residential project that has obtained a density bonus
under article XVI.I of the Santa Ana Municipal Code. Such projects cannot be
used to satisfy the inclusionary requirement for another project.
(d) Adaptive Reuse Adaptive reuse development projects pursuant to Chapter
41, Article XVI.II — Adaptive Reuse.
Sec. 41-1904. - Options to satisfy inclusionary requirements.
(a) On -site units. The primary means of complying with the inclusionary requirements
of this article shall be the provision of on -site inclusionary units in accordance with
section 41-1901, above. A developer may only satisfy the requirements of this
article by means of an alternative to on -site inclusionary units in accordance with
the requirements and procedures of this section.
(b) Off -site units.
1. New units. The developer may satisfy the inclusionary unit requirements for the
project, in whole or in part by constructing the required new inclusionary
housing at a different location within the city borders at the ratio of one square
foot of habitable inclusionary unit space for each required habitable square foot.
While the total habitable square footage area of the required new inclusionary
units must be the same as the sum -total of the number of habitable square feet
for the project as directed by this ordinance, the number of units and bedrooms
associated with the off -site units may be approved by the review authority of the
75B-55
city, consistent with the type of affordable housing needed at the time of project
review.
2. Rehabilitated units outside a designated target area. The developer may satisfy
the inclusionary unit requirements for the project, in whole or in part by
substantially rehabilitating existing housing units elsewhere within the borders
of the city at a rate of one and one-half (1'/Z) habitable square feet per each
required habitable square foot of inclusionary units.
3. Rehabilitated units within a designated target area. Upon application, the
developer may satisfy the inclusionary unit requirements for the project, in
whole or in part by substantially rehabilitating existing housing units elsewhere
within the borders of the city at a rate of one habitable square foot per each
required habitable square foot of affordable inclusionary units.
(c) In -lieu fee.
between five (5) and twenty (20) residential US •[J -+' i - •F the
all of the required UrlitS. The arneunt of the fee allewed by this -&-e-G-to a_n, shaill DevelepeF may 9!eGt to satisfy the !nG!us'enaFy Unit requirements for the
five dell-ars per square feet
habitable square feet '+h' +h +' D + measured From L
stairways.e exterie
(2-1) More than 20 units. In the eass of a A r Residential pProject comprised of
more than twenty (20) residential lots or residential units, the developer may
elect to satisfy the Inclusionary Unit requirements for the Project, in whole or in
part, by payment of a fee in lieu of constructing some or all of the required units.
The amount of the fee allowed by this section shall be fifteen five dollars per
square foot ($4- 5.00Ift. 2 ) of the sum total of the number of habitable square
feet within the entire Project, as measured from the exterior walls of the
residential units. This calculation does not include exterior hallways, common
areas, landscape, open space or exterior stairways.
(2) Entitled Residential Projects. The applicant(s) of an Entitled Residential
Project may either construct the inclusionary units or pay an in lieu fee as
follows:
(i) Twenty (20) or fewer units. In the case of a Residential Project containing
between five (5) and twenty (20) residential lots or residential units the
or all of the required units. The amount of the fee allowed by this section
shall be five dollars per square foot ($5.00/ft) of the sum total of the number
of habitable square feet within the entire Project as measured from the
exterior walls of the residential units. This calculation does not include
75B-56
exterior hallways, common areas landscape open space or exterior
stairways.
Li) More than 20 units. In the case of a Residential Project comprised of more
than twenty (20) residential lots or residential units the Developer may elect
to satisfy the Inclusionary Unit requirements for the Project in whole or in
part, by payment of a fee in lieu of constructing some or all of the required
units. The amount of the fee allowed by this section shall be ten dollars per
square foot ($10.00/ft.) of the sum total of the number of habitable square
feet within the entire Project, as measured from the exterior walls of the
residential units. This calculation does not include exterior hallways,
common areas, landscape, open space or exterior stairways The in lieu
fee amount allowed herein by this subsection shall revert to fifteen dollars
Per square foot ($15.00) on April 1 2021 for any construction which adds
net residential units, which has City -approved entitlements that has not
been issued a building permit by April 1 2021.
(iii) A Residential Project that has been entitled and approved with conditions
to pay a specific in lieu fee or has a city council approved Development
Agreement to pay a specific in -lieu fee shall comply with the conditions or
the Development Agreement as approved and shall not be modified by this
Ordinance.
(3) Timing of payment. The developer shall pay any the in -lieu fees allowed by
this section is #aN befere prior to issuance of the first building permit for anv
construction which adds net pertieR of the residential units
. The developer may
provide input regarding what project the in lieu fees should be applied towards,
but such input shall not be dispositive. The in lieu fees collected by the city are
city funds over which the city has complete and absolute discretion.
(4) Inclusionary housing fund. Fees collected in compliance with this section shall
be deposited in the inclusionary housing fund.
( Ord. No. NS-2881, 6 2, 9-1-15 )
Sec. 41-1904.1. - Inclusionary housing development incentives for production of units.
(a) In order to make the production of new inclusionary units on -site or off -site or off -
site rehabilitated units, certain incentives, standards and concessions shall be
allowed and prescribed as set forth herein below. Such concessions shall not be
available to those developers that choose to pay an in lieu fee rather than build the
units. The developer may opt to take advantage of up to two (2) concessions among
the following possible concessions:
(1) Parking concession. One on -site parking space for each zero to one bedroom
unit; two (2) on -site parking spaces for each two (2) to three (3) bedroom unit;
two and one-half (21/2) parking spaces for each four (4) or more bedroom unit.
75B-57
(2) Concession on one of the following Zoning Code site development standards:
(i) Setback reduction of up to twenty-five (25) percent reduction on subject
property;
(ii) Height increase of up to twenty (20) additional feet.
(b) A developer of a for sale Residential Project proposing to provide on -site
Moderate Income Units and a surrounding community benefit may opt to take
advantage of up to three (3) of the above concessions The surrounding community
benefit will include but not be limited to park improvements urban communitv
gardens, developer -funded down payment assistance or subsidy of services
activities or programs.
Sec. 41-1905. - Housing plan and housing agreement.
(a) Submittal and execution. The developer shall comply with the following
requirements:
(1) Inclusionary housing plan. The developer shall submit an inclusionary housing
plan in a form specified by the executive director, detailing how the provisions of
this article will be implemented for the proposed residential project. The
inclusionary housing plan and its supportive documents, plans, and details shall
be submitted at the same time as the site plan and application materials for the
original project. All inclusionary housing plans shall be subject to the approval of
the executive director and subject to appeal processes and procedures set forth
in the Santa Ana Municipal Code.
(2) Inclusionary housing agreement. The developer shall execute and cause to be
recorded an inclusionary housing agreement. The inclusionary housing
agreement shall be a legally binding agreement between the developer and the
city, executed by the city manager, or his or her designee, and in a form and
substance satisfactory to the executive director and the city attorney, and
containing those provisions necessary to ensure that the requirements of this
article are satisfied, whether through the provision of inclusionary units or
through an approved alternative method.
(b) Discretionary approvals. No discretionary approval shall be issued for a residential
project subject to this article until the developer has submitted an inclusionary
housing plan.
(c) Issuance of building permit. No building permit shall be issued for a residential
project subject to this article unless the executive director has approved the
inclusionary housing plan, and any required inclusionary housing agreement has
been recorded.
(d) Issuance of certificate of occupancy. A certificate of occupancy shall not be issued
for a residential project subject to this article unless the approved inclusionary
housing plan has been fully implemented.
Sec. 41-1906. - Standards.
(a) Location within project, relationship to non-inclusionary units. All inclusionary units
shall be:
(1) Reasonably dispersed throughout the residential project;
(2) Proportional, in number of bedrooms, gross floor area of habitable space, and
location, to the market rate units;
(3) Comparable to the market rate units included in the residential project in terms
of design, materials, finished quality, and appearance; and
(4) Permitted the same access to project amenities and recreational facilities, as
are market rate units.
(b) Timing of construction. All inclusionary units in a residential project shall be
constructed concurrent with, or before the construction of the market rate units. If
the city approves a phased project, a proportional share of the required inclusionary
units shall be provided within each phase of the residential project.
(c) Location outside the proposed original project. For projects where the developer
proposes to either produce new inclusionary units or rehabilitate existing off -site
units to meet the inclusionary affordable housing requirements of this ordinance, the
off -site project(s) containing the required inclusionary units shall be subject to the
following requirements:
(1) The sum -total area (in habitable square feet) of all the newly constructed off -
site inclusionary units shall be the same number of habitable square feet of
inclusionary area as required by this ordinance. For the purpose of the
calculation of the number of square feet of required inclusionary housing, the
total gross habitable square feet of the housing units of the original market rate
project shall be used, as measured from exterior walls to exterior walls of the
market units provided as the base for calculation either ten (10) percent for very
75B-59
low income or fifteen (15) percent for low income inclusionary units. The
common areas, exterior hallways, stairways, patios, and balconies shall not be
calculated in determining the number of required square feet of inclusionary
housing production. All new or rehabilitated units must meet all current zoning
and general plan standards.
(2) While the total number of square feet of inclusionary housing requirement is
calculated based on the requirements of this ordinance, the number of units,
bedrooms and other amenities on the proposed off -site inclusionary housing
location shall be approved by the review authority commensurate with the size
and type of units most in demand at the time of submittal of the application.
(3) Any off -site affordable inclusionary housing project shall be substantially
comparable to the market rate units included in the residential project in terms
of quality of design, materials and finishes.
(4) If tenants are displaced due to rehabilitation of housing to meet the
inclusionary unit requirement, the developer shall be responsible for relocation
costs as required by state law.
(5) No city, housing authority, or public funds, subsidies, or participation of any
kind shall be expended on the production or building of any inclusionary
housing projects associated with meeting the inclusionary unit requirement.
(d) Timing of construction. All inclusionary units in a residential project or proposed
off -site new inclusionary units or rehabilitated units shall be constructed concurrent
with, or before the construction of the market rate units. If the city approves a
phased project, a proportional share of the required inclusionary units shall be
provided within each phase of the residential project.
(a) Units for sale.
(1) Time limit for inclusionary restrictions. A unit for sale shall be restricted to the
target income level group at the applicable affordable housing cost for a
minimum of fifty-five (55) years.
(2) Certification of purchasers. The developer and all subsequent owners of an
inclusionary unit offered for sale shall certify, on a form provided by the city, the
income of the purchaser and that such owners will live in such inclusionary unit
as their primary residence.
