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HomeMy WebLinkAboutMICHAEL RANESES ADMINISTRATIVE HEARINGS INSURANCE ON FILE A-2025- WORK MAY PROCEED 028-03 UNTIL INSUR�ANCEE.EXPIRCS CITY CLERK '�� 'r DATE: MAY 2 E Zd25 AGREEMENT WITH MICHAEL RANESES TO PROVIDE ADMINISTRATIVE HEARING OFFICER SERVICES THIS AGREEMENT is made and entered into on this 18' day of March, 2025 by and Lgk](N) between Michael Raneses dba Michael Raneses Administrative Hearings, a sole proprietorship ("Consultant"), and the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California ("City"). RECITALS A. On October 24,2024,the City issued Request for Proposals No.24-127,by which it sought Consultants to provide as-needed administrative hearing officer services for various agencies of the City of Santa Ana. The scope of work includes any and all work efforts related to administrative hearings, preparation of hearings as scheduled by City staff, reviewing case documentation submitted with appeals, performing legal research, conducting hearings, and preparing written decisions. B. Consultant submitted a responsive proposal that was among those selected by the City. Consultant represents that it is able and willing to provide the services described in the scope of work that was included in RFP No. 24-127 and attached as Exhibit A. C. Consultant was selected as one of eight (8) vendors which qualified for this engagement. Only those consultants approved by the City Council on March 18,2025 shall be eligible to be engaged by the City for these services. D. In undertaking the performance of this Agreement, Consultant represents that it is knowledgeable in its field and that any services performed by Consultant under this Agreement will be performed in compliance with such standards as may reasonably be expected from a professional consulting firm in the field. NOW THEREFORE, in consideration of the mutual and respective promises, and subject to the terms and conditions hereinafter set forth,the parties agree as follows: 1. SCOPE OF SERVICES a. On an as-needed basis,and at the sole discretion of the City, Consultants shall perform the services that are described in Exhibit A, attached and incorporated by reference as though fully set forth herein. b. When the need for services arise, City may initiate services through use of written correspondence, executed by authorized City staff and the Consultant. Work by the Consultant may not proceed absent a previously engaged or fully executed consultant agreement and authorizing written correspondence for a specific assignment. The Treasury& Customer Service Manager or their designee will maintain the directory of authorized staff who will be permitted to issue assignments to the Consultants. Consultants are prohibited from accepting assignments from City staff whom are not authorized to issue said assignment and work. c. Consultant shall perform and complete its assigned services as expeditiously as is consistent with generally accepted standards of professional skill and care, and the orderly progress of work, and in a fair, unbiased and neutral manner. Details of the project timelines, including a completion schedule for Consultant's services, shall be provided, in writing, to the City. Consultant and City agree that the completion schedule represents the best estimate of the schedule for services and provision of final work product to the City. Consultant shall comply with all completion dates noted, including but not limited to, preparation of written decisions, which set forth the legal and evidentiary basis for the decision, and adopt findings as required by the particular provisions of the Santa Ana Municipal Code (SAMC). d. Consultant agrees and understands that deliverables submitted to the City after the required deadline(s) may delay issuance of payment and/or allow the City to exercise its option to terminate the Agreement pursuant to Section 15, below. 2. COMPENSATION a. City neither warrants nor guarantees any minimum or maximum compensation to Consultant under this Agreement. Further, City's selection of Consultant for assignment(s) shall be at its sole discretion and not based on any expectation of favorable outcomes or decisions in any hearing(s). Consultant shall be paid only for actual approved services performed under this Agreement at the rates and charges identified in Exhibit B — Compensation. Consultant is one of eight (8) Consultants selected to provide administrative hearing officer services on an as-needed basis under RFP No. 24-127. The total compensation for services provided by all Consultants selected under RFP No. 24-127 is a collective amount not to exceed $2,770,000 during the term of the Agreement, including any extension periods. b. Consultant shall submit its invoice for payment no later than sixty (60) days from written notification to the City that an assignment, as properly assigned by the City per Section 1, above, is completed. c. Payment by City shall be made within forty-five (45) days following receipt of proper invoice evidencing work performed, subject to City accounting procedures. City and Consultant agree that all payments due and owing under this Agreement shall be made through Automated Clearing House(ACH)transfers. Consultant agrees to execute the City's standard ACH Vendor Payment Authorization and provide required documentation. Upon verification of the data provided,the City will be authorized to deposit payments directly into Consultant's account(s) with financial institutions. 3. TERM This Agreement shall commence on the date first written above for a three (3) year term ("Term") with the option for the City, at its sole discretion, to grant a two (2) year extension, ("Extended Term") exercisable by a writing signed by the City Manager and the City Attorney, unless terminated earlier in accordance with Section 15, below. 4. INDEPENDENT CONTRACTOR Consultant shall, during the entire term of this Agreement, be construed to be an independent Consultant and not an employee of the City. This Agreement is not intended nor shall it be construed to create an employer-employee relationship, a joint venture relationship, or to allow the City to exercise discretion or control over the professional manner in which Consultant performs the services which are the subject matter of this Agreement; however,the services to be provided by Consultant shall be provided in a manner consistent with all applicable standards and regulations governing such services. Consultant shall pay all salaries and wages, employer's social security taxes, unemployment insurance and similar taxes relating to employees and shall be responsible for all applicable withholding taxes. 5. OWNERSHIP OF MATERIALS This Agreement creates a non-exclusive and perpetual license for City to copy, use, modify, reuse, or sublicense any and all copyrights, designs, and other intellectual property embodied in plans, specifications, studies, drawings, estimates, and other documents or works of authorship fixed in any tangible medium of expression, including but not limited to, physical drawings or data magnetically or otherwise recorded on computer diskettes,which are prepared or caused to be prepared by Consultant under this Agreement ("Documents & Data"). Consultant shall require all subcontractors to agree in writing that City is granted a non-exclusive and perpetual license for any Documents & Data the subcontractor prepares under this Agreement. Consultant represents and warrants that Consultant has the legal right to license any and all Documents & Data. Consultant makes no such representation and warranty in regard to Documents & Data which were provided to Consultant by the City. City shall not be limited in any way in its use of the Documents and Data at any time, provided that any such use not within the purposes intended by this Agreement shall be at City's sole risk. G. INSURANCE; MINIMUM SCOPE AND LIMIT OF INSURANCE a. Prior to undertaking performance of work under this Agreement, Consultant shall maintain and shall require any subcontractors to obtain and maintain insurance as described below for the entire Term and Extended Term, if applicable, of this Agreement against claims for injuries to persons or damage to property which may arise from or in connection with services,products and materials supplied to City.Total cost of such insurance shall be borne by Consultant. 1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01covering CGL on an "occurrence" basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met with primary and umbrella/excess insurance policies. 2. Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 (any auto), with limits no less than $1,000,000 combined single limits. In the event Consultant does not maintain commercial automobile liability insurance, City will accept evidence of personal automobile insurance. 3. Workers' Compensation (WIC): as required by the State of California, with Statutory Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per accident,policy or employee,for bodily injury or disease. Coverage is not required if Consultant has no employees and signs request to waive such insurance. 