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HomeMy WebLinkAboutTRAINING AND RESEARCH FOUNDATION (2)INSURANCE ON FILE W.-DRY, MAY PROCEED UNTIL INSURANCE EXPIRES -7 111 ZT CITY CtER A-2024-141 bATEXT M�� AMENDMENT TO FACILITY USE AGREEMENT WITH TRAINING AND RESEARCH L4 FOUNDATION FOR CORBIN CENTER AND EL SALVADOR CENTER 0: QRCS� (0) THIS FIRST AMENDMENT to the above -referenced agreement is entered into September 17, 2024, by T`1tnp+h`i NanatK 'd between Training and Research Foundation ("TRF"), a California non-profit corporation, and the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California ("City"). City and TRF are also collectively referred to herein as "the Parties." RECITALS A. The Parties entered into Agreement No. A-2021-191 ("Agreement") dated August 17, 2021, to grant TRF the limited right to operate licensed childcare at the Corbin Center and El Salvador Center to provide services to low and mid -income preschool children and families in Santa Ana. B. The Agreement is current and in -effect through August 31, 2026. C. The Parties now wish to amend the Agreement to add the Logan Center as a service location and increase the monthly fee to account for the Logan Center. The Parties therefore agree: 1. Section 1C, is amended to also include Exhibit C-1 of this First Amendment, attached hereto. 2. Section 1, is hereby amended to include a paragraph D, which shall read as follows: City grants TRF the right to provide licensed childcare services at Logan Center in the area specified in Exhibit C-1 attached hereto and incorporated by reference. 3. Section 3, Consideration, is hereby amended to include an additional monthly fee of $600 for the use of Logan Center for a total fee of $2,600 per month for use of the Facilities. 4. Except as modified by this First Amendment, all teens and conditions of the Agreement, shall remain in fall force and effect. [signature page follows] Page 1 of 2 SIGNATURE PAGE FOR FIRST AMENDMENT TO FACIL[TY USE AGREEMENT WITH TR4.LNING AND RESEARCH FOUNDATION FOR CORBIN CENTER AND EL SALVADOR CENTER IV WITNESS WHEREOF, the Parties hereto have executed this First Amendment to the Agreement on the date and year first written above. Jennifer L. City Clerk APPROVED AS'T6fFORM SONIA R_ CARVALHO City Attorney Brard0-i SaIvatierra Deputy City Attorney RECONINIENDED FOR APPROVAL. I Iawk Scott(Sep 3 2I124 15:23 Paj) Hawk Scott ExeCLItive director Parks, Recreation and Community Services Agency CITY OF SAYTA A: l� 4Lvaroez City Manager TRAINING AND RESEARCH FOUNDATION Title: Page 2 oF2 EXHIBIT C-1 9 r a � i1N0 RlPPRgT1ON gRBq LOCATION OF CHILDCARE SERVICES (% T O f P%IRTINO P gTIPR gPgA C7I LOCATION OF CHILQCARE SERVI( t X�' E% EXHIBIT C-1 - - - — - PLOOR PLAN NOTES P4Rq =..I ro�a.--- I gvr Rkti- nW n�nn eNn., bYl�'. 3G ri=L� i » \ 6 Wbuy M b: aw,w EOWARO C. BARKER ®� 6 agyuggiee = nwcRliems. ata a..P. • Geel - 'I pXD qX8 D ppgTM •• T Q o r Ib -CO r- , --iiPecs -i3clli-N -ikiTEB TV'. UIL13intim DALL A IANITwow cr"- �t:- ��ATJON OF CHILDCARE 3 E��VJCS -rT fq, qM Sk -ma, xt .. ........ . E-nll�� L C, MARKER e--qz,t 5 -ri f-- 7' ..-[EO—ARII AR-17EC_ Al ns a :I.... .... .. tt9 z"k h'r flFCAffl0H AND PA -KS DBPA.T—.—,,-, .1 TRAIAND-01 DMOORE ,a►�ORl� CERTIFICATE OF LIABILITY INSURANCE DATolYVYvI 9/18/21812024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsoment s . PRODUCER License # L100460 CONTACT NAME: Knauf Maxwell Insurance Services PHONE FAX 2900 W. Broadway (A/C, No, Ext): (323) 550-7900 (AIC, No): (323) 256-0800 Los Angeles, CA 90041 E-MAIL knF ufr 1onn�mir ,com 9 ADDRESS: t7C ���5 1 A • 1 I "S l 1� sl r►�S �'Y • r INSURER A:N( S.profits I urance.All dn,, of California, Inc. 17 4 INSURED INSURER B : Se VIC d 39152 Training and Research Foundatio INSURER C: _ 750 W. First St. INSURERD: Tustin, CA 92780 �. A raiNSURER E I REP C`r1VrPAnF9 ICI TF KMA6. - V. I A_ i (_kXMMd1KLI .II1ffMI6 1 f\ f THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW F'AVr. BEEN ISSUED kO E 2 A ED ATWFOV POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITIOI! iF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR pOLECY NUMBER POLICY EFF POLICY EXPLTR LIMITS A X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE �X OCCUR X X 2024-52013 7/112024 7/112025 EACH OCCURRENCE $ 1,000 000 DAMAGE AMA PREMsE5EaoNcED nce 500,000 $ MED EXP JAny one personj $ 20,000 PERSONAL & ADV INJURY $ 1,00000 hCN'L AGGREGATE LIMIT APPLIES PER: POLICY jE O LOC GENERAL AGGREGATE $ 3,000,000 PRODUCTS - COMPIOP AGG $ 3,000,000 OTHER: A AUTOMOBILE LIABILITY COMB INEDSINGLE LIMIT $ 1,000,000 BODILY INJURY Perperson) $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS 2024-52013 71112024 7/112025 BODILY INJURY Per accident $ PROPERTY bAMAGE peraccident $ X HIRED X NON -OWNED AUTOS ONLY AUTOS ONLY A X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 4,000,000 EXCESS LIAR CLAIMS -MADE 2024-52013-UMB 711/2024 711/2025 AGGREGATE $ 4,000,000 DED X RETENTION $ 0 B WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETORIPARTNEPJEXECUTIVE Y f N OFFICERIMEMBER EXCLUDED? (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below NIA SATIS0579B00 7I712024 7!1l2025 X PER OTH- STATUTE ER E.L. EACH ACCIDENT 11000 000 E.L. DISEASE - EA EMPLOYEE1,000,000 E.L. DISEASE - POLICY LIMIT 1 000 000 A Sexual Abuse 2024-52013 7/112024 711/2025 Each Occurrence 1,000,000 A Sexual Abuse 2024-52013 7/112024 711/2025 Aggregate 3,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS f VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space Is required) Coverage: Improper Sexual Conduct and Physical Abuse Liability Policy# 2024-52013 Effective 7/01/2024 to 7/01/2025 $1,000,000 Each Occurrence (Claim) limit $3,000,000 Aggregagate limit SEE ATTACHED ACORD 101 City of Santa Ana Risk Management Division 20 Civic Center Plaza Santa Ana, CA 92701 ACORD 25 (2016103) SHOULD ANY OF THE ABOVE DESCRIBED POLICIFS BF CANCELLED BEFORF THE EXPIRATION DATE THEREO ACCORDANCE WITH THE POLICY PRC AUTHORIZED REPRESENTATIVE Ride Mxnagentatf Divis[on REVIEWED & APPROVED BY: A.1�t r1Gfk'44 -r' Risk Management Specialist © 1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: VIAND-01 LOC #: DMOORE AC4RV - ADDITIONAL REMARKS SCHEDULE Page 1 of _1 AGENCY License # L100460 NAMED INSURED nauf Maxwell Insurance Services Training and Research Foundation 750 W. First St. Tustin, CA 92780 POLICY NUMBER EE PAGE 1 CARRIER CODE E1 4EPAGEEPAGE1P TSEE1 EFFECTIVE DATE: SEE PAGE i REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance Description of Operations/LocationsNehicles: $0 retention/deductible *Occurrence Form Coverage: Social Services Professional Liability Policy# 2024-52013 Effective 7/0112024 to 7/01/2025 $1,000,000 Each Occurrence (Event) limit $3,000,000 Aggregagate limit $0 retentionldeductible *Occurrence Form El Salvador Early Care Education Center aka: Anne Broussard 1825 W Civic Center Drive Santa Ana, CA 92703 Logan After School/Summer Program Center 1009 N Custer Street Santa Ana, CA 92701 Corbin After School/Summer Program Center 2215 W McFadden Avenue Santa Ana, CA 92704 City of Santa Ana, its officers, officials, employees and volunteers are also included as as Additional Insured, including Primary & Non -Contributory wording, and Waiver of Subrogation applies as respects General Liability coverge; only as per the attached endorsement(s), regarding the Facilities Use Agreement (The City of Santa Ana, Parks Recreational and Community Services Agency, Event Name: The Chicano Heritage Festival, Location: El Salvador Park, 1825 W Civic Center Dr Santa Ana, CA 92703, Logan Community Center, 1009 N. Custer St., Santa Ana, CA 92701). 30-day notice of cancellation applies. $4MM Umbrella goes over underlying General Liability, Improper Sexual Abuse & Molestation Liability, Social Service Professional Liability, Workers Compensation and Commercial Autombile Liability Coverage (HINO only). ACORD 101 (2008101) © 2008 ACORD Risk Msmaganed Division REVIEWED & APPROVED BY: Risk Management Spenabst The ACORD name and logo are registered marks of ACORD O PROFITS "INSURANCE haa�f,for>rrxt�rtfr.>re. A tstnrt�ArfFrrpra:rts. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED — PRIMARY AND NON-CONTRIBUTORY FOR DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: SOCIAL SERVICE PROFESSIONAL LIABILITY COVERAGE FORM SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): Any person or organization that you are required to add as an additional insured on this policy, under a written contract or agreement currently in effect, or becoming effective during the term of this policy. The additional insured status will not be afforded with respect to liability arising out of or related to your activities as a real estate manager for that person or organization. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "damages" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf in the performance of your ongoing operations. The insurance extended by this endorsement is primary coverage when you have so agreed in a written contract or agreement and will be considered non-contributory with the additional insured(s) own insurance. NIAC E02 01 17 Risk went oMdan REVIEWED & APPROVED BY. c A-jj , Aceuda ® Risk Nbnagement Spedai st COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A. Cancellation 1. The first Named Insured shown in the Declara- tions may cancel this policy by mailing or deliv- ering to us advance written notice of cancella- tion. 2. We may cancel this policy by mailing or deliver- ing to the first Named Insured written notice of cancellation at least: a. 10 days before the effective date of cancel- lation if we cancel for nonpayment of pre- mium; or b. 30 days before the effective date of cancel- lation if we cancel for any other reason. 3. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. 4. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 5. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund may be less than pro rata. The cancellation will be ef- fective even if we have not made or offered a refund. 6. If notice is mailed, proof of mailing will be suffi- cient proof of notice. B. Changes This policy contains all the agreements between you and us concerning the insurance afforded. The first Named Insured shown in the Declarations is authorized to make changes in the terms of this policy with our consent. This policy's terms can be amended or waived only by endorsement issued by us and made a part of this policy. C. Examination Of Your Books And Records We may examine and audit your books and re- cords as they relate to this policy at any time dur- ing the policy period and up to three years after- ward. D. Inspections And Surveys 1. We have the right to: a. Make inspections and surveys at any time; IL 00 17 11 98 b. Give you reports on the conditions we find; and c. Recommend changes. 2. We are not obligated to make any inspections, surveys, reports or recommendations and any such actions we do undertake relate only to in- surability and the premiums to be charged. We do not make safety inspections. We do not un- dertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. And we do not warrant that conditions: a. Are safe or healthful; or b. Comply with laws, regulations, codes or standards. 3. Paragraphs 1. and 2. of this condition apply not only to us, but also to any rating, advisory, rate service or similar organization which makes in- surance inspections, surveys, reports or rec- ommendations. 4. Paragraph 2. of this condition does not apply to any inspections, surveys, reports or recom- mendations we may make relative to certifica- tion, under state or municipal statutes, ordi- nances or regulations, of boilers, pressure ves- sels or elevators. E. Premiums The first Named Insured shown in the Declara- tions: 1. Is responsible for the payment of all premiums; and 2. Will be the payee for any return premiums we pay. F. Transfer Of Your Rights And Duties Under This Policy Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual named insured. If you die, your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representa- tive. Until your legal representative is appointed, anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property. Risk MvvgemerdDMs[m REV p#w & APPROVED BY. g; ® Risk Management Specialist IL 00 17 11 98 Copyright, Insurance Services Office, Inc., 1998 Page 1 of 1 ❑ INSURANCE .4 "read tar Nvi;prgi iS. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDED NOTICE OF CANCELLATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART BUSINESS AUTO COVERAGE FORM Cancellation: 30 Days Notice of Cancellation Person or Organization City of Santa Ana, Risk Management Division If we cancel this policy for any statutorily permitted reason other than nonpayment of premium, we will mail notice of cancellation to the person or organization shown above. We will mail such notice to the address shown at least the number of days shown for cancellation. _ R38ieMxnogettwttM,1on REMEWED & APPROVED BY. Al�fjl ACIV4 a Risk managementSpeciaiist NIAC-E64 10 12 i. oNr RoFt-i's INSURANCE ���/,�i.,. ?:[.f.i:+.hYc:i? t]F C�,S3_Ifillt�•,i,'l qa;.,d j::rAi nYpmf fo; N��,nrrr.;ir:S. POLICY NUMBER: 2024-52013 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, ADDITIONAL INSURED PRIMARY AND NON-CONTRIBUTORY ENDORSEMENT FOR PUBLIC ENTITIES This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization: A. Section [I —WHO IS AN INSURED Is amended to include: 4. Any public entity as an additional insured, and the officers, officials, employees, agents and/or volunteers of that public entity, as applicable, who may be named in the Schedule above, when you have agreed in a written contract or written agreement presently in effect or becoming effective during the term of this policy, that such public entity and/or its officers, officials, employees, agents and/or volunteers be added as an additional insured(s) on your policy, but only with respect to liability for "bodily injury", "property damage" or "persona[ and advertising injury" caused, in whole or in part, by: a. Your negligent acts or omissions; or b. The negligent acts or omissions of those acting on your behalf; in the performance of your ongoing operations. No such public entity or individual is an additional insured for liability arising out of the sole negligence by that public entity or its designated individuals. The additional insured status will not be afforded with respect to liability arising out of or related to your activities as a real estate manager for that person or organization. B. Section III — LIMITS OF INSURANCE is amended to include: 8. The limits of insurance applicable to the public entity and applicable individuals identified as an additional insured(s) pursuant to Provision A.4. above, are those specified in the written contract between you and that public entity, or the limits available under this policy, whichever are less. These limits are part of and not in addition to the limits of insurance under this policy. C. With respect to the insurance provided to the additional insured(s), Condition 4, Other Insurance of SECTION IV— COMMERCIAL GENERAL LIABILITY CONDITIONS is replaced bythe following: 4. Other Insurance a. Primary Insurance This insurance is primary if you have agreed in a written contract or written agreement: (1) Thatthis insurance be primary. If other insurance is also primary, we will sh other insurance as described in c. below; or Risk Management Division ' REVIEWED & APPRovED 8Y: tir Risk Man agementSpecialist NIAC-E61 02 19 rage -i or z NO#'a PitOF3 S INSURANCE �///////////1%fib hE.1.lAhiC.i: tyE C:113.1`C]3Zc-,L1 �,�+e::z; Jcr�ln:iur�:tr�. F riF.l�rr j::; +'d�•a�r:r,>ic. POLICY NUMBER: 2024-52013 (2) The coverage afforded by this insurance is primary and non-contributory with the additional insured(s)' own insurance. Paragraphs (1) and (2) do not apply to other insurance to which the additional insured(s) has been added as an additional insured or to other insurance described in paragraph b. below. b. Excess Insurance This insurance is excess over: 1. Any of the other insurance, whether primary, excess, contingent or on any other basis: (a) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work"; (b) That is fire, lightning, or explosion insurance for premises rented to you or temporarily occupied by you with permission of the owner; (c) That is insurance purchased by you to cover your liability as a tenant for "property damage" to premises temporarily occupied by you with permission of the owner; or (d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g. of SECTION I — COVERAGE A— BODILY INJURY AND PROPERTY DAMAGE. (e) Any other insurance available to an additional insured(s) under this Endorsement covering liability for damages which are subject to this endorsement and for which the additional insured(s) has been added as an additional insured by that other insurance. (1) When this insurance is excess, we will have no duty under Coverages A or B to defend the additional insured(s) against any "suit" if any other insurer has a duty to defend the additional insured(s) against that "suit". If no other insurer defends, we will undertake to do so, but we will be entiled to the additional insured(s)' rights against all those other insurers. (2) When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of: (a) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and (b) The total of all deductible and self -insured amounts under all that other insurance. (3) We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part. C. Methods of Sharing If all of the other insurance available to the additional insured(s) permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any other the other insurance available to the additional insured(s) does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. Risk Mviagemeni Division RF�AEvim & APPROVm BY: -�' Risk Mar:agement Specialist NIAC-E61 02 19 rage 2 or 2 N0NM01-ITS POLICY NUMBER:2024-52013 FORM: NIAC-E25 12 15 INSURANCE NAMED INSURED: Training and Research Foundation u r� / rrrlh rrimrrffH �f r lrrr s A Piwd Me htsz) nev. A ! if f (fOr,�rG!!F ftli i5. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION - FOOD CONTRIBUTIONS OR CLIENT REFERRALS This endorsement modifies insurance provided underthefollowing: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization: Any person or organization that you are required to add as an additional insured on this policy, under a written contract or agreement currently in effect, or becoming effective during the term of this policy, in consideration of food contributions or client referrals you receive from them. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with your premises owned by or rented to you. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional Ensured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less, This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. ,�,,..,�,,,.�, xiskManagemenEDivisirnt REvAEWED& APPROVED 8Y: /ryy e � 1�1 Aczvd- �"�� RiskManagementSpedtist NIAC-E25 12 15 rage -i or I POLICY NUMBER: 2024-52013 Named Insured: Training and Research Foundation COMMERCIAL GENERAL LIABILITY CG 20 26 12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): Any person or organization that you are required to add as an additional insured on this policy, under a written contract or agreement currently in effect, or becoming effective during the term of this policy. The additional insured status will not be afforded with respect to liability arising out of or related to your activities as a real estate manager for that person or organization. I Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts oromissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with your premises owned by or rented to you. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contractor agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Risk Management DMsivn 'SJI�r REMEWED-j.&APPRovEn13y: r' , A"V .o '�� Risk Management Specialist CG20261219 © Insurance Services Office, Inc., 2012 POLICY NUMBER: 2024-52013 Named Insured: Training and Research Foundation COMMERCIAL GENERAL LIABILITY CG 20 26 12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional. Insured Person(s) Or Organixation(s): Lennox Elementary School District Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section 11—Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury', "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with your premises owned by or rented to you. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contractor agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Risk AAanagr Division REV EWEDA& APPROVED BY. i� �� Risk Management Specialist CG20261219 0 Insurance Services Office, Inc., 2012 POLICY NUMBER: 2024-52013 Named Insured: Training and Research Foundation COMMERCIAL GENERAL LIABILITY CG20341219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - LESSOR OF LEASED EQUIPMENT - AUTOMATIC STATUS WHEN REQUIRED IN LEASE AGREEMENT WITH YOU This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A Section II — Who Is An Insured is amended to include as an additional insured any person(s) or organization(s) from whom you lease equipment when you and such person(s) or organization(s) have agreed in writing in a contract or agreement that such person(s) or organization(s) be added as an additional insured on your policy. Such person(s) or organization(s) is an insured only with respect to liability for "bodily injury', "property damage" or "personal and advertising injury' caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person(s) or organization(s). However, the insurance afforded to such additional insured: 1. Only applies to the extent permitted by law; and 2. Will not be broader than that which you are required by the contract oragreement to provide for such additional insured. CG 20 34 12 19 A person's or organization's status as an additional insured under this endorsement ends when their contract or agreement with you for such leased equipment ends. B. With respect to the insurance afforded to these additional insureds, this insurance does not apply to any "occurrence" which takes place after the equipment lease expires. C. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: The most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement you have entered into with the additional insured; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. © Insurance Services Office, Inc., 2012 Risk MRnagement Division RE`IIEWPDpp&APPROVED BY: t 11 ► 4 t iIV44Z Risk PAl; iagement Specialist Page I UT I POLICY NUMBER: 2024-52013 Named Insured: Training and Research Foundation COMMERCIAL GENERAL LIABILITY CG2011 1219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - MANAGERS OR LESSORS OF PREMISES This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designation Of Premises (Part Leased To You): Name Of Person(s) Or Organization(s) (Additional Insured): Any person or organization acting as a manager or lessor of a covered premises that you are required to name as an additional insured on this policy, under a written contract, lease or agreement currently in effect, or becoming effective during the term of this policy. Additional Premium: Included Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability arising out of the ownership, maintenance or use of that part of the premises leased to you and shown in the Schedule and subject to the following additional exclusions: This insurance does not apply to: I. Any "occurrence" which takes place after you cease to be a tenant in that premises. 2. Structural alterations, new construction or demolition operations performed by or on behalf of the person(s) or organization(s) shown in the Schedule, However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and CG 20 11 12 19 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section Ill — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insura--- -`_.-- Declarations. © Insurance Services Office, Inc., 2012 RAM"wganm1nMs[cn & APPRovm BY. rREVIEWED Risk FAanagemenlSpecialist rage I or -r POLICY NUMBER: 2024-52013 COMMERCIAL GENERAL LIABILITY Named Insured: Training and Research Foundation CG 2C 37 12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - COMPLETED OPERATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTSICOMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s) Location And Description Of Completed Operations Any person or organization that you are required to All insured premises and operations. add as an additional insured on this policy, under a written contract or agreement currently in effect, or becoming effective during the term of this policy. The additional insured status will not be afforded with respect to liability arising out of or related to your activities as a real estate manager for that person or organization, Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury" or "property damage" caused, in whole or in part, by "your work" at the location designated and described in the Schedule of this endorsement performed for that additional insured and included in the "products -completed operations hazard". However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. Risk Mxnagment Division REvieum & APPROVED 8r: Risk PJ,mdgement Sped ts1 CG20371219 © Insurance Services Office, Inc., 2012 !t POLICY NUMBER: 2024-52013 COMMERCIAL GENERAL LIABILITY Named Insured: Training and Research Foundation CG 20 10 12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s) I Location(s) Of Covered Operations Any person or organization that you are required to add as an additional insured on this policy, under a written contract or agreement currently in effect, or becoming effective during the term of this policy. The additional insured status will not be afforded with respect to liability arising out of or related to your activities as a real estate manager for that person or organization. All insured premises and operations. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury' caused, in whole or in part, by: 1. Your acts or omissions; or 2. The acts or omissions of those acting on your behalf; in the performance of your ongoing operations for the additional insured(s) at the location(s) designated above. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following additional exclusions apply: This insurance does not apply to "bodily injury" or "property damage" occurring after. 1. All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or Ride Ma" mad Division Rt nEwED & ArPROJtD Br c�#siilJLi to {��:.e �cev�io Risk Management Sped Ast CG 20 10 12 19 Q Insurance Services Office, Inc., 2012 01 2. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. C. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 3. Required by the contractor agreement; or CG20101219 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. © Insurance Services Office, Inc.; 2012 wBkMwagmtenlDMslan REVIEWED& APPROVED BY: /h9 Risk Management Specialist age COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - CHARITABLE INSTITUTIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. WHO IS AN INSURED (Section II) is amended to include as an insured: 1. Your members but only with respect to their liability for your activities or activities they perform on your behalf; and 2. Your trustees or members of the board of governors while acting within the scope of their duties as such on your behalf. RA Manag.'.tUivisrrnt +� REVIEWED & APPRC 9Y: Risk Managemem SpeciAist CG 20 20 11 85 Copyright, Insurance Services Office, Inc., 1984 Page 1 of 1 ❑ POLICY NUMBER: 2024-52013 Named Insured: Training and Research Foundation COMMERCIAL GENERAL LIABILITY CG 20 18 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED -- MORTGAGEE, ASSIGNEE OR RECEIVER This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Person(s) Or Organization(&) Designation Of Premises Any person or organization acting as mortgagee, assignee, or receiver with respect to locations scheduled on the policy. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to their liability as mortgagee, assignee, or receiver and arising out of the ownership, maintenance, or use of the premises by you and shown in the Schedule. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. This insurance does not apply to structural alterations, new construction and demolition operations performed by or for that person or organization. CG20180413 C. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. © Insurance Services Office, Inc., 2012 Risk MAmget adDh aion REVIEWER & APPROVED BY.- c ft3•�+= �lG41�� RiskManagementSpedAst 0 POLICY NUMBER: 2024-52013 COMMERCIAL GENERAL LIABILITY Named Insured: Training and Research Foundation CG 20 12 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - STATE OR GOVERNMENTAL AGENCY OR SUBDIVISION OR POLITICAL SUBDIVISION - PERMITS OR AUTHORIZATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE State Or Governmental Agency Or Subdivision Or Political Subdivision: Any state or political subdivision that issues a permit or authorization to the named insured. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. I A Section II -- Who Is An Insured is amended to include as an additional insured any state or governmental agency or subdivision or political subdivision shown in the Schedule, subject to the following provisions: 1. This insurance applies only with respect to operations performed by you or an your behalf for which the state or governmental agency or subdivision or political subdivision has issued a B. permit or authorization. However: a. The insurance afforded to such additional insured only applies to the extent permitted by law; and b. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. 2. This insurance does not apply to: a. 'Bodily injury", "property damage" or "personal and advertising injury' arising out of operations performed for the federal government, state or municipality; or b. "Bodily injury' or "property damage" included within the "products -completed operations hazard". With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. -- Risk Mxragehten{Divrvion REMEWED & APPROVED BY. - Risk Management specialist CG20120413 0 Insurance Services Office, Inc., 2012 COMMERCIAL GENERAL LIABILITY CG 20 21 07 98 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - VOLUNTEER WORKERS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART Section It — Who Is An Insured is amended to in- c. For which there is any obligation to share clude as an insured any person(s) who are volunteer damages with or repay someone else who worker(s) for you, but only while acting at the direction must pay damages because of the injury of, and within the scope of their duties for you. How- described in Paragraphs 1.a. or b. above; or ever, none of these volunteer worker(s) are insureds d. Arising out of his or her providing or failing for: to provide professional health care services. 1. "Bodily injury" or "personal and advertising injury": a. To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability com- pany), to your other volunteer worker(s) or to your "employees" arising out of and in the course of their duties For you; b. To the spouse, child, parent, brother or sister of your volunteer worker(s) or your "employees" as a consequence of Para- graph 1.a. above; 2. "Property damage" to property: a. Owned, occupied, or used by, b. Rented to, in the care, custody or control of, or over which physical control is being exer- cised for any purpose by you, any of your other volunteer workers, your "employees", any partner or member (if you are a partnership or joint venture), or any member (if you are a limited liability company). Rick Mar�gemetEB[visimt REm wm & APPROVED BY: ' A*fZ ACZV44 Risk Management Special st CG 20 21 07 98 Copyright, Insurance Services Office, Inc., 1997 Page 1 of 1 0 NONPROFITS NSURANCE A H-ca l for MsLi—awre. A Hevi-t for ilion drvfits. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED — DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: IMPROPER SEXUAL CONDUCT AND PHYSICAL ABUSE LIABILITY COVERAGE FORM SCHEDULE Name Of Additional Insured Persons Or Organization(s) Any person, entity or organization that you are required to add as an additional insured for claims of "improper sexual conduct" or "physical abuse" under a written contract or agreement currently in effect or becoming effective during the term of this policy. Section 4 — Who is An Insured is amended to include as an additional insured the person, entity or organization shown in the Schedule, but only with respect to liability for "bodily injury", arising from "improper sexual conduct" or "physical abuse" caused solely by your operations; which "bodily injury" is caused by an act of "improper sexual conduct" or "physical abuse" committed within the coverage territory and which act of "improper sexual conduct" or "physical abuse" first takes place during the term of the policy to which this endorsement is attached. NlAG-El31 1SG 0520 -- rkngnlan o REVIEWED & APPROVED BY; A-JZI AlIV44 ® Risk Management Specialist NONPROFIT'' POLICY NUMBER:2024-52013 FORM: NIAC-E26 11 17 100,1 INSURANCE NAMED INSURED: Training and Research Foundation A Att-;.t�jNU Ot CA,1, l'CyiiNJA p, A;vm1 fnflrfn ar mrE, A Hez;rt , or Xo?tprpf itn. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS (WAIVER OF SUBROGATION) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SOCIAL SERVICE PROFESSIONAL LIABILITY COVERAGE FORM SCHEDULE Name of Person or Organization: Where you are so required in a written contract or agreement currently in effect or becoming effective during the term of this policy, we waive any right of recovery we may have against that person or organizafion, who may be named in the schedule above, because of payments we make for injury or damage_ a ,,,.��� RiskM�ge�nettEDivislan REVIEWED & APPRavpq BY: !® Risk Managemeni Specialist NIAC-E261117 Fage I a TRAIAND-01 DMOORE ,d►coRO CERTIFICATE OF LIABILITY INSURANCE DAT9/9/2 DIYYYY) /9/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER License#L100460 CONTACT NAME: Knauf Maxwell Insurance Services PHONE FAX 2900 W.Broadway (A/C,No,EXt): (323)550-7900 (A/C,No):(323) 256-0800 Los Angeles,CA 90041 E-MAIL knaufreception@kmins.com INSURERS AFFORDING COVERAGE NAIC# INSURER A:GuideOne Specialty Mutual Insurance Company 14559 INSURED INSURER B:GUIdeOne Insurance Company 15032 Training and Research Foundation INSURER C:Service American Indemnity Company 39152 750 W.First St. INSURER D Tustin,CA 92780 INSURER E INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER POLICY EFF POLICY EXP LIMITS LTR INSD WVD MM/DDNYYY MMIDO A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 CLAIMS-MADE X71 OCCUR CPP010053786 7/1/2025 7/1/2026 DAMAGE TO RENTED 500,000 X X PREMISES Ea occurrence $ MED EXP(Any oneperson) $ 20,000 PERSONAL&ADV INJURY $ 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 3,000,000 X POLICY❑ PRO- ❑ LOC PRODUCTS-COMP/OP AGG $ 3,000,000 JECT OTHER: $ B AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT 1,000,000 Ea accident $ X ANY AUTO BAP010053787 7/1/2025 7/1/2026 BODILY INJURY Perperson) $ OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY Per accident $ HIRED NON-OWNED PROPERTY DAMAGE AUTOS ONLY AUTOS ONLY Per acc DAMAGE AUTOS $ L $ B X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 4,000,000 EXCESS LIAB CLAIMS-MADE UMB010053788 7/1/2025 7/1/2026 AGGREGATE $ 4,000,000 DED X RETENTION$ 2,500 $ C WORKERS COMPENSATION X PER OTH- AND EMPLOYERS'LIABILITY STATUTE ER YIN SATIS0579801 7/1/2025 7/1/2026 1,000,000 ANY PROPRIETOR/PARTNER/EXECUTIVE ❑ E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? N/A 1,000,000 (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under 1,000,000 DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ A Sexual Abuse CPP010053786 7/1/2025 7/1/2026 Each Occurrence 1,000,000 A Sexual Abuse CPP010053786 7/1/2025 7/1/2026 Aggregate 3,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Coverage:Sexual Misconduct Liability d by Policy#CPP010053786 Tu Tran °U9`ainYN9 Yen Effective 7/01/2025 to 7/01/2026 D,e 2025.09.1e Nguyen0sz530- $1,000,000 Each Occurrence(Claim)limit $3,000,000 Aggregate limit F!P!ROVED SEE ATTACHED ACORD 101 Tran Nguyen at 8:24 am,Sep 16,2025 CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Santa Ana THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Y ACCORDANCE WITH THE POLICY PROVISIONS. Risk Management Division 20 Civic Center Plaza Santa Ana,CA 92701 AUTHORIZED REPRESENTATIVE ACORD 25(2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID:TRAIAND-01 DMOORE LOC#: 1 . %C ADDITIONAL REMARKS SCHEDULE Page 1 of 1 AGENCY License#L100460 NAMED INSURED Training and Research Foundation Knauf Maxwell Insurance Services 750 W.First St. POLICY NUMBER Tustin,CA 92780 EE PAGE 1 CARRIER NAIC CODE EE PAGE 1 SEE P 1 EFFECTIVE DATE:SEE PAGE 1 ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance Description of Operations/Locations/Vehicles: $0 retention/deductible *Occurrence Form Coverage: Human Services Professional Liability Policy#CPP010053786 Effective 7/01/2025 to 7/01/2026 $1,000,000 Each Occurrence(Event)limit $3,000,000 Aggregate limit $0 retention/deductible *Occurrence Form El Salvador Early Care Education Center aka: Anne Broussard 1825 W Civic Center Drive Santa Ana, CA 92703 Corbin After School/Summer Program Center 2215 W McFadden Avenue Santa Ana, CA 92704 City of Santa Ana, its officers, officials,employees and volunteers are also included as as Additional Insured, including Primary& Non-Contributory wording,and Waiver of Subrogation applies as respects General Liability coverage; only as per the attached endorsement(s), regarding the Facilities Use Agreement(The City of Santa Ana, Parks Recreational and Community Services Agency, Event Name: The Chicano Heritage Festival, Location: El Salvador Park, 1825 W Civic Center Dr Santa Ana, CA 92703, Logan Community Center, 1009 N.Custer St., Santa Ana, CA 92701). 