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HomeMy WebLinkAboutItem 13 - Quarterly Report for Housing Division Community Development Agency www.santa-ana.org/cd Item # 13 City of Santa Ana 20 Civic Center Plaza, Santa Ana, CA 92701 Staff Report February 2, 2021 TOPIC: Quarterly Report for Housing Division AGENDA TITLE: Receive and file Quarterly Report for Housing Division Projects and Activities for October 2020 – December 2020 RECOMMENDED ACTION Receive and file the Quarterly Report for Housing Division Projects and Activities for the period of October 2020 - December 2020. DISCUSSION This report for the quarter ending on December 31, 2020 provides statistics for all of the affordable housing projects and activities for the Housing Division. The report is divided into four sections: Loan Activity, Loan Portfolio Management and Monitoring, Affordable Housing Funds and Commitments, and Development Projects. Loan Activity Applications The Housing Division offers several different programs including down payment assistance for first-time homebuyers and rehabilitation loans for mobile homes, single- family, multi-family, and historic homes. Inquiries are received from the public and applications are mailed out, received and approved for these programs on a continual basis. Table 1 shows the number of inquiries, applications sent out, received and approved by type for the quarter and for the total fiscal year. Quarterly Report for Housing Division February 2, 2021 Page 2 3 8 8 Table 1: Applications Sent Out, Received & Approved Inquiries Applications Sent Out Applications Received Applications ApprovedProgram Q2 Total FY Q2 Total FY Q2 Total FY Q2 Total FY Single-Family Rehabilitation 7 24 5 22 0 0 0 0 Mobile Home Rehabilitation 2 14 1 13 0 0 0 0 Multi-Family Rehabilitation 0 0 0 0 0 0 0 0 Historic Home Restoration 1 1 1 1 0 0 0 0 Homeownership / DPAP 12 26 8 20 2 5 2 3 Loan Subordinations 0 1 0 1 4 12 4 12 The number of applications received is typically lower than the number of applications sent out in any given period due to the stringent program guidelines for eligibility regulated by the federal government, which makes it difficult for most applicants to qualify. Due to the coronavirus (COVID-19), application processing for the Single-Family and Mobile Home Rehabilitation Program continue to be on hold during the second quarter. There are currently nine (9) applications for the Single-Family Rehabilitation Program and four (4) applications for the Mobile Home Rehabilitation Program on hold. Due to a reporting issue during the first quarter, the number of inquiries and applications sent out appear higher in the first quarter than the actual numbers in the second quarter. The year to date data for the second quarter have been corrected to reflect the actual numbers from the first quarter. Homeowners who have second liens with the City of Santa Ana have been interested in refinancing their first lien mortgage to take advantage of the low interest rates. When the first lien is refinanced, it is necessary for the City to subordinate its second lien. During the second quarter, four (4) requests for subordination were received, approved and processed. Rehabilitation Loan Underwriting and Approval Progress During this quarter, no mobile home rehabilitation loans were funded due to the program being on hold. Rehabilitation Program Construction Progress Homeowners receiving rehabilitation loans are guided through an open selection of contractors to complete the work on their homes. Each homeowner is given a list of contractors that have been screened by staff for license and insurance requirements. However, homeowners are allowed to select any contractor that meets these same requirements. Staff assists the homeowners with the evaluation of bids and selection of Quarterly Report for Housing Division February 2, 2021 Page 3 3 8 8 a contractor. Staff also monitors the construction work, approves payments to contractors, and tracks expenditures to ensure compliance with the loan agreement and program guidelines. During this quarter, construction on two (2) mobile homes was completed. Down Payment Assistance Loan Program (DPAP) Progress For the Down Payment Assistance Loan Program, staff evaluates applicant eligibility and oversees