4. Professional Liability Insurance (PL): with limits no less than $2,000,000 per occurrence or claim, and $4,000,000 aggregate. b. If Consultant maintains broader coverage and/or higher limits than the minimum requirements for each line of coverage shown above, City shall be entitled to the broader coverage and/or the higher limits maintained by Consultant. Where the policy limits are greater than those listed by this Agreement, the amounts provided by the certificates of insurance shall be incorporated by reference in to the Agreement. c. The above required insurance policies are to contain or be endorsed to contain the following provisions: 1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be covered as additional insureds,under Consultant's CGL,PL,and AL policies, with respect to any liability arising out of work or operations performed by or on behalf of the Instructor including materials, parts, equipment, and personnel furnished in connection with such work or operations,. 2. Consultant and its Insurance company(ies)agrees to waive all rights of subrogation against City, its City Council, its officers, officials, employees, agents, and volunteers for losses paid under the terms of the COL, AL, PL, and WIC policies, arising from work performed by Consultant under this Agreement. 3. For any claims related to this contract, Consultant's insurance coverage shall be primary and any insurance maintained by City, its City Council, its officers, officials, employees, agents, or volunteers shall not contribute with it. insureds ' n must apply for all the additional , erabilit of interest provision 4. A sev y p pp Y ensuring that Consultant's insurance shall apply separately to each insured against whom a claim is made or suit is brought, except with respect to the insurer's limits of liability. 5. Insurance policies required herein shall provide that coverage shall not be canceled, suspended,voided, reduced in coverage or in limits,non-renewed by the carrier,or materially changed except after thirty(30)days prior written notice has been given shall be provided to City for policy to City. Ten (10) days prior written notice p Y p Y cancellation or non-renewal due to non-payment of premium. 6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, Attention: Community Development Agency, 20 Civic Center Plaza, M-25, Santa Ana, CA 92701. The name and location of project must be included in the Description of Operations section of each certificate. d. Self-Insured Retentions. Self-insured retentions must be declared to and approved by the City. The City may require the Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses and related investigations, claim administration, and defense expenses within the retention e. Acceptability of Insurers. Insurance is to be placed with insurers authorized to conduct business in the State of California with a current A.M. Best rating of no less than A.VII, unless otherwise acceptable to City. f. Verification of Coverage. Consultant shall furnish City with original Certificates of Insurance including atl required amendatory endorsements (or copies of the applicable policy language effecting coverage required by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all policy endorsements before work begins. However, failure to obtain the required documents prior to the work beginning shall not waive Consultant's obligation to provide them. City reserves the right to require complete, certified copies of all required insurance policies, including endorsements required by these specifications, at any time. g. Special Risks or Circumstances. City reserves the right to modify these requirements, including limits, based on the nature of the risk, prior experience, insurer, coverage, or other special circumstances. 7. INDEMNIFICATION Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, agents,employees, contractors,special counsel, and representatives from liability; (1) for personal injury, damages,just compensation, restitution,judicial or equitable relief arising out of claims for personal injury, including death, and claims for property damage, which may arise from the negligent operations of the Consultant, its agents, employees, or other persons acting on its behalf which relates to the services described in section 1 of this Agreement; and(2)from any claim that personal injury, damages, just compensation, restitution, judicial or equitable relief is due by reason of the terms of or effects arising from this Agreement. This indemnity and hold harmless agreement applies to all claims for damages,just compensation, restitution,judicial or equitable relief suffered, or alleged to have been suffered, by reason of the events referred to in this Section or by reason of the terms of,or effects,arising from this Agreement. The Consultant further agrees to indemnify, hold harmless, and pay all costs for the defense of the City, including fees and costs for special counsel to be selected by the City, regarding any action by a third party challenging the validity of this Agreement, or asserting that personal injury, damages, just compensation, restitution, judicial or equitable relief due to personal or property rights arises by reason of the terms of, or effects arising from this Agreement. City may make all reasonable decisions with respect to its representation in any legal proceeding.Notwithstanding the foregoing,to the extent Consultant's services are subject to Civil Code Section 2782.8, the above indemnity shall be limited,to the extent required by Civil Code Section 2782.8, to claims that arise out of, pertain to, or relate to the negligence, recklessness, or willful misconduct of the Consultant. 8. INTELLECTUAL PROPERTY INDEMNIFICATION Consultant shall defend and indemnify the City, its officers, agents, representatives, and employees against any and all liability, including costs, for infringement of any United States' letters patent,trademark,or copyright infringement, including costs,contained in the work product or documents provided by Consultant to the City pursuant to this Agreement. 9. RECORDS Consultant shall keep records and invoices in connection with the work to be performed under this Agreement. Consultant shall maintain complete and accurate records with respect to the costs incurred under this Agreement and any services, expenditures, and disbursements charged to the City for a minimum period of three (3) years,or for any longer period required by law, from the date of final payment to Consultant under this Agreement. All such records and invoices shall be clearly identifiable. Consultant shall allow a representative of the City to examine, audit, and make transcripts or copies of such records and any other documents created pursuant to this Agreement during regular business hours. Consultant shall allow inspection of all work, data, documents, proceedings, and activities related to this Agreement for a period of three (3) years from the date of final payment to Consultant under this Agreement. 10. CONFIDENTIALITY If Consultant receives from the City information which due to the nature of such information is reasonably understood to be confidential and/or proprietary, Consultant agrees that it shall not use or disclose such information except in the performance of this Agreement, and further agrees to exercise the same degree of care it uses to protect its own information of like importance,but in no event less than reasonable care. "Confidential Information"shall include all nonpublic information. Confidential information includes not only written information, but also information transferred orally, visually, electronically, or by other means. Confidential information disclosed to either party by any subsidiary and/or agent of the other party is covered by this Agreement. The foregoing obligations of non-use and nondisclosure shall not apply to any information that(a)has been disclosed in publicly available sources; (b) is,through no fault of the Consultant disclosed in a publicly available source; (c) is in rightful possession of the Consultant without an obligation of confidentiality; (d) is required to be disclosed by operation of law; or(e) is independently developed by the Consultant without reference to information disclosed by the City. It. CONFLICT OF INTEREST CLAUSE Consultant covenants that it presently has no interests and shall not have interests, direct or indirect,which would conflict in any manner with performance of services specified under this Agreement. 12. NON-DISCRIMINATION Consultant shall not discriminate because of race, color, creed,religion, sex,marital status, sexual orientation, gender identity, gender expression, gender, medical conditions, genetic information, or military and veteran status, age, national origin, ancestry, or disability, as defined and prohibited by applicable law, in the recruitment, selection, teaching, training, utilization, promotion, termination or other employment related activities or any services provided under this Agreement. Consultant affirms that it is an equal opportunity employer and shall comply with all applicable federal, state and local laws and regulations. 