(3) Resale price control. In order to maintain the availability of inclusionary units
required by this article, the resale price of an owner occupied inclusionary unit
shall be limited to the lesser of the fair market value of the unit as established
by a licensed real estate agent based upon three (3) comparable properties or
the restricted resale price. For these purposes, the restricted resale price shall
be the applicable affordable housing cost.
(4) Inheritance of inclusionary units. Upon the death of an owner of an owner -
occupied inclusionary unit, title in the property may transfer to the surviving joint
tenant or heir (in the case of the death of a sole owner or all owners of the
household).
75B-60
(5) Forfeiture. If an inclusionary unit for sale is sold for an amount in excess of the
resale price controls required by this section, the buyer and the seller shall be
jointly and severally liable to the city for the amount in excess of the affordable
housing cost at the time of such sale of the inclusionary unit. Recovered funds
shall be deposited into the inclusionary housing fund. Notwithstanding the
foregoing, city may allow the buyer and seller to cure any violation of the resale
price controls within one hundred eighty (180) days.
(f) Rental units.
(1) Time limit for inclusionary restrictions. A rental inclusionary unit shall remain
restricted to the target income level group at the applicable affordable housing
cost for fifty-five (55) years.
(2) Certification of renters. The owner of any rental inclusionary unit shall certify,
on a form provided by the city, the income of all members of the household
above the age of eighteen (18) at the time of the initial rental and annually
thereafter.
(3) Forfeiture. Any lessor who leases an inclusionary unit in violation of this article
shall be required to forfeit to the city all money so obtained. Recovered funds
shall be deposited into the inclusionary housing fund.
(g) Execution and recording of documents. The executive director may require the
execution and recording of whatever documents are required to ensure
enforcement of this section; including but not limited to promissory notes, deeds of
trust, resale restrictions, rights of first refusal, options to purchase, and/or other
documents, which shall be recorded against all inclusionary units.
(h) General prohibitions.
(1) No person shall sell or rent an inclusionary unit at a price or rent in excess of
the maximum amount allowed by any restriction placed on the unit in
accordance with this article.
(2) No person shall sell or rent an inclusionary unit to a person or persons that do
not meet the income restrictions placed on the unit in accordance with this
article.
(3) No person shall provide false or materially incomplete information to the city or
to a seller or lessor of an inclusionary unit to obtain occupancy of housing for
which that person is not eligible.
(i) Principal residency requirement.
(1) The owner or lessee of an inclusionary unit shall reside in the unit for not less
than ten (10) out of every twelve (12) months.
(2) No owner or lessee of an inclusionary unit shall lease or sublease, as
applicable, an inclusionary unit without the prior permission of the executive
director.
75B-61
Sec. 41-1907. - Reserved.
Sec. 41-1908. - Enforcement.
(a) Violation. Any violation of this article constitutes a misdemeanor.
(b) Forfeiture of funds. Any individual who sells an inclusionary unit in violation of this
article shall be required to forfeit any money in excess of the affordable housing
cost at such time. Any individual who rents an inclusionary unit in violation of this
article shall be required to forfeit all money so obtained. Recovered funds shall be
deposited into the inclusionary housing fund.
(c) Legal actions. The city may institute any appropriate legal actions or proceedings
necessary to ensure compliance with this article, including actions:
(1) To disapprove, revoke, or suspend any permit, including a building permit,
certificate of occupancy, or discretionary approval; and
(2) For injunctive relief or damages.
(d) Recovery of costs. In any action to enforce this article, or an inclusionary housing
agreement recorded hereunder, the city shall be entitled to recover its reasonable
attorney's fees and costs.
Sec. 41-1909. - Inclusionary housing fund.
(a) Inclusionary housing fund. There is hereby established a separate fund of the city,
to be known as the inclusionary housing fund. All monies collected pursuant to this
article shall be deposited in the inclusionary housing fund. Additional monies from
other sources may be deposited in the inclusionary housing fund. The monies
deposited in the inclusionary housing fund shall be subject to the following
conditions:
(1) Monies deposited into the inclusionary housing fund must be used to increase
and improve the supply of housing affordable to moderate, low, very low, and
extremely low income households in the city as specified in the city's Affordable
Housing Funds Policies and Procedures. A priority will be on the creation of
affordable housing opportunities or units from the existing market rate housing
stock rather than construction of new affordable housing units This includes
but is not limited to, the purchase and rehabilitation of units for sale Monies
may also be used to pay for one-time programs for code enforcement quality of
life and general health and safety activities Monies may also be used to cover
reasonable administrative or related expenses associated with the
administration of this article.
(2) The fund shall be administered by the executive director, or his or her
designee, who may develop procedures in the city's Affordable Housing Funds
Policies and Procedures to implement the purposes of the inclusionary housing
75B-62
fund consistent with the requirements of this article and any adopted budget of
the city.
(3) Monies deposited in accordance with this section shall be used in accordance
with the Affordable Housing Funds Policies and Procedures housing element,
consolidated plan, or subsequent plan adopted by the city council to construct,
rehabilitate, or subsidize affordable housing or to recapture affordable housing
at risk of market conversion or to assist other government entities, private
organizations, or individuals to do so. Permissible uses include, but are not
limited to, assistance to housing development corporations, equity participation
loans, grants, pre -home ownership co -investment, pre -development loan funds,
participation leases, or other public -private partnership arrangements. The
inclusionary housing fund may be used for the benefit of both rental and owner -
occupied housing.
(4) A developer receiving funding from the Inclusionary Housing Fund shall
implement a local preference in their resident selection criteria and marketing
policies meeting guidelines established by the executive director.
(5) A developer opting for the in lieu payment option or receiving funding from the
Inclusionary Housing Fund, as well as its contractors and subcontractors at
every tier performing work for the new housing units is encouraged and should
Provide an enforceable commitment that a skilled and trained workforce will be
used to complete a contract or project in accordance with Public Contract Code
§-§ 2601-2602.
Sec. 41-1910. - Administrative.
(a) In -lieu fee calculation. The amount per square foot of the inclusionary housing in -
lieu fee shall be subject to city council review and consideration before the end of
calendar year 2018, but after June 30, 2018. Between July 1, 2018 and December
31, 2018, staff shall report on the effectiveness of this ordinance and provide
options for council consideration on the components of this ordinance, including, but
not limited to, the monetary amount of inclusionary in -lieu fee per square foot.
(b) Pipaliae Prior projects. The applicant(s) of any project for which a site plan review
application was submitted and such application was deemed complete prior to
August 4, 2015, may either construct the inclusionary units pursuant to the prior
housing opportunity ordinance (Ordinance No. NS-2825) or pay an in lieu fee
calculated by the formula under the prior housing opportunity ordinance (Ordinance
No. NS-2825) or request to revise its inclusionary housing plan and/or inclusionary
housing agreement and pay an in -lieu fee of nine dollars and thirty-five cents
($9.35) per square foot of habitable space for the entire project's inclusionary
housing obligation.
(c) Administration fees. The council may by resolution establish reasonable fees and
deposits for the administration of this article including an annual monitoring fee and
an inclusionary housing plan submittal fee.
75B-63
(d) Monitoring/audits. At the time of initial occupancy, and annually thereafter, the city
will monitor the project to ensure that the income verifications are correct and in
compliance with the inclusionary housing administrative procedures. For ownership
units, the city shall monitor to verify that owner -occupancy requirements are
maintained. Developer/property owners are required to cooperate with the city in
promptly providing all information requested by the city in monitoring compliance
with program requirements. The city will conduct periodic random quality control
audits of inclusionary units to assure compliance with rules and requirements. Such
audits may include verification of continued occupancy in inclusionary units by
eligible tenants, compliance with the inclusionary housing plan and agreement, and
physical inspections of the residential project.
(e) Administrative procedures. The city manager is hereby authorized and directed to
promulgate administrative procedures for the implementation of this article.
Secs. 41-1911-41-1999. - Reserved.
Section 4. SEVERABILITY. If any section, subsection, sentence, clause,
phrase or portion of this ordinance for any reason held to be invalid or unconstitutional
by the decision of any court of competent jurisdiction, such decision shall not affect the
validity of the remaining portions of this ordinance. The City Council of the City of Santa
Ana hereby declares that it would have adopted this ordinance and each section,
subsection, sentence, clause phrase or portion thereof irrespective of the fact that any
one or more sections, subsections, sentences, clauses, phrases, or portions be
declared invalid or unconstitutional.
Section 5. EXECUTION OF ORDINANCE. The Mayor shall sign this Ordinance
and the Clerk of the Council shall attest and certify to the adoption thereof.
ADOPTED this day of 2019.
APPROVED AS TO FORM:
Sonia R. Carvalho
City Attorney
Miguel A. Pulido
Mayor
75B-64
By:
Lisa Storck
Assistant City Attorney
AYES: Councilmembers
NOES: Councilmembers
ABSTAIN: Councilmembers
NOT PRESENT: Councilmembers
CERTIFICATE OF ATTESTATION AND ORIGINALITY
I, DAISY GOMEZ, Clerk of the Council, do hereby attest to and certify that the attached
Ordinance No. NS-XXXX to be the original ordinance adopted by the City Council of the
City of Santa Ana on 2020 and that said ordinance was published in
accordance with the Charter of the City of Santa Ana.
Date:
Clerk of the Council
City of Santa Ana
75B-65
EXHIBIT 4
Affordable Housing Funds
Policies and Procedures
City of Santa Ana
Housing Division
and
Housing Authority of the
City of Santa Ana
Adopted March 20, 2018
75B-66
Amended Aueust 18, 2020
TABLE OF CONTENTS
L
INTRODUCTION
7
It.
TYPES OF LOANS AND GRANTS
8
III.
PROPOSAL SUBMITTAL AND REVIEW PROCEDURES
9
IV.
PRE -LOAN COMMITMENT
19
V.
LOAN TERMS AND CLOSING PROCEDURES
20
VI.
PROJECT MONITORING AND REPORTING
22
VH.
FUNDING SOURCES
23
Low and Moderate Income Housing Asset Fund
23
Inclusionary Housing Fund
26
HOME Investment Partnerships Program
28
Community Development Block Grant Program
32
Project -Based Voucher Program
34
Affordable Housing Funds Policies and Procedures Pace 2
75B-67
PURPOSE
On June 20, 2017, the City Council for the City of Santa Ana directed staff to develop a policy to
allocate affordable housing development funds and criteriafor selection ofprojects. These
policies andprocedures have been developed to guide how affordable housing funds and land
assets available to the City of Santa Ana are allocated, committed, loaned and monitored for
multi family affordable housing development in the City.
INTENT
The intent of these policies and procedures is to provide a transparent, open andfair process for
developers, businesses, non-profit organizations, individuals and other entities interested in the
allocation ofscarce affordable housing funds and land assets available to the Cityfor affordable
housing development.