underwriting to ensure compliance with program guidelines and requirements established by the U.S. Department of Housing and Urban Development (HUD). During this quarter, staff conducted two (2) down payment assistance virtual workshops via Zoom with 25 attendees. Two (2) down payment assistance loans closed escrow. Two (2) down payment assistance applications were received and two (2) applications were approved. Loan Portfolio Management & Monitoring The Housing Division is responsible for managing the residential loan portfolio which includes all of the loans entered into by the City and Housing Authority acting as the Housing Successor Agency. As of the end of the second quarter, the principal balance was $136,459,381. This is comprised of 364 loans of which 341 are deferred or residual receipt payment loans. As shown in Table 2, the loan portfolio generated $38,129 in payments of principal and interest during the first quarter. The amount of residual receipts payments changes every quarter. Table 2: Portfolio Revenue Funding Source HOME CDBG Redevelopme nt NSP CalHOME Loan Payoffs $70,908 $0 $13,769 $35,640 $0 Residual Receipts Payments $48,819 $0 $0 $0 $0 Amortized Loan Payments $3,290 $6,811 $18,028 $0 $10,000 Total for Q3 $123,017 $6,811 $31,797 $35,640 $10,000 Monitoring As part of the requirements for these funds, staff must monitor the owner-occupancy of single-family homes that have received loans, and the building code compliance of units in rental projects with long-term affordability covenants. During this quarter, 37 owner- occupancy recertification letters were mailed and 31 were returned and processed. This number includes letters sent from previous months. On-site compliance monitoring of the tenant files was not conducted this quarter due to COVID-19. The U.S. Department of Housing and Urban Development (HUD) has temporarily waived the requirement for ongoing periodic inspections of HOME-assisted rental housing through September 30, 2021. Quarterly Report for Housing Division February 2, 2021 Page 4 3 8 8 Available Funds and Land Assets for Affordable Housing Development Projects The City of Santa Ana and the Housing Authority acting as the Housing Successor Agency manages multiple sources of local, state and federal funds to promote and facilitate the development of affordable housing as well as land assets held by the Housing Authority. Exhibit 1 provides a summary of the funds available as of December 31, 2021. Exhibit 2 provides a summary of available land assets. Housing Opportunity Ordinance On-Site Development: Since 2011, a total of 33 units have been developed on-site as a result of the Ordinance, including 23 ownership units for-sale and 10 rental units: Units Built On-Site Ownership Rental Total 23 10 33 Regulatory agreements have been signed with two market rate developments that will build 30 additional rental units on-site affordable to very-low income households. In-Lieu Fees Generated: All in-lieu fees, penalties and other monies collected pursuant to the Housing Opportunity Ordinance, including interest, are deposited into the Inclusionary Housing Fund. Since inception, the Inclusionary Housing Fund has generated $21,510,125 to be used for the development of housing affordable to low- and moderate-income households, with a reasonable amount spent on administrative or related expenses associated with the administration of the Housing Opportunity Ordinance. These fees were generated from a total of 13 projects that opted to pay the in-lieu fee instead of building units on-site. If those 13 projects had instead built the inclusionary housing units on-site, a total of 500 affordable housing units would have been created. In-lieu fees generated have been used to develop new affordable housing opportunities, provide emergency shelter, and create homeownership opportunities. Below is a summary of how in-lieu fees have been used by the City: Project Inclusionary Housing Funds Spent # of Units Address Santa Ana Arts Collective $4,775,000 57 1666 N. Main Street Tiny Tim Plaza $1,300,000 50 2239 West 5th Street The Link Interim Emergency Shelter $4,140,295 N/A 2320 S Redhill Avenue TOTAL $10,215,295 107 Quarterly Report for Housing Division February 2, 2021 Page 5 3 8 8 Project Inclusionary Housing Funds Committed # of Units Address Legacy Square $3,170,547 92 609 North Spurgeon Street Habitat for Humanity “Lacy & Vance”$231,494 2 416 Vance Street & 826 N. Lacy Street Westview House $1,514,113 84 2530 and 2534 Westminster Avenue WISE Place Steps to Independence Public Service Program $90,000 N/A N/A Down Payment Assistance $280,000 N/A N/A TOTAL $5,286,154 178 Affordable Housing Development Projects There is one (1) affordable housing development under construction and six (6) affordable housing projects in pre-development. Below are brief summaries for two (2) recently completed projects and the seven (7) projects under construction / pre-development. Exhibit 3 provides a development timeline for the larger development projects. Projects Completed Casa Querencia - formerly Aqua Housing (317 E. 17th Street) Developer Community Development Partners with Mercy House as the service provider Description Acquisition, demolition and new construction of a former motel yielding 56 units of affordable permanent supportive housing with wrap-around supportive services for chronically homeless individuals and one (1) manager’s unit. 28 of the 56 units will be funded by MHSA/SNHP funds from the County of Orange. City Funds Fifty-six (56) Project-Based Vouchers (PBVs) Update Construction is 100% complete and achieved final building sign-off on December 31, 2020. The first residents will begin moving into the property on January 12, 2021. The project was rebranded from Aqua Housing to Casa Querencia. Quarterly Report for Housing Division February 2, 2021 Page 6 3 8 8 Santa Ana Arts Collective (1666 N. Main Street) Developer Meta Housing Corporation Description Acquisition, adaptive reuse and new construction project comprised of 57 affordable rental units designated for professional artists of all disciplines, and one (1) manager’s unit. Permanent supportive housing for 15 units will be funded by MHSA/SNHP funds from the County of Orange. City Funds Inclusionary Housing ($4,775,000), HOME Investment Partnership Program (HOME) ($2,627,631), Community Development Block Grant (CDBG) ($500,000) Update The project received its certificate of occupancy on June 24, 2020. The building is now fully leased. Projects under Construction La Placita Cinco – formerly Tiny Tim Plaza (2239 West 5th Street) Developer Community Development Partners Description New construction of an affordable multifamily apartment complex consisting of 50 units of rental housing serving very-low and extremely- low income families, and one (1) manager’s unit. City Funds Inclusionary Housing ($1,300,000), Housing Successor Agency ($4,700,000) Update The project is currently under construction, at 86% complete. The retail renovations are also under construction. Marketing and lease-up have begun, with the city's approval of Santa Ana live/work preference requirements in the leasing process. All units are anticipated to be filled through the Santa Ana live/work preference. Three press releases have been sent out to Santa Ana residents to apply for residency. The project anticipates completion and occupancy at the end of January 2021. Projects in Pre-Development Crossroads at Washington (1126 and 1146 E. Washington Avenue) Developer Related Companies of California with A Community of Friends (ACOF) as co-developer and lead service provider Description New construction of a 100% affordable multifamily apartment complex consisting of 85 units of rental housing and one (1) manager’s unit. All units will be affordable to households earning less than 30% AMI of which 43 units will be set-aside for permanent supportive housing. City Funds HOME Investment Partnerships Program ($3,007,489), Neighborhood Stabilization Program ($963,951), sixty-five (65) year ground lease agreement for 1126 and 1146 E. Washington Avenue (Appraised Value as of September 22, 2019: $4,108,136) Quarterly Report for Housing Division February 2, 2021 Page 7 3 8 8 Update The Project was awarded FCAA Tax Credits on October 14, 2020 and reserved those credits on November 3, 2020. The Project pursued additional environmental assessments based on the conditions of the sites (City and County parcels) identified in the Phase I Environmental Site Assessment and the Phase II Environmental Site Assessment. Subsequent to those