13. EXCLUSIVITY AND AMENDMENT This Agreement represents the complete and exclusive statement between the City and Consultant, and supersedes any and all other agreements, oral or written, between the parties. in the event of a conflict between the terms of this Agreement and any attachments hereto,the terms of this Agreement shall prevail. This Agreement may not be modified except by written instrument signed by the City and by an authorized representative of Consultant. The parties agree that any terms or conditions of any purchase order or other instrument that are inconsistent with, or in addition to,the terms and conditions hereof,shall not bind or obligate Consultant or the City. Each party to this Agreement acknowledges that no representations, inducements, promises or agreements, orally or otherwise, have been made by any party, or anyone acting on behalf of any party, which is not embodied herein. 14. ASSIGNMENT Inasmuch as this Agreement is intended to secure the specialized services of Consultant, Consultant may not assign, transfer, delegate, or subcontract any interest herein without the prior written consent of the City and any such assignment, transfer, delegation or subcontract without the City's prior written consent shall be considered null and void. Nothing in this Agreement shall be construed to limit the City's ability to have any of the services which are the subject to this Agreement performed by City personnel or by other Consultants retained by City. 15. TERMINATION This Agreement may be terminated by the City upon thirty (30) days written notice of termination. In such event, to the extent required by law, Consultant shall be entitled to receive and the City shall pay Consultant compensation for all services performed by Consultant satisfactorily and in accordance with the scope of work contained in Exhibit A and all applicable SAMC requirements prior to receipt of such notice of termination. Further,the Executive Director may require Consultant to deliver to the City all work product(s) completed as of such date, and in such case such work product shall be the property of the City unless prohibited by law, and Consultant consents to the City's use thereof for such purposes as the City deems appropriate. 16. WAIVER No waiver of breach, failure of any condition, or any right or remedy contained in or granted by the provisions of this Agreement shall be effective unless it is in writing and signed by the party waiving the breach, failure, right or remedy.No waiver of any breach, failure or right, or remedy shall be deemed a waiver of any other breach, failure, right or remedy, whether or not similar, nor shall any waiver constitute a continuing waiver unless the writing so specifies. 17. JURISDICTION- VENUE This Agreement has been executed and delivered in the State of California and the validity, interpretation, performance, and enforcement of any of the clauses of this Agreement shall be determined and governed by the laws of the State of California. Both parties further agree that Orange County, California,shall be the venue for any action or proceeding that may be brought or arise out of, in connection with or by reason of this Agreement. 18. PROFESSIONAL LICENSES Consultant shall, throughout the term of this Agreement, maintain all necessary licenses, permits, approvals, waivers, and exemptions necessary for the provision of the services hereunder and required by the laws and regulations of the United States, the State of California,the City of Santa Ana and all other governmental agencies. Consultant shall notify the City immediately and in writing of its inability to obtain or maintain such permits, licenses, approvals, waivers, and exemptions. Said inability shall be cause for termination of this Agreement. 19. NOTICE Any notice,tender,demand, delivery,or other communication pursuant to this Agreement shall be in writing and shall be deemed to be properly given if delivered in person or mailed by first class or certified mail, postage prepaid, or sent by fax or other telegraphic communication in the manner provided in this Section,to the following persons: To City: City Clerk City of Santa Ana 20 Civic Center Plaza(M-30) P.O. Box 1988 Santa Ana, CA 92702-1988 Fax: 714- 647-6956 With courtesy copies to: Executive Director Finance& Management Services Agency City of Santa Ana 20 Civic Center Plaza(M-15) F.O. Box 1988 Santa Ana, California 92702 And Executive Director Community Development Agency City of Santa Ana 20 Civic Center Plaza(M-25) P.O. Box 1988 Santa Ana, California 92702 To Consultant: Michael Raneses Administrative Hearings Attn: Michael Raneses, CEO 340 E. First St., #3124 Tustin, CA 92781 A party may change its address by giving notice in writing to the other party. Thereafter, any communication shall be addressed and transmitted to the new address. If sent by mail, communication shall be effective or deemed to have been given three (3) days after it has been deposited in the United States mail, duly registered or certified, with postage prepaid, and addressed as set forth above. If sent by fax, communication shall be effective or deemed to have been given twenty-four(24) hours after the time set forth on the transmission report issued by the transmitting facsimile machine, addressed as set forth above. For purposes of calculating these time frames, weekends, federal, state, County or City holidays shall be excluded. 20. MISCELLANEOUS PROVISIONS a. Each undersigned represents and warrants that its signature herein below has the power, authority and right to bind their respective parties to each of the terms of this Agreement, and shall indemnify City fully, including reasonable costs and attorney's fees, for any injuries or damages to City in the event that such authority or power is not, in fact, held by the signatory or is withdrawn. b. All Exhibits referenced herein and attached hereto shall be incorporated as if fully set forth in the body of this Agreement. [signature page to follow] IN WITNESS WHEREOF,the parties hereto have executed this Agreement the date and year first above written. ATTEST: -; ;\ XNufiez ANA nifer L. all ity Cl City Manager APPROVED AS TO FORM: SONIA R. CARVALHO CONSULTANT City Attorney By: Melissa M. Crosthwaite Michael Raneses Senior Assistant City Attorney CEO RECOMMENDED FOR APPROVAL: ACoxaNdpvT�ihidanl Al—,d,.T-d.d(FM 27.W3518 13 PST) Alex Trinidad Acting Executive Director Finance & Management Services Agency CITY OF SANTA ANA EXHIBIT A SCOPE OF SERVICES Services performed by Consultant shall include, but are not limited to the following: A. GENERAL REQUIREMENTS 1. For firms with multiple neutrals, the City must approve in advance, in writing, any neutrals that may serve as a hearing officer for the City. 2. Comply with the Model Code of Ethics published by the National Association of Hearing Officials. 3. Comply with all City ordinances, municipal code, charter, policies, procedures, rules, and regulations. 4. Prepare for hearings as scheduled by City staff, including notification of the hearing type, date, time, and location to petitioner/appellant. 5. Review case documentation submitted with petitions or appeals, and identifying and communicating potential concerns to the City. 6. Perform legal research, and interpret complex statutes, policies, and procedural guidelines. 7. Instruct participants in hearing of their rights and applicable hearing procedures. 8. Conduct hearings in a fair, impartial, courteous, and professional manner. 9. Hear testimony and evidence from parties regarding the issues. 10. Prepare written decisions, which set forth the legal and evidentiary basis for the decision, and adopt findings as required by the particular provisions of the Santa Ana Municipal Code (SAMC). 11. Perform all other services as outlined in the resulting agreement for services upon award. 12. Hearing Officers will confirm the absence of conflicts before undertaking any new matters for the City. Hearing Officers will inform and seek the consent of the City before representing another client in any matter directly averse to the City (e.g., transactions, negotiations, proceedings, or other representations involving specific parties). 13. Hearing Officer will be required to provide Hearing Officer services upon acceptance of assignments. Failure to comply with statutory or City required timelines for scheduling hearings may be cause for termination of the Agreement with the City. 14. Hearing preparation could include, but is not limited to, reading the file materials and familiarization with SAMC provisions at issue, hearing materials, and rules of evidence. 15. Virtual Hearings: City will provide virtual meeting link to all parties. The dates and times of said hearings shall be designated by the City, but normally will be conducted during the City's Regular Business Hours. City of Santa Ana RFP No.24-127 Page 17 of 34 CITY OF SANTA ANA r a. The City's Regular Business Hours, excluding City holidays, are: • Monday through Thursday from 7:30 AM to 5:30 PM; and • Alternate Fridays from 8:00 AM to 5:00 PM 16. In-Person Hearings: City will provide hearing rooms, use of copiers, documents, materials, and equipment necessary for carrying out hearings. Locations and times of said hearings shall be designated by the City, but normally will be conducted during Regular Business Hours of the City. • Hearings held in person will be held at Santa Ana City Hall, 20 Civic Center Plaza, Santa Ana, CA 92701. 17. All hearings shall be conducted in English and, if necessary, with the assistance of foreign language translator as provided by petitioners/appellants/applicants/contesting parties or the City. 18. City staff will coordinate the recording of hearings, if applicable. Assistance may be requested from the Hearing Officer during recording sessions. 