Affordable Housing Funds Policies and Procedures Page 3
75B-68
Definitions
Available Funds: The total amount of Inclusionary Housing Funds, HOME Investment
Partnerships Program, Community Development Block Grant Program, Project -Based Voucher
Program, Low and Moderate Income Housing Asset Funds (Housing Successor Agency Funds)
and/or any other funds received by the City of Santa Ana for housing purposes as published on a
quarterly basis in the Housing Division Quarterly Report. Inclusionary Housing Fund In -Lieu
Fee pending payments and any other funds that have not yet been received by the City shall not
be considered Available Funds.
Affordability Restrictions: Covenants that shall run with the land and bind a property owner, its
successors, its assignees and every successor in interest to a property that the property owner will
make all subsidized rental units on the property available to extremely -low, very -low, low and/or
moderate -income households at rents affordable to such households for at least fifty-five (55)
years unless superseded by the regulations for an applicable program fund.
Oi The City of Santa Ana when using the Inclusionary Housing Fund, HOME Investment
Partnerships Program, and/or Community Development Block Grant Program funds; or the
Housing Authority of the City of Santa Ana when using the Project -Based Voucher Program
and/or Low and Moderate Income Housing Asset Fund (Housing Successor Agency Fund).
Community Housing Development Organization (CHDO): A private nonprofit housing
development corporation which meets a series of HUD qualifications prescribed in the HOME
Program regulations, including the requirement that it is duly organized to provide decent
housing that is affordable to low- and moderate -income persons; maintains at least one-third of
its governing board's membership for residents of low-income neighborhoods, other low-income
residents, or elected representatives of low-income neighborhood organizations; and, provides a
formal process for low-income program beneficiaries to advise the organization in its decisions
regarding the design, siting, development, and management of affordable housing.
Community Based Development Organization (CBDOI: A Housing Development Corporation
which meets the requirements of the CDBG Program regulations as defined in 24 CFR
570204(a)(2)(c)(1), as amended from time to time.
Congregate Housing: A multi -family residential facility with shared kitchen facilities, deed -
restricted or restricted by an agreement approved by the City for occupancy by low or moderate
income households, designed for occupancy for periods of six months or longer, providing
services which may include meals, housekeeping and personal care assistance as well as
common areas for residents of the facility.
Deed of Trust: Legal title in the property that is transferred to the City, which holds it as security
for a loan provided by the City.
Development of Affordable Housing: The process of creating affordable housing through
acquisition and/or rehabilitation of eligible properties for rental or transitional housing;
Affordable Housing Funds Policies and Procedures Page 4
75B-69
acquisition and conversion of non-residential property to multifamily rental housing units; and/or
new construction of housing units for rental housing.
Extremely Low -Income Household: Households with incomes that do not exceed 30% of the
Orange County area median income, adjusted for household size, as published by the U.S.
Department of Housing and Urban Development (HUD) from time to time.
Fair Market Rents: Maximum rents as published by HUD for the Housing Choice Voucher
Program for Orange County, adjusted for unit size.
Grant: Transfer of funds for purposes of financing the development of affordable housing, on
the condition that grantee remains in full compliance with the Regulatory Agreement. Unlike a
loan, the grant only becomes due and payable in the event that grantee is in default of the
Regulatory Agreement.
Nonprofit Housing Development Corporation (HDC): A private, nonprofit corporation with
proven capacity to develop, own and operate housing, and which has a valid 501(c)(3) or (4)
designation from the IRS.
Limited Equity Cooperative: A form of ownership whereby the residents form a cooperative
corporation which owns and manages the property, and where the return on residents' original
equity is limited to no more than 10%, as defined in the California Health and Safety Code
Section 33007.5.
Loan Agreement: A loan of program funds for purposes of developing affordable housing with a
Promissory Note secured by a Deed of Trust and Affordability Restrictions on the property.
Qualified Developer: A non-profit or for -profit affordable housing developer with proven
capacity to develop, own and operate affordable housing.
Low -Income Household: Households with incomes that do not exceed 80% of Orange County
area median income, adjusted for household size, as published by the U.S. Department of
Housing and Urban Development (HUD) from time to time.
Maximum Affordable Rent: A rent which does not exceed thirty percent (30%) of the maximum
income level of the income group being served (see "Low and Moderate Income Households"),
adjusted for unit size and utility costs.
For Low and Moderate Income Housing Asset Fund: the Maximum Affordable Rent for
households with incomes that do not exceed 120% of the area median income for Orange
County shall be 30% of 110"/. of such median income.
Moderate -Income Household: Households with incomes that do not exceed 120% of the Orange
County area median income, adjusted for household size, as published by the U.S. Department of
Housing and Urban Development (HUD) from time to time.
Affordable Housing Funds Policies and Procedures Page 5
75B-70
New Construction: The construction of new housing, including, but not limited to, assembly of
factory -built modular housing, or conventional on -site construction.
Notice of Completion: Written notice issued by the owner of a project (or his or her agent) to
notify concerned parties that all work on the project has been completed.
Operating Reserve Account: An account established for the purpose of funding a deficit in the
project's operation.
Permanent Loan: A long-term (maturity period of 55 years) mortgage loan. Permanent loan
financing is obtained after completion of construction, usually to repay the short-term (non-
permanent) construction loan.
Promissory Note: A "promise to pay" and evidence of an obligation of a borrower to the City for
repayment of a Permanent Loan.
Rehabilitation: Correction of local code violations and removal of health and safety hazards;
upgrading of housing units to decent, safe and sanitary conditions to comply with the Housing
Quality Standards promulgated by HUD and with local standards; repair or replacement of major
building systems or components in danger of failure; and alterations, additions and
improvements to expand the number of affordable units, or needed to improve the basic
livability, energy efficiency, accessibility for the disabled, or security of the property, and to
reduce overcrowding.
Replacement Reserve Account: An account established for the purpose of funding major repairs
or replacement of capital components of a budding which reach the end of their economic life
and require replacement.
Residual Receipts: The gross receipts from the property, less actual costs of operation,
administration, maintenance, taxes, insurance, utilities, management, approved replacement and
operating reserves, payments of principal and interest on loans senior to the City loan(s), and
required debt service coverage. The amount of Residual Receipts shall be calculated based on
the actual income and expenses set forth in the Annual Operating Budget required under the
Regulatory Agreement or recorded Affordability Covenants, as approved by the City.
Transitional Housing: A type of supportive housing used to facilitate the movement of homeless
individuals and families to permanent housing. Typically, transitional housing is housing in
which homeless people five for up to 24 months and receive supportive services that enable them
to five more independently. The supportive services may be provided by the organization
managing the housing or coordinated by them and provided by other public or private social
service agencies.
Very Low -Income Household: Households with incomes that do not exceed 50% of the Orange
County area median income, adjusted for household size, as published by the U.S. Department of
Housing and Urban Development (HUD) from time to time.
Affordable Housing Funds Policies and Procedures Page 6
75B-71
L INTRODUCTION
The City of Santa Anaprovides financial assistance to support the acquisition, rehabilitation, and
new construction of properties to preserve and increase affordable housing opportunities for
lower income households through the following Programs:
• Low and Moderate Income Housing Asset Fund (Housing Successor Agency Fund)
including land assets owned by the Housing Successor Agency
• hiclusionary Housing Fund
• HOME Investment Partnerships Program(HOME)
• Community Development Block Grunt Program (CDBG)
• Project -Based Voucher Program(PBV)
Under these Funds and Programs ("Programs"), the City provides deferred payment loans and/or
grants to bridge the financial gap between available resources, including the borrower's/grantee's
equity and private financing, and the costs of developing affordable multi -family housing. The
Affordable Housing Funds Policies and Procedures ("Policies and Procedures") provides an
overview of the types and terms of loans which are available, proposal requirements, review
procedures, selection criteria, loan commitment and closing procedures, and project monitoring
and reporting requirements of these varied Programs within one comprehensive source of
reference. [Throughout this document, loans and grants may be referred to collectively as
"loans" except when the terms are unique to a loan or to a grant]
These requirements are minimum requirements for Participation in City Programs and are
subject to approval by City Council. Meeting these requirements does not guarantee
participation in any Program. The Citv reserves the right to require additional qualifications
for individual Proiects. The Citv reserves the right to reiect anv and all Proposals.
At a minimum these Policies and Procedures will be compared and reviewed to the Citv's
progress to achieve the goals in the Housing Element each year. If it is determined that the
City is not making adequate progress to achieve the goals of the Housing Element, staff will
review these Policies and Procedures to determine whether they should be amended to more
effectively achieve the goals of the Housing Element.
These Programs are administered by the Housing Division of the City of Santa Ana (under the
direct supervision of the Housing Division Manager, the direction of the Executive Director of
Community Development, and the general supervision of the City Manager).
These Policies and Procedures should be interpreted in conjunction with Federal, State, and City
statutes and regulations governing the use of these funds. In the event of a conflict between
these Policies and Procedures and such statutes and regulations, the requirements of those
statutes and regulations shall prevail. All projects must comply with all applicable statutes and
regulations, which may include federal requirements contained in 24 CFR 92, 570, 982, and 983,
including, but not limited to, environmental reviews, labor and wage requirements, debarred
contractors, lead -based paint and equal opportunity. Leveraging of City dollars (to the extent
possible) with outside funding sources will continue to be a priority to preserve and increase
affordable housing opportunities for low income households.
Affordable Housing Funds Policies and Procedures Page 7
75B-72
IL TYPES OF LOANS AND GRANTS
Program funds may be used for development loans for the following eligible purposes:
(1) The purchase of existing multi -family or other buildings for rent or sale to low- and
very low-income households and for the development of congregate housing for rent
to low- and very low-income persons with special needs (e.g. homeless individuals
and families, elderly, persons with a disability). Except for congregate housing,
existing buildings shall consist of four or more units, unless the Housing Division
Manager finds that a substantial public benefit will be provided by a project
consisting of less than 4 units.
(2) The purchase or lease of land and buildings for new construction or rehabilitation of
housing that may utilize available State and Federal housing assistance programs
such as Low -Income Housing Tax Credits, the Section 202 Supportive Housing for
the Elderly Program, tax-exempt bond financing, Section 811 Supportive Housing
Program, and/or other available State and Federal programs.
(3) The development of limited -equity housing cooperatives through either conversion
or new construction.
(4) The provision of interim loan funds for any of the above purposes prior to the
funding of a public or private loan. Eligible development costs for the above uses
include, but are not necessarily limited to:
a. site acquisition and preparation;
b. rehabilitation of dwelling units, common areas and related structures;
c. new construction;
d. carrying charges and financing fees;
e. architectural, legal, and organizational fees;
I. temporary or permanent tenant relocation costs; and
g. developer fees consistent with the policies described in Section IV below.
