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HomeMy WebLinkAboutCASTLR MASONRY 1-2004 INSURANCE - ON FILE WORK MAY L-PROCEED CLERK OF COUNCIL DATE:3/?Þ1 N-2004-0l4 c,.'(!jII. II fi4/' I THIS AGREEMENT made and entered into this 15th day of February 2004, by and é: nn-q ,) between Castle Masonry, a sole proprietorship (hereinafter "Consultant"), and the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California (hereinafter "City"). CONSULTANT AGREEMENT RECITALS A. The City desires to retain a consultant having special skill and knowledge in the field of demolition and replacement of masonry. B. Consultant represents that Consultant is able and willing to provide such services to the City. C. In undertaking the performance of this Agreement, Consultant represents that it is knowledgeable in its field and that any services performed by Consultant under this Agreement will be performed in compliance with such standards as may reasonably be expected from a professional consulting firm in the field. NOW THEREFORE, in consideration of the mutual and respective promises, and subject to the terms and conditions hereinafter set forth, the parties agree as follows: 1. SCOPE OF SERVICES Consultant shall perform those services as set forth in Exhibit A to this Agreement. 2. COMPENSATION a. City agrees to pay, and Consultant agrees to accept as total payment for its services, the rates and charges identified in Exhibit A. The total sum to be expended under this Agreement shall not exceed $5,000.00 during the term of this Agreement. b. Payment by City shall be made within thirty (30) days following receipt of proper invoice evidencing work performed, subject to City accounting procedures. Payment need not be made for work which fails to meet the standards of performance set forth in the Recitals which may reasonably be expected by City. 3. TERM This Agreement shall commence on the date first written above and terminate on June 30, 2004, unless terminated earlier in accordance with Section 12, below. The term of this Agreement may be extended upon a writing executed by the Executive Director of the Community Development Agency and the City Attorney. 4. INDEPENDENT CONTRACTOR Consultant shall, during the entire term of this Agreement, be construed to be an independent contractor and not an employee of the City. This Agreement is not intended nor shall it be construed to create an employer-employee relationship, ajoint venture relationship, or to allow the City to exercise discretion or control over the professional manner in which Consultant performs the services which are the subject matter of this Agreement; however, the services to be provided by Consultant shall be provided in a manner consistent with all applicable standards and regulations governing such services. Consultant shall pay all salaries and wages, employer's social security taxes, unemployment insurance and similar taxes relating to employees and shall be responsible for all applicable withholding taxes. 5. INSURANCE Prior to undertaking performance of work under this Agreement, Consultant shall maintain and shall require its subcontractors, if any, to obtain and maintain insurance as described below: a. Commercial General Liability Insurance. Consultant shall maintain commercial general liability insurance naming the City, its officers, employees, agents, volunteers and representatives as additional insured(s) and shall include, but not be limited to protection against claims arising from bodily and personal injury, including death resulting therefrom and damage to property, resulting from any act or occurrence arising out of Consultant's operations in the performance of this Agreement, including, without limitation, acts involving vehicles. The amounts of insurance shall be not less than the following: single limit coverage applying to bodily and personal injury, including death resulting therefrom, and property damage, in the total amount of$I,OOO,OOO per occurrence. Consultant shall supply City with a fully executed additional insured endorsement in substantially the form attached hereto as Exhibit B upon execution of this Agreement and shall be approved in form by the City Attorney. b. Business automobile liability insurance, or equivalent form, with a combined