19. Hearing Officers shall have a duty to notify the City of any actual conflict of interest or suspected conflict of interest immediately upon discovery, for consideration of appointment of an alternative Hearing Officer. B. REPORTS AND DELIVERABLES 1. Hearing Officers shall be required to submit a typed Statement of Decision for each hearing conducted within the statutorily or City required time following the closing of the hearing record in a format approved by the City. The decision shall include findings, conclusions, and provide judicial review information. Failure to comply with required timelines for issuing written decisions may be cause for termination of the Agreement with the City. 2. Hearing Officers shall provide a detailed invoice for services rendered each month, including the case number, hearing date, time incurred, and hourly rate. C. APPLICABLE SANTA ANA MUNICIPLE CODE (SAMC) Administrative Hearing Officers and their relevant services will be made available per SAMC for the subject areas listed below. Full text for all SAMC referenced herein is available at: https://www.santa- ana.org/charter-and-municipal-code/ 1. Code Enforcement • Related to the broad enforcement of the City of Santa Ana Municipal Code, including but not limited to administrative citations issues for property maintenance violations, nuisance abatement, building code violations, lack of a permit issuance, revocation/denial of Certificates of Occupancy, planning/zoning, and all other Code Enforcement abatement actions • Other hearings may be requested in other City of Santa Ana Agency's/Departments outside of the Planning and Building Agency at the approval of the Executive Director of Planning and Building or their designee. City of Santa Ana RFP No.24-127 Page 18 of 34 (9) CITY OF SANTA ANA 2. Environmental Sanitation Violations • SAMC § 1-18.2 and SAMC § 1-21 • Related to administrative citations issued by Sanitation Inspectors for right-of-way obstructions, illegal advertising, and weed/rubbish abatement 3. Buildings and Structures • SAMC § 8 (Various Subsections) • Related to the enforcement of state building standards and the denial of permits, approvals, certificates of occupancy, or completion 4. Rent Stabilization and Just Cause Eviction • SAMC § 8-3145(f) (Per Ordinance No. NS-3052) • Related to the Petition Process involving landlord(s) and tenant(s), under the City's Rent Stabilization and Just Cause Eviction Ordinance (which limits rent increases, mandates 'Just cause" requirements for termination of tenancies, and establishes a rental registry) 5. Refuse Violations • SAMC § 16 (Various Subsections) • Related to administrative citations issued for the improper dumping and elimination of paper, cans, bottles, ashtray accumulations, refuse, trash, rubbish, or other filth in any public or private properties 6. Public Safety Sensitive Business Establishments • SAMC § 18-90 through 18-105; SAMC § 22-1 through 22-16 • Related to public safety regulation of certain businesses including tobacco retail licenses and massage establishments 7. Non-Regulatory Business License Tax • SAMC § 21-41 • Related to the determination of the amount of license tax due to the City from any business operator(aside from cannabis), with any penalties, interest, and charges (including fees) 8. Cannabis Business License Tax • SAMC § 21-41 • Related to the determination of the amount of license tax due to the City from a cannabis operator, together with any penalties, interest, and charges (including service fees) 9. Hotel Visitors Tax (more commonly known as Transient Occupancy Tax) • SAMC § 35-133 • Related to the determination of the amount of tax due to the City from a transient occupying a hotel based upon the rent charged by the operator 10. Utility Users Tax for Electric, Gas & Telecommunications Services • SAMC § 35-173 • Related to the determination of the amount of tax due to the City from every person using electricity, gas, and telecommunication services within Santa Ana City of Santa Ana RFP No.24-127 Page 19 of 34 Exhibit B Cost Proposal Rate for hearings conducted virtually, billed at quarter-hour increments. $150.00 per hour/$37.50 per quarter hour. Minimum per hearing $150.00 Rate for hearings conducted at Santa Ana City Hall, billed at quarter-hour increments. Include any minimums that apply. $150.00 per hour/$37.50 per quarter hour. Minimum per hearing $150.00 Rate for hearing preparation and document review, billed at quarter-hour increments. $150.00 per hour/$37.50 per quarter hour. Rate for hearing closeouts and preparing written determinations, billed at quarter hour increments. $150.00 per hour/$37.50 per quarter hour. E. Charge for No-Show Applicants. $150.00 Cancellation Rate (including the number of days advanced notice needed prior to charging the cancellation rate). No charge for a cancelled hearing unless Proposer has arrived at the hearing site Initial Orientation &Subsequent Trainings Hourly Rate. Include any minimums that apply. No charge for initial orientation & subsequent trainings Describe any other fees not mentioned herein and increments in which they would be billed. No additional fees foreseen. Michael Raneses - Administrative Hearing Officer (Final with Exhibits)(2019396. 1 ) Final Audit Report 2025-02-28 Created: 2025-02-27 By: Kristin Andrade(kandrade@santa-ana.org) Status: Signed Transaction ID: CBJCHBCAABAA4vdwMIFkWNaP-X4R2ZcOn-DIjrPEiSNA "Michael Raneses - Administrative Hearing Officer (Final with Ex hibits)(2019396.1 )" History Document created by Kristin Andrade (kandrade@santa-ana.org) 2025-02-27-5:33:54 PM GMT �. Document emailed to Alexander Trinidad (atrinidad@santa-ana.org)for signature 2025-02-27-5:34:17 PM GMT Email viewed by Alexander Trinidad (atrinidad@santa-ana.org) 2025-02-28-2:12:31 AM GMT d© Document e-signed by Alexander Trinidad (atrinidad@santa-ana.org) Signature Date:2025-02-28-2:13:06 AM GMT-Time Source:server O Agreement completed. 2025-02-28-2:13:06 AM GMT Q Adobe Acrobat Sign ACORO® CERTIFICATE OF LIABILITY INSURANCE P12/18/2024 ATE(MMIDD/YYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: Hiscox Inc.d/b/a/Hiscox Insurance Agency in CA PHONE FAX 5 Concourse Parkway fAIC,E-MAIL ND Ext (ggg)202-3007 : Not: Suite 2150 ADDRESS: contacthiscox.com_ Cagy Atlanta GA,30328 INSURER(S)AFFORDING COVERAGE NAIC# INSURER A: Hiscox Insurance Company Inc 10200 INSURED INSURER 8 MICHAEL RANESES INSURERC: 2409 MIRA MONTE CT Tustin,CA 92782 INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR I ADDL SUBR POLICY EFF POLICY EXP LTR TYPE OF INSURANCE D I WVD I POLICY NUMBER MMIDD/YYYY) (MMIODfYYYYI LIMITS X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 DAMAGE TO RENTED CLAIMS-MADE X OCCUR PREMISES IEa occurrence $ 100,000 MED EXP(Any one person) $ 5,000 A Y P100.077.964.8 0210112025 02/01/2026 PERSONAL&ADV INJURY $ 0 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE S 2,000,000 X POLICY D PRO ❑ LOC JECT PRODUCTS-COMP/OP AGG $ S/T Gen.Agg. OTHER: S AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ Ea accident ANY AUTO BODILY INJURY(Per person) S ALL OWNED SCHEDULED BODILY INJURY Per accident S _ AUTOS AUTOS ( ) HIRED AUTOS NON-OWNED PROPERTY DAMAGE $ AUTOS Per accident S UMBRELLA LIAB OCCUR EACH OCCURRENCE S EXCESS LIAB HCLAIMS-MADE AGGREGATE S DED I RETENTION$ S WORKERS COMPENSATION PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANYPROPRIETORfPARTNERIEXECUTIVE E.L.EACH ACCIDENT $ OFFICERIMEMBER EXCLUDED? ❑ N I A (Mandatory In NH) E.L.DISEASE-EA EMPLOYEE S If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ Digitally signed DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Nguyen Nguyen o8 z-2025.05.20 APPROVED By Tu Tran Nguyen at 8:24 am,May 20,2025 CERTIFICATE HOLDER CANCELLATION City of Santa Ana SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Planning and Building Department THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 20 Civic Center Plaza ACCORDANCE WITH THE POLICY PROVISIONS. Santa Ana,CA 92701 AUTHORIZED REPRESENTATIVE ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD AM HI SCOX Hiscox Insurance Company Inc. Policy Number: P100.077.964.8 Named Insured: MICHAEL RANESES Endorsement Number: 7 Endorsement Effective: 02/01/2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - AUTOMATIC STATUS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Section II —Who Is An Insured is amended to include as an additional insured any per- sons) or organization(s) for whom you are performing operations or leasing a premises when you and such person(s) or organiza- tion(s) have agreed in writing in a contract or agreement that such person(s) or organiza- tions) be added as an additional insured on your policy. Such person or organization is an additional insured only with respect to lia- bility for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing opera- tions; or 2. In connection with your premises owned by or rented to you. A person(s or organization's status as an addi- tional insured under this endorsement ends when your operations or lease agreement for that additional insured are completed. CGL E5421 CW(02/14) Includes copyrighted material of Insurance Services Office, Inc., with its Page 1 of 1 permission. AM HI SCOX Hiscox Insurance Company Inc. Policy Number: P100.077.964.8 Named