investigations, the Developer prepared and conducted additional assessment under the Site Assessment Work Plan with voluntary environmental oversight supervision from the Orange County Heath Care Agency (OCHCA). Following to the latest investigations in September 2020, OCHCA determined that the contamination warrants involvement of the California Department of Toxic Substances Control (DTSC). OCHCA terminated its voluntary oversight and requested a transfer of oversight with DTSC. Additional assessment is required to determine the extent of contamination and scope of future remediation activities. The Developer is working with County and City staff to engage DTSC for voluntary oversight and pursuing additional funding. Additional changes to the project timeline are anticipated. FX Residences (801, 809, 809 ½ East Santa Ana Boulevard) Developer HomeAid Orange County, Inc. with Mercy House as the service provider Description New construction of an affordable multifamily apartment complex consisting of 16 units of permanent supportive housing, and one (1) manager’s unit. City Funds Housing Successor Agency ($1,069,947), three (3) PBVs, 99-year ground lease agreement for 801 E. Santa Ana Blvd. (Appraised Value as of Oct 25, 2018: $788,000) [The 3 PBVs were changed from HUD- VASH to non-HUD-VASH] Update HomeAid Orange County has formally requested for one additional project-based voucher from the Santa Ana Housing Authority for a unit that had been lost due to an Article 34 conflict between other funding sources. The Housing Authority is currently reviewing the request. Habitat for Humanity (416 Vance Street & 826 N. Lacy Street) Developer Habitat for Humanity of Orange County Description New construction of two single-family detached homes for homeownership serving households up to 120% AMI. City Funds Inclusionary Housing ($231,494) and 99-year ground lease agreement for 416 Vance Street and 826 N. Lacy Street (Appraised Value as of Oct 25, 2018: $578,000) Quarterly Report for Housing Division February 2, 2021 Page 8 3 8 8 Update The developer has completed discussions with the Historic French Park Committee. The Neighborhood Review Application was submitted to city staff and corrections are being addressed. Site Plan Review will be submitted in January 2021. Developer is awaiting final documentation from Southern California Edison regarding the abandonment of the easement that currently exists between the two (2) parcels. The Ground Lease Agreement and Inclusionary Grant Documents were approved by City Council on November 17, 2020, and have been recorded. Legacy Square (609 North Spurgeon Street) Developer National Community Renaissance with Mercy House as the service provider Description New construction of a 100% affordable multifamily apartment complex consisting of 92 units of rental housing and one (1) manager’s unit. All units will be affordable to households earning less than 60% AMI of which 33 units will be set-aside for permanent supportive housing. City Funds Inclusionary Housing ($3,170,547) and eight (8) PBVs [The 8 PBVs were changed from HUD-VASH to non-HUD-VASH] Update On December 15, 2020, City Council approved the developer’s $3,170,547 Loan Agreement and subordination agreement with Bank of America as the Senior Lender. Subsequently, the COVID-19 Omnibus Relief Bill included a provision to create a permanent minimum 4% low-income housing tax credit rate that allows the developer to generate more tax credit equity. The developer has revised their closing deadline based on this legislative change and is expected to decline the City’s $3,170,547 in funding. North Harbor Village (1108 N. Harbor) Developer Jamboree Housing Corporation Description Acquisition and rehabilitation of a former motel yielding 89 units of permanent supportive housing. City Funds Eight-nine (89) PBVs and CDBG ($1,687,047) [The 89 PBVs were changed to 34 HUD-VASH PBVs and 55 non HUD-VASH PBVs] Update A consultant team kick-off meeting was held in September in preparation for closing in March 2021. A community meeting was also held November 4, 2020 to finalize design review approval. The developer is currently working with City staff toward a closing deadline of March 17, 2021. The COVID-19 Omnibus Relief Bill included a provision to create a permanent