Affordable Housing Funds Policies and Procedures Page 8
75B-73
III. PROPOSAL SUBNDTTAL AND REVIEW PROCEDURES
Proposal Subnullal
All Proposals for Program funds shall be submitted to the Housing Division and shall be
reviewed and recommended for approval to the Community Redevelopment and Housing
Commission for its review and recommendation for City Council or Housing Authority approval
through a transparent, open and competitive selection and review process as established in this
section.
The competitive selection process will begin with a determination by Housing Division staff that
the City has sufficient Available Funds to develop one or more affordable housing projects. If
the City has sufficient Available Funds to develop one or more projects, the Housing Division,
upon City Council approval, will issue a Request for Proposals (RFP), Request for Qualifications
(RFQ) or Notice of Funding Availability (NOFA), collectively referred to as the "RFP Process"
for a certain amount of Available Funds. The RFP Process will be open ("Open RFP Process")
and provide sufficient time for applicants to identify an eligible site and complete and submit a
proposal in response to the RFP announcement. It will also align with annual funding cycles
through the Low -Income Housing Tax Credit Program. The RFP Process will be open for at least
one year with four (4) quarterly deadlines to submit a proposal scheduled throughout the year.
The RFP Process will be announced through notices to the following parties:
• Interested Developers and Nonprofit Organizations on the Housing Division's RFP
Process Database
o Developers and Nonprofit Organizations interested in being added to the RFP
Process Database can do so by contacting the City's Housing Division
• Other affordable housing membership association resources (e.g. Southern California
Association of Nonprofit Housing, Kennedy Commission, 2-1-1 OC)
• Public Notice in the local newspaper
• Published on www.Planetbids.com
Proposals must meet the minimum requirements outlined in the RFP Process to ensure
compliance with available funding sources' regulations and requirements. Proposals will be
received from qualified firms for projects consistent with the requirements of the Available
Fund(s) issued through the RFP Process. Proposals shall not exceed the amount of the City's
total Available Funds as published on a quarterly basis in the Housing Division Quarterly
Report.
A Qualified Developer (an "Applicant') shall complete and submit to the Housing Division the
Proposal for Program funds and prepare all required attachments and exhibits, including, but not
limited to, the project proforma, budget, sources and uses, project management plan, tenant
selection and marketing plan, relocation plan (if applicable), signed purchase agreement and
escrow instructions, preliminary title report, and limited partnership documents (if applicable).
Affordable Housing Funds Policies and Procedures Page 9
75B-74
Proposal Review
After each deadline for the Open RFP Process, the Housing Division staff shall review the
Proposal to determine that the minimum Program and RFP Process requirements are met
(minimum threshold review). Proposals that do not meet the minimum threshold review will be
considered non -responsive. If the Proposal meets the minimum threshold review, the Housing
Division will form a Review Panel. The Review Panel for the RFP Process will consist of at
least one employee from the City's Public Works Agency, Planning and Building Agency, and
Community Development Agency and one outside agency or government -entity. If an employee
is not available in one department, a second employee may be requested from one of the other
two departments so long as there are at least two of the three City Agencies represented on the
Review Panel.
Using the scoring and selection criteria provided in the RFP Process and provided below, the
Review Panel shall determine whether the proposal is recommended for a pre -loan commitment,
with or without conditions. Including the scoring and selection criteria, the Review Panel shall
review the design of the proposed project for appropriateness for the proposed target group,
compatibility with surrounding uses, cost effectiveness of construction, and appropriateness of
the design and construction for low maintenance and long term durability. Proposed projects
must receive a minimum threshold score of 75 points to move forward with the proposal review
process. If the Review Panel determines, in its discretion, that the Proposal may be
recommended for approval, the Housing Division shall request an underwriting and subsidy
layering review by a real estate advisor selected by the City. The real estate advisor shall
confirm the underwriting for the Project, the financial gap, and other programmatic requirements
related to the funding sources. If the Review Panel determines that the Proposal will not be
recommended for approval (i.e. the Proposal does not meet the minimum threshold score of 75
points), the Developer will be notified in writing of the decision and the result will be published
in the Housing Division Quarterly Report.
City Council Initiated Proposal Review
A Developer may submit a request for a sole source award of funding directly to the City
Council (the request cannot exceed the amount of the City's total Available Funds as published
on a quarterly basis in the Housing Division Quarterly Report). At least one Councilmember
must then submit a written request to staff to review the Developer's proposal. After a written
request has been received, staff will request a complete proposal from the Developer. After the
proposal has met a minimum threshold review by staff, the project will undergo an underwriting
and subsidy layering review analysis by a real estate advisor selected by the City, to be paid for
by the Developer. After the analysis has been completed, staff will present the real estate
advisor's analysis and the proposal to City Council for direction without any recommendation(s)
from staff on funding or not funding the project. If City Council requests a second real estate
analysis to be conducted, the City will pay for the second analysis, not the developer.
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75B-75
By Right Funding for Achieving City Goals and Objectives
If at any time a developer proposes a project that is located in a zoning district permitting
development of residential uses "by -right" and such approvals do not require any discretionary
actions by the City, the developer may submit an application for by -right funding of extremely
low-income affordable housing units. Staff may then form a Review Panel to consider the
developer's application for by -right funding as quickly as possible using the scoring and
selection criteria from the Open REP Process. This policy will expedite consideration of the
developer's application for by -right funding. Only units serving households at 30% Area
Median Income and below may qualify for by -right funding under this application process. The
maximum per unit subsidy shall not exceed the maximum limits established by HUD for the
HOME Program at the time of submission of the application for by -right funding by the
developer. Applications for by -right funding may only request Inclusionary Housing Funds from
the City under the above -described process and the requested amount shall not exceed the
amount of the City's total Available Funds as published quarterly in the Housing Division
Quarterly Report. However, funding is subject to the availability of actual Inclusionary Housing
Funds. Additionally, the City reserves the right to amend these policies at any time, which could
affect the availability of such funding, or to deny funding for any project that the City determines
in its sole discretion does not align with the City's goals and objectives for this program.
Three -Year Goals for By -Right Funding Proposals:
The City of Santa Ana has established the following Goals for the next three years, to be
evaluated on an annual basis, for proposals submitted under this section. The Goals are
linked to the Regional Housing Needs Assessment (RHNA) per the City's Housing
Element and based upon what affordable housing development projects that the City has
in the pipeline for development and estimates/goals for Year 3:
# of Extremely Low-
# of Very LowIncome#
of LowIncomeUnits
Year
Income Units at 30 /•
Units at 50% AMI
at 80% AMI
AMI
1
54
111
9
2
54
33
38
3
115
82
34
TOTAL
223
226
81
ConWetitive Selection Criteria
In selecting among competing project proposals, consideration shall be given to projects that
meet the following General Principles:
• Significantly increase affordable housing opportunities for large families (three- and four -
bedroom units).
• Benefit a higher percentage of units for extremely low-income households with deeper
affordability.
• Are cost effective with low operating costs (green building techniques).
• Increase affordable housing opportunities for special needs populations, including
homeless individuals and families, persons with a disability, and seniors.
• Are located in areas currently underserved by affordable housing developments.
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The following constitute the City's general selection criteria, and may be modified from time to
time to address practical requirements arising from a particular solicitation at the City's
discretion:
COMPETITIVE SELECTION CRITERIA
1. LEVEL OF AFFORDABILITY AND TARGET POPULATION
Max. 25 Points
ELIGIBLE
POINTS
Project significantly increases affordable housing opportunities for large
families (three- and four -bedroom units)
10
Project provides a higher percentage of units for extremely low-income
households with deeper affordability
10
Project increases affordable housing opportunities for special needs
populations including, but not limited to, homeless individuals and families,
and persons with a disability
5
Sub -total
25
2. TIMELINESS TO BUILD NEW HOUSING (Max. 20 Points)
Project has demonstrated site control
7
Project is zoned appropriately
5
Project does not have any other site -related issues
5
Project aligns with the City's Housing Element, Strategic Plan, and/or 5-Year
Consolidated Plan
3
Sub -total
20
3. PROPERTY MANAGEMENT EXPERIENCE AND SHILLS
(Max. 15 Points
Project is energy efficient and incorporates green -building techniques
6
Applicant's ability to manage affordable rental units to ensure ongoing
compliance with affordability requirements and long term financial solvent
3
Applicant's past experience in property management
3
Applicant's capacity and ability to quickly lease completed units
3
Sub -total
15
4. DEVELOPER EXPERIENCE AND SKILLS (Max. 15 Points)
Applicant's capacity and ability to obtain additional funding
4
Applicant's capacity and ability to obtain entitlements
4
Applicant's overall past and projected effectiveness to provide affordable
housing
4
Applicant's past and projected effectiveness to manage the construction
process and stay on schedule
3
Sub -total
15
5. LEVERAGING OF CITY FUNDS
(Max. 5 Points
Applicant's potential or capacity to obtain additional financing
5
Sub -total
5
Affordable Housing Funds Policies and Procedures Page 12
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6. ANTICIPATED CASH FLOWS (Max. 15 Points)
Project's proposed development costs are reasonable and comparable
3
Projects proposed rents are realistic
3
Projects operating costs are realistic and reasonable
3
Project has sufficient operating and replacement reserves
3
Project is projecting a positive cash flow through affordability period
3
Sub -total
15
7. PROJECT LOCATION (Max. 5 Points)
Project is located in an area currently underserved by affordable housing
5
Sub -total
5
TOTAL ELIGIBLE POINTS
100
Developer Input on In -Lieu Fee Payments to the Inclusionary Housing Fund
Under Section 41-1904(c)(3) of the Housing Opportunity Ordinance, a "Developer may provide
input regarding what proj ect the in lieu fees should be applied towards, but such input shall not
be dispositive. The in -lieu fees collected by the City are City funds over which the City has
complete and absolute discretion". If a Developer chooses to provide input on the allocation of
their in -lieu fees, input must be submitted in writing within no more than 90 calendar days from
the date payment of the in -lieu fees are deposited with the City. The Developer's request will be
worth up to five (5) bonus points awarded to the applicant within the RFP Process through the
Competitive Selection Criteria provided above. The bonus points do not guarantee that the
project will be funded with the in -lieu fees paid by the Developer that provided the input.
Determination of Reasonable Costs and Financial Feasibility
A real estate advisor shall review the Applicants estimates and projections of rents, expenses,
reserves and development costs in accordance with industry -standard underwriting guidelines.