Insured: MICHAEL RANESES Endorsement Number: 17 Endorsement Effective: 02/01/2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIMARY AND NONCONTRIBUTORY - OTHER INSURANCE CONDITION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. The following is added to the Other Insurance Condition and supersedes any provision to the contrary: Primary And Noncontributory Insurance This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy, pro- vided: 1. you have agreed in a written contract or agreement to add such additional insured to a policy providing the type of coverage af- forded by this policy; and 2. you have agreed in a written contract or agreement with such additional insured that this insurance would be primary and would not seek contribution from any other insur- ance available to the additional insured, CGL E5581 CW(03/16) Includes copyrighted material of Page 1 of 1 Insurance Services Office, Inc., with its permission 40 HI SCOX Hiscox Insurance Company Inc. Policy Number: P100.077.964.8 Named Insured: MICHAEL RANESES Endorsement Number: 18 Endorsement Effective: 02/01/2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MODIFIED WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV—Conditions: You may waive your rights against another party so long as you do so in writing prior to: (i) an offense arising out of your business that caused a "personal and advertising injury"; or (ii) an "occurrence" that caused "bodily injury" or"property damage". CGL E5402 CW(03/10) Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. 4M HI SCOX Hiscox Insurance Company Inc. Policy Number: P100.077.964.8 Named Insured: MICHAEL RANESES Endorsement Number: 21 Endorsement Effective: 02/01/2025 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Persons Or Organization(s) The City of Santa Ana, its officers, officials, employees, and volunteers Information required to complete this Schedule, if not shown above, will be shown in the Declarations. Section II — Who Is An Insured is amended to in- clude as an additional insured the person(s) or organi- zations) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omis- sions of those acting on your behalf: A. In the performance of your ongoing operations; or B. In connection with your premises owned by or rented to you. CG 20 26 07 04 ©ISO Properties, Inc., 2004 Page 1 of 1 Michael Raneses • Administrative Hearings PO Box 3124 Tustin, CA 92781 February 14, 2025 City of Santa Ana Risk Management Division 20 Civic Center Plaza Santa Ana, CA 92702 Re: Auto Insurance Requirement Dear City of Santa Ana Risk Management Division: Michael Raneses Administrative Hearings has intent to enter into an agreement with the City of Santa Ana. Throughout the course of this agreement, Michael Raneses Administrative Hearings attests to the following: 1. While vehicles currently owned by Michael Raneses are fully insured, with the City of Santa named as additional insured, Michael Raneses Administrative Hearings will not use/drive any vehicle in the course and scope of the services provided in the agreement/contract. 2. Michael Raneses Administrative Hearings will not use any owned/rented/leased vehicles during the course and scope of the services provided in the agreement/contract. 3. Michael Raneses Administrative Hearings consultants/independent contractors/employees, if any, would utilize their own personal vehicles/non-company owned, borrowed, or rented/leased vehicles for transportation to and from work and if applicable carry their own automobile insurance. By signing below, I, Michael Raneses, attest that I possess the legal authority to enter into an agreement with the City of Santa Ana as well as the legal authority to attest to the statements above. If at any time it is found that Michael Raneses Administrative Hearings is not adhering to any/all statements in this document and has not provided the minimum auto liability insurance coverage of $1 million per occurrence, the contract will be considered null and void and the company will be held fully liable for any and all damages. Michael Raneses Administrative Hearing Officer Michael Raneses Administrative Hearings 714.287.4999 mikeraneses@gmail.com PAGE 6 UNITED SERVICES AUTOMOBILE ASSOCIATION ADDL INFO ON NEXT PAGE MAIL MCH-M-i RENEWAL OF (AREOPROCAL INTERINSURANCE EXCHANGE) state 0 8 09 Veh I PCLLY NUMBER USAX 9800 Fredericksburg Road-San Antonio, Texas 78288 CA 4 4 4 4 1 IMRl 00186 66 18U 7101 0 CALIFORNIA AUTO POLICY POLICYPERIOD: (12:01 A.M. standard time) RENEWAL DECLARATIONS EFFECTIVE MAR 20 2025 TO SEP 20 2025 ATTACH TO PREVIOUS POLICY OPERATORS Named Insured and Address 01 MICHAEL EUGENE RANESES 03 RUTH L RANESES MICHAEL EUGENE RANESES LTC USA RET 2409 MIRA MONTE CT TUSTIN CA 92782-9000 escrlp on o e c e s VEH USE* UAL es \EH TRADE NAME MODEL BODYTYPE ANN NAGE IpENTIFICATION NUMBER SW 08 06 TOYOTA HILNDR 4D 6737 JTEDD21A760154136 P 09 17 TOYOTA HIGHLANDER 4D 8202 5TDKZRFH9HS524448 B The Vehicle(s)described herein is principally garaged at the above address unless otherwise stated.*WIC=-voWscr,od;B=BusIness;F=FaMP=PIeas„e VEH 08 TUSTIN CA 92782-9000 VEH 09 TUSTIN CA 92782-9000 Is o Icy prove es those coverages w ere a premium Is s own a ow. a limits shown may be reduced by policy provisions and may not be combined regardless of the number of vehicles for which a premium is listed unless s ecificall authorized elsewhere in this policv. VEH VEH VEH VEH COVERAGES LIMITS OF LIABILITY 08 6-MONTH 09 6-MONTH ("ACV"MEANS ACTUAL CASH VALUE) D=DED PREMIUM D-DED PREMIUM D=DED PREMIUM D=DED PREMIUM AMOUN $ WOUNTI $ AMOUNT $ MOUNT $ PART A - LIABILITY BODILY INJURY EA PER $ 100 , 00 EA ACC $ 300 , 000 135 .40 189 . 35 PROPERTY DAMAGE EA ACC $ 100 , 000 74 . 81 102 . 60 PART B - MEDICAL PAYMENTS EA PER $ 2 , 000 5 .26 8 . 04 PART C - UNINSURED MOTORISTS BODILY INJURY EA PER $ 100 , 00 EA ACC $ 300 , 000 60 . 57 67 . 6 TOTAL PREMIUM - SEE FCLLOWI G PAGE(S) ADDITIONAL INTEREST - EMPLOYER THE CITY OF SANTA ANA, OFFICER, S TA CA ADDITIONAL INTEREST - EMPLOYER THE CITY COSTA MESA OFFICERS, , COS IA MESA, CA DDITIONAL INTEREST - EMPLOYER THE ROSSMOOR COMMUNITY SERVICE, RO SM00 , CA ADDITIONAL INTEREST - EMPLOYER THE CITY OF LAKEWOOD, LAKEWOOD, CA DDITIONAL INTEREST - EMPLOYER THE CITY OF BUENA PARK, BUENA PARK, CA ENDORSEMENTS : ADDED 03-20-25 - NONE REMAIN IN EFFECT (REFER TO PREVIOUS POLICY) - A073 (05) A200CA(01) RSGPCW (01) EXCLUSION OF NAMED DRIVER 5100CA(02) INFORMATION FORMS: NIPFCA(05) 320CA(05) 50CA(05) CADS (05) 40CA(01) 13580 (03) 999CA(20) N1081 RMF55 00 It RMM63 00 N H In WITNESS WHEREOF,the Subscribers at UNITED SERVICES AUTOMOBILE ASSOCIATION have caused these presents to be signed by their Attorney-in-Fact on this date FEBRUARY 12, 2025 * I Wayne Peacock 5000 U 0 7-1 1 President,USAA Reciprocal Attorrey-in-Fact,Inc. 53461-07-11 PAGE 7 UNITED SERVICES AUTOMOBILE ASSOCIATION (A RECIPROCAL INTERINSURANCE EXCHANGE) State 0 8 09 v b POLICY NUMBER USAX 9800 Fredericksburg Road-San Antonia,Texas 78288 CA 1444V441 1 JNW, 00186 66 18U 7101 0 CALIFORNIA AUTO POLICY POLICYPERiOD: (12:01 A.M. standard time) RENEWAL DECLARATIONS EFFECTIVE MAR 20 2025 TO SEP 20 2025 ATTACH TO PREVIOUS POLICY Ahmed Insured and Address MICHAEL EUGENE RANESES LTC USA RET 2409 MIRA MONTE CT TUSTIN CA 92782-9000 Description of Vefiicle(s) VEH USE` JM MEH TRADE NAME MODEL BOOYTYPE MILEAGE IDENTIRCATION NUMBER SYM 08 06 TOYOTA HILNDR 4D 6737 JTEDD21A760154136 P 09 17 TOYOTA HIGHLANDER 4D 8202 5TDKZRFH9HS524448 B The Vehicle(s)described herein is principally garaged at the above address unless otherwise stated.*W/0--Wor�r8dmo1•B=Bu51L-s;R—FamP=PIsuro VEH 08 TUSTIN CA 92782-9000 VEH 09 TUSTIN CA 92782-9000 This policy provides ONLY those coverages where a premium is shown below. The limits shown may be reduced by policy provisions and may not be combined regardless of the number of vehicles for which a remium is listed unless specifically authorized elsewhere in this poiicy. COVERAGES LIMITS OF LIABILITY 08 6-MONTH 09 6-MONTH ("ACV'MEANS ACTUAL CASH VALUE) D=DED PREMIUM D�DED I PREMIUM D=DED I PREMIUM D=DED PREMIUM AMOUNT $ AMOUNTJ $ MOUNT $ 0,MOUNT $ PART D - PHYSICAL DAMAGE COVERAGE COMPREHENSIVE LOSS ACV LESS D 50 30 . 74D 50 68 . 00 COLLISION LOSS ACV LESS D 50 133 .26D 50 397 . 09 TOWING AND LABOR 8 . 91 8 . 9 ***COVERAGES EXCLUDED WHEN ANY VEHICLE OPERATED BY JOY MAR E RIESES VEHICLE TOTAL PREMIUM 448 . 95 841 . 5 6 MONTH PREMIUM $ 1290 . 