minimum 4% low-income housing tax credit rate that allows the developer to generate more tax credit equity and the developer is currently evaluating if they will need the City’s entire $1,687,047 in CDBG Program funds for the project. Quarterly Report for Housing Division February 2, 2021 Page 9 3 8 8 Westview House (2530 Westminster Avenue) Developer Community Development Partners Description New construction of an affordable multifamily apartment development consisting of 85 units of both large family and PSH with one (1) manager’s unit. Twenty-six of the units will be funded by MHSA funds and the NPLH program. City Funds Inclusionary Housing ($1,514,113), HOME Investment Partnerships Program ($2,003,705) and Rental Rehabilitation Program ($386,523) Update The developer applied for the OC 2020 Supportive Housing NOFA MHSA funds and is currently in the underwriting process with the County of Orange. They have also been notified that the County Health Care Agency and OCCR will co-sponsor their competitive NPLH application on January 19th. The project will go before City Council on January 19th for full entitlement approval. Staff are also recommending approval of 26 Mainstream Program project-based vouchers for the project on January 19th. Regional Housing Needs Assessment Housing projects that have been approved, permitted, or received a certificate of occupancy after June 30, 2021 may be counted towards the 6th Regional Housing Needs Assessment (RHNA) Cycle (October 2021 to October 2029). A total of 419 units in projects that are completed or under construction will count towards the current RHNA cycle: Project Units Santa Ana Arts Collective 57 Heroes’ Landing 75 Casa Querencia 56 La Placita Cinco 50 North Harbor Village 89 Legacy Square 92 TOTAL 419 A total of 188 units in projects in pre-development will count toward the upcoming RHNA cycle (October 2021 through October 2029): Project Units Crossroads at Washington 85 Westview House 85 FX Residences 16 Habitat for Humanity 2 TOTAL 188 Quarterly Report for Housing Division February 2, 2021 Page 10 3 8 8 FISCAL IMPACT There is no fiscal impact associated with this action. EXHIBIT(S) 1. Available Funds for Affordable Housing Development Projects 2. Available Land Assets for Affordable Housing Development 3. Project Timelines Submitted By: Steven Mendoza, Assistant City Manager Approved By: Kristine Ridge, City Manager Available Funds for Affordable Housing Development Projects As of December 31, 2020 Housing Successor Agency (Housing Authority) $3,553,860 Cash on Hand ($1,069,947)Frances Xavier Residence Project Pre-Commitment Loan 1 ($250,000)Administrative Costs Allowance 2 ($2,076,527)Administrative Costs Allowance for Future Fiscal Years 3 ($157,386)Crossroads at Washington Option Agreement Amendment $0 Available Funds Inclusionary Housing Funds $7,663,794 Cash on Hand ($210,000)Down Payment Assistance Program 5 ($3,170,547)Legacy Square Project Loan 6 ($231,494)Lacy Street Project Pre-Commitment Loan 7 ($56,712)Tiny Tim Plaza Project Costs 8 ($1,514,113)Westview House Pre-Commitment Loan 9 ($81,187)WISEPlace Steps to Independence Program Agreement 10 ($2,144,269)Administrative Costs Allowance (CDA/PBA) $255,473 Available Funds HOME Program $6,956,502 Funds to Drawdown ($3,007,489)Crossroads at Washington Pre-Commitment Loan 11 ($2,003,705)Westview House Pre-Commitment Loan 9 $1,945,308 Available Funds to Drawdown CDBG Program (Acquisition/Rehabilitation Projects Only) $2,073,402 Funds to Drawdown ($1,687,047)North Harbor Village Project Pre-Commitment Loan 12 $386,355 Available Funds to Drawdown NSP Program (Abandoned, Foreclosed or Vacant Properties Only) $1,353,885 Funds to Drawdown ($963,951)Crossroads at Washington Pre-Commitment Loan 11 ($96,395)Crossroads at Washington Project Costs ($293,539)Transfer to CDBG in FY 20/21 $0 Available Funds to Drawdown Rental Rehabilitation Grant Program $392,333 Cash on Hand 13 ($386,523)Westview House Pre-Commitment Loan 8 $5,810 Available Funds $2,592,946 Total Available Funds 1 Approved by Housing Authority on January 15, 2019. 2 The Housing Successor Agency relies on available cash to fund the monitoring and compliance functions related to the former Redevelopment Agency's housing loans. 