The Applicant shall provide a proforma and background documentation on all costs for the
analysis, as requested by the City. The City may recommend adjustments to cost and expense
amounts as appropriate to conform to current market and industry standards. The total amount of
the Program loan and all private loans shall not exceed the total development costs approved by
the City.
The maximum allowable purchase price s1taB not exceed the appraised value as evidenced by an
appraisal prepared by a California State Certified General Appraiser and approved by the
Housing Division, which is dated not more than six (6) months prior to the date of the proposal.
The appraisal may not determine property value based solely on sales of properties financed by
public agencies.
The maximum affordable mortgage amount s1taB be calculated using the rent schedule proposed
by the Applicant as approved by the City, the proposed interest rate and terms of the primary
loan(s), and reasonable operating allowances and reserves, including a reserve to amortize a
mortgage, as needed.
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75B-78
The requested City loan for a project shall not exceed the total amount of the gap between the
maximum affordable mortgage amount available from non -City sources plus funds available
from other sources of public subsidy, and the total development costs plus any on -going annuity
necessary to maintain affordable rent levels as defined in the Proposal.
All assisted units must maintain rents that do not exceed the Maximum Affordable Rent, as
defined in the Loan Documents, for the life of the loan in accordance with the terns of the loan
or other recorded Covenants. Syndicated projects must be structured such that ownership can
feasibly be acquired by the nonprofit General Partner at the end of the term of the limited
partnership agreement, when appropriate. When determining the maximum City loan, the real
estate advisor will review the rent schedule and annual cash flows to determine whether long-
term affordability is maintained. In cases where a rent subsidy program is used and the
mortgage is calculated on the basis of the subsidized rents, an "affordability reserve" may be
required, where the amount of the reserve shall be sufficient to cover the difference between
affordable rents and the subsidized rents.
Developer Fee
For new construction, acquisition and rehabilitation projects utilizing Low -Income Housing Tax
Credits, the developer fee shall not exceed the maximum fee allowed by the California Tax
Credit Allocation Committee. The Housing Division Manager may require the developer to
defer a portion of their developer fee, based upon an analysis by the real estate advisor, to make
the project feasible, reduce the amount of Program funds being requested for the project, or both.
Developer Capacity
Applicants must demonstrate the capacity to successfully develop the proposed project. The City
shall evaluate capacity on the basis of the Applicant's track record in developing and managing
affordable housing, or inclusion of development team members with a successful record in
developing such housing. In addition, Applicants must demonstrate the financial and legal
capacity to undertake the proposed project.
Clear Title
The Applicant shall have the responsibility to obtain clear title to the property. As soon as
feasible, the Applicant will submit a preliminary title report for City review and written approval.
Staff shall review the state of title, including the conditions, covenants, restrictions, and legal
description of the property. In the case of title issues, the Applicant shall correct the state of title
and remove all exceptions to the title not consented to by the City before the City closes the loan.
Senior Financing
The Applicant shall secure other resources such as equity from syndication proceeds, tax exempt
financing, federal and state housing rental and development subsidies and available private
financing to minimize the amount of the City loan. The Applicant will submit to the City the
terms and conditions of all non -City financing as well as equity contributions for review. The
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75B-79
Applicant must submit projected cash flows for the term of the loan, showing the maximum
possible increases (i.e. worst case scenario) in debt service per year, the projected rent and
expense increases, the means of making up any deficits, and projected payments of Residual
Receipts. The real estate advisor shall analyze the feasibility of the project to carry the loan(s),
and if feasible will review the terms of the non -City financing.
The City may, at its sole discretion, calculate the mortgage amount at the terms and rates of
available financing programs other than that proposed by the Borrower, if alternative terms and
rates are available that would reduce the amount of City subsidy required, and would otherwise
conform to the City/Agency requirements.
Management andAffzrmative Marketing Plan
The Applicant shall prepare a Project Management Plan for City review and approval. The Plan
shall describe the Applicant's policies and procedures concerning:
(1) Affirmative marketing and tenant selection procedures, including proposal
procedures, prioritization of Santa Ana residents and workers (see Local Preference
section below) where possible; waiting lists, and lease agreements; and marketing
efforts and tenant selection procedures that will be used to attract eligible persons
from all racial, ethnic and gender groups, as well as persons living with disabilities,
in the housing market area to the available housing opportunities. The Plan should
describe the protocols for keeping records of affirmative marketing activities and
for keeping records of requests (from applicants and existing tenants) for all units
assisted with affordable housing funds;
(2) Procedures for determining tenant eligibility and certifying incomes. The Plan
should demonstrate sufficient outreach to disability -related service providers to
ensure that accessible units are occupied to the extent possible by those households
who need the accessibility features due to disability. The Plan should demonstrate
that the Developer conducted sufficient outreach to persons that meet the
qualifications identified in the Local Preference section below. An outreach plan
and results from outreach efforts should be maintained by the developer and
available to submit to the City upon request;
(3) Management/tenant relations and assistance to tenant organizations, including the
training and use of tenants to perform maintenance and management functions as
appropriate;
(4) Maintenance and repair services;
(5) On -site management facilities;
(6) Rent collection;
(7) Records and reporting requirements;
(8) Personnel and staffing;
(9) Compliance with all tenant protection laws, including Building and Health and
Safety Codes;
(10) Fee schedule; and
(11) Any other relevant issues requested by the City to be addressed.
Affordable Housing Funds Policies and Procedures Page 15
75B-80
No person shall on the grounds of race, marital status, sex, color, age, religion, national origin,
ancestry, immigration status, physical disability, AIDS, sexual orientation, or any other protected
class, be excluded from participating in, be denied the benefits of, or be subjected to
discrimination under any program or activity funded in whole or in part with these funds.
Local Preference
Local preference for Santa Ana residents and workers in tenant selection shall be a requirement
of the City's Affordable Housing Funds and Programs. Local preference shall be a requirement
of the HOME, CDBG, and PBV Programs only ifpermitted by the federal government.
In evaluating a loan request, staff shall evaluate a loan applicant's effectiveness in achieving the
City's local preference goals and give priority to those loan applicants who administer their wait
lists using sorting protocols which result in outcomes where households who live or work in
Santa Ana are beneficiaries of City -funded affordable housing.
Subject to applicable tenant income limits and any preferences required by the laws of the United
States or the State of California (including, but not limited to, laws and regulations governing
nondiscrimination and preferences in housing occupancy), the Borrower shall give preference in
leasing units in the following order of priority:
First priority shall be given to persons who have been permanently displaced or who face
permanent displacement from housing in Santa Ana as a result of any of the following:
a. A redevelopment project undertaken pursuant to California's Community
Redevelopment Law (Health & Safety Code Sections 33000, et seq.) -- applicable
only to projects funded by the Low -Moderate Income Housing Asset Fund.
b. Ellis Act, owner -occupancy, or removal permit eviction;
c. Earthquake, fire, flood, or other natural disaster;
d. Cancellation of a Housing Choice Voucher HAP Contract by property owner; or
e. Governmental Action, such as Code Enforcement.
2. Second priority shall be given to persons who are either:
a. Residents of Santa Ana and/or
b. Working in Santa Ana at least 32 hours per week for at least the last 6 months.
c. Persons who seek to reside in Santa Ana as an accommodation to a mental or
physical disability.
Regarding any "accessible units" that are required as part of a multifamily development, such
accessible units should be fast offered to existing occupants of the building (if applicable) who
are not occupying an accessible unit and who have indicated a need for the features of an
accessible unit. If no existing occupants of the budding have indicated the need for the features
of an accessible unit, or if the building is being leased for the initial occupancy, then such
accessible units should first be offered to applicants who have indicated the need for the features
of an accessible unit, inclusive of the preferences above. The application of preferences may not
conflict with Section 504 of the Rehabilitation Act of 1973, 24 C.F.R. §100.202, and any other
preemptive laws that may be enacted regarding fair housing for persons living with disabilities.
Affordable Housing Funds Policies and Procedures Page 16
75B-81
"Accessible units" refers to those units whch were originally approved by the City
specifically as accessible units and which provide specific features to address the needs
of persons living with mobility impairments or persons living with sensory impairments.
Environmental Review
Project sites must be free from adverse environmental impacts or the proposed project must
successfully mitigate these impacts. The City shall assess the environmental effects of each
activity proposed to be carried out with City funding in accordance with the provisions of the
National Environmental Policy Act of 1969 (NEPA) and the California Environmental Quality
Act (CEQA), as applicable. For projects subject to NEPA review, no loan funds (except for
activities normally exempted from the environmental clearance requirements in 24 CFR Part
58.34) shall be released until the environmental review is completed, the notice of finding and
environmental assessment results are published, and the 15-day public comment period expires.
Prevailing Wages
Any contract for construction (rehabilitation or new construction) of affordable housing with 12
or more units assisted with HOME Program funds, 8 or more units if the project is assisted
with CDBG Program funds, or 9 or more units if the project is assisted with PBV Program
funds, must contain a provision requiring that not less than the prevailing wages paid in the
locality, as determined by the Secretary of Labor pursuant to the Davis -Bacon Act, will be paid
to all laborers and mechanics employed in the development of the project. Contractors and
subcontractors must comply with regulations issued under this Act and pertaining to labor
standards and HUD Handbook 1344.1.
Relocation
If necessary, the Applicant shall develop a plan for temporary relocation or permanent voluntary
relocation, where necessary, for review by the City. The Relocation Plan shall be in accord with
the requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies
Act of 1970, and the implementing regulations at 24 CFR Part 42, and the California Relocation
Assistance Act, where applicable. There shall be no permanent involuntary tenant displacement.
In cases where tenants will be voluntarily displaced, the Applicant must submit a copy of a letter
to each tenant which details the tenant's rights to relocation assistance. In the case of a tenant's
waiver of relocation payments, the Applicant must submit a letter signed by the tenant indicating
the tenant's knowing and voluntary waiver of any relocation assistance. In the absence of these
items, the Applicant/"other displacing entity," as that term is defined under applicable state or
federal law will be responsible for paying the tenant the appropriate level of relocation
assistance.
Contracting Requirements
All Applicants will be required to submit an affirmative action/equal employment opportunity
plan indicating the methods that they will use to encourage the participation of certified Minority
Affordable Housing Funds Policies and Procedures Page 17
75B-82
Business Enterprise/V✓omen Owned Business Enterprise (MBE./VrBEs) in their development
project. City staff will review the plan and competitive bid and selection process to ensure that
required procedures have been followed. City staff will also monitor construction to ensure that
MBE/V✓BEs are participating in the project as indicated in the construction contract.