single limit of not less than $1,000,000 per occurrence. Such insurance shall include coverage for owned, hired and non-owned automobiles. c. Worker's Compensation Insurance. In accordance with the provisions of Section 3300 of the Labor Code, Consultant, if Consultant has any employees, is required to be insured against liability for worker's compensation or to undertake self-insurance. Prior to commencing the performance of the work under this Agreement, Consultant agrees to obtain and maintain any employer's liability insurance with limits not less than $1,000,000 per accident. d. The following requirements apply to the insurance to be provided by Consultant pursuant to this section: 2 (i) Consultant shall maintain all insurance required above in full force and effect for the entire period covered by this Agreement. Certificates of insurance shall be furnished to the City upon execution of this Agreement and shall be approved in form by the City Attorney. Certificates and policies shall state that the policies shall not be canceled or reduced in coverage or changed in any other material aspect without thirty (30) days prior written notice to the City. (ii) (iii) f. If Consultant fails or refuses to produce or maintain the insurance required by this section or fails or refuses to furnish the City with required proof that insurance has been procured and is in force and paid for, the City shall have the right, at the City's election, to forthwith terminate this Agreement. Such termination shall not effect Consultant's right to be paid for its time and materials expended prior to notification of termination. Consultant waives the right to receive compensation and agrees to indemnify the City for any work performed prior to approval of insurance by the City. 6. INDEMNIFICATION Consultant agrees to and shall indemnify and hold harmless the City, its officers, agents, employees, consultants, special counsel, and representatives from liability for personal injury, damages, just compensation, restitution, judicial or equitable relief arising out of claims for personal injury, including health, and claims for property damage, which may arise from the direct or indirect operations of the Consultant or its contractors, subcontractors, agents, employees, or other persons acting on their behalf which relates to the services described in section 1 ofthis Agreement. The Consultant further agrees to indemnify, hold harmless, and pay all costs for the defense of the City, including fees and costs for special counsel to be selected by the City, regarding any action by a third party challenging the validity of this Agreement, or asserting that personal injury, damages, just compensation, restitution, judicial or equitable relief due to personal or property rights arises by reason of the terms of, or effects arising from this Agreement. City may make all reasonable decisions with respect to its representation in any legal proceeding. 7. CONFIDENTIALITY If Consultant receives from the City information which due to the nature of such information is reasonably understood to be confidential and/or proprietary, Consultant agrees that it shall not use or disclose such information except in the performance of this Agreement, and further agrees to exercise the same degree of care it uses to protect its own information of like importance, but in no event less than reasonable care. 8. CONFLICT OF INTEREST CLAUSE Consultant covenants that it presently has no interests and shall not have interests, direct or indirect, which would conflict in any manner with performance of services specified under this Agreement. 9. NOTICE Any notice, tender, demand, delivery, or other communication pursuant to this Agreement shall be in writing and shall be deemed to be properly given if delivered in person or mailed by first class or certified mail, postage prepaid, or sent by telefacsimile or other telegraphic communication in the manner provided in this Section, to the following persons: To City: Clerk of the City Council City of Santa Ana 20 Civic Center Plaza (M-30) P.O. Box 1988 SantaAna,CA 92702-1988 telefacsimile (714) 647-6956 With courtesy copies to: Executive Director of the Community Development Agency City of Santa Ana 20 Civic Center Plaza (M-25) P.O. Box 1988 