30-day notice of cancellation applies. (ENDORSEMENTS PENDING) $4MM Umbrella goes over underlying General Liability, Sexual Misconduct Liability with a$2MM Sublimit, Human Services Professional Liability with a$4MM Sublimit,Workers Compensation and Commercial Automobile Liability Coverage. ACORD 101 (2008/01) ©2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 04 03 06 (Ed. 4-84) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT— CALIFORNIA We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you per- form work under a written contract that requires you to obtain this agreement from us.) You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be See Below% of the California workers' compensation premium otherwise due on such remuneration. Schedule Person or Organization City of Santa Ana Risk Management Division City of Santa Ana, its City Council, officers, officials, employees, agents, and volunteers Job Description 20 Civic Center Plaza, Santa Ana, CA 92701 Specific Waiver is $200 Flat Charge This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is required only when this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective Date:0 7/01/2 0 2 5 Policy No. SAT I S 0 5 7 9 8 01 Endorsement No. Policy Effective Date: 0 7/01/2 0 2 5 to 0 7/01/2 0 2 6 Premium $ Insured: Training and Research Foundation DBA: Carrier Name/Code: Service American Indemnity Company Countersigned by WC 04 03 06 (Ed. 4-84) Page 1 of 1 POLICY NUMBER: 01-0053-786 NONPROFIT AND HUMAN SERVICES GENERAL LIABILITY ENDORSEMENT THIS DOCUMENT IS AN ENDORSEMENT THAT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE FORM A. SECTION I — COVERAGES, COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY, 2. Exclusions is amended as follows: 1. Exclusion a. Expected or Intended Injury is deleted and replaced with: a. "Bodily injury" or"property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury"or"property damage"resulting from the use of reasonable force to protect persons or property. 2. Paragraph (2) under Exclusion g. Aircraft,Auto or Watercraft is deleted and replaced with: (2) A watercraft that you do not own that is not being used to carry persons or property for a charge. This provision applies to any person, who with your consent, either uses or is responsible for the use of a watercraft. This insurance is excess over any other valid and collectible insurance available to any insured whether primary, excess, or contingent. 3. Paragraph (1) under Exclusion j. Damage To Property is deleted and replaced with: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property, unless the damage to property is caused by your "client", in such case we will provide coverage for such "property damage" for which you are legally obligated to pay up to a $50,000 limit per"occurrence". This limit is the only limit of insurance for such "property damage" and will not be combined with the Each Occurrence Limit set for this in Section III — Limits of Insurance and will be included within and not in addition to the Each Occurrence Limit. Any and all damages paid under the terms and condition of this provision will further be applied against and will reduce the Aggregate Limit of Insurance shown on the Declarations page, and as provided in the Commercial General Liability Coverage Form in the same manner and in addition to all other coverages of the Commercial General Liability Coverage Form that are also subject to the Aggregate Limit. As used in this coverage extension, "client" means a person under your direct care and supervision, for whom you are providing goods or services. 4. The following is added to Paragraph(2) under Exclusion b. Contractual Liability: We agree to indemnify the Named Insured for their liability assumed in a contract or agreement regarding the rental or lease of a premises on behalf of their "client", up to $50,000 per "occurrence". This limit of insurance is the only limit of insurance for your liability assumed in a contract or agreement regarding the rental or lease of a premises on behalf of your "client" whether or not such contract qualifies as an "insured contract". This limit will not be combined with the Each Occurrence Limit set forth in Section III — Limits of Insurance and is included within and not in addition to the Each Occurrence Limit. This coverage extension only applies to rental lease agreements. This coverage is excess over any liability insurance available to the "client", including but not limited to renter's insurance of the "client". Any and all damages paid under the terms and conditions of this provision will further be applied against and will reduce the Aggregate Limit of Insurance shown on the Declarations page, as provided in the Commercial General Liability Coverage Form in the same manner and in addition to all other coverages of the Commercial General Liability Coverage Form that are also subject to the Aggregate Limit. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 1 of 13 As used in this coverage extension, "client' means a person under your direct care and supervision, for whom you are providing goods or services. 5. The following is added to Exclusion n. Recall Of Products,Work Or Impaired Property: This exclusion does not apply to the reimbursement of "product recall expenses" as provided under Paragraph 3. of SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A AND B. 6. The last Paragraph of Subsection 2. Exclusions is deleted and replaced with: Exclusions C. through n. do not apply to damage by fire, lightning, explosion, smoke or sprinkler leakage to premises while rented to you or temporarily occupied by you with permission of the owner.A separate limit of insurance applies to this coverage as described in Section III -Limits of Insurance. B. SECTION I — COVERAGES, COVERAGE B — PERSONAL AND ADVERTISING INJURY LIABILITY, 2. Exclusions is amended as follows: 1. The following is added to Exclusion j. Insureds In Media And Internet Type Businesses: This exclusion does not apply to publishing, broadcasting or telecasting that is incidental to your business. C. SECTION I—COVERAGES, COVERAGE C—MEDICAL PAYMENTS is amended as follows: 1. Subsection 1. Insuring Agreement, Paragraph a.(3)(b) is deleted and replaced with: (b) The expenses are incurred and reported to us within three years of the date of the accident; and 2. Subsection 2. Exclusions, is amended as follows: a. Exclusion a.Any Insured is deleted and replaced with: a. Any Insured To any insured, except "volunteer workers" or an insured as provided in e. Athletic Activities below. b. Exclusion e. Athletics Activities is deleted and replaced with: e. Athletics Activities To a person injured while practicing or participating in any physical exercises or games, sports or athletic contests. This exclusion shall not apply to an insured while providing instruction with respect to any of the activities otherwise excluded by this provision. C. Exclusion f. Products-Completed Operations Hazard is deleted and replaced with: f. Products-Completed Operations Hazard Included within the "products-completed operations hazard". This exclusion does not apply to "bodily injury" arising out of"your products": (1) Sold for use or consumption on your premises; or (2) In connection with the conduct of your operations by you or on your behalf, if the "bodily injury" occurs after you have relinquished possession of"your products". This exclusion exception does not apply if COVERAGE C — MEDICAL PAYMENTS is excluded by another endorsement to this Coverage Part. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 2 of 13 D. SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A AND B is amended as follows: 1. 1. b. is deleted and replaced with: b. Up to $5,000 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. 2. 1. d. is deleted and replaced with: d. All reasonable expenses incurred by the insured at our request to assist us in the "suit", including actual loss of earnings up to $1,000 a day because of time off from work. 3. 1. h. is added: h. Up to $1,000 for "property damage" to personal property of others while in the temporary care, custody or control of an insured and caused by any person participating in your organized activities. For purposes of this supplementary payment, "property damage" does not include disappearance,wrongful abstraction or loss of use. This Supplementary Payment shall only be paid on or for the account of the owner and only when other coverage or insurance is unavailable. 4. 1. i. is added: L The cost to replace keys and locks at the "client's" premises due to loss to keys entrusted to you by your"client", up to a $10,000 limit per occurrence and $10,000 policy aggregate. We will not pay for loss or damage resulting from theft or any other dishonest or criminal act that you or any of your partners, members, officers, "employees", "managers", directors, trustees, authorized representatives or anyone to whom you entrust the keys of a "client" for any purpose commit,whether acting alone or in collusion with other persons.The following terms, when used in this Supplementary Payment, are defined as follows: (1) "Client" means an individual, company or organization with whom you have a written contract or work order for your services for a described premises and have billed for your services. (2) "Employee" means: (a) Any natural person: (i) While in your service or for 30 days after termination of service; (ii) Who you compensate directly by salary, wages or commissions; and (iii)Who you have the right to direct and control while performing services for you; or (b) Any natural person who is furnished temporarily to you: (i) To substitute for a permanent "employee" as defined in Paragraph (a) above, who is on leave; or (ii) To meet seasonal or short-term workload conditions while that person is subject to your direction and control and performing services for you. "Employee" does not mean: (c) Any agent, broker, person leased to you by a labor leasing firm, factor, commission merchant, consignee, independent contractor or representative of the same general character; or (d) Any "manager", director or trustee except while performing acts coming within the scope of the usual duties of an "employee". Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 3 of 13 (3) "Manager" means a person serving in a directorial capacity for a limited liability company. 5. Paragraph 3. is added. 3. We will reimburse you for "product recall expenses" that you incur because of a "product recall" of "your product" that is first initiated during the policy period stated in the Declarations. The most we will reimburse you for the sum of all "product recall expenses" incurred for all "product recalls" initiated during the policy period is$50,000. A complete accounting of "product recall expenses" must be provided upon our request, including receipts for all expenses that you incur. We will reimburse"product recall expenses" only if the expenses are incurred and reported to us within one year of the date the "product recall'was initiated. Our obligation under this additional supplementary payment shall only apply if the "product recall expenses" are initiated in the "coverage territory" during the policy period because: a. You determine that the "product recall' is necessary; or b. An authorized government entity has ordered you to conduct a"product recall'. However, this additional supplementary payment does not apply to "product recall expenses" arising out of the product expiration or shelf life, a defect known by you prior to the time "your product" leaves your control or possession, or the defense of a claim or"suit"against you for liability arising out of a "product recall'. This payment will not reduce the limits of insurance. E. Additional Exclusions The following exclusions are added to Subsection 2. Exclusions under SECTION I — COVERAGES, COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY, Subsection 2. Exclusions under SECTION I —COVERAGES, COVERAGE B— PERSONAL AND ADVERTISING INJURY LIABILITY and Subsection 2. Exclusions under SECTION I —COVERAGES, COVERAGE C— MEDICAL PAYMENTS: This insurance does not apply to: 1. Special Events Or Fundraising Events "Bodily injury", "property damage" or"personal or advertising injury" arising directly or indirectly out of fundraising events or activities or"special events" or activities: a. Authorized and conducted by any insured; b. Authorized by you and conducted on your behalf by others, including but not limited to an "employee", "temporary worker", "volunteer worker", member, trustee, director, licensee, subcontractor, independent contractor, or vendor. C. Not authorized by you and conducted on your behalf by others, including but not limited to an "employee", "temporary worker", "volunteer worker", member, trustee, director, licensee, subcontractor, independent contractor, or vendor. We have no obligation to defend, pay on behalf of, indemnity or incur any cost or expenses for any insured or any other person or organization seeking coverage under this insurance for that portion of any claim arising out of any fundraising event or activity or"special event" or activity. This exclusion does not apply to any fundraising event or activity or"special event" or activity for which coverage is provided by an attached endorsement. 2. Medical Or Healthcare Services Any claim or "suit" arising out of the rendering of or failure to render "medical or healthcare services". Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 4 of 13 3. Medically Derived Injury Any claim or"suit" arising out of a"medically derived injury" 4. Violation Of Any Statute Or Regulation Any liability arising out of the willful or intentional violation of any statute or regulation including but not limited to the fines and penalties assessed by a court or regulatory authority. 5. Misconduct, Molestation Or Harassment Any "bodily injury", "personal and advertising injury", mental or emotional pain or anguish, or any defamation or slander, sustained by any person arising out of or resulting from any actual or alleged act of"abuse", "sexual misconduct or sexual molestation" or"sexual harassment" of any kind. We have no right or duty to investigate, settle, defend or pay any claim or "suit" asserting any act of "abuse", "sexual misconduct or sexual molestation", "sexual harassment" or any breach of duty contributing to or arising from such act. 6. Professional Services Any liability arising out of any act or omission in the providing of or failure to provide"professional services". 7. Statutory Enforcement Any liability or responsibility to meet the requirements or standards of care enforced by any department of human services, department of elder care or similar regulatory body, regardless of the law or statutory basis of such enforcement. 8. Guaranteeing Results Including but not limited to any contract or agreement guaranteeing the results of any "professional services" or any type or form of counseling or any type or form of medical, dental, physiological, psychological, addiction, behavioral, chiropractic, holistic, or any other similar treatment. 9. Abuse Any claim or"suit" arising out of"abuse". F. SECTION II—WHO IS AN INSURED is amended as follows: 1. Paragraph 3. is amended as follows: a. Paragraph 3.a. is replaced with: a. Coverage under this provision is afforded only until the end of the policy period during which you acquired or formed the organization. b. Paragraph 3.d. is added: d. Coverage under this provision is afforded only when the newly acquired or formed organization operates or conducts the same or similar business as you. 2. The following is also an insured: Broadened Named Insured — Any organization and subsidiary thereof which you control and actively manage whether through ownership of voting securities, by contract, or otherwise, on the effective date of this policy. However, coverage does not apply to any organization or subsidiary not named in the Declarations as a Named Insured, if they are also insured under another similar policy, or would have been insured but for such policy's termination or the exhaustion of its limits of insurance. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 5 of 13 3. Each of the following is also an additional insured when you have agreed, in a written contract, that such person or organization be added as an additional insured on your policy, provided the written contract is initiated prior to an 'occurrence" resulting in damages: a. Engineers,Architects Or Surveyors Any architect, engineer or surveyor engaged by you but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf in connection with your premises or in the performance of your ongoing operations. However, the insurance provided to such additional insured engineers, architects, or surveyors does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of or the failure to render any professional services by or for you, including: (1) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (2) Supervisory, inspection, architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or "property damage" or the offense which caused the "personal and advertising injury", involved the rendering of or the failure to render any professional services by or for you. b. Owners Of Leased Land Any person or organization from whom you lease land but only with respect to liability arising out of the ownership, maintenance or use of that part of the land leased to you. However, the insurance afforded to these additional insured owners of leased land does not apply to: (1) Any 'occurrence"which takes place after you cease to lease that land; or (2) Structural alterations, new construction or demolition operations performed by or on behalf of the additional insured. c. State Or Governmental Agency Or Subdivision Or Political Subdivision— Permits Or Authorizations Any state or governmental agency or subdivision or political subdivision, but only with respect to operations performed by you or on your behalf for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization. With respect to the insurance afforded these additional insureds, this insurance does not apply to: (1) "Bodily injury", "property damage" or"personal and advertising injury" arising out of operations performed for the federal government, state or municipality; or (2) "Bodily injury" or"property damage" included within the "products-completed operations hazard". d. Contractual Obligations Any person or organization where required by a written contract executed prior to the "occurrence". Such person or organization is an additional insured for "bodily injury", "property damage" or "personal and advertising injury" but only for liability arising out of the negligence of the Named Insured. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 6 of 13 e. Manager Or Lessor Of Premises Any person or organization with respect to their liability arising out of the ownership, maintenance or use of that part of the premises leased or rented to you subject to the following additional exclusions: This insurance does not apply to: (1) Any "occurrence"which takes place after you cease to be a tenant in that premises; or (2) Structural alterations, new construction or demolition operations performed by or on behalf of that person or organization. f. Lessor Of Leased Equipment—Automatic Status When Required In Lease Agreement With You Any person or organization from whom you lease equipment when you and such person or organization have agreed in writing in a contract or agreement that such person or organization be added as an additional insured on your policy. Such person or organization is an insured only with respect to liability for "bodily injury", "property damage" or"personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person or organization. With respect to the insurance afforded to these additional insureds: (1) A person's or organization's status as an additional insured ends when their contract or agreement with you for such leased equipment ends; and (2) This insurance does not apply to any "occurrence" which takes place after the equipment lease expires. g. Vendors Any person or organization but only with respect to "bodily injury" or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business . The insurance afforded the vendor does not apply to: (1) "Bodily injury" or"property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; (2) Any express warranty unauthorized by you; (3) Any physical or chemical change in the product made intentionally by the vendor; (4) Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; (5) Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products; (6) Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; (7) Products which, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 7 of 13 (8) "Bodily injury" or "property damage" arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to: (a) The exceptions contained in Subparagraphs(4)or(6); or (b) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products. This insurance does not apply to any insured person or organization, from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products. h. Funding Source Any person or organization with respect to their liability arising out of: (1) Their financial control of you, or (2) Premises they own, maintain or control while you lease or occupy those premises. This insurance does not apply to: (a) Any "occurrence" or offense which takes place after you cease to lease or occupy those premises; or (b) Structural alterations, new construction and demolition operations performed by or for that person or organization. i. State Or Governmental Agency Or Subdivision Or Political Subdivision — Permits Or Authorizations Relating To Premises Any state or governmental agency or subdivision or political subdivision but only with respect to the following hazards for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization in connection with premises you own, rent or control and to which this insurance applies: (1) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar exposures; (2) The construction, erection, or removal of elevators; or (3) The ownership, maintenance, or use of any elevators covered by this insurance. However, (1) A person or organization is an additional insured under this provision only for that period of time required by the written contract; (2) No such person or organization is an insured under this provision if such person or organization is included as an insured by an endorsement issued by us and attached to the Commercial General Liability Coverage Form; (3) The insurance afforded to such additional insured only applies to the extent permitted by law; and (4) The insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 8 of 13 j. Medical Directors and Administrators Your medical directors and administrators but only while acting within the scope of and during the course of their duties as such. Such duties do not include the furnishing or failure to furnish "professional services" or "medical or healthcare services" as a physician or psychiatrist in the treatment of a patient. k. Home Care Providers At the first Named Insured's option, any person or organization under your direct supervision and control while providing on your behalf private home respite or foster home care for the developmentally disabled. Such duties do not include the furnishing or failure to furnish "professional services" or"medical or healthcare services" in the treatment of a patient. 4. With respect to the insurance afforded to these additional insureds, identified in Paragraph F.3. of this endorsement, the following is added to Section III —Limits Of Insurance: The most we will pay on behalf of the additional insured is the lesser of: a. The limit of insurance required by the contract or agreement; or b. The amount of coverage available under the applicable Limits of Insurance shown in the Declarations; This provision shall not increase the applicable Limits of Insurance shown in the Declarations. G. SECTION III - LIMITS OF INSURANCE is amended as follows: 1. Paragraph 1. is deleted and replaced with: 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims made or"suits" brought; C. Persons or organizations making claims or bringing "suits" or d. Policies involved. 2. Paragraph 6. is deleted and replaced with: 6. Subject to Paragraph 5. above, the most we will pay under Coverage A for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire, while rented to or temporarily occupied by you with permission of the owner, is the higher of $1,000,000 or the amount shown in the Declarations for the Damage To Premises Rented To You Limit. However, if damage by fire to premises rented to you is not otherwise excluded,the word fire in the above paragraph is replaced with fire, lightning, explosion, smoke or sprinkler leakage. 3. The following is added to SECTION III— LIMITS OF INSURANCE: a. If two or more policies or Coverages issued by us apply to the same insured and these policies or Coverages also apply to the same claim or"suit" the maximum amount we will pay as damages under all of the policies or Coverages will not exceed the highest applicable Limit of Insurance that applies to any one of the policies or Coverages. This condition does not apply to any insurance that was purchased specifically to apply in excess of the applicable Limits of Insurance shown in the Declarations. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 9 of 13 H. SECTION IV—COMMERCIAL GENERAL LIABILITY CONDITIONS is amended as follows: 1. Subsection 4. Other Insurance, Paragraph b. Excess Insurance, Subsection (1)(a)(ii) is replaced with the following if damage to premises rented to you is not otherwise excluded: ii. That is fire, lightning, explosion, smoke or sprinkler leakage insurance for premises rented to you or temporarily occupied by you with permission of the owner. 2. Subsection 8. Transfer Of Rights Of Recovery Against Others To Us is amended to include: However, the insured may waive the insurer's rights of recovery prior to the occurrence of a loss, provided the waiver is made in a written contract. 3. The following condition is added: 10. Liberalization If we revise this NONPROFIT AND HUMAN SERVICES GENERAL LIABILITY ENDORSEMENT to provide more coverage without additional premium charge, your policy will automatically provide the additional coverage as of the day the revision is effective in your state. 4. The following condition is added to the Other Insurance Condition and supersedes any provision to the contrary: Primary And Noncontributory Insurance This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: (1) The additional insured is a Named Insured under such other insurance; (2) This insurance is required by a written and executed contract to be primary and not to seek contribution from any other insurance available to the additional insured, but only as it pertains to such written contract; and (3) The loss to be covered occurs on or after the effective date of the written contract. I. SECTION V— DEFINITIONS is amended as follows: 1. Subsection 3. "Bodily injury" is deleted and replaced with the following: 3. "Bodily injury" means physical injury, sickness, or disease sustained by a person, including death of a person resulting from any of these. "Bodily injury" also means mental injury, mental anguish, humiliation, or shock sustained by a person, if directly resulting from physical injury, sickness, or disease sustained by that person. 2. Subsection 4. "Coverage territory" is deleted and replaced by the following: 4. "Coverage territory" means anywhere in the world provided that the claim is made, and any "suit" that may arise therefrom is filed, within the United States of America (including its territories and possessions), Puerto Rico or Canada, unless further restricted by endorsement. 3. Paragraph 9. "Insured Contract" subsection a. is replaced by the following: a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire, lightning, explosion, smoke or sprinkler leakage to premises while retained to you or temporarily occupied by you with permission of the owners is not an "insured contract". Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 10 of 13 4. Paragraph 14. "Personal and Advertising Injury" is amended as follows: a. Subsection b. is deleted and replaced with the following: b. Malicious prosecution or abuse of process; b. Subsection h. is added. h. "Personal and advertising injury' also means injury, including consequential "bodily injury", arising out of discrimination based on race, color, religion, sex, age or national origin, except when: (1) Done intentionally by or at the direction of, or with the knowledge or consent of: (a) Any insured; or (b) Any executive officer, director, stockholder, partner or member of the insured; or (2) Directly or indirectly related to the employment, former or prospective employment, termination of employment, demotion, failure to promote or application for employment of any person or persons by an insured; or (3) Directly or indirectly related to the sale, rental, lease or sublease or prospective sales, rental, lease or sub-lease of any room, dwelling or premises by or at the direction of any insured; or (4) Insurance for such discrimination is prohibited by or held in violation of law, public policy, legislation, court decision or administrative ruling. This coverage does not apply to fines or penalties imposed because of discrimination. 5. For the purpose of this endorsement, the following definitions are added to Section V: a. "Abuse" means any actual, threatened, or alleged act, error, omission, conduct or misconduct that a claim or"suit" alleges: (1) To be, or to constitute, any form of "abuse" (including but not limited to elder "abuse", child "abuse", patient "abuse" or "abuse" of a dependent person) under any applicable state or federal statute; and (2) Any non-sexual assault, non-sexual battery, or non-sexual "abuse" directed at a person; and Conduct or misconduct described above constitutes "abuse" regardless of whether or not it is alleged to be negligent, reckless, knowing, intentional, fraudulent, oppressive, malicious, or otherwise. However, "abuse" does not include employment-related "sexual harassment". b. "Foster care services" means the provisions of personal care or training to a "foster child" including but is not limited to activities of any insured or of any"temporary worker", licensee, subcontractor, independent contractor, vendor or others in investigation, evaluation, counseling, treatment, training, material aid, supervision or monitoring of individuals or families, with respect to placement of a "foster child" as required by any Federal, State, or local code, regulation or ordinance. C. "Foster child" means a child whose care and upbringing are entrusted to an adult other than the child's natural or adoptive parents. d. "Medical or healthcare services" means any type of treatment or services provided for physical, mental, veterinary or dental care, including but not limited to: (1) Any type or form of psychiatric counseling; Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 11 of 13 (2) Any type or form of medical, dental, physiological, psychological, addiction, behavioral, chiropractic, holistic, hospice, veterinary or any other similar treatment; or (3) The operation of a hospital, clinic open to the general public, or other medical facility or laboratory; or (4) The providing, prescription, dispensing, or using of drugs or medical appliances or devices. e. "Medically derived injury" means a physical, pathologic or psychiatric trauma resulting from "medical or healthcare services" provided by a "medical professional", including death resulting therefrom, to your care recipient. "Medically derived injury" includes an aggravation of a preexisting disease or mental disorder. "Medically derived injury" does not include "property damage", "personal and advertising injury", or any injury arising from "abuse", "sexual misconduct or sexual molestation" or"sexual harassment". f. "Medical professional" means an anesthesiologist, chiropodist, chiropractor, dentist, medical technician, midwife, nurse anesthetist, nurse, optometrist, pharmacist, physician, podiatrist, psychiatrist, psychologist, surgeon, veterinarian, x-ray therapist, or any other individual who provides preventative, curative, or rehabilitative health care services, and is licensed where required by law. g. "Product recall" means the recall or withdrawal of"your product" from the market or from use by any other person or organization because of a known or suspected defect in "your product" which has or is reasonably expected to cause "bodily injury" or physical injury to tangible property other than "your product". h. "Product recall expenses" mean those reasonable and necessary expenses paid and directly related to a "product recall". L "Professional services" means any service that: (1) Involves specialized education, knowledge, labor,judgment, and skill, and is predominantly mental or intellectual (as opposed to physical or manual) in nature; and (2) Is provided as part of the Named Insured's operations as a nonprofit or human services organization; and (3) Subject to Paragraphs a. and b. above, "professional services" includes but is not limited to the following: (a) Advice, guidance, or assistance; (b) Counseling; (c) "Social work"; (d) Therapy; (e) Daycare; (f) "Foster care services"; and (g) Job training,job placement,job referral, or vocational services. However, "professional services" does not include any of the following: "medical or healthcare services" or any person or organization acting in the capacity of a "medical professional", accountant, attorney, architect, engineer, real estate manager, immigration counselor, or investment manager. j. "Sexual harassment" means unwelcome sexual advances, requests for sexual favors, or other verbal, visual or physical conduct of a sexual nature when such conduct: (1) Is linked implicitly or explicitly with a decision affecting a term or condition of any individual's employment; Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 12 of 13 POLICY NUMBER: 01-0053-787 GuideVantagesm Auto Enhancement THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE PART Following is a summary of the Limits of Insurance and additional coverage provided by this endorsement. This summary identifies the maximum amount of coverage for each coverage extension shown below. For complete details on coverage, refer to the actual provisions of this endorsement and the entire policy. Liability Coverage Extensions Included or Limit of Insurance A. Who Is An Insured-Broadened