54 PREMIUM DUE AT INCEPTION. THIS IS NOT A BILL, STATEMENT 0 FOLLOW. CA FRAUD ASSESSMENT FEE 1 .76 THE FOLLOWING COVERAGE (S) DEFINED N THIS POLICY ARE NOT P VID FOR: VEH 08 - EXTENDED BENEFITS COVE GE, ENTAL IMB SEMEN VEH 09 - EXTENDED BENEFITS COVE GE, ENTAL IMB SEMEN H08 RMF55 00P I I I I 11 1,�',P91 RMM63POOF I I I I I I jvjH In WITNESS WHEREOF,theSubscribers at UNI I ED SEKVICES AUTOMOBILE SOCIATION have caused these presents to be signs y their Attorney-in-Fact on this date FEBRUARY 3.2 , 2025 Alr��I Wayne Peacock 5000 u 07-11 President,11SAA Reciprocal Attorney-in-Fact,Inc. 53461-07-11 CITY OFSANTA ANA RISK MANAGEMENT a division of HUMAN RESOURCES Managing Risk m Posidve Chang* Affidavit of Exemption for Workers' Compensation Insurance I, Michael Raneses / Director hereby affirm under penalty of perjury, the following declaration: certify on behalf of Michael Raneses Administrative Hearings that during the term of my contract for Administrative Hearing services with the City of Santa Ana, I will not employ any person in any manner so as to become subject to the workers' compensation laws of California and agree that if I should become subject to the workers' compensation provisions of Section 3700 of the Labor Code, I shall forthwith comply with the provisions and provide proof of workers' compensation coverage immediately. Date: February 14, 2025 Print Name: Michael Raneses Print Title: Director Signature: Telephone: 714.287.4999 WARNING: FAILURE TO SECURE WORKERS' COMPENSATION COVERAGE IS UNLAWFUL, AND SHALL SUBJECT AN EMPLOYER TO CRIMINAL PENALTIES AND CIVIL FINES UP TO ONE HUNDRED THOUSAND DOLLARS ($100,000). IN ADDITION TO THE COST OF COMPENSATION, DAMAGES AS PROVIDED FOR IN SECTION 3706 OF THE LABOR CODE, INTEREST, AND ATTORNEY'S FEES. I:\Risk Mgmt\Insurance Requirements\Affidavit of Exemption for Workers'Compensation Insurance 2021 A�® DATE(MMIDDIYYVY) CERTIFICATE OF LIABILITY INSURANCE 12?24 2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER NAME; Chubb Customer Service Center INSURANCE NOODLE LLC-INSUREON FAX PHONE Rfi6-977-27'7 AIC,No): AIC, ,Ext: ( 30 NORTH LASALLE ST ADDRESS: ChUbbcsC(ruchubb.com INSURER(S)AFFORDING COVERAGE NAIC# CHICAGO. IL. 60602 INSURER A: ACE Fire Underwriters Insurance Company 20702 INSURED INSURER B: Michael Raneses INSURER C: 1-409 Nil RA MONTE CT INSURER D: INSURER E: TUSTIN CA 92782 INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. POLICY FXP LTR TYPE OF INSURANCE INS.TX. POLICY NUMBER (MMlDDIYYY ) (MMIDDIYYYY) LIMITS COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE S CLAIMS-MADE El OCCURPREMISES(Ea occurrence) S MED EXP(Any one person) 5 PERSONAL&ADV INJURY S GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY ECOT LOC PRODUCTS-COMP1oP AGG $ S OTHER: AUTOMOBILE LIABILITY (Ea accident) S ANY AUTO BODILY INJURY(Per person) 5 OWNED SCHEDULED BODILY INJURY(Per accident) 5 AUTOS ONLY AUTOS HIRED NON-OWNED 7RUF7R777I=GE5 AUTOS ONLY AUTOS ONLY (Per accident) 5 UMBRELLA LIAB OCCUR EACH OCCURRENCE S EXCESS LIAB HCLAIMS-MADE AGGREGATE S DED I I RETENTION 5 S WORKERS COMPENSATION STATUTE F ER AND EMPLOYERS'LIABILITY YIN ANY PROPRIETORIPARTNERIEXECUTIVE❑ NIA E.L.EACH ACCIDENT S OFFICER/MEMBER EXCLUDED? (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE S If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ Each Claim $1.000.000 A Errors and Omissions EONCAFI55700032 02/06/2025 02/06/2026 Aggregate Limit $?,000,000 Retention $1,000 DESCRIPTION OF OPERATIONS I LOCATIONS l VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) This certificate is issued as a matter of information only and confers no rights upon the certificate holder.This certificate does not amend,extend,or alter the coverage afforded by the policies above.The insurance afforded by the policies described herein is subject to all terms,exclusions,and conditions of such policies. APPROVED By Tu Tran Nguyen at 8:24 am,May 20,2025 CERTIFICATE HOLDER CANCELLATION City of Santa Ana SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Planning and Building Department THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN 20 Civic Center Plaza ACCORDANCE WITH THE POLICY PROVISIONS. Santa Ana,CA 92701 AUTHORIZED REPRESENTATIVE ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD C H U B BO Chubb Errors and Omissions ACE Fire Underwriters Insurance Company Liability Declarations RENEWAL CERTIFICATE IN CONSIDERATION OF THE PREMIUM FOR THE RENEWAL POLICY IDENTIFIED BELOW, THE INSURER RENEWS THE EXPIRING POLICY FOR THE PERIOD SET FORTH BELOW. THIS POLICY IS A CLAIMS MADE AND REPORTED POLICY. EXCEPT AS OTHERWISE PROVIDED HEREIN, THIS POLICY COVERS ONLY CLAIMS FIRST MADE AGAINST THE INSUREDS AND REPORTED TO THE INSURER DURING THE POLICY PERIOD. PLEASE READ THIS POLICY CAREFULLY. THE LIMITS OF LIABILITY AVAILABLE TO PAY INSURED DAMAGES SHALL BE REDUCED BY AMOUNTS INCURRED FOR CLAIMS EXPENSES. FURTHER NOTE THAT AMOUNTS INCURRED FOR DAMAGES AND CLAIMS EXPENSES SHALL ALSO BE APPLIED AGAINST THE RETENTION AMOUNT. TERMS THAT APPEAR IN BOLD FACE TYPE HAVE SPECIAL MEANING. PLEASE REFER TO SECTION II, DEFINITIONS,OF THE POLICY. This Renewal Certificate renews the below referenced Expiring Policy and grants new Limit(s) of Liability and a new Retention. The terms, conditions and exclusions of the below referenced Expiring Policy, except as otherwise indicated herein or in endorsements attached hereto,apply to the renewal Policy Period. For purposes of coverage afforded during the renewal Policy Period, the term Policy means the Expiring Policy (including endorsements attached thereto), as amended by this Renewal Certificate and any endorsements attached hereto, and "Declarations" or "Declarations Page" means this Renewal Certificate. Renewal Policy Number: EONCAF155700032-006 Renewal of Policy Number(Expiring Policy): Item i. Named Insured Michael Raneses Principal Address: 2409 Mira Monte Ct Tustin,CA,92782-9000 Item 2. Policy Period: Renewed from 12:01 a.m.02-06-2025 To 12.01a.m.02-06-2026 (Local time at the address shown in Item 1) Item. 3. Limit of Liability(including Claims Expenses) $1,000,000 Each Claim $2,000,000 Aggregate Limit $5,000.00 Disciplinary Proceeding Claims Expenses Aggregate Limit (in addition and Aggregate Limits set forth above) Item 4. Retention $1,000 Each Claim PF-3813oCA(04/17) Page 1 of 3 (AFU)Westchester Binding THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Named Insured Endorsement Number Michael Raneses PF231110107 Policy Symbol Policy Number Policy Period Effective Date of Endorsement EON EONCAF1557000 02-06-2025 to 02-06-2026 02-06-2025 32-006 Issued By(Name of Insurance Company) ACE Fire Underwriters Insurance Company Item 7. Professional Services Amended It is agreed that Item 7 of the Declarations is deleted in its entirety and the following is inserted: Item 7. Professional Services; Arbitrators and Mediators All other terms and conditions of this Policy remain unchanged. Authorized Representative PF-23111 (01/07) EO Page 1 of 1 HUE3S' LIMITS AMENDED,RETROACTIVE DATE AMENDED (SPECIFIED LAYER) Named Insured Endorsement Number Michael Raneses. PF231120807 Policy Symbol Policy Number Policy Period Effective Date of Endorsement EON EONCAF155700032 2025-02-06 To 2026-02-06 2025-02-06 -006 Issued By(Name of Insurance Company) L.AQE Fire Underwriters Insurance Company Insert the policy number.The remainder of the Information is to be completed only when this endorsement is issued subsequent to the preparation of the policy. THIS ENDORSEMENT CHANGES THE POLICY.PLEASE READ IT CAREFULLY. It is agreed that the Policy is amended as follows: i. Item 3 of the Declarations is deleted in its entirety and the following is inserted: Item 3. Limit ofLiability(including Claims Expenses) $ 1,000,000.00 Each Claim $2,000,000.00 Aggregate Limit $5,000.00 Disciplinary Proceeding Claims Expenses Aggregate Limit (in addition to the Each Claim and Aggregate Limits set forth above) 2. Solely with respect to that portion of the Aggregate Limit of Liability set forth in Item 3 of the Declarations which is$ 1,000,000.00 excess of $ 1,000,000.00 , Item 6 of the Declarations is deleted in its entirety and the following is inserted: Item 6. Retroactive Date(if applicable): 2021-10-12 All other terms and conditions of this Policy remain unchanged. Authorized Representative PF-23112 (08/07) Page 1 of 1 DEFINTTON OF PROFESSIONAL SERVICES AMENDED Named Insured Endorsement Number Michael Raneses PF42381 CA0417 Policy Symbol Policy Number Policy Period Effective Date of Endorsement EON EONCAF155700032- 02-06-2025 To 02-06-2026 02-06-2025 1006 Issued By(Name of Insurance Company) ACE Fire Underwriters Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING: CHUBB ERRORS AND OMISSIONS POLICY It is agreed that Section II,Definitions,subsection P.is deleted in its entirety and replaced by the following: P. Professional Services means services performed for others by an Insured or by any person or entity for whom the Insured is legally liable for others for a fee; provided, however, Professional Services shall not include services performed as the following: accountant, actuary, architect, banker, builder, construction manager, contractor, doctor, engineer, franchisor, hardware manufacturer/distributor, insurance agent, insurance company, internet service provider, investment banker, investment advisor, lawyer, mortgage bankeribroker, nurse, physician, property developer, security broker/dealer, software programmer,structured settlement broker,web site designer,or web site host services. All other terms and conditions of this Policy remain unchanged. PF-42381CA(04/17) Westchester Binding Page i of 1 Westchester ACE Fire Underwriters Insurance ACE Advanta eg Company g A Chubb Company Miscellaneous Professional Liability Policy In consideration of the payment of the premium, in reliance upon the Application, and subject to the Declarations and the terms and conditions of this Policy, the Insureds and the Company agree as follows: I. INSURING AGREEMENT AND DEFENSE A. Insuring Agreement The Company will pay on behalf of the Insured all sums in excess of the Retention that the Insured shall become legally obligated to pay as Damages and Claims Expenses because of a Claim first made against the Insured and reported to the Company during the Policy Period by reason of a Wrongful Act committed on or subsequent to the Retroactive Date and before the end of the Policy Period. B. Defense 1. The Company shall have the right and duty to defend any covered Claim brought against the Insured even if the Claim is groundless, false or fraudulent. The Insured shall not admit or assume liability or settle or negotiate to settle any Claim or incur any Claims Expenses without the prior written consent of the Company and the Company shall have the right to appoint counsel and to make such investigation and defense of a Claim as it deems necessary. 