Santa Ana, California 92702 telefacsimile (714) 647-6939 and, City Attorney City of Santa Ana 20 Civic Center Plaza (M-29) P.O. Box 1988 Santa Ana, California 92702 telefacsimile (714) 647-6515 To Consultant: Castle Masonry 4063 Morning Star Drive Huntington Beach, California 92649 Telefacsimile (714) 846-8520 A party may change its address by giving notice in writing to the other party. Thereafter, any notice, tender, demand, delivery, or other communication shall be addressed and transmitted to the new address. If sent by mail, any notice, tender, demand, delivery, or other communication shall be effective or deemed to have been given three (3) days after it has been deposited in the United States mail, duly registered or certified, with postage prepaid, and addressed as set forth above. If sent by telefacsimile, any notice, tender, demand, delivery, or other communication shall be effective or deemed to have been given twenty-four (24) hours after the time set forth on the transmission report issued by the transmitting facsimile machine, addressed as set forth above. For purposes of calculating these time frames, weekends, federal, state, County or City holidays shall be excluded. 4 10. EXCLUSIVITY AND AMENDMENT This Agreement represents the complete and exclusive statement between the City and Consultant, and supersedes any and all other agreements, oral or written, between the parties. In the event of a conflict between the terms of this Agreement and any attachments hereto, the terms of this Agreement shall prevail. This Agreement may not be modified except by written instrument signed by the City and by an authorized representative of Consultant. The parties agree that any terms or conditions of any purchase order or other instrument that are inconsistent with, or in addition to, the terms and conditions hereof, shall not bind or obligate Consultant nor the City. Each party to this Agreement acknowledges that no representations, inducements, promises or agreements, orally or otherwise, have been made by any party, or anyone acting on behalf of any party, which are not embodied herein. 11. ASSIGNMENT Inasmuch as this Agreement is intended to secure the specialized services of Consultant, Consultant may not assign, transfer, delegate, or subcontract any interest herein without the prior written consent of the City and any such assignment, transfer, delegation or subcontract without the City's prior written consent shall be considered null and void. Nothing in this Agreement shall be construed to limit the City's ability to have any of the services which are the subject to this Agreement performed by City personnel or by other consultants retained by City. 12. TERMINATION This Agreement may be terminated by the City upon thirty (30) days written notice of termination. In such event, Consultant shall be entitled to receive and the City shall pay Consultant compensation for all services performed by Consultant prior to receipt of such notice of termination, subject to the following conditions: a. Payment need not be made for work which fails to meet the standard of performance specified in the Recitals of this Agreement. 13. DISCRIMINATION Consultant shall not discriminate because of race, color, creed, religion, sex, marital status, sexual orientation, age, national origin, ancestry, or disability, as defined and prohibited by applicable law, in the recruitment, selection, training, utilization, promotion, termination or other employment related activities. Consultant affirms that it is an equal opportunity employer and shall comply with all applicable federal, state and local laws and regulations. 14. JURISDICTION - VENUE This Agreement and all questions relating to its validity, interpretation, performance, and enforcement shall be governed and construed in accordance with the laws of the State of California. Both parties further agree that Orange County, California, shall be the venue for any action or proceeding that may be brought or arise out of, in connection with or by reason of this Agreement. 