All work shall be completed by State -licensed contractors which shall have Santa Ana business
licenses. All contracts must comply with competitive bidding requirements. All efforts shall be
made by the private owner or the Borrower to provide equal opportunity for employment without
discrimination as to race, marital status, sex, color, age, religion, national origin, ancestry,
physical disability, AIDS, sexual orientation, or any other protected class, in seeking contractors
and subcontractors.
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75B-83
IV. PRE -LOAN COAUMTMENT
Pre -Loan Commitment
Following the REP Process, Proposal Review, Determination of Reasonable Costs and Financial
Feasibility, and conditional on meeting the other requirements and conditions outlined above, a
pre -loan commitment letter may be drafted by the Housing Division, reviewed and approved by
the Housing Division Manager, the City Attorney's Office, and the Executive Director of
Community Development, before being recommended for approval. The letter shall state the
maximum amount of program funds reserved for the project and list all of the additional
conditions, documents and steps that must be taken by the Borrower prior to loan closing.
After the pre -loan commitment letter has been drafted, staff will prepare a written staff report
recommending a commitment of funds for a proposal and explaining the reasons for the
commitment. The recommendation will be made first by the Housing Division to the
Community Redevelopment and Housing Commission (CRHC) to issue the commitment of
program funds to the project in the form of an award of program funds. If recommended by the
CRHC to City Council, a recommendation will then be made by the Housing Division to the City
Council and/or Housing Authority for final approval of the commitment of program funds by
motion adopted by the affirmative votes of at least two-thirds (2/3) of the members.
If approved by City Council and/or the Housing Authority, a notice of the issuance of the pre -
loan commitment shall be posted publicly, and a copy of such notice shall be published in a
newspaper of general circulation, no later than 21 days after the commitment is issued.
Upon issuance of a pre -loan commitment letter, the Housing Division shall work with the
Developer to secure all of their remaining financing. If the conditions and projections for the
project rent schedule or non -City loans changes or is modified after the pre -loan commitment
letter is issued, a second underwriting and subsidy layering analysis will be conducted by a real
estate advisor.
Conflict of Interest
No person who is an employee, agent, consultant, officer, or elected official or appointed official
of the City who exercises or has exercised any function or responsibility regarding activities
assisted with Program funds or who is in a position to participate in a decision making process or
gain inside information concerning these activities, may obtain a financial interest or benefit
from an activity, or have an interest in any contract, subcontract or agreement with respect
thereto, or the proceeds thereunder, either for themselves or those with whom they have family
or business ties, during their tenure or for one year thereafter.
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75B-84
V. LOAN TERMS AND CLOSING
Loan Terms
Permanent loans that are not grants shall be due and payable in no more than fifty-five (55) years
subject to the terms of the applicable Loan Agreement and recorded Affordability Restrictions.
If a developer requests a shorter term loan, the City would be willing to negotiate. However,
except for certain HOME funded projects, the Affordability Restrictions shall remain in effect
for at least 55 years.
Purchase Option
At the end of the permanent loan tenn, the City may have the option to take title to the property
in accordance with the terms of an option agreement if the owner of the property decides to sell
Interest Rates for Loans
The interest rate shall be set at either
(1) The rate established by the Federal Home Loan Mortgage Corporation for the average
conventional commitment of a fixed rate, thirty-year (30) mortgage, and shall be
compounded annually; or
(2) When necessary to secure investor equity, interest rates of affordable housing projects
that include tax credits or conventional lenders, at 3% simple interest; or
(3) When the City loan is in a subordinate position to a first trust deed capital advance/loan
made under the U.S. Department of Housing and Urban Development (HUD) Section
202 or Section 811 Programs, the interest rate shall not exceed the highest permissible
rate on the applicable HUD Section 202 or Section 811 Program mortgages, under
authority of Chapter 24 of the Code of Federal Regulations (CFR), Subpart 885.410(g);
or
(4) When required to meet federal subsidy layering guidelines, at the Applicable Federal
Rate (that rate established by the Internal Revenue Service pursuant to Section 1274(d)(1)
of the Internal Revenue Code).
Loan Payments
Payments on permanent loans shall be made as follows
(1) Payments of principal and interest shall be made annually to the City in an amount equal
to 50% of project Residual Receipts, if any. Payments shall be applied first to accrued
interest, and then to principal.
(2) The Borrower may elect to prepay the loan prior to the end of the term. However, the
Regulatory Agreement or recorded Affordability Covenants shall remain in full force and
effect for its term regardless of any prepayment.
Affordable Housing Funds Policies and Procedures Page 20
75B-85
(3) If the Borrower violates the terms of the Regulatory Agreement or recorded Affordability
Covenants such that the City declares the loan in default, the entire amount of unpaid
principal plus accrued interest at the rate established at the time of closing shall be due
based on the terms of the agreement.
(4) Unless paid in full earlier, the remaining principal balance of the loan and accrued
interest shall be due and payable at the end of the term of the Promissory Note. Where
necessary to meet requirements of third party investors and with approval of the Housing
Division Manager, the City may allow the remaining principal and accrued but unpaid
interest to be payable only to the extent that the fair market value of the Project exceeds
the principal balance of the existing indebtedness seemed by the property.
Security
The loan shall be secured as follows:
(1) The loan shall be secured by a Deed of Trust and Promissory Note which may be
subordinated to Deeds of Trust securing other Federal, State, City loans, or loans from
conventional financing institutions used in conjunction with the loan on the same
property. The City must approve all requests for subordination.
(2) The loan shall be further secured by a Regulatory Agreement or recorded Affordability
Covenants to assure that Program funds are used to provide long-term affordable rental
housing opportunities for low-, very low-, and extremely low-income households, as
applicable. The Borrower and the City shall execute the Regulatory Agreement or
recorded Affordability Covenants regulating project rents, tenant selection procedures,
use of project income, management and maintenance, transfer of property, and permitted
forms of ownership and use. The Regulatory Agreement or recorded Affordability
Covenants shall be recorded with the Deed of Trust.
Loan Closing Procedures
After the developer has secured all of their remaining non -City financing (e.g. Low -Income
Housing Tax Credits), the Housing Division will prepare draft loan documents following the
Loan Terms above, including a draft Loan Agreement, Promissory Note, Deed of Trust (or other
appropriate security as determined by the Housing Division Manager), and Regulatory
Agreement or recorded Covenants, and submit them to the City Attorney's Office for review and
approval as to form. Requirements for a Regulatory Agreement or recorded Covenants may be
waived in the case of a project which is funded under the HUD Section 202 or Section 811
Program.
After the loan documents have been finalized, a recommendation will be made by the Housing
Division to the CRHC to approve the loan documents. If recommended by the CRHC to City
Council, a recommendation will then be made by the Housing Division to the City Council
and/or Housing Authority for final approval of the loan documents by motion adopted by the
affirmative votes of at least two-thirds (2/3) of the members. Funds may be disbursed following
execution and recording of the Loan Documents by the Borrower and the City Manager, and
compliance with all commitment conditions. Staff shall submit a request for release of funds
required for loan closing to the Executive Director of Finance. The Executive Director of
Finance may then authorize release of loan funds into an escrow account established for the loan
closing with instructions for disbursement.
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75B-86
VL PROJECT MONITORING AND REPORTING
The Housing Division shall monitor the project during rehabilitation or construction as needed
for compliance with any loan documents and applicable City, State and/or Federal regulations.
The Housing Division shall request notification of the final inspection and final construction
release from the primary lender, and shall review management practices and reporting
procedures with the borrower and project management agent at that time for full compliance with
Program requirements. A copy of the Notice of Completion for the project shall be submitted to
the Housing Division at the time the Notice is recorded.
Borrowers shall be required to certify annually that they have complied with affirmative
marketing and tenant selection procedures, and shall submit an annual report to the Housing
Division in the form specified by the Division. The Housing Division shall monitor compliance
with any Regulatory Agreement or recorded Affordability Covenants, the loan documents, and
applicable City, State and/or Federal regulations on an annual basis. Additional details regarding
the monitoring process will be included as part of the final Loan Documents.
Fair Housing and Equal Opportunity
Borrower shall post notices stating that a housing project is subject to Fair Housing and Equal
Employment Opportunity requirements of 24 CFR 92.350 and 351 at each project site.
Establishment and Use of Reserve Funds
Upon completion of project construction, the borrower will be required to capitalize a reserve
fund in an amount determined by the City and make annual contributions to the fund. The
reserve fund can be used for expenditures related to necessary structural and equipment
replacements and improvements of a capital nature, and is not intended to be used for ordinary
maintenance items.
Annual Reporting by the Housing Division
On a quarterly basis, the Housing Division shall prepare a report to the CRHC for its review and
recommendation for City Council approval. The quarterly report shall include details on at least
the following items:
(1) Loan Activity;
(2) Loan Portfolio Management and Monitoring;
(3) Proposals that were submitted during the previous quarter under the RFP Process but
were not recommended for approval by a Review Panel;
(4) Affordable Housing Projects under Development; and
(5) Available Funds for Affordable Housing Development Projects.
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VII. FUNDING SOURCES
Low and Moderate Income Housing Asset Fund
(Housing Successor Agencv Fund)
Source of Funds
Funding sources for this program are generated from proceeds from the sale of former
Redevelopment Agency housing assets, residual receipts from former Redevelopment Agency
assets (i.e. loans), as well as a portion of the loan repayments from the former Redevelopment
Agency to the City. Sources are set aside for the purpose of increasing, improving and preserving
the community's supply of low and moderate income housing as stipulated by California Health
and Safety Code Section 34176. (Further information on grant terms provided in Section III).
This fund includes land assets owned by the Housing Authority acting as the Housing Successor
Agency that must be developed for affordable housing or sold at or above fair market value to
increase the Low and Moderate Income Housing Asset Fund.
Eligible Borrowers/Grantees
Eligible borrowers are nonprofit Housing Development Corporations (HDC's) duly organized to
promote and undertake community development activities on a not -for -profit basis, or for -profit
housing developers or development corporations, with proven capacities to develop, own, and
operate affordable housing. Limited partnerships whose general partners are otherwise eligible
under the above are also eligible to borrow Program funds.
Eligible Projects
All new construction projects shall be affordable to households whose income, as adjusted for
household size, does not exceed 80% of area median income.
Eligible acquisition and/or rehabilitation projects will
(1) have four or more apartments or be congregate housing or mobile home units, except
where the Housing Division Manager finds that the project will provide a substantial
public benefit;
(2) be in need of rehabilitation as defined herein;
(3) be located in the City of Santa Ana;
(4) be free from significant adverse environmental conditions, except those that can be
mitigated at a reasonable cost through rehabilitation; and,
(5) minimize tenant displacement.