2. The Company's duty to defend ends if the Insured refuses to consent to a settlement acceptable to the claimant/plaintiff and the Company. In such event, the Company shall tender a check to the Insured for the recommended settlement amount, and shall be relieved of any further duty or obligation, other than for covered Claims Expenses incurred until the date of such refusal. The Insured thereafter has the duty to defend at its own expense. This paragraph shall not apply to a settlement in which the total incurred Damages and Claims Expenses do not exceed the Retention. 3. The Company shall not be obligated to commence or continue to investigate, defend, pay or settle any Claim after the applicable Limit of Liability specified in Item 3 of the Declarations has been exhausted, or after the Company has deposited the remaining available Limit of Liability with a court of competent jurisdiction. In such case, the Company shall withdraw from investigation, defense, payment or settlement of such Claim and shall tender control of such Claim to the Insured. 4. If the Insureds attend hearings, depositions or trials at the request of the Company, the Company shall reimburse the Insureds for actual loss of earnings and reasonable and necessary expenses due to such attendance, up to $250.00 per day and a maximum amount of $5,000 for all Claims covered by this Policy. Such reimbursement payments by the Company to the Insured are not subject to the Retention and shall not reduce the Limits of Liability. ll. DEFINITIONS A. Application means all applications, including any attachments thereto, and all other information and materials submitted by or on behalf of the Insureds to the Company in connection with the Company underwriting this Policy or any policy of which this Policy is a direct or indirect renewal or replacement or which it succeeds in time. All such applications, attachments, information, and materials are deemed attached to and incorporated into this Policy. PF-18874 (02/06) Page 1 of 10 B. Bodily Injury means injury to the body, sickness,or disease, and death. Bodily Injury also means mental injury, mental anguish, mental tension, emotional distress, pain and suffering, or shock, whether or not resulting from injury to the body, sickness, disease or death of any person. C. Claim means: 1. a written demand against any Insured for monetary or non-monetary damages; 2. a civil proceeding against any Insured for monetary damages, non-monetary damages or injunctive relief, commenced by the service of a complaint or similar pleading; 3. an arbitration proceeding against any Insured for monetary damages, non-monetary damages or injunctive relief; 4. a civil, administrative or regulatory investigation against any Insured commenced by the filing of a notice of charges, investigative order or similar document; 5. a Disciplinary Proceeding; including any appeal therefrom. D. Claims Expenses means: 1. reasonable and necessary attorneys' fees, expert witness fees and other fees and costs incurred by the Company, or by the Insured with the Company's prior written consent, in the investigation and defense of covered Claims; and 2. premiums for any appeal bond, attachment bond or similar bond, provided the Company shall have no obligation to apply for or furnish such bond. Claims Expenses shall not include wages, salaries, fees or costs of directors, officers or employees of the Company or the Insured. E. Company means the insurance company providing this insurance. F. Damages means any compensatory amount which the Insured becomes legally obligated to pay on account of a covered Claim, including judgments, any award of prejudgment and post-judgment interest on that part of any judgment paid under this Policy, awards and settlements. Damages shall not include: 1. any amount for which the Insured is not financially liable or legally obligated to pay; 2. taxes,fines or penalties; 3. matters uninsurable under the law pursuant to which this Policy is construed; 4. disgorgement of profits by an Insured; cost of an Insured's correction; fees, commissions, expense or costs paid to or charged by an Insured; 5. the cost to comply with any injunctive or other non-monetary or declaratory relief, including specific performance, or any agreement to provide such relief; or 6. any amount relating to a Disciplinary Proceeding, other than Claims Expenses. Damages includes punitive and exemplary damages and the multiplied portion of any multiple damage award, to the extent such damages are insurable under the internal laws of any jurisdiction which has a substantial relationship to the Insured, the Company, this Policy or such Claim. G. Disciplinary Proceeding means any proceeding by a regulatory or disciplinary official, board or agency to investigate charges of professional misconduct by an Insured in the performance of Professional Services. H. Extended Reporting Period means the period for the extension of coverage, if elected, described in Section IV, Extended Reporting Period. I. Insured means: 1. the Named Insured; 2. any Subsidiary, but only with respect to Wrongful Acts which occur while it is a Subsidiary; 3. any past or present principal, partner, officer, director, trustee or employee of the Named Insured or Subsidiary thereof (and if the Named Insured is a partnership, limited liability partnership or limited liability company, then any general or managing partner or principal thereof), but only with respect to Professional Services performed on behalf of the Named Insured or any Subsidiary; PF-18874(02/06) Page 2 of 10 4. the estate, heirs, executors, administrators or legal representatives of any Insured described in paragraph 3 above in the event of such Insured's death, incapacity, insolvency, or bankruptcy, but only to the extent that such Insured would otherwise be provided coverage under this Policy; and 5. independent contractors who are natural persons, but only with respect to Professional Services performed on behalf of the Named Insured or Subsidiary thereof. J. Interrelated Wrongful Acts means all Wrongful Acts that have as a common nexus any fact, circumstance, situation, event, transaction, cause or series of related facts, circumstances, situations, events, transactions or causes. K. Named Insured means the entity or person specified in Item 1 of the Declarations. L. Personal Injury Offense means one or more of the following offenses: 1. false arrest, detention or imprisonment; 2. malicious prosecution; 3. defamation, including libel and slander, and disparagement; 4. publication or an utterance in violation of an individual's right to privacy; and 5. invasion of the right to private occupancy, including wrongful entry or eviction. M. Policy means collectively, the Declarations, the Application, this policy form and any endorsements. N. Policy Period means the period of time specified in Item 2 of the Declarations, subject to prior termination pursuant to Section VI.E, Termination of the Policy. O. Pollutants means any substance exhibiting any hazardous characteristics as defined by, or identified on a list of hazardous substances issued by the United States Environmental Protection Agency or any federal, state, county or municipal or local counterpart thereof or any foreign equivalent. Such substances shall include, without limitation, solids, liquids, gaseous or thermal irritants, contaminants or smoke, vapor, soot, fumes, acids, alkalis, chemicals or waste materials. Pollutants shall also mean any other air emission, odor, waste water, oil or oil products, infectious or medical waste, asbestos or asbestos products, silica, or noise. P. Professional Services means only those services specified in Item 7 of the Declarations performed for others by an Insured or by any other person or entity for whom the Insured is legally liable. Q. Property Damage means: 1. physical injury to, or loss or destruction of, tangible property, including the loss of use thereof; and 2. loss of use of tangible property which has not been physically injured, lost, damaged or destroyed. R, Retroactive Date means the date specified in Item 6 of the Declarations. S. Subsidiary means any entity, other than a joint venture, in which the Named Insured: 1. owns interests representing more than 50% of the voting, appointment or designation power for the selection of a majority of the board of directors if such entity is a corporation, the management committee members if such entity is a partnership, the members of the management board if such entity is a limited liability company; or 2. has the right, pursuant to written contract or the by-laws, charter, operating agreement or similar documents of the Named Insured or any Subsidiary, to elect, appoint or designate a majority of the board of directors if such entity is a corporation, the management committee members