15. PROFESSIONAL LICENSES Consultant shall, throughout the term of this Agreement, maintain all necessary licenses, permits, approvals, waivers, and exemptions necessary for the provision of the services hereunder and required by the laws and regulations of the United States, the State of California, the City of Santa Ana and all other governmental agencies. Consultant shall notify the City immediately and in writing of its inability to obtain or maintain such permits, licenses, approvals, waivers, and exemptions. Said inability shall be cause for termination of this Agreement. 16. MISCELLANEOUS PROVISIONS a. Each undersigned represents and warrants that its signature hereinbelow has the power, authority and right to bind their respective parties to each of the terms of this Agreement, and shall indemnify City fully, including reasonable costs and attorney's fees, for any injuries or damages to City in the event that such authority or power is not, in fact, held by the signatory or is withdrawn. b. All Exhibits referenced herein and attached hereto shall be incorporated as if fully set forth in the body of this Agreement. IN WITNESS WHEREOF, the parties hereto have executed this Agreement the date and year first above written. ATIE~ ~ ~ .~ b~<~J ~ PATRICIAE.HEAL - Clerk ofthe Council CITY OF SANTA ANA ~~~ City Manager APPROVED AS TO FORM: RECOMMENDED FOR APPROVAL: CONSULTANT JO~KSTIN Executive Director of the Community Development Agency C4~ CHRIS SMITH Owner Tax ID# (() 8 -os '7 ~;)3 'I 6 J.an 29 04 08: 40p Christopher Smith {714J 846-8520 p,l ~ Page No of p,oes CASTLE MASONRY 4062 MORNING STAR DRIVE HUNTINGTON BEACH, CALIF. 92649 (714) 846.8520 lIC. #431334 CI "Rm C'T'>',SWO",ZIPCOOE ____Ti:iE P¡:J>CJT' AT 5.4</7A Aft/A JOB lOCATION /000 ARCH'TECT OATO OFPLANS w. he,,",y "bm" 'oed",""on' 'nd e,"mare, 1°' .Qß.5ILE t1AS()N~Y PAC;PCJ.5ES ¡-de ¡:OL.U!/J//A./Y: I?EJ>A/FI. i!!/V Tlié- ßAtv¡5JC:1?s Nc!Jr /If/OL!//)JMc, THE I1ATEAt<4¿ fi:RB~A5-Q PÆ~ ¿A/~j).F5 INS7?W.h1"/oA/ HA?2,-/tI,y STAAI(itYl' Sb-c ì/ðlN ç SFC.Tlt!J/v' IMCl-VO¡,Jc. BA$t:- SPtA./¡)A¿S /f.~¡) c,>p!!'1,J St:-CT/tJltl /N(!LrJIJI1.It: 8.4~ - 5flA/JlAL.S ANa ~AP-{f/'iJ. f) E ¡'11!<!jE A d FéJ~T REPLMF Æ ;¿ F¡f)CT Rt;;-l1ðve A REP¿J C¡; A STA/A/UAY 5Pt!TloA/S' ó1. F&()T Sc-CTIJ:J/v /A/C!¿vF)¡A/('. BASe SPliVI).IIG.S h~/)CAP- Q'7<><. - $ .;¡ ¡::($)lJT Sl"'ðT/l'JA/ /./VC!¿c.I"II\/('.8/1Sf:- -',!'IA/PIIlS. Alt./tJ ~~p - /68' / NI'J TJ? /lSH HI A.I F/'t'. U/<?P 1) We Propose hereby to furnish material and labor - complete in accordance with above specifications. for the sum of: payme" 10 be made., lollow", dolla" ($ AlI="'I""go"."I,"'.b,..""I,.d.AUw"k""'~p""".w"k="h" ""M""""'."9'o".nd"","d""Aoy"""Uo,o'_"',""'m'b~'",",.,UP" ~M" ",.. "'" will b. ,,"ol.d only """n wnn.n ,,"',.,. °"" w" b~m. " '*' ....,geo""M,aoo""""'m.',. ^" "",moo"",""""" """",'k",aooóde,"" 'elaY' ",yond PO' ,on'ml Ow.., '° ""Y ",.. 10m"" .M 0","' '."'9' ,"""". Ou, ."", ,.. "',~ CO..,.. by Wp~m,,', Cpm".",,"o' I""",,, Aulho"'ed J'\ J1. I:':-f-.A... S'gnalufB LJVz..c4.. ~ ,."" wl"'""wn ~~~~ ~~~f~~~~¡,a,¿;:.,~ 3 ~ days. Acceptance of Proposal - The ab",e pn,"'. 'pecllicaUon, apd cond,ho", a,e "h'laclo,y and a.. he,eby ac,"p'ed You are au!ho"", 10 dD!he Signat"e "',," as specll..,. Payment will be made" outlioed a'ewe. De" 01 Acceptance SignalUte ~ ToR'Ofd" "'".,2S,S3BO 0' n.b,.com --- ----,.. !EX H IB ! A EXHIBIT B ADDITIONAL INSURED ENDORSEMENT FOR COMMERCIAL GENERAL LIABILITY POLICY Insurance Company This endorsement modifies such insurance as is afforded by the provisions of Policy # relating to the following: 1, The City of Santa Ana, 20 Civic Center Plaza, Santa Ana, California 92701; its officers, employees, agents, volunteers and representatives are named as additional insureds ("additional insureds") with regard to liability and defense of suits arising from the operations and uses performed by or on behalf of the named insured, 2, With respect to claims arising out of the operations and uses performed by or on behalf of the named insured, such insurance as is afforded by this policy is primary and is not additional to or contributing with any other insurance carried by or for the benefit of the additional insureds. 3, This insurance applies separately to each insured against whom claim is made or suit is brought except with respect to the company's limits of liability, The inclusion of any person or organization as an insured shall not affect any right which such person or organization would have as a claimant if not so included. 