Eligible Uses and Activities
Program funds can be used to make loans or grants to eligible borrowers who will provide
affordable housing, principally for low- and moderate -income households. Eligible uses of
deferred payment loan funds or grants include, but are not limited to, the following:
(1) acquisition and/or rehabilitation of eligible properties for rental or transitional
housing;
Affordable Housing Funds Policies and Procedures Page 23
(2) acquisition and conversion of non-residential property to multifamily rental housing
units; and
(3) new construction of housing units for rental or transitional housing.
Affordability Requirements
As required by State law, all projects shall be targeted to households earning 80% or less of the
area median income, based on the State of California Housing and Community Development
income and rent limits. State law also requires that at least thirty percent (30%) shall be
expended for rental housing affordable to and occupied by "low-income" households does not
exceed thirty percent (30%) of the area median income and no more than twenty percent (20%)
affordable to and occupied by households between 60% of the area median income and 80% of
the area median income.
Units are considered affordable when the rent, less a deduction for a utility allowance, for a
'-very low-income" household does not exceed thirty percent (30%) of 50% of the area median
income, for a "low-income" household does not exceed thirty percent (30°/n) of 60% of the area
median income.
Very low-income households are households whose incomes do not exceed 50% of the area
median income. Low-income households are households whose income does not exceed 80% of
the area median income. The area median income as referenced above is the Orange County
area median income figure, adjusted for household size, as published by the California
Department of Housing and Community Development (HCD) from time to time.
Security
The loan or grant shall be secured by a Deed of Trust and Promissory Note which may be
subordinated to deeds of trust securing other Federal, State, or City loans, or loans from
conventional financing institutions used in conjunction with the Low and Moderate Income
Housing Asset Fund loan on the same property. The City must obtain written commitments to
protect the City's investment in the event of a default. The City must approve all requests for
subordination.
The loan or grant shall be further secured by recorded Affordability Covenants and Restrictions,
running with the land, to assure that Program funds are used to provide long-term affordable
rental housing opportunities for low- and moderate -income households. The Borrower and the
City shall execute and record Affordability Covenants and Restrictions regulating project rents,
tenant selection procedures, use of project income, management and maintenance, transfer of
property, and permitted forms of ownership and use, including a prohibition on conversion of the
project to condominium or stock cooperative ownership for the term of the recorded
Affordability Covenants and Restrictions. The recorded Affordability Covenants and
Restrictions shall provide for the longest feasible time. Notwithstanding the above, the
Affordability Covenants and Restrictions would in no event, be shorter than any other term of a
Regulatory Agreement or Covenant recorded concurrently with the City's Covenants and
Restrictions. The Affordability Covenants and Restrictions shall be recorded with the Deed of
Trust.
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In some circumstances, these Affordability Covenants and Restrictions may be subordinated by
the City, pursuant to Section 33334.14 of California Health and Safety Code, to liens,
encumbrances, or regulatory agreements of other federal or state agencies or lenders providing
financing for the project, subject to assurances by senior lenders that the City's lien rights will be
protected.
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Inclusionary Housing Fund
Source of Funds
Funding for this program is provided using revenues generated through in -lieu fees from the City
of Santa Ana Housing Opportunity Ordinance (revised and adopted by City Council in October
2015).
Eligible Borrowers/Grantees
Eligible borrowers are nonprofit Housing Development Corporations (HDC's) duly organized to
promote and undertake community development activities on a not -for -profit basis, and which
have a valid 501(c)(3) or (4) designation from the IRS, or for -profit housing developers or
development corporations, with proven capacities to develop, own, and operate affordable
housing. Limited partnerships whose general partners are otherwise eligible under the above are
also eligible to borrow Program funds.
Eligible Proiects
Funds can be used to increase and improve the supply of housing affordable to moderate 120%
AMI, low (80% AMP, very -low (50% AMD and extremely -low —income (30% AMq
households in the City.
Eligible rehabilitation projects will:
(1) be in need of rehabilitation as defined herein;
(2) be located in the City of Santa Ana;
(3) be free from significant adverse environmental impacts, except those that can be
mitigated through rehabilitation; and
(4) avoid permanent involuntary tenant displacement to the greatest degree feasible in
order to carry out the program.
Eligible projects which involve new constmction or conversion of an existing non-residential use
will conform to items (2), (3), and (4) above.
Eligible Uses and Activities
Funds can be used to make loans to eligible borrowers to provide affordable housing, for
moderate (120% AM➢, low (80% AMU), very -low (50% AMII and extremelv-low income (30%
AMD households'--- __a - ---• '---- �'a,., including, but not limited to, the
following:
1_ae"isition Acquisition and rehabilitation of eligible rental properties. Existing rental
units may be acquired, substantially rehabilitated and then income and affordability
covenants can be recorded on the units for rental or ownership.
a. Defined as rehabilitation of a dwelling unit that has substantial building and Formatted
other code violations such that the unit is returned to the Citv's housing
supply as decent, safe and sanitary affordable housing. The housing roust
comply with all local building and zoning codes and standards, including
energv efficiencv and water conservation standards, and meet housing qualitv
Affordable Housing Funds Policies and Procedures
Page 26
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standards in Section 882 of Title 24.
4-.2.Purchase and rehabilitation of homes with code -related issues for sale to low- and
moderate -income buvers:
housing projects and activities.
2-5_Aacquisition and conversion of non-residential (e.g. commercial) property to
multifamily rental housing units;
-5,6_Hhomeless services programs;
6-.7_Ssecmity deposit assistance programs;
-7-.8.thnmigrant-focused housing programs,-aad services and activities for non-U.S.
citizens;
417€oreclosure and eviction prevention programs, services and activities.d
9. .
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HOME Investment Partnerships Program
Source of Funds
Funding for this Program is provided through the U.S. Department of Housing and Urban
Development (HUD) HOME Program (including program income and residual receipts), and
therefore is subject to the federal mles and regulations found in 24 CFR Part 92, as amended
from time to time.
Eligible Borrowers/Grantees
Eligible borrowers are nonprofit Housing Development Corporations (HDC's) duty organized to
promote and undertake community development activities on a not -for -profit basis, and which
have a valid 501(c)(3) or (4) designation from the IRS, or for -profit housing developers or
development corporations, with proven capacities to develop, own, and operate affordable
housing. Limited partnerships whose general partners are otherwise eligible under the above me
also eligible to borrow Program funds.
Eligible Projects
Projects eligible for HOME funding shall:
(1) be rental projects located in the City of Santa Ana;
(2) contribute to the achievement of the City's Strategic Plan and fair housing goals;
(3) involve 4 or more apartments which will be rented to eligible lower income
households at rents that do not exceed rents as defined by 24 CFR 92.252, as
amended from time to time. Projects serving persons with special needs, or where the
City Manager finds that the project will provide a substantial public benefit, may have
fewer than four units. Transitional or permanent supportive housing may be provided
(but not temporary shelters).
Affordable Housing Funds Policies and Procedures Page 28
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(4) have at least 20% of the HOME -assisted units rented to very low-income families
(50% of median income) under the terms and conditions set forth in 24 CFR 92.252
(2)(b);
(5) demonstrate financial feasibility -- including the ability to maintain rents for the
subsidized units at affordable levels for the periods specified in 24 CFR 92252;
(6) be free of significant adverse environmental impacts, except those that can be
mitigated through the project itself,
(7) minimize tenant displacement;
(8) comply with all local building and zoning codes and standards, including energy
efficiency and water conservation standards, and meet housing quality standards in
Section 882.109 of Title 24. Newly constructed housing must meet the current
edition Model Energy Code of the Council of American Building Officials;
(9) make efficient use of public funds and avoid "layering" of subsidies beyond those
necessary to achieve a financially feasible project; and,
(10) have at least 51% of the project space be residential, if in a mixed use project.
Eligible Uses and Activities
HOME funds may only be used to finance new construction or acquisition and/or rehabilitation
of rental housing which is affordable to very low and low-income households as defined by 24
CFR 922. Fifteen percent (15%) of the annual HOME fund allocation shall be set aside for
certified Community Housing Development Organizations (CHDO's).
New construction costs eligible for HOME funding shall be as specified in 24 CFR Part 92,
including:
1. site acquisition;
2. site preparation costs (grading, filling, etc.);
3. financing costs as described in 24 CFR 92206;
4. architectural, engineering, and other related soft costs;
5. the cost of extending or upgrading utilities to the site to support the proposed project;
6. construction costs;
7. relocation costs; and,
8. affirmative marketing and audit costs related to HOME program requirements.
Rehabilitation costs eligible for HOME funding include:
9. project acquisition with or without rehabilitation;
10. financing costs, as described in 24 CFR 92.206;
11. architectural, engineering, or other design costs;
12. utility upgrade or extension costs;
13. costs associated with demolition (where necessary) only if rehabilitation is
commenced within 12 months of demolition;
14. construction costs;
15. project audit costs; and,
16. affirmative marketing costs.
Ineligible Uses and Activities
The following costs are not eligible for HOME funding:
Affordable Housing Funds Policies and Procedures Page 29
75B-94
1. project reserve accounts for replacement or operating reserves, and operating
subsidies;
2. payment of impact fees;
3. land banking;
4. emergency repair or weatherization programs;
5. commercial properties;
6. temporary shelters; or
7. project -based rental assistance.
Affordability Rea uirements
HUD provides the following maximum HOME rent limits. The maximum HOME rents are the
lesser of.
1. The fair market rent for existing housing for comparable units in the area as established
by HUD; or
2. A rent that does not exceed 30 percent of the adjusted income of a family whose annual
income equals 65 percent of the median income for the area, as determined by HUD, with
adjustments for number of bedrooms in the unit. The HOME rent limits provided by
HUD will include average occupancy permit and adjusted income assumptions.
In rental projects with five or more HOME -assisted rental units, twenty (20) percent of the
HOME -assisted units must be occupied by very low-income families and meet one of following
rent requirements:
1. The rent does not exceed 30 percent of the annual income of a family whose income
equals 50 percent of the median income for the area, as determined by HUD, with
adjustments for smaller and larger families. HUD provides the HOME rent limits which
include average occupancy permit and adjusted income assumptions. However, if the
rent determined under this paragraph is higher than the applicable rent under 24 CFR
92252(a), then the maximum rent for units under this paragraph is that calculated under
24 CFR 92.252(a).
2. The rent does not exceed 30 percent of the family's adjusted income. If the unit receives
Federal or State project -based rental subsidy and the very low-income family pays as a
contribution toward rent not more than 30 percent of the famdy's adjusted income, then
the maximum rent (i.e., tenant contribution plus project -based rental subsidy) is the rent
allowable under the Federal or State project -based rental subsidy program.