3 Funds to be set aside for compliance and monitoring requirements due to uncertainty of future repayment revenues. 4 Approved by Housing Authority on December 15, 2020. 5 $400,000 originally approved by City Council on March 6, 2018. Four loans paid through end of May 2020. 6 Approved by City Council on December 15, 2020. 7 Approved by City Council/Housing Authority on March 5, 2019. 8 Project costs only; $6.0M in loans approved by City Council/Housing Authority and paid on May 2, 2019. 9 Approved by City Council on April 7, 2020. 10 Approved by City Council on April 7, 2020. 11 Approved by City Council on July 2, 2019. 12 Approved by City Council/Housing Authority on March 5, 2019. 13 Old program income available after close out of program with HUD. Exhibit 1 EXHIBIT 2 AVAILABLE LAND ASSETS FOR AFFORDABLE HOUSING DEVELOPMENT (1) 302 E. Twenty-Second Street a. APN: 003-122-25 b. Lot Size: 27,817sf c. Current Zoning: R1 Single-Family Residence, which allows one house per lot. d. Parcel was acquired 10/30/2002 using Low and Moderate Income Housing Asset Fund - 20% Set Aside. e. Previous Use: Purchased from Cal Trans. It was a remnant parcel from the freeway widening project. The site was vacant and undeveloped at the time it was acquired. f. General Plan: Low Density Residential, which allows single-family residences and ancillary uses. g. Maximum du/ac: Seven units per acre. h. Site Condition / Environmental Conditions: Property is irregular in shape, is below the minimum lot size for a residential lot, and will most likely require the approval of several variances from the zoning code in order to facilitate a residential unit. EXHIBIT 3 Page 1 of 5 Current Affordable Housing Development Project Timelines Projects Completed Casa Querencia – formerly Aqua Housing – 317 E. 17th Street Dec 16 RFP Issued for PBVs Apr 17 Approved PBVs Jun 17 Planning entitlements approved Jun 17 Approved additional PBVs Jan 18 Awarded County Special Needs Housing Funds Jan 18 Submitted application for HCD Infill Infrastructure Funds Jun 18 Award of HCD Infill Infrastructure Funds Aug 18 Submittal of 4% Low-Income Housing Tax Credit Application Oct 18 Allocation of 4% Low-Income Housing Tax Credits Apr 19 Close of escrow Jun 19 Construction initiated Dec 20 Anticipated construction completion Santa Ana Arts Collective – 1666 N. Main St Jun 15 RFP Issued Nov 15 Approved HOME / CDGB Funds Mar 16 Submitted application for AHSC (Cap & Trade Funds) Sept 16 Awarded AHSC (Cap & Trade Funds) Nov 16 9% Low-Income Housing Tax Credits Awarded Dec 16 Relocation Plan Approved Jul 17 Final loan approved / close of escrow Jul 17 Planning Entitlements approved Jul 17 Building permits pulled / construction initiated Jun 20 Construction completion Projects Under Construction La Placita Cinco – 2223 W. 5th Street Dec 16 Developer submitted request for funds to CDA Jun 17 Awarded City and Housing Successor Agency Funds Jan 18 Planning entitlements approved Jul 18 Submittal of 9% Low-Income Housing Tax Credit Application Oct 18 Award of 9% Low-Income Housing Tax Credits May 19 Close of Escrow Jun 19 Construction initiated Jan 21 Anticipated construction completion EXHIBIT 3 Page 2 of 5 Projects in Pre-Development Crossroads at Washington – 1126 and 1146 E. Washington Avenue Aug 19 Submitted PSH application to County Oct 19 Submitted for Planning entitlements Oct 19 Community meeting Nov 19 Approval of Joint Powers Agreement, Option to Ground Lease, Voucher Resolution and Cooperation Agreement, and Regional Housing Needs Assessment (RHNA) Agreement and Density Bonus Dec 19 NEPA EA City Approval – City of Santa Ana submits NEPA EA to HUD Feb 20 PSH Funds and Voucher approval from County Board of Supervisors Feb 20 Planning entitlements approved Mar 20 TCAC 9% Application – 1st Round 2020 Jul 20 TCAC FCAA/9% Application – 2nd Round 2020 Oct 20 TCAC FCAA/9% Award – 2nd Round 2020 May 20 Assuming a 1st Round 2020 TCAC 9% Award Allocation, start design development drawings Dec 21 Submit for 1st plan check May 22 City issues permit ready letter May 22 Start construction Dec 23 Construction complete Apr 24 Full occupancy FX Residences – 801, 809, 809 ½ E. Santa Ana Boulevard Jan 19 Council approval for land lease and project funding Jan 19 Submittal of application for NPLH funding Feb 19 Confirm with City staff that project