4, With respect to the additional insureds, this insurance shall not be cancelled, or materially reduced in coverage or limits except after thirty (30) days written notice has been given to the City of Santa Ana, 20 Civic Center Plaza, Santa Ana, California 9270 I, (Completion of the following, including countersignature, is required to make this endorsement effective,) Effective Policy # Issued to , this endorsement form as a part of Named Insured Countersigned by Authorized Representative 7 eKUUUC". Insurance Services Of .'hous.lnd Oaks. Inc. PO Box 7329 Thousand cJaks CA 91359 Phon!; I 805-495-4634 Fax: 805-494-0781 ....---......-,..-.-.-----..-. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTENO OR ALTER THE COVERAGE AFFORD EO BY THE POLICIES BELOW. --- - J:~I~ #- ===:c- - =------=-----L=--~ INSURED 11- ~()O4 -6/4 INSURERS AFFORDING COVERAGE INSURERA. CBIC Insurance CO. INSURER BI i~~~l:¡O~ï~nrŠtar Dr. Huntington ieach C,," 92649 INSURER C INSURER D' 'NSUREREI COVERAGES THE POLICIES OF INSURANCO lOSTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PER'OD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMONT WITH RESPECT TO WHICH TH'S CERTIFICATE ,""Y BE ISSUEO OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECTTO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES AOOREOATO LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS A X POLICY NUMBER ~F- DATE MMlDDIYY P DATE MMIDDIYY INSCE:l326 02/211/04 02/28/05 LIMITS EACH OCOllRRENco "1000000 ~~~~~ut.;;:;'~;~'J , 300000 ~ MEDEXPIAnyooe"""onJ , 5000 _.,- PERSONAL&AoV INJURY $1000000 GENERAL AGGREGATE , 2009..Q.Q.O......... PRODUCTS,COMP/OPAGG '2000000 LTR NSR COMBINOO SINGl~ ' lea ",,'ent) ~~,""' i= r"o,~~Lci;~,:{Y RY s PROPERTY DAMAGE' , IP"",,,,'en!) ~AGE LIABILITY , , ANY AUTO AUTO ONLY. EAACCIDENT $ OTHER THAN AUTOONLY' EAACC , AOO'S-~' EXCES5IUMBRELLA LIABILITY OCCUR 0 CLAIMS MADE EACH OCCURRENCE --,,--_. --L--- AGGREOATO DEDUCTIBLE RETENTION --- WORKERS COMPENSA110N AND OMPI.OYERS'LiABILITY I å~i,t~2,":i~~W~~~m~~6!'ECUTIVE ~~~~I~Fr~';5J:š1ó~s below OTHER E,LDIS..SE.POLICYLIMIT $ DESCRIPTION OF OPERA110NS I LOCATIONS I VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISJONS The City of Santa Ana, its officers, agents and employees are named additional insured. 10 day notice of cancellation may be given for non-payment. CERTIFICATE HOLDER CANCELLATION SANT AAN SHOULO ANY OF THE ABOVE DESCRIBED POLICIES SE CANCE"ED BEFORE THE EXPIRA110N DATE THEREOF, THE ISSUING INSURER wILI.-alla_TO MAIL ~ DAYS WRlerEN NOTICE TO THE CER11F1CATE HOLDER NAMED TO THE F! . The Depot at Santa 1u>a 1000 11. Santa Ana Blvd. Suite 108 Santa Ana CA 92701 .-- "'1' '", AUTHORIZEo REPRESENTA11VE Lisa Grizzle ACORD 25 (2001/08) G'd 1 ::Ilq 1.1 eSO:O1 vO 61 ~ew Mar 19,04 10:05a Tllagl p.3 COMMERCIAL GENERAL LIABILITY CG 20 33 1001 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY, ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - AUTOMATIC STATUS WHEN REQUIRED IN CONSTRUCTION AGREEMENT WITH YOU This endorsement modifies insurance provided under the fo11owing: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Section II - Who Is An Insured is amended to include as an ÌllSured ä11Y persorÙ,t örgänization lur whom you are perfonning operatiOllS when you and such person or organization have agreed in writing in a contract or agreement that such person or organization be added as an additional insured on YOUI' policy. Such person or organization is an additional insuæd only with respect to liability arising out of your ongoing operations performed for that insured. A person's or organization s1"tus as an insured under this endorsement ends when your operations for that insured arc completed, b. "Bodily injury" or "property damage" occurring atler: (1) A11 work, including materials, parts or equipment furnisbed in connection with such work, on the project (other than service. maintenance or repairs) to be performed by or on behalf of the additional insured(s) a{ the sire of the covered operations has been compleled; 01 (2) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other that another contractor or subcontractor engaged in performing operations for a plincipal as a part of the same project. ß. With respect to the insurance afforded to these additional