Additional Insured by Contract or Agreement Included Board Members Included Newly Acquired Entities Included Employees as Insureds Included Lessor of Leased Autos Included B. Supplementary Payments Coverage Extensions Bail Bonds $5,000 Loss of Earnings $500 per day C. Fellow Employee Coverage Included Physical Damage Coverage Extensions Included or Limit of Insurance A. Towing $100 per disablement B. Glass Repair— No Deductible Included C. Transportation Expenses $100 per day/$2,000 maximum D. Hired Auto Physical Damage-Loss of Use $100 per day/$1,000 maximum E. Rental Reimbursement $100 per day for 30 days F. Personal Effects Coverage $500 G. Hired Auto Physical Damage ACV/Cost to Repair or Replace/$50,000 H. Safety Equipment Coverage $500 I. Vehicle Return Coverage $500 J. Lock Recalibration $1,000 K. Auto Loan/ Lease Gap Included L. Accidental Airbag Discharge Included M. Electronic Equipment—Broadened Coverage $1,000 N. Original Equipment Manufacturer(OEM) Parts Replacement Included O Physical Damage Deductible With Vehicle Tracking System Included Exception Business Auto Conditions Included A. Blanket Waiver of Subrogation Included B. Two Or More Coverage Forms Or Policies Issued By Us Included Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 1 of 8 Coverage extensions under this endorsement only apply in the event that no other specific coverage for these extensions are provided under this policy. If such specific coverage apply, the terms, conditions and limits of that coverage are the sole and exclusive coverage applicable under this policy, unless otherwise noted in this endorsement. LIABILITY COVERAGE EXTENSIONS A. WHO IS AN INSURED— BROADENED Paragraph A.1.c. of Section II —Covered Autos Liability Coverage is replaced by the following: C. Anyone liable for the conduct of an "insured" described above but only to the extent of that liability. In addition: (1) Any person or organization is included as an additional "insured" when you have agreed in a written contract or agreement to include such person or organization as an additional "insured". (2) Such person or organization is an additional "insured" only to the extent such person or organization is liable for "bodily injury" or "property damage" because of the conduct of an "insured" under Paragraphs a. or b. under Paragraph A.1. Who Is An Insured of Section II — Covered Autos Liability Coverage, caused by an "accident" and resulting from the ownership, maintenance or use of a covered "auto". The following are added to Paragraph A.1. Who Is An Insured of Section II — Covered Autos Liability Coverage: d. Board Members When any symbol is indicated in the Declarations for Liability Coverage, board members (or their spouses)while renting an "auto"while conducting business for the insured. e. Newly Acquired Entities Any organization you newly acquire or form, other than a partnership,joint venture or limited liability company or any organization excluded either by this Coverage Part or by endorsement, and over which you maintain ownership or majority interest of more than 50 percent will qualify as a Named Insured. However: (1) This insurance does not apply to any newly acquired or formed organization that is an "insured" under any other automobile policy or would be an "insured" under such policy but for its termination or the exhaustion of its Limit of Insurance. (2) Coverage under this provision does not apply to "bodily injury", "property damage", expense or "loss" that occurred before you acquired or formed the organization. (3) Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier. f. Employees as Insureds Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs. g. Lessor of Leased Autos The lessor of a "leased auto" is an "insured" only for "bodily injury" or "property damage" resulting from the covered acts or omissions by: Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 2 of 8 (1) You; (2) Any of your"employees" or agents; or (3) Any person, except the lessor or any "employee" or agent of the lessor, while operating a "leased auto"with the permission of any of the above. Any "leased auto" identified in the policy schedule will be considered a covered "auto" you own and not a covered "auto" you hire or borrow. The coverages provided under this endorsement applies to any "leased auto" identified in the policy schedule until the expiration date of the lease, or when the lessor or his or her agent takes possession of the "leased auto,"whichever occurs first. For the purposes of this coverage endorsement, "leased auto" means an "auto" leased or rented to you, including any substitute, replacement or extra "auto" needed to meet seasonal or other needs, under a written leasing or rental agreement that requires you to provide direct primary insurance for the lessor. B. SUPPLEMENTARY PAYMENTS COVERAGE EXTENSIONS Paragraphs A.2.a.(2) and A.2.a.(4) of Section II — Covered Autos Liability Coverage are replaced by the following: (2) Up to$5,000 for cost of bail bonds (including bonds for related traffic law violations) required because of an "accident"we cover. We do not have to furnish these bonds. (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day because of time off from work. C. FELLOW EMPLOYEE COVERAGE Paragraph 13.5. Fellow Employee exclusion of Section II — Covered Autos Liability Coverage does not apply. PHYSICAL DAMAGE COVERAGE EXTENSIONS A. TOWING Paragraph A.2. Towing of Section III—Physical Damage Coverage is replaced by the following: We will pay up to $100 for towing and labor costs incurred each time a covered "auto" is disabled. However, the labor must be performed at the place of disablement. No deductible applies to this coverage. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. B. GLASS REPAIR The following is added to Paragraph A.3. Glass Breakage— Hitting A Bird Or Animal— Falling Objects Or Missiles of Section III — Physical Damage Coverage: No deductible applies to a "loss" for glass used in the windshield or windows if such glass is repaired rather than replaced. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 3 of 8 C. TRANSPORTATION EXPENSES Paragraph Aka. Transportation Expenses of Section III — Physical Damage Coverage is replaced by the following: We will pay up to $100 per day, subject to a maximum limit of $2,000, for temporary transportation expenses incurred by you because of the total theft of a covered "auto." We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. We will pay for temporary transportation expenses incurred during the period beginning 48 hours after the theft and ending, regardless of the policy's expiration, when the covered "auto" is returned to use or we pay for its "loss." It is agreed and understood and it is our stated intent that expenses incurred by you under the Transportation Expenses Coverage Extension will not also be covered or paid under the Rental Reimbursement coverage provided by this endorsement or any rental reimbursement coverage added by separate endorsement to this policy. D. HIRED AUTO PHYSICAL DAMAGE—LOSS OF USE The Limit of Insurance in Paragraph A.4.b. Loss of Use Expenses of Section III — Physical Damage Coverage is increased to $100 per day to a maximum of$1,000. E. RENTAL REIMBURSEMENT The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: C. We will pay for rental reimbursement expenses incurred by you for the rental of an "auto" because of "loss" to a covered "auto", subject to the following provisions: (1) Payment applies in addition to the otherwise applicable amount of each coverage you have on a covered "auto". (2) No deductible applies to this coverage. (3) We will pay only for those expenses incurred during the policy period beginning 24 hours after the "loss" and ending, regardless of the expiration date of the policy, with the lesser of the following number of days: (a) The number of days when the covered "auto" has been repaired or replaced; or (b) 30 days. (4) Our payment is limited to the lesser of the following amounts: (a) Necessary and actual expenses incurred. (b) The maximum rental expenses indicated below: (i) $100 for any one day; or (ii) $3,000 because of"loss" to any one covered "auto". (5) This coverage does not apply while there are spare or reserve "autos" available to you for your operations. We will pay only for those covered "autos"for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 4 of 8 F. PERSONAL EFFECTS COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: d. We will pay up to$500 per person for theft of personal effects which are: (1) Owned by an "insured"; and (2) In or on your covered "auto". This coverage applies only in the event of the total theft of your covered "auto". No deductible applies to this coverage. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. G. HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: e. If hired "autos" are covered "autos" for Covered Autos Liability Coverage and if Physical Damage Coverage is provided for any "auto" you own, then the Physical Damage coverages provided are extended to "autos" you lease, rent, hire or borrow from someone other than your "employees", partners or members of their households subject to the following: (1) The most we will pay in any one "loss" is the lesser of: (a) The actual cash value of the "auto"; (b) The cost to repair or replace the "auto"; or (c) $50,000. (2) Paragraph (1)above is subject to a deductible.The deductible shall be equal to the amount of the highest deductible applicable for that coverage to any owned "auto". No deductible will apply to "loss" caused by fire or lightning. (3) Hired Auto Physical Damage Coverage is subject to the following: (a) If symbol 8 is shown in the Covered Auto section of the Declarations page for any of the Physical Damage coverages, then the Hired Auto Physical Damage coverage described in this endorsement does not apply. (b) Other than indicated in Paragraph (a) directly above, coverage provided under this provision will be excess over any other collectible insurance or coverage. H. SAFETY EQUIPMENT COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: f. We will pay up to $500 per"loss" toward the replacement or recharging of any of the following safety equipment that is stolen, discharged, or destroyed while secured on or in your covered "auto." (1) First aid kits; (2) Fire extinguishers; Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 5 of 8 (3) Flashlights; (4) Flares; (5) Portable reflectors; and (6) Child safety seats. Payment under this coverage will be considered primary with respect to other available insurance coverage. We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. I. VEHICLE RETURN COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: g. In addition to the reasonable expenses incurred to protect your covered "auto" from further damage, we will pay up to $500 toward the cost of returning your covered "auto" to the location where it is usually garaged; if (1) The "auto" has been stolen and is recovered more than 50 miles from the location where it is usually garaged; or (2) The "auto" is disabled through physical damage, other than collision, more than 50 miles from the location where it is usually garaged. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. In addition, if symbol 2 or symbol 7 is entered next to the Physical Damage Collision coverage on the Declarations, then this coverage will apply to your covered "auto" that is disabled by collision more than 50 miles from where it is usually garaged. J. LOCK RECALIBRATION The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: h. We will pay up to $1,000 for the recalibration of all professionally installed ignitions or locks in your "autos" that you undertake due to an act of theft, attempted theft or vandalism. This coverage will only apply if the recalibration is done within 10 days of discovery of such act of theft, attempted theft or vandalism. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. K. AUTO LOAN/LEASE GAP COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: L In the event of a total "loss" to a covered "auto", we will pay any unpaid amount due on the lease or loan for a covered "auto", less: (1) The amount paid under the Physical Damage Coverage; and (2) Any: (a) Overdue lease or loan payments at the time of the "loss"; Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 6 of 8 (b) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (c) Security deposits not returned by the lessor; (d) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; or (e) Carry-over balances from previous loans or leases. We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. L. ACCIDENTAL AIRBAG DISCHARGE Paragraph B.3.a. of Section III — Physical Damage Coverage is replaced by the following: a. Wear and tear, freezing, mechanical or electrical breakdown. However, this exclusion does not apply to accidental discharge of an airbag. This coverage is excess over any other collectible insurance or warranty providing such airbag coverage. We will pay only for those covered "autos"for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. M. ELECTRONIC EQUIPMENT—BROADENED COVERAGE Paragraph BA.c. of Section III—Physical Damage Coverage is replaced by the following: C. Any electronic equipment, without regard to whether this equipment is permanently installed, that reproduces, receives or transmits audio, visual or data signals. This exclusion does not apply to any global positioning system, navigation system or telematics unit. The most we will pay for all "loss" to any global positioning system, navigation system or telematics unit as a result of any one "accident" is the lessor of: (1) The actual cash value of the damaged or stolen property at the time of the "loss"; (2) The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality; or (3) $1,000. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage N. ORIGINAL EQUIPMENT MANUFACTURER(OEM) PARTS REPLACEMENT The following is added to Paragraph C.1. of Section III— Physical Damage Coverage: However, if the covered "auto" has less than 20,000 miles on its odometer, we will pay the cost to replace the damaged parts (excluding glass and mechanical parts) with new original equipment manufacturer (OEM) replacement parts, but only if the damaged parts cannot be repaired. O. PHYSICAL DAMAGE DEDUCTIBLE WITH VEHICLE TRACKING SYSTEMS EXCEPTION Paragraph D. Deductible of Section III —Physical Damage Coverage is replaced by the following: Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 7 of 8 D. Deductible For each covered "auto", our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by the applicable deductible shown in the Declarations.Any Comprehensive Coverage deductible shown in the Declarations: 1. Does not apply to "loss" caused by fire or lightning; and 2. Will be reduced by 50% for any "loss" caused by theft if the vehicle is equipped with a radio frequency tracking device and that device was the method of recovery of the vehicle. BUSINESS AUTO CONDITIONS A. BLANKET WAIVER OF SUBROGATION The following is added to Paragraph A.5. Transfer of Rights of Recovery Against Other To Us of Section IV— Business Auto Conditions: However, we waive any right of recovery we may have against a person or organization because of payments we make for "bodily injury" or"property damage" when you and such person or organization have agreed in writing in a contract or agreement to waive such right of recovery, provided: a. Such written contract or agreement was: (1) Made prior to the "accident" or "loss" resulting in the covered "bodily injury" or "property damage"; and (2) Was in effect at the time of the covered "bodily injury" or"property damage". b. The covered "bodily injury" or "property damage" must arise out of the operations specified in such written contract or agreement. C. At our request you must provide us with a copy of the aforementioned written contract or agreement. B. TWO OR MORE COVERAGE FORMS OR POLICIES ISSUED BY US The following is added to Paragraph B.8. of Section IV—Business Auto Conditions: If a "loss" covered under this Coverage Part also involves a "loss" to another property from the same "accident",which is covered under a Commercial Property Coverage Part or Inland Marine Coverage Part issued by us or any other member company of ours for you, only the highest deductible applicable to those coverages will be applied to the "accident". Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 8 of 8 TRAIAND-01 DOLDENBERG ,d►coRo CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DD/YYYY) 6/26/2026 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER License#L100460 CONTACT NAME: Foundation Risk Partners Insurance Solutions-KM Los Angeles PHONE FAX 2900 W.Broadway (A/C,No,Ext):(323) No):(323)256-0800 550-7900 Los Angeles,CA 90041 E-MAIL-ADDRESS:knaufreception@kmins.com INSURERS AFFORDING COVERAGE NAIC# INSURERA:GuideOne Specialty Mutual Insurance Company 14559 INSURED INSURER B:GuldeOne Insurance Company 15032 Training and Research Foundation INSURER C:Service American Indemnity Company 39152 750 W. First St. INSURER D: Tustin,CA 92780 INSURER E INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER POLICY EFF POLICY EXP LIMITS LTR INSD WVD MM/DD/YYYY MM/DD/YYYY A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 CLAIMS-MADE X OCCUR CPP010053786 7/1/2026 7/1/2027 DAMAGE TO RENTED 1,000,000 X X PREMISES Ea occurrence $ MED EXP(Any oneperson) $ 20,000 PERSONAL&ADV INJURY $ 1,000,000 GENT AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 3,000,000 X POLICY PRO LOC PRODUCTS-COMP/OPAGG $ 3,000,000 OTHER: $ B AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT 1,000,000 Ea accident $ X ANY AUTO X X BAP010053787 7/1/2026 7/1/2027 BODILY INJURY Perperson) $ OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY Per accident $ HIRED NON-OWNED PROPERTY DAMAGE AUTOS ONLY AUTOS ONLY Per accident) ccident $ B X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 4,000,000 EXCESS LIAB CLAIMS-MADE UMB010053788 7/1/2026 7/1/2027 AGGREGATE $ 4,000,000 DED X RETENTION$ 2,500 $ C WORKERS COMPENSATION X PER OTH- AND EMPLOYERS'LIABILITY X STATUTE ER SATIS0579802 7/1/2026 7/1/2027 1,000,000 ANY PROPRIETOR/ R/EXECUTIVE ❑ E.L.EACH ACCIDENT $ EXCLU OFFICER/MEMBER EXCLUDED? N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ 1,000,000 If yes,describe under 1,000,000 DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ A Sexual Abuse CPP010053786 7/1/2026 7/1/2027 Each Occurrence 1,000,000 A Sexual Abuse CPP010053786 7/1/2026 7/1/2027 Aggregate 3,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,maybe attached if more space is required) Coverage:Sexual Misconduct Liability Policy#CPP010053786 Effective 7/01/2026 to 7/01/2027 $1,000,000 Each Occurrence(Claim)limit $3,000,000 Aggregate limit APPROVED SEE ATTACHED ACORD 101 By Tu Tran Nguyen at 11:41 am,Jun 30,2026 _] CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Santa Ana THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Y ACCORDANCE WITH THE POLICY PROVISIONS. Risk Management Division 20 Civic Center Plaza Santa Ana,CA 92701 AUTHORIZED REPRESENTATIVE ACORD 25(2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID:TRAIAND-01 DOLDENBERG LOC#: 1 ACORO ADDITIONAL REMARKS SCHEDULE Page 1 of 1 AGENCY License#L100460 NAMED INSURED Foundation Risk Partners Insurance Solutions -KM Los Angeles Training and Research Foundation g 750 W.First St. POLICY NUMBER Tustin,CA 92780 SEE PAGE 1 CARRIER NAIC CODE SEE PAGE 1 SEE P 1 EFFECTIVE DATE:SEE PAGE 1 ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance Description of Operations/Locations/Vehicles: $0 retention/deductible *Occurrence Form Coverage: Human Services Professional Liability Policy#CPP010053786 Effective 7/01/2026 to 7/01/2027 $1,000,000 Each Occurrence (Event) limit $3,000,000 Aggregate limit $0 retention/deductible *Occurrence Form El Salvador Early Care Education Center aka:Anne Broussard 1825 W Civic Center Drive Santa Ana, CA 92703 Corbin After School/Summer Program Center 2215 W McFadden Avenue Santa Ana, CA 92704 City of Santa Ana, its officers, officials, employees and volunteers are also included as as Additional Insured, including Primary& Non-Contributory wording, and Waiver of Subrogation applies as respects General Liability coverage; only as per the attached endorsement(s), regarding the Facilities Use Agreement(The City of Santa Ana, Parks Recreational and Community Services Agency, Event Name: The Chicano Heritage Festival, Location: El Salvador Park, 1825 W Civic Center Dr Santa Ana, CA 92703, Logan Community Center, 1009 N. Custer St., Santa Ana, CA 92701). 30-day notice of cancellation applies. (ENDORSEMENTS PENDING) City of Santa Ana, its officers, officials, employees and volunteers are also included as as Additional Insured and Waiver of Subrogation applies as respects Automobile Liability coverage; only as per the attached endorsement(s), regarding the Facilities Use Agreement(The City of Santa Ana, Parks Recreational and Community Services Agency, Event Name: The Chicano Heritage Festival, Location: El Salvador Park, 1825 W Civic Center Dr Santa Ana,CA 92703, Logan Community Center, 1009 N. Custer St., Santa Ana, CA 92701). $4MM Umbrella goes over underlying General Liability, Sexual Misconduct Liability with a$2MM Sublimit, Human Services Professional Liability with a $4MM Sublimit, Workers Compensation and Commercial Automobile Liability Coverage. Waiver of Subrogation applies as respects Workers Compensation coverage; only as per the attached endorsement(s). ACORD 101 (2008/01) ©2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD POLICY NUMBER: 01-0053-787 GuideVantagesm Auto Enhancement THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE PART Following is a summary of the Limits of Insurance and additional coverage provided by this endorsement. This summary identifies the maximum amount of coverage for each coverage extension shown below. For complete details on coverage, refer to the actual provisions of this endorsement and the entire policy. Liability Coverage Extensions Included or Limit of Insurance A. Who Is An Insured-Broadened Additional Insured by Contract or Agreement Included Board Members Included Newly Acquired Entities Included Employees as Insureds Included Lessor of Leased Autos Included B. Supplementary Payments Coverage Extensions Bail Bonds $5,000 Loss of Earnings $500 per day C. Fellow Employee Coverage Included Physical Damage Coverage Extensions Included or Limit of Insurance A. Towing $100 per disablement B. Glass Repair— No Deductible Included C. Transportation Expenses $100 per day/$2,000 maximum D. Hired Auto Physical Damage-Loss of Use $100 per day/$1,000 maximum E. Rental Reimbursement $100 per day for 30 days F. Personal Effects Coverage $500 G. Hired Auto Physical Damage ACV/Cost to Repair or Replace/$50,000 H. Safety Equipment Coverage $500 I. Vehicle Return Coverage $500 J. Lock Recalibration $1,000 K. Auto Loan/ Lease Gap Included L. Accidental Airbag Discharge Included M. Electronic Equipment—Broadened Coverage $1,000 N. Original Equipment Manufacturer(OEM) Parts Replacement Included O Physical Damage Deductible With Vehicle Tracking System Included Exception Business Auto Conditions Included A. Blanket Waiver of Subrogation Included B. Two Or More Coverage Forms Or Policies Issued By Us Included Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 1 of 8 Coverage extensions under this endorsement only apply in the event that no other specific coverage for these extensions are provided under this policy. If such specific coverage apply, the terms, conditions and limits of that coverage are the sole and exclusive coverage applicable under this policy, unless otherwise noted in this endorsement. LIABILITY COVERAGE EXTENSIONS A. WHO IS AN INSURED— BROADENED Paragraph A.1.c. of Section II —Covered Autos Liability Coverage is replaced by the following: C. Anyone liable for the conduct of an "insured" described above but only to the extent of that liability. In addition: (1) Any person or organization is included as an additional "insured" when you have agreed in a written contract or agreement to include such person or organization as an additional "insured". (2) Such person or organization is an additional "insured" only to the extent such person or organization is liable for "bodily injury" or "property damage" because of the conduct of an "insured" under Paragraphs a. or b. under Paragraph A.1. Who Is An Insured of Section II — Covered Autos Liability Coverage, caused by an "accident" and resulting from the ownership, maintenance or use of a covered "auto". The following are added to Paragraph A.1. Who Is An Insured of Section II — Covered Autos Liability Coverage: d. Board Members When any symbol is indicated in the Declarations for Liability Coverage, board members (or their spouses)while renting an "auto"while conducting business for the insured. e. Newly Acquired Entities Any organization you newly acquire or form, other than a partnership,joint venture or limited liability company or any organization excluded either by this Coverage Part or by endorsement, and over which you maintain ownership or majority interest of more than 50 percent will qualify as a Named Insured. However: (1) This insurance does not apply to any newly acquired or formed organization that is an "insured" under any other automobile policy or would be an "insured" under such policy but for its termination or the exhaustion of its Limit of Insurance. (2) Coverage under this provision does not apply to "bodily injury", "property damage", expense or "loss" that occurred before you acquired or formed the organization. (3) Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier. f. Employees as Insureds Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs. g. Lessor of Leased Autos The lessor of a "leased auto" is an "insured" only for "bodily injury" or "property damage" resulting from the covered acts or omissions by: Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 2 of 8 (1) You; (2) Any of your"employees" or agents; or (3) Any person, except the lessor or any "employee" or agent of the lessor, while operating a "leased auto"with the permission of any of the above. Any "leased auto" identified in the policy schedule will be considered a covered "auto" you own and not a covered "auto" you hire or borrow. The coverages provided under this endorsement applies to any "leased auto" identified in the policy schedule until the expiration date of the lease, or when the lessor or his or her agent takes possession of the "leased auto,"whichever occurs first. For the purposes of this coverage endorsement, "leased auto" means an "auto" leased or rented to you, including any substitute, replacement or extra "auto" needed to meet seasonal or other needs, under a written leasing or rental agreement that requires you to provide direct primary insurance for the lessor. B. SUPPLEMENTARY PAYMENTS COVERAGE EXTENSIONS Paragraphs A.2.a.(2) and A.2.a.(4) of Section II — Covered Autos Liability Coverage are replaced by the following: (2) Up to$5,000 for cost of bail bonds (including bonds for related traffic law violations) required because of an "accident"we cover. We do not have to furnish these bonds. (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day because of time off from work. C. FELLOW EMPLOYEE COVERAGE Paragraph 13.5. Fellow Employee exclusion of Section II — Covered Autos Liability Coverage does not apply. PHYSICAL DAMAGE COVERAGE EXTENSIONS A. TOWING Paragraph A.2. Towing of Section III—Physical Damage Coverage is replaced by the following: We will pay up to $100 for towing and labor costs incurred each time a covered "auto" is disabled. However, the labor must be performed at the place of disablement. No deductible applies to this coverage. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. B. GLASS REPAIR The following is added to Paragraph A.3. Glass Breakage— Hitting A Bird Or Animal— Falling Objects Or Missiles of Section III — Physical Damage Coverage: No deductible applies to a "loss" for glass used in the windshield or windows if such glass is repaired rather than replaced. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 3 of 8 C. TRANSPORTATION EXPENSES Paragraph Aka. Transportation Expenses of Section III — Physical Damage Coverage is replaced by the following: We will pay up to $100 per day, subject to a maximum limit of $2,000, for temporary transportation expenses incurred by you because of the total theft of a covered "auto." We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. We will pay for temporary transportation expenses incurred during the period beginning 48 hours after the theft and ending, regardless of the policy's expiration, when the covered "auto" is returned to use or we pay for its "loss." It is agreed and understood and it is our stated intent that expenses incurred by you under the Transportation Expenses Coverage Extension will not also be covered or paid under the Rental Reimbursement coverage provided by this endorsement or any rental reimbursement coverage added by separate endorsement to this policy. D. HIRED AUTO PHYSICAL DAMAGE—LOSS OF USE The Limit of Insurance in Paragraph A.4.b. Loss of Use Expenses of Section III — Physical Damage Coverage is increased to $100 per day to a maximum of$1,000. E. RENTAL REIMBURSEMENT The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: C. We will pay for rental reimbursement expenses incurred by you for the rental of an "auto" because of "loss" to a covered "auto", subject to the following provisions: (1) Payment applies in addition to the otherwise applicable amount of each coverage you have on a covered "auto". (2) No deductible applies to this coverage. (3) We will pay only for those expenses incurred during the policy period beginning 24 hours after the "loss" and ending, regardless of the expiration date of the policy, with the lesser of the following number of days: (a) The number of days when the covered "auto" has been repaired or replaced; or (b) 30 days. (4) Our payment is limited to the lesser of the following amounts: (a) Necessary and actual expenses incurred. (b) The maximum rental expenses indicated below: (i) $100 for any one day; or (ii) $3,000 because of"loss" to any one covered "auto". (5) This coverage does not apply while there are spare or reserve "autos" available to you for your operations. We will pay only for those covered "autos"for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 4 of 8 F. PERSONAL EFFECTS COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: d. We will pay up to$500 per person for theft of personal effects which are: (1) Owned by an "insured"; and (2) In or on your covered "auto". This coverage applies only in the event of the total theft of your covered "auto". No deductible applies to this coverage. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. G. HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: e. If hired "autos" are covered "autos" for Covered Autos Liability Coverage and if Physical Damage Coverage is provided for any "auto" you own, then the Physical Damage coverages provided are extended to "autos" you lease, rent, hire or borrow from someone other than your "employees", partners or members of their households subject to the following: (1) The most we will pay in any one "loss" is the lesser of: (a) The actual cash value of the "auto"; (b) The cost to repair or replace the "auto"; or (c) $50,000. (2) Paragraph (1)above is subject to a deductible.The deductible shall be equal to the amount of the highest deductible applicable for that coverage to any owned "auto". No deductible will apply to "loss" caused by fire or lightning. (3) Hired Auto Physical Damage Coverage is subject to the following: (a) If symbol 8 is shown in the Covered Auto section of the Declarations page for any of the Physical Damage coverages, then the Hired Auto Physical Damage coverage described in this endorsement does not apply. (b) Other than indicated in Paragraph (a) directly above, coverage provided under this provision will be excess over any other collectible insurance or coverage. H. SAFETY EQUIPMENT COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: f. We will pay up to $500 per"loss" toward the replacement or recharging of any of the following safety equipment that is stolen, discharged, or destroyed while secured on or in your covered "auto." (1) First aid kits; (2) Fire extinguishers; Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 5 of 8 (3) Flashlights; (4) Flares; (5) Portable reflectors; and (6) Child safety seats. Payment under this coverage will be considered primary with respect to other available insurance coverage. We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. I. VEHICLE RETURN COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: g. In addition to the reasonable expenses incurred to protect your covered "auto" from further damage, we will pay up to $500 toward the cost of returning your covered "auto" to the location where it is usually garaged; if (1) The "auto" has been stolen and is recovered more than 50 miles from the location where it is usually garaged; or (2) The "auto" is disabled through physical damage, other than collision, more than 50 miles from the location where it is usually garaged. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. In addition, if symbol 2 or symbol 7 is entered next to the Physical Damage Collision coverage on the Declarations, then this coverage will apply to your covered "auto" that is disabled by collision more than 50 miles from where it is usually garaged. J. LOCK RECALIBRATION The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: h. We will pay up to $1,000 for the recalibration of all professionally installed ignitions or locks in your "autos" that you undertake due to an act of theft, attempted theft or vandalism. This coverage will only apply if the recalibration is done within 10 days of discovery of such act of theft, attempted theft or vandalism. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. K. AUTO LOAN/LEASE GAP COVERAGE The following is added to Paragraph A.4. Coverage Extensions of Section III — Physical Damage Coverage: L In the event of a total "loss" to a covered "auto", we will pay any unpaid amount due on the lease or loan for a covered "auto", less: (1) The amount paid under the Physical Damage Coverage; and (2) Any: (a) Overdue lease or loan payments at the time of the "loss"; Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 6 of 8 (b) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (c) Security deposits not returned by the lessor; (d) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; or (e) Carry-over balances from previous loans or leases. We will pay only for those covered "autos" for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. L. ACCIDENTAL AIRBAG DISCHARGE Paragraph B.3.a. of Section III — Physical Damage Coverage is replaced by the following: a. Wear and tear, freezing, mechanical or electrical breakdown. However, this exclusion does not apply to accidental discharge of an airbag. This coverage is excess over any other collectible insurance or warranty providing such airbag coverage. We will pay only for those covered "autos"for which you carry Collision Coverage, Comprehensive or Specified Causes of Loss Coverage. M. ELECTRONIC EQUIPMENT—BROADENED COVERAGE Paragraph BA.c. of Section III—Physical Damage Coverage is replaced by the following: C. Any electronic equipment, without regard to whether this equipment is permanently installed, that reproduces, receives or transmits audio, visual or data signals. This exclusion does not apply to any global positioning system, navigation system or telematics unit. The most we will pay for all "loss" to any global positioning system, navigation system or telematics unit as a result of any one "accident" is the lessor of: (1) The actual cash value of the damaged or stolen property at the time of the "loss"; (2) The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality; or (3) $1,000. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage N. ORIGINAL EQUIPMENT MANUFACTURER(OEM) PARTS REPLACEMENT The following is added to Paragraph C.1. of Section III— Physical Damage Coverage: However, if the covered "auto" has less than 20,000 miles on its odometer, we will pay the cost to replace the damaged parts (excluding glass and mechanical parts) with new original equipment manufacturer (OEM) replacement parts, but only if the damaged parts cannot be repaired. O. PHYSICAL DAMAGE DEDUCTIBLE WITH VEHICLE TRACKING SYSTEMS EXCEPTION Paragraph D. Deductible of Section III —Physical Damage Coverage is replaced by the following: Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 7 of 8 D. Deductible For each covered "auto", our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by the applicable deductible shown in the Declarations.Any Comprehensive Coverage deductible shown in the Declarations: 1. Does not apply to "loss" caused by fire or lightning; and 2. Will be reduced by 50% for any "loss" caused by theft if the vehicle is equipped with a radio frequency tracking device and that device was the method of recovery of the vehicle. BUSINESS AUTO CONDITIONS A. BLANKET WAIVER OF SUBROGATION The following is added to Paragraph A.5. Transfer of Rights of Recovery Against Other To Us of Section IV— Business Auto Conditions: However, we waive any right of recovery we may have against a person or organization because of payments we make for "bodily injury" or"property damage" when you and such person or organization have agreed in writing in a contract or agreement to waive such right of recovery, provided: a. Such written contract or agreement was: (1) Made prior to the "accident" or "loss" resulting in the covered "bodily injury" or "property damage"; and (2) Was in effect at the time of the covered "bodily injury" or"property damage". b. The covered "bodily injury" or "property damage" must arise out of the operations specified in such written contract or agreement. C. At our request you must provide us with a copy of the aforementioned written contract or agreement. B. TWO OR MORE COVERAGE FORMS OR POLICIES ISSUED BY US The following is added to Paragraph B.8. of Section IV—Business Auto Conditions: If a "loss" covered under this Coverage Part also involves a "loss" to another property from the same "accident",which is covered under a Commercial Property Coverage Part or Inland Marine Coverage Part issued by us or any other member company of ours for you, only the highest deductible applicable to those coverages will be applied to the "accident". Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 8 of 8 POLICY NUMBER: 01-0053-786 NONPROFIT AND HUMAN SERVICES GENERAL LIABILITY ENDORSEMENT THIS DOCUMENT IS AN ENDORSEMENT THAT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE FORM A. SECTION I — COVERAGES, COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY, 2. Exclusions is amended as follows: 1. Exclusion a. Expected or Intended Injury is deleted and replaced with: a. "Bodily injury" or"property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury"or"property damage"resulting from the use of reasonable force to protect persons or property. 2. Paragraph (2) under Exclusion g. Aircraft,Auto or Watercraft is deleted and replaced with: (2) A watercraft that you do not own that is not being used to carry persons or property for a charge. This provision applies to any person, who with your consent, either uses or is responsible for the use of a watercraft. This insurance is excess over any other valid and collectible insurance available to any insured whether primary, excess, or contingent. 3. Paragraph (1) under Exclusion j. Damage To Property is deleted and replaced with: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property, unless the damage to property is caused by your "client", in such case we will provide coverage for such "property damage" for which you are legally obligated to pay up to a $50,000 limit per"occurrence". This limit is the only limit of insurance for such "property damage" and will not be combined with the Each Occurrence Limit set for this in Section III — Limits of Insurance and will be included within and not in addition to the Each Occurrence Limit. Any and all damages paid under the terms and condition of this provision will further be applied against and will reduce the Aggregate Limit of Insurance shown on the Declarations page, and as provided in the Commercial General Liability Coverage Form in the same manner and in addition to all other coverages of the Commercial General Liability Coverage Form that are also subject to the Aggregate Limit. As used in this coverage extension, "client" means a person under your direct care and supervision, for whom you are providing goods or services. 4. The following is added to Paragraph(2) under Exclusion b. Contractual Liability: We agree to indemnify the Named Insured for their liability assumed in a contract or agreement regarding the rental or lease of a premises on behalf of their "client", up to $50,000 per "occurrence". This limit of insurance is the only limit of insurance for your liability assumed in a contract or agreement regarding the rental or lease of a premises on behalf of your "client" whether or not such contract qualifies as an "insured contract". This limit will not be combined with the Each Occurrence Limit set forth in Section III — Limits of Insurance and is included within and not in addition to the Each Occurrence Limit. This coverage extension only applies to rental lease agreements. This coverage is excess over any liability insurance available to the "client", including but not limited to renter's insurance of the "client". Any and all damages paid under the terms and conditions of this provision will further be applied against and will reduce the Aggregate Limit of Insurance shown on the Declarations page, as provided in the Commercial General Liability Coverage Form in the same manner and in addition to all other coverages of the Commercial General Liability Coverage Form that are also subject to the Aggregate Limit. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 1 of 13 As used in this coverage extension, "client' means a person under your direct care and supervision, for whom you are providing goods or services. 5. The following is added to Exclusion n. Recall Of Products,Work Or Impaired Property: This exclusion does not apply to the reimbursement of "product recall expenses" as provided under Paragraph 3. of SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A AND B. 6. The last Paragraph of Subsection 2. Exclusions is deleted and replaced with: Exclusions C. through n. do not apply to damage by fire, lightning, explosion, smoke or sprinkler leakage to premises while rented to you or temporarily occupied by you with permission of the owner.A separate limit of insurance applies to this coverage as described in Section III -Limits of Insurance. B. SECTION I — COVERAGES, COVERAGE B — PERSONAL AND ADVERTISING INJURY LIABILITY, 2. Exclusions is amended as follows: 1. The following is added to Exclusion j. Insureds In Media And Internet Type Businesses: This exclusion does not apply to publishing, broadcasting or telecasting that is incidental to your business. C. SECTION I—COVERAGES, COVERAGE C—MEDICAL PAYMENTS is amended as follows: 1. Subsection 1. Insuring Agreement, Paragraph a.(3)(b) is deleted and replaced with: (b) The expenses are incurred and reported to us within three years of the date of the accident; and 2. Subsection 2. Exclusions, is amended as follows: a. Exclusion a.Any Insured is deleted and replaced with: a. Any Insured To any insured, except "volunteer workers" or an insured as provided in e. Athletic Activities below. b. Exclusion e. Athletics Activities is deleted and replaced with: e. Athletics Activities To a person injured while practicing or participating in any physical exercises or games, sports or athletic contests. This exclusion shall not apply to an insured while providing instruction with respect to any of the activities otherwise excluded by this provision. C. Exclusion f. Products-Completed Operations Hazard is deleted and replaced with: f. Products-Completed Operations Hazard Included within the "products-completed operations hazard". This exclusion does not apply to "bodily injury" arising out of"your products": (1) Sold for use or consumption on your premises; or (2) In connection with the conduct of your operations by you or on your behalf, if the "bodily injury" occurs after you have relinquished possession of"your products". This exclusion exception does not apply if COVERAGE C — MEDICAL PAYMENTS is excluded by another endorsement to this Coverage Part. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 2 of 13 D. SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A AND B is amended as follows: 1. 1. b. is deleted and replaced with: b. Up to $5,000 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. 2. 1. d. is deleted and replaced with: d. All reasonable expenses incurred by the insured at our request to assist us in the "suit", including actual loss of earnings up to $1,000 a day because of time off from work. 3. 1. h. is added: h. Up to $1,000 for "property damage" to personal property of others while in the temporary care, custody or control of an insured and caused by any person participating in your organized activities. For purposes of this supplementary payment, "property damage" does not include disappearance,wrongful abstraction or loss of use. This Supplementary Payment shall only be paid on or for the account of the owner and only when other coverage or insurance is unavailable. 4. 1. i. is added: L The cost to replace keys and locks at the "client's" premises due to loss to keys entrusted to you by your"client", up to a $10,000 limit per occurrence and $10,000 policy aggregate. We will not pay for loss or damage resulting from theft or any other dishonest or criminal act that you or any of your partners, members, officers, "employees", "managers", directors, trustees, authorized representatives or anyone to whom you entrust the keys of a "client" for any purpose commit,whether acting alone or in collusion with other persons.The following terms, when used in this Supplementary Payment, are defined as follows: (1) "Client" means an individual, company or organization with whom you have a written contract or work order for your services for a described premises and have billed for your services. (2) "Employee" means: (a) Any natural person: (i) While in your service or for 30 days after termination of service; (ii) Who you compensate directly by salary, wages or commissions; and (iii)Who you have the right to direct and control while performing services for you; or (b) Any natural person who is furnished temporarily to you: (i) To substitute for a permanent "employee" as defined in Paragraph (a) above, who is on leave; or (ii) To meet seasonal or short-term workload conditions while that person is subject to your direction and control and performing services for you. "Employee" does not mean: (c) Any agent, broker, person leased to you by a labor leasing firm, factor, commission merchant, consignee, independent contractor or representative of the same general character; or (d) Any "manager", director or trustee except while performing acts coming within the scope of the usual duties of an "employee". Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 3 of 13 (3) "Manager" means a person serving in a directorial capacity for a limited liability company. 5. Paragraph 3. is added. 3. We will reimburse you for "product recall expenses" that you incur because of a "product recall" of "your product" that is first initiated during the policy period stated in the Declarations. The most we will reimburse you for the sum of all "product recall expenses" incurred for all "product recalls" initiated during the policy period is$50,000. A complete accounting of "product recall expenses" must be provided upon our request, including receipts for all expenses that you incur. We will reimburse"product recall expenses" only if the expenses are incurred and reported to us within one year of the date the "product recall'was initiated. Our obligation under this additional supplementary payment shall only apply if the "product recall expenses" are initiated in the "coverage territory" during the policy period because: a. You determine that the "product recall' is necessary; or b. An authorized government entity has ordered you to conduct a"product recall'. However, this additional supplementary payment does not apply to "product recall expenses" arising out of the product expiration or shelf life, a defect known by you prior to the time "your product" leaves your control or possession, or the defense of a claim or"suit"against you for liability arising out of a "product recall'. This payment will not reduce the limits of insurance. E. Additional Exclusions The following exclusions are added to Subsection 2. Exclusions under SECTION I — COVERAGES, COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY, Subsection 2. Exclusions under SECTION I —COVERAGES, COVERAGE B— PERSONAL AND ADVERTISING INJURY LIABILITY and Subsection 2. Exclusions under SECTION I —COVERAGES, COVERAGE C— MEDICAL PAYMENTS: This insurance does not apply to: 1. Special Events Or Fundraising Events "Bodily injury", "property damage" or"personal or advertising injury" arising directly or indirectly out of fundraising events or activities or"special events" or activities: a. Authorized and conducted by any insured; b. Authorized by you and conducted on your behalf by others, including but not limited to an "employee", "temporary worker", "volunteer worker", member, trustee, director, licensee, subcontractor, independent contractor, or vendor. C. Not authorized by you and conducted on your behalf by others, including but not limited to an "employee", "temporary worker", "volunteer worker", member, trustee, director, licensee, subcontractor, independent contractor, or vendor. We have no obligation to defend, pay on behalf of, indemnity or incur any cost or expenses for any insured or any other person or organization seeking coverage under this insurance for that portion of any claim arising out of any fundraising event or activity or"special event" or activity. This exclusion does not apply to any fundraising event or activity or"special event" or activity for which coverage is provided by an attached endorsement. 2. Medical Or Healthcare Services Any claim or "suit" arising out of the rendering of or failure to render "medical or healthcare services". Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 4 of 13 3. Medically Derived Injury Any claim or"suit" arising out of a"medically derived injury" 4. Violation Of Any Statute Or Regulation Any liability arising out of the willful or intentional violation of any statute or regulation including but not limited to the fines and penalties assessed by a court or regulatory authority. 5. Misconduct, Molestation Or Harassment Any "bodily injury", "personal and advertising injury", mental or emotional pain or anguish, or any defamation or slander, sustained by any person arising out of or resulting from any actual or alleged act of"abuse", "sexual misconduct or sexual molestation" or"sexual harassment" of any kind. We have no right or duty to investigate, settle, defend or pay any claim or "suit" asserting any act of "abuse", "sexual misconduct or sexual molestation", "sexual harassment" or any breach of duty contributing to or arising from such act. 6. Professional Services Any liability arising out of any act or omission in the providing of or failure to provide"professional services". 7. Statutory Enforcement Any liability or responsibility to meet the requirements or standards of care enforced by any department of human services, department of elder care or similar regulatory body, regardless of the law or statutory basis of such enforcement. 8. Guaranteeing Results Including but not limited to any contract or agreement guaranteeing the results of any "professional services" or any type or form of counseling or any type or form of medical, dental, physiological, psychological, addiction, behavioral, chiropractic, holistic, or any other similar treatment. 9. Abuse Any claim or"suit" arising out of"abuse". F. SECTION II—WHO IS AN INSURED is amended as follows: 1. Paragraph 3. is amended as follows: a. Paragraph 3.a. is replaced with: a. Coverage under this provision is afforded only until the end of the policy period during which you acquired or formed the organization. b. Paragraph 3.d. is added: d. Coverage under this provision is afforded only when the newly acquired or formed organization operates or conducts the same or similar business as you. 2. The following is also an insured: Broadened Named Insured — Any organization and subsidiary thereof which you control and actively manage whether through ownership of voting securities, by contract, or otherwise, on the effective date of this policy. However, coverage does not apply to any organization or subsidiary not named in the Declarations as a Named Insured, if they are also insured under another similar policy, or would have been insured but for such policy's termination or the exhaustion of its limits of insurance. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 5 of 13 3. Each of the following is also an additional insured when you have agreed, in a written contract, that such person or organization be added as an additional insured on your policy, provided the written contract is initiated prior to an 'occurrence" resulting in damages: a. Engineers,Architects Or Surveyors Any architect, engineer or surveyor engaged by you but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf in connection with your premises or in the performance of your ongoing operations. However, the insurance provided to such additional insured engineers, architects, or surveyors does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of or the failure to render any professional services by or for you, including: (1) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (2) Supervisory, inspection, architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or "property damage" or the offense which caused the "personal and advertising injury", involved the rendering of or the failure to render any professional services by or for you. b. Owners Of Leased Land Any person or organization from whom you lease land but only with respect to liability arising out of the ownership, maintenance or use of that part of the land leased to you. However, the insurance afforded to these additional insured owners of leased land does not apply to: (1) Any 'occurrence"which takes place after you cease to lease that land; or (2) Structural alterations, new construction or demolition operations performed by or on behalf of the additional insured. c. State Or Governmental Agency Or Subdivision Or Political Subdivision— Permits Or Authorizations Any state or governmental agency or subdivision or political subdivision, but only with respect to operations performed by you or on your behalf for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization. With respect to the insurance afforded these additional insureds, this insurance does not apply to: (1) "Bodily injury", "property damage" or"personal and advertising injury" arising out of operations performed for the federal government, state or municipality; or (2) "Bodily injury" or"property damage" included within the "products-completed operations hazard". d. Contractual Obligations Any person or organization where required by a written contract executed prior to the "occurrence". Such person or organization is an additional insured for "bodily injury", "property damage" or "personal and advertising injury" but only for liability arising out of the negligence of the Named Insured. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 6 of 13 e. Manager Or Lessor Of Premises Any person or organization with respect to their liability arising out of the ownership, maintenance or use of that part of the premises leased or rented to you subject to the following additional exclusions: This insurance does not apply to: (1) Any "occurrence"which takes place after you cease to be a tenant in that premises; or (2) Structural alterations, new construction or demolition operations performed by or on behalf of that person or organization. f. Lessor Of Leased Equipment—Automatic Status When Required In Lease Agreement With You Any person or organization from whom you lease equipment when you and such person or organization have agreed in writing in a contract or agreement that such person or organization be added as an additional insured on your policy. Such person or organization is an insured only with respect to liability for "bodily injury", "property damage" or"personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person or organization. With respect to the insurance afforded to these additional insureds: (1) A person's or organization's status as an additional insured ends when their contract or agreement with you for such leased equipment ends; and (2) This insurance does not apply to any "occurrence" which takes place after the equipment lease expires. g. Vendors Any person or organization but only with respect to "bodily injury" or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business . The insurance afforded the vendor does not apply to: (1) "Bodily injury" or"property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; (2) Any express warranty unauthorized by you; (3) Any physical or chemical change in the product made intentionally by the vendor; (4) Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; (5) Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products; (6) Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; (7) Products which, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 7 of 13 (8) "Bodily injury" or "property damage" arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to: (a) The exceptions contained in Subparagraphs(4)or(6); or (b) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products. This insurance does not apply to any insured person or organization, from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products. h. Funding Source Any person or organization with respect to their liability arising out of: (1) Their financial control of you, or (2) Premises they own, maintain or control while you lease or occupy those premises. This insurance does not apply to: (a) Any "occurrence" or offense which takes place after you cease to lease or occupy those premises; or (b) Structural alterations, new construction and demolition operations performed by or for that person or organization. i. State Or Governmental Agency Or Subdivision Or Political Subdivision — Permits Or Authorizations Relating To Premises Any state or governmental agency or subdivision or political subdivision but only with respect to the following hazards for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization in connection with premises you own, rent or control and to which this insurance applies: (1) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar exposures; (2) The construction, erection, or removal of elevators; or (3) The ownership, maintenance, or use of any elevators covered by this insurance. However, (1) A person or organization is an additional insured under this provision only for that period of time required by the written contract; (2) No such person or organization is an insured under this provision if such person or organization is included as an insured by an endorsement issued by us and attached to the Commercial General Liability Coverage Form; (3) The insurance afforded to such additional insured only applies to the extent permitted by law; and (4) The insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 8 of 13 j. Medical Directors and Administrators Your medical directors and administrators but only while acting within the scope of and during the course of their duties as such. Such duties do not include the furnishing or failure to furnish "professional services" or "medical or healthcare services" as a physician or psychiatrist in the treatment of a patient. k. Home Care Providers At the first Named Insured's option, any person or organization under your direct supervision and control while providing on your behalf private home respite or foster home care for the developmentally disabled. Such duties do not include the furnishing or failure to furnish "professional services" or"medical or healthcare services" in the treatment of a patient. 4. With respect to the insurance afforded to these additional insureds, identified in Paragraph F.3. of this endorsement, the following is added to Section III —Limits Of Insurance: The most we will pay on behalf of the additional insured is the lesser of: a. The limit of insurance required by the contract or agreement; or b. The amount of coverage available under the applicable Limits of Insurance shown in the Declarations; This provision shall not increase the applicable Limits of Insurance shown in the Declarations. G. SECTION III - LIMITS OF INSURANCE is amended as follows: 1. Paragraph 1. is deleted and replaced with: 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims made or"suits" brought; C. Persons or organizations making claims or bringing "suits" or d. Policies involved. 2. Paragraph 6. is deleted and replaced with: 6. Subject to Paragraph 5. above, the most we will pay under Coverage A for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire, while rented to or temporarily occupied by you with permission of the owner, is the higher of $1,000,000 or the amount shown in the Declarations for the Damage To Premises Rented To You Limit. However, if damage by fire to premises rented to you is not otherwise excluded,the word fire in the above paragraph is replaced with fire, lightning, explosion, smoke or sprinkler leakage. 3. The following is added to SECTION III— LIMITS OF INSURANCE: a. If two or more policies or Coverages issued by us apply to the same insured and these policies or Coverages also apply to the same claim or"suit" the maximum amount we will pay as damages under all of the policies or Coverages will not exceed the highest applicable Limit of Insurance that applies to any one of the policies or Coverages. This condition does not apply to any insurance that was purchased specifically to apply in excess of the applicable Limits of Insurance shown in the Declarations. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 9 of 13 H. SECTION IV—COMMERCIAL GENERAL LIABILITY CONDITIONS is amended as follows: 1. Subsection 4. Other Insurance, Paragraph b. Excess Insurance, Subsection (1)(a)(ii) is replaced with the following if damage to premises rented to you is not otherwise excluded: ii. That is fire, lightning, explosion, smoke or sprinkler leakage insurance for premises rented to you or temporarily occupied by you with permission of the owner. 2. Subsection 8. Transfer Of Rights Of Recovery Against Others To Us is amended to include: However, the insured may waive the insurer's rights of recovery prior to the occurrence of a loss, provided the waiver is made in a written contract. 3. The following condition is added: 10. Liberalization If we revise this NONPROFIT AND HUMAN SERVICES GENERAL LIABILITY ENDORSEMENT to provide more coverage without additional premium charge, your policy will automatically provide the additional coverage as of the day the revision is effective in your state. 4. The following condition is added to the Other Insurance Condition and supersedes any provision to the contrary: Primary And Noncontributory Insurance This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: (1) The additional insured is a Named Insured under such other insurance; (2) This insurance is required by a written and executed contract to be primary and not to seek contribution from any other insurance available to the additional insured, but only as it pertains to such written contract; and (3) The loss to be covered occurs on or after the effective date of the written contract. I. SECTION V— DEFINITIONS is amended as follows: 1. Subsection 3. "Bodily injury" is deleted and replaced with the following: 3. "Bodily injury" means physical injury, sickness, or disease sustained by a person, including death of a person resulting from any of these. "Bodily injury" also means mental injury, mental anguish, humiliation, or shock sustained by a person, if directly resulting from physical injury, sickness, or disease sustained by that person. 2. Subsection 4. "Coverage territory" is deleted and replaced by the following: 4. "Coverage territory" means anywhere in the world provided that the claim is made, and any "suit" that may arise therefrom is filed, within the United States of America (including its territories and possessions), Puerto Rico or Canada, unless further restricted by endorsement. 3. Paragraph 9. "Insured Contract" subsection a. is replaced by the following: a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire, lightning, explosion, smoke or sprinkler leakage to premises while retained to you or temporarily occupied by you with permission of the owners is not an "insured contract". Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 10 of 13 4. Paragraph 14. "Personal and Advertising Injury" is amended as follows: a. Subsection b. is deleted and replaced with the following: b. Malicious prosecution or abuse of process; b. Subsection h. is added. h. "Personal and advertising injury' also means injury, including consequential "bodily injury", arising out of discrimination based on race, color, religion, sex, age or national origin, except when: (1) Done intentionally by or at the direction of, or with the knowledge or consent of: (a) Any insured; or (b) Any executive officer, director, stockholder, partner or member of the insured; or (2) Directly or indirectly related to the employment, former or prospective employment, termination of employment, demotion, failure to promote or application for employment of any person or persons by an insured; or (3) Directly or indirectly related to the sale, rental, lease or sublease or prospective sales, rental, lease or sub-lease of any room, dwelling or premises by or at the direction of any insured; or (4) Insurance for such discrimination is prohibited by or held in violation of law, public policy, legislation, court decision or administrative ruling. This coverage does not apply to fines or penalties imposed because of discrimination. 5. For the purpose of this endorsement, the following definitions are added to Section V: a. "Abuse" means any actual, threatened, or alleged act, error, omission, conduct or misconduct that a claim or"suit" alleges: (1) To be, or to constitute, any form of "abuse" (including but not limited to elder "abuse", child "abuse", patient "abuse" or "abuse" of a dependent person) under any applicable state or federal statute; and (2) Any non-sexual assault, non-sexual battery, or non-sexual "abuse" directed at a person; and Conduct or misconduct described above constitutes "abuse" regardless of whether or not it is alleged to be negligent, reckless, knowing, intentional, fraudulent, oppressive, malicious, or otherwise. However, "abuse" does not include employment-related "sexual harassment". b. "Foster care services" means the provisions of personal care or training to a "foster child" including but is not limited to activities of any insured or of any"temporary worker", licensee, subcontractor, independent contractor, vendor or others in investigation, evaluation, counseling, treatment, training, material aid, supervision or monitoring of individuals or families, with respect to placement of a "foster child" as required by any Federal, State, or local code, regulation or ordinance. C. "Foster child" means a child whose care and upbringing are entrusted to an adult other than the child's natural or adoptive parents. d. "Medical or healthcare services" means any type of treatment or services provided for physical, mental, veterinary or dental care, including but not limited to: (1) Any type or form of psychiatric counseling; Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 11 of 13 (2) Any type or form of medical, dental, physiological, psychological, addiction, behavioral, chiropractic, holistic, hospice, veterinary or any other similar treatment; or (3) The operation of a hospital, clinic open to the general public, or other medical facility or laboratory; or (4) The providing, prescription, dispensing, or using of drugs or medical appliances or devices. e. "Medically derived injury" means a physical, pathologic or psychiatric trauma resulting from "medical or healthcare services" provided by a "medical professional", including death resulting therefrom, to your care recipient. "Medically derived injury" includes an aggravation of a preexisting disease or mental disorder. "Medically derived injury" does not include "property damage", "personal and advertising injury", or any injury arising from "abuse", "sexual misconduct or sexual molestation" or"sexual harassment". f. "Medical professional" means an anesthesiologist, chiropodist, chiropractor, dentist, medical technician, midwife, nurse anesthetist, nurse, optometrist, pharmacist, physician, podiatrist, psychiatrist, psychologist, surgeon, veterinarian, x-ray therapist, or any other individual who provides preventative, curative, or rehabilitative health care services, and is licensed where required by law. g. "Product recall" means the recall or withdrawal of"your product" from the market or from use by any other person or organization because of a known or suspected defect in "your product" which has or is reasonably expected to cause "bodily injury" or physical injury to tangible property other than "your product". h. "Product recall expenses" mean those reasonable and necessary expenses paid and directly related to a "product recall". L "Professional services" means any service that: (1) Involves specialized education, knowledge, labor,judgment, and skill, and is predominantly mental or intellectual (as opposed to physical or manual) in nature; and (2) Is provided as part of the Named Insured's operations as a nonprofit or human services organization; and (3) Subject to Paragraphs a. and b. above, "professional services" includes but is not limited to the following: (a) Advice, guidance, or assistance; (b) Counseling; (c) "Social work"; (d) Therapy; (e) Daycare; (f) "Foster care services"; and (g) Job training,job placement,job referral, or vocational services. However, "professional services" does not include any of the following: "medical or healthcare services" or any person or organization acting in the capacity of a "medical professional", accountant, attorney, architect, engineer, real estate manager, immigration counselor, or investment manager. j. "Sexual harassment" means unwelcome sexual advances, requests for sexual favors, or other verbal, visual or physical conduct of a sexual nature when such conduct: (1) Is linked implicitly or explicitly with a decision affecting a term or condition of any individual's employment; Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCG 65 10 09 23 Copyright 2023 GuideOne Insurance Page 12 of 13 WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 04 03 06 (Ed. 4-84) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT— CALIFORNIA We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you per- form work under a written contract that requires you to obtain this agreement from us.) You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be See Below% of the California workers' compensation premium otherwise due on such remuneration. Schedule Person or Organization City of Santa Ana Risk Management Division City of Santa Ana, its City Council, officers, officials, employees, agents, and volunteers Job Description 20 Civic Center Plaza, Santa Ana, CA 92701 Specific Waiver is $200 Flat Charge This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is required only when this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective Date:0 7/01/2 0 2 6 Policy No. SAT I S 0 5 7 9 8 0 2 Endorsement No. Policy Effective Date: 07/01/2026 to 07/01/2027 Premium$ Insured: Training and Research Foundation DBA: Carrier Name/Code: Service American Indemnity Company Countersigned by WC 04 03 06 (Ed. 4-84) Page 1 of 1