To ensure that HOME investments yield affordable housing over the long term, HOME imposes
rent and occupancy requirements over the length of an affordability period. For homebuyer and
rental projects, the length of the affordability period depends on the amount of HOME assistance
to the project or buyer, and the nature of the activity funded.
Table 1-1: Determining the HOME Period of Affordability:
HOME Assistance er Unit or Buyer
Length of the Affordabili Period
Less than $15'000
5 years
$15,000 - $40,000
10 years
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More than $40,000
15 Years
New construction of rental housing
20 years
Refinancing of rental housing
15 years
Throughout the affordability period, income -eligible households must occupy the HOME -
assisted housing. When units become vacant during the affordability period, subsequent tenants
must be income eligible and must be charged the applicable HOME rent.
Other Requirements
Minimum Loan: All HOME investments must total not less than $1,000 multiplied by the
number of HOME -assisted units in the project.
Maximum Loan: The maximum amount of subsidy per unit shall not exceed the maximum
allowed by HUD under the HOME program (24 CFR 92.250), or that provided for under Section
IV, Loan Terms, of these Policies and Procedures, whichever is less. The City will avoid
unnecessary layering of subsidies from different federal, state and local programs and seek to
maximize the benefit to target households from the investment of HOME funds in a project. The
Housing Division will use HUD's Cost Allocation Tool to identify the maximum subsidy per
unit for each project.
Property Standards: Housing that is assisted with HOME funds must meet, at a minimum, the
City's Property Standards, including all applicable local, State and Federal codes and
regulations. Newly constructed housing must also meet the current edition of the Model Energy
Code published by the Council of American Building Officials. Substantially rehabilitated
housing must meet the cost-effective energy conservation and effectiveness standards in 24 CFR
39.
Labor Standards/Construction Contracts: Any contract for construction (whether it is for
rehabilitation or for new construction) of affordable housing with 12 or more units assisted with
HOME funds must contain a provision requiring that not less than the prevailing wages paid in
the locality, as determined by the Secretary of Labor pursuant to the Davis -Bacon Act, will be
paid to all laborers and mechanics employed in the development of the project. Contractors and
subcontractors must comply with regulations issued under this Act and pertaining to labor
standards and HUD Handbook 1344.1. These provisions apply whether HOME funds are used
for construction or non -construction costs.
Lead -based Paint: Housing assisted with HOME funds constitutes HUD -associated housing for
the purpose of the Lead -Based Paint Poisoning Prevention Act and the Lead Safe Housing Rule,
and is therefore subject to 24 CFR Part 35. Unless otherwise provided, borrowers are
responsible for testing and abatement.
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Community Development Block Grant Program
Source of Funds
Funding for this program is provided through the U.S. Department of Housing and Urban
Development (HUD) Community Development Block Grant (CDBG) program (including
program income and residual receipts), and therefore is subject to the federal rules and
regulations found in 24 CFR Part 570, as amended from time to time.
EBgible Borrowers/Grantees
Eligible borrowers are community -based nonprofit housing development corporations (CBDO's)
duly organized or with capacity to promote and undertake community development activities m
a not -for -profit basis, with proven capacity to develop, own and operate affordable housing,
within a neighborhood identified in the Community Development plan (Annual Action Plan).
Such organizations are defined in CDBG regulations (24 CFR 570204(a)(2)(c)(1)). Nonprofit
Housing Development Corporations (HDC's) and social service agencies with proven capacity to
develop, own, and operate affordable housing, and limited partnerships whose general partner(s)
is otherwise eligible under the above provisions, are also eligible to borrow Program funds if the
nonprofit partner is the managing general partner throughout the term of the loan and will
receive at least 51% of the developer fee. Nonprofit corporations must have a valid 501(c)(3) or
(4) designation from the Internal Revenue Service.
Eligible Projects
Eligible projects will: (1) have four or more apartment units or fewer than four units in the case
of congregate housing, mobile home units or where the Housing Division Manager finds that the
project will provide a substantial public benefit; (2) if new construction, have 51% of the units
occupied by low income tenants; (3) be free from significant adverse environmental impacts,
except those that can be mitigated; and, (4) avoid permanent involuntary tenant displacement to
the greatest degree feasible in order to carry out the program. Transitional or permanent
supportive housing may be provided. Rents of assisted units shall be affordable to households
whose incomes do not exceed 80% of the area median income.
Eligible Uses and Activities
Funds can be used to make loans to eligible borrowers to provide affordable housing, principally
for low and moderate income households, including, but not limited to:
(1) acquisition and/or rehabilitation of eligible rental properties;
(2) new construction of rental or limited equity cooperative housing by a CBDO is
eligible, provided the construction activity is carried out as part of a neighborhood
revitalization, community economic development or energy conservation project.
New housing constmction carried out by an eligible CBDO must be part of a larger
effort to revitalize the neighborhood (i.e., a plan for the community's revitalization
efforts based on a comprehensive plan, not just for the sake of the CDBG project);
Affordable Housing Funds Policies and Procedures Page 32
75B-97
Ineligible Uses and Activities
Funds may not be used for the following activities:
1. the construction of new rental housing or for any program to subsidize or assist such
housing, except when carried out by a CBDO, provided the construction activity is
carried out as part of a neighborhood revitalization, community economic development or
energy conservation project,
2. to provide income payments for rent or utilities, except in emergency situations for a
period not longer than three months; or,
3. to assist rental housing properties if less than 51 % of the units will be occupied by low
and moderate income households.
Compliance with Federal and Local Regulations
All projects must comply with all applicable federal requirements contained in 24 CFR Part 570
Subpart K, including, but not limited to, standards of financial management, environmental
review, labor and wage requirements, debarred contractors, lead -based paint and equal
opportunity. Borrowers should note:
Contract Requirements: All work shall be completed by licensed contractors. All contracts must
comply with competitive bidding requirements.
Labor Standards: A project with eight or more residential units must comply with the Federal
Labor Standards, including the Davis -Bacon Act requirements, as promulgated by HUD, and set
forth in 24 CFR Part 570, Subpart K in the performance of the rehabilitation or construction
work tmanced by the loan. Contracts over $10,000 must comply with Equal Opportunity
Affirmative Action requirements of Section 3 of the Housing Urban Development Act of 1968.
All efforts shall be made to provide equal opportunity for employment without discrimination as
to race, marital status, sex, color, age, religion, national origin or ancestry, and to seek out
qualified local tradespeople for contracting and subcontracting bids.
Lead -based Paint: Housing assisted with CDBG funds constitutes HUD -associated housing for
the purpose of the Lead -Based Paint Poisoning Prevention Act and the Lead Safe Housing Rule,
and is therefore subject to 24 CFR Part 35. Unless otherwise provided, borrowers are
responsible for testing and abatement.
Accessibility: All projects must comply with the federal Section 504 Disabled Accessibility
regulations contained in Sections 822 and 8.23 of Subpart C, 24 CFR Part 8.
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Project -Based Voucher Program
Source of Funds
Project -based vouchers are a component of a public housing authority's (PHA) Housing Choice
Voucher Program. Funding for project -based vouchers comes from funds already obligated by
the U.S. Department of Housing and Urban Development to a PHA under its Annual
Contributions Contract. A PHA can attach up to 20 percent of its Annual Contributions Contract
to specific housing units if the owner agrees to either rehabilitate or construct the units, or the
owner agrees to set -aside a portion of the units in an existing development. The PHA can use up
to 20 percent of its housing choice vouchers for project -based vouchers.
Eligible Borrowers
Eligible borrowers are nonprofit Housing Development Corporations (HDC's) duly organized to
promote and undertake community development activities on a not -for -profit basis, or for -profit
housing developers or development corporations, with proven capacities to develop, own, and
operate affordable housing. Limited partnerships whose general partners are otherwise eligible
under the above are also eligible to borrow Program funds.
Eligible Proiects
Eligible projects include acquisition, rehabilitation, or new construction of rental housing
projects which:
1. The PHA may attach PB V assistance for units in existing housing or for newly
constructed or rehabilitated housing developed under and in accordance with an
Agreement.
a. Existing housingA housing unit is considered an existing unit for purposes of
the PBV program, if at the time of notice of PHA selection the units substantially
comply with HQS.
i. Units for which rehabilitation or new construction began after owner's
proposal submission but prior to execution of the Agreement to Enter into
a Housing Assistance Payments Contract do not subsequently qualify as
existing housing.
ii. Units that were newly constructed or rehabilitated in violation of program
requirements also do not qualify as existing housing.
Eligible Uses and Activities
Program funds can be used to enter into an Agreement with eligible borrowers who will provide
affordable housing, principally for low and moderate income households. Eligible uses of
Project -Based Voucher funds include, but are not limited to, the following:
(1) acquisition and/or rehabilitation of eligible rental properties;
(2) acquisition and conversion of nonresidential property to multifamily rental housing
units; and
(3) new construction of rental housing units.
Affordability Requirements
All units assisted under this program shall be affordable to households with incomes that do not
exceed 30% of median income.
Affordable Housing Funds Policies and Procedures Page 34
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Compliance with Federal and Local Regulations
All projects must comply with all applicable federal requirements contained in 24 CFR 982,
including, but not limited to, environmental review, labor and wage requirements, debarred
contractors, lead -based paint and equal opportunity. Borrowers should note:
Contract Requirements: All work shall be completed by licensed contractors. All contracts must
comply with competitive bidding requirements.
Labor Standards: A project with nine or more residential units must comply with the Federal
Labor Standards, including the Davis -Bacon Act requirements, as promulgated by HUD, and set
forth in 24 CFR Part 570, Subpart K in the performance of the rehabilitation or construction
work financed by the loan. Contracts over $10,000 must comply with Equal Opportunity
Affirmative Action requirements of Section 3 of the Housing Urban Development Act of 1968.
All efforts shall be made to provide equal opportunity for employment without discrimination as
to race, marital status, sex, color, age, religion, national origin or ancestry, and to seek out
qualified local tradespeople for contracting and subcontracting bids.
Lead -based Paint: Housing assisted with PBV funds constitutes HUD -associated housing for
the propose of the Lead -Based Paint Poisoning Prevention Act and the Lead Safe Housing Rule,
and is therefore subject to 24 CFR Part 35. Unless otherwise provided, borrowers are
responsible for testing and abatement.
Accessibility: All projects must comply with the federal Section 504 Disabled Accessibility
regulations contained in Sections 8.22 and 8.23 of Subpart C, 24 CFR Part 8.
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