insured, the following additional exclusions apply: 2. Exe1usions This insurance does not apply to: a. "Bodily injury," "property damage" or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including: (I) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, 1'<ports; surveys, field orders, change orders or drawing and specitícalions; and (2) Supervisory, inspection, architecrural or engineering activities, ~~ 2)~ c. You and any other Involved Insured must: (1) Immediatei)' send us copies 01 any de- mands, notices, summonses or legal pa. pelS received In connection With the claim or "suit"; (2) Authorize us to cblaìn records and other informal/On; (3) Cooperate With us in the Investigation or settlement of the claim or defense against the 'suir; and (4) Assist us, upon our request, In the enforcement of any right against any per- son or organization which may be liable to the Insured beCaUse of injury or dam- age to which this Insurance may also ap- ply, d. No Insured will. except at that Insured's own cost, voIuntarly make a payment, assume any OÞllgation, or incur any expense, other than lor first ald. withoUt our consent. 3. Legal Action AgaInst U. No person or organiZation has a right under this Coverage Part: a. To loin us as a party or otherwise bItng us into a 'suit' asking for damages from an in- sured; or b. To sue us on this Coverage Part unleSS all of Its tenns have been fully complied With. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an Insured obtained after an lIdual trial; but we Will not be liable for damages that are not payable under the terms of this Coverage Part or that are In excess of the applIcable limn of Insurance. An agreed settlement means a settlement and release of liability Signed by us, the imlUred and the claimant or the claimant's legal representative. 4. Ot'- Inslnnce If other va~d and CQJIeçtlble Insurance Is awH- able to the. insured .Ior a loss we cover under *' Coverages A or B d -this Coverage Part, our Db- ;'~ limited Is as follows: .. Insurance ThIS insurance primary except when b. be- low applies, If this insurance is primary, our obligations are not affected unless any of the other Insurance 19 aI9O primary, Then, we will share with all that ofher Insurance by !he method described in Co below. b. Excass Insurance ThIS insurance Is excess over any of the other insurance. whether primary, excess. contin- gent or on any other bosis: (1) That Is Fire, Extended Coverage, Builder's Risk, Installation Risk or simüar coverage for "yOUr work'; (2) ThaI is Are insurance lor premises rented to you or temporarily OCCI.lpÌed by you with permission of the owner. IX (3) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to !he extent not subject to Exclusion g. of Coverage A (Section I), When this Insurance is e~œss, we Will have no duty under Coverages A or B to defend the Insured against any "sui' If any other insurør has a duty to defend the losured against thai 'suit', II no other Insurer defends, we will undertake to do 50, but we wiH be entitled to the Insured's r!ghIs against all Ihose other InsuAHS. When this Insurance is excess over other in. surance, we will pay only ,)Ur share 01 the amount of the loss, If any, that exceeds the sum of: (t) The total amount that all such other in- surance WOUld pay for the loss in the ab- sence of this insurance; and (2) The tøtal of all deductible and sail-Insured amounts under aU that other Insurance, We Will share the remaining loss, If any, With any other insurance thai is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Lìm~s 01 Insurance shown in Ihe Declarations of this Coverage Part. c. Method of Sharing II aN of the other insurance permits contrib- ution by equal shares, we will follow this method also, Under this approach '1!ach insurer contributes equal amounts until it has paid Its applicable limit of insuranèe or none of the loss remaJns, whichever comes first, If any of the other Insurance does not permit contribution by equal shares, we Will contrib- ute by limits. Under thIS method, each insur- er's share is based on lhe ratio of its applicable limit of Insurance to the total ap- plicable IImJfs 01 insurance of all insurers. Page80f13 0 CGOOO10186 Copyright, Insurance Services ptfice. lno,. 1994 ~.Ð g'd 1 ~.q 1.1 e9~:11 ~O GG ~ew