site can yield additional units under existing zoning Mar 19 Revise conceptual drawings for additional 5 units (17 total units, up from the original 12 units) Mar 19 SNHP funding application submitted to County Apr 19 City staff to review revised conceptual design Apr 19 Begin development agreement May 19 Board of Supervisors meeting for SNHP funding Jul 19 Execute Development Agreement Jul 19 Formal awards letters for NPLH funding to be issued Aug 19 Initial planning submittal Sept 19 Sunshine Ordinance Meeting Feb 21 Planning Commission Meeting (ministerial approval of density bonus) Mar 21 City Council Meeting (ministerial approval of density bonus) Mar 21 Submit for first plan check Jun 21 Building Permit Jul 21 Begin construction (grading, weather permitting) Jun 22 Completion of construction EXHIBIT 3 Page 3 of 5 Habitat for Humanity – 416 Vance Street & 826 N. Lacy Street May 20 DDA signed June 20 Prepare grading plans Oct 20 Prepare architectural plans Oct 20 Submit Neighborhood Review Application Nov 20 Final Approval from Historic French Park Committee Jan 21 Submit Site Review Application Mar 21 Submit grading/improvements Mar 21 Submit architectural plans May21 Grading permit issued Jun 21 Commence Grading Jun 21 Building Permits issued Jul 21 Begin construction Jun 22 Anticipated construction completion Jun 22 Certificate of Occupancy / Closings Legacy Square – 609 North Spurgeon Street Aug 18 Santa Ana CDA Funding Application Dec 18 Applied for NPLH and SNHP Funds Jan 19 Santa Ana funding award Feb 19 Planning entitlements approved Feb 19 Applied for Round 4 AHSC Funding May 19 Award of SNHP funds Jul 19 Applied for Round 1 MHP Nov 19 Applied for State 4% tax credits Jan 20 Construction drawings (8-12 weeks) Feb 20 Apply for Round 5 AHSC funding May 20 Apply for 4% tax credits May 20 Plan check (12-16 weeks) Jun 20 Award of AHSC funds July 20 Award of 4% Tax Credits July 20 Award of Tax-Exempt Bonds May 20 Plan Check (12-16 weeks) Jan 21 Building permit issuance Feb 21 Construction closing/syndication Feb 21 Begin construction (24 months) Feb 23 Construction complete June 23 100% fully leased (2 months) EXHIBIT 3 Page 4 of 5 North Harbor Village – 1108 N. Harbor Mar 19 Start of design development Mar 19 Applied to FHLBSF for AHP Financing ($890,000) Mar 19 Award of VASH Vouchers & City Loan by City Council (89 Vouchers and $1,687,047) Mar 19 Start environmental approval process with City of Santa Ana (CEQA/NEPA) Mar 19 Applied for Home Depot Grant ($500,000) Jun 19 CEQA / NEPA Approval – City of Santa Ana Jun 19 AHP Award Date ($890,000) Aug 20 Applied to HCD for MHP 1st Round Funding ($13,316,412) Dec 19 Notified project did not receive 1st Round MHP funding Feb 20 Applied to HCD for VHHP Funding ($10,000,000) Mar 20 Applied to HCD for MHP 2nd round funding Mar 20 Applied to OCHFT Financing ($2,292,920) May 20 Notified project did not receive 2st Round MHP funding May 20 Received OCHFT funding award ($2,292,920) Jun 20 Received VHHP funding award ($10,000,000) Jun 20 Submitted Plans for Ministerial Design Approval Jun 20 Applied for CDLAC tax exempt bond allocation ($24,000,000) Jul 20 Applied for TCAC 4% competitive state and federal tax credits ($9,896,911) Sept 20 CDLAC Allocation Nov 20 Ministerial Design Approval (upon completion of community meeting on 11/4/2020) Oct 20 TCAC Allocation Oct 20 Start construction documents for rehab Nov 20 Submit first plan check Dec 20 Awarded Home Depot Grant Jan 21 Receipt of first plan check comments Jan 21 Submit second plan check Feb 21 Receipt of second plan check comments Feb 21 Submit third plan check Mar 21 Receipt of permit ready Mar 21 Construction loan closing Mar 21 Start of construction May 22 Construction complete Jan 22 Start of lease up Dec 22 Full occupancy EXHIBIT 3 Page 5 of 5 Westview House – 2530 Westminster Avenue Oct 19 City of Santa Ana RFP submittal May 20 OC 2020 Supportive Housing NOFA Submittal Dec 20 City of Santa Ana PBV Award Dec 20 Construction/permanent debt commitments Jan 21 Receive Entitlements Jan 21 No Place Like Home application Jun 21 No Place Like Home commitment Aug 21 CDLAC/TCAC 4% application Oct 21 CDLAC/TCAC 4% award April 22 Construction permits issued April 22 Construction start Sept 23 Construction complete Dec 23 Lease-Up complete