if such entity is a partnership, the members of the management board if such entity is a limited liability company, PF-18874(02/06) Page 3 of 10 on or before the inception date of the Policy, either directly or indirectly, in any combination, by one or more other Subsidiaries. T. Wrongful Act means any actual or alleged negligent act, error, omission, misstatement, misleading statement or Personal Injury Offense committed by the Insured or by any other person or entity for whom the Insured is legally liable in the performance of or failure to perform Professional Services. U. Wrongful Employment Practices means any actual or alleged; 1. wrongful dismissal or discharge or termination of employment, whether actual or constructive; 2. employment-related misrepresentation; 3, violation of any federal, state, or local laws (whether common or statutory) concerning employment or discrimination in employment; 4. sexual harassment or other unlawful workplace harassment; 5. wrongful deprivation of a career opportunity or failure to employ or promote; 6. wrongful discipline of employees; 7. retaliation against employees for the exercise of any legally protected right or for engaging in any legally protected activity; 8. negligent evaluation of employees; 9. failure to adopt adequate workplace or employment policies and procedures; 10. employment-related libel, slander, defamation, or invasion of privacy; 11. employment-related wrongful infliction of emotional distress; 12, any actual or alleged discrimination, sexual harassment, or violation of a natural person's civil rights relating to such discrimination or sexual harassment, whether direct, indirect, intentional or unintentional. The foregoing definitions shall apply equally to the singular and plural forms of the respective words. Ill. EXCLUSIONS The Company shall not be liable for Damages or Claims Expenses on account of any Claim: A. alleging, based upon, arising out of, or attributable to any dishonest, fraudulent, criminal or malicious act or omission, or any intentional or knowing violation of the law by an Insured, however, this exclusion shall not apply to Claims Expenses or the Company's duty to defend any such Claim unless and until there is an adverse admission by, finding of fact, or final adjudication against any Insured as to such conduct, at which time the Insured shall reimburse the Company for all Claims Expenses incurred; B. alleging, based upon, arising out of, or attributable to any Bodily Injury or Property Damage; C. alleging, based upon, arising out of, or attributable to any liability of others assumed by the Insured under any express, implied, actual or constructive contract or agreement, unless such liability would have attached to the Insured even in the absence of such contract or agreement; D. alleging, based upon, arising out of, or attributable to Professional Services performed for any entity if at the time the Professional Services were performed: 1. any Insured, or any other natural person or entity for whom or which an Insured is legally liable, was a partner, director, officer or employee of such entity; 2. any Insured, or any other natural person or entity for whom or which an Insured is legally liable, owned, directly or indirectly, 10% or more of any such entity if it was a publicly held company, or 30% or more of any such entity if it was a privately held or not-far-profit company; E. brought or maintained by, on behalf of, or in the right of any Insured; F. alleging, based upon, arising out of or attributable to any Wrongful Employment Practice; i PF-18874(02106) Page 4 of 10 G. alleging, based upon, arising out of, or attributable to any discrimination on any basis, including, but not limited to, race, creed, color, religion, ethnic background, national origin, age, handicap, disability, gender, sexual orientation or pregnancy; H. alleging, based upon, arising out of or attributable to any price fixing, restraint of trade, monopolization, unfair trade practices or other violation of the Federal Trade Commission Act, the Sherman Anti-Trust Act, the Clayton Act, or any other federal statutory provision involving antitrust, monopoly, price fixing, price discrimination, predatory pricing or restraint of trade activities, and any amendments thereto or any rules or regulations promulgated thereunder, or any similar provision of any federal, state, or local statutory law or common law anywhere in the world; I. alleging, based upon, arising out or attributable to any violation of: 1. the Employee Retirement Income Security Act of 1974; 2. the Securities Act of 1933, the Securities Exchange Act of 1934; 3. the Racketeering Influenced and Corrupt Organizations Act of 1970; and any rules or regulations promulgated thereunder, amendments thereof, or any similar federal, state or common law; J. alleging, based upon, arising out of, or attributable to the gaining in fact of any profit or advantage to which the Insured is not legally entitled; K. alleging, based upon, arising out of, or attributable to any Wrongful Act committed prior to the beginning of the Policy Period, if, on or before the earlier of the effective date of this Policy or the effective date of any Policy issued by the Company to which this Policy is a continuous renewal or replacement, the Insured knew or reasonably could have foreseen that such Wrongful Act would result in a Claim; L. alleging, based upon, arising out of, or attributable to: 1. any Wrongful Act, fact, circumstance or situation which has been the subject of any written notice given under any other policy of which this Policy is a renewal or replacement or which it succeeds in time; or 2. any other Wrongful Act whenever occurring which, together with a Wrongful Act which has been the subject of such notice.,would constitute Interrelated Wrongful Acts; M. alleging, based upon, arising out of, or attributable to: 1. the actual, alleged or threatened discharge, dispersal, release, escape, seepage, migration or disposal of Pollutants; or 2. any direction or request that any Insured test for, monitor, clean up, remove, contain, treat, detoxify or neutralize Pollutants, or any voluntary decision to do so; N. alleging, based upon, arising out of, or attributable to any validity, invalidity, infringement, violation or misappropriation of any patent, copyright, service mark, trademark, trade name, trade secret or any other intellectual property right; IV. EXTENDED REPORTING PERIOD If the Company terminates or does not renew this Policy (other than for failure to pay a premium when due), or if the Named Insured terminates or does not renew this Policy and does not obtain replacement coverage as of the effective date of such termination or nonrenewal, the Named Insured shall have the right, upon payment of the additional premium described below, to a continuation of the coverage granted by this Policy for at least one Extended Reporting Period as follows: A. Automatic Extended Reporting Period The Named Insured shall have continued coverage granted by this Policy for a period of 60 days following the effective date of such termination or nonrenewal, but only for Claims first made during such 60 days and arising from Wrongful Acts taking place prior to the effective date of PF-18874(02/06) Page 5 of 10 such termination or nonrenewal. This Automatic Extended Reporting Period shall immediately expire upon the purchase of replacement coverage by the Named Insured. B. Optional Extended Reporting Period 1. The Named Insured shall have the right, upon payment of the additional premium set forth in Item 9 of the Declarations, to an Optional Extended Reporting Period, for the period set forth in Item 9 of the Declarations following the effective date of such termination or nonrenewal, but only for Claims first made during such Optional Extended Reporting Period and arising from Wrongful Acts taking place prior to the effective date of such termination or nonrenewal. 2. This right to continue coverage shall lapse unless written notice of such election is given by the Named Insured to the Company, and the Company receives payment of the additional premium, within 60 days following the effective date of termination or nonrenewal. 3. The 60 days of the Optional Extended Reporting Period, if it becomes effective, shall run concurrently with the Automatic Extended Reporting Period. C. The Company shall give the Named Insured notice of the premium due for the Optional Extended Reporting Period as soon as practicable following the date the Named Insured gives such notice of such election, and such premium shall be paid by the Named Insured to the Company within 10 days following the date of such notice by the Company of the premium due. The Optional Extended Reporting Period is not cancelable and the entire premium for the Optional Extended Reporting Period shall be deemed fully earned and non-refundable upon payment. D. The Automatic and Optional Extended Reporting Periods shall be part of and not in addition to the Limit of Liability for the immediately preceding Policy Period. The Automatic and Optional Extended Reporting Periods shall not increase or reinstate the Limit of Liability, which shall be the maximum liability of the Company for the Policy Period and the Automatic and Optional Extended Reporting Period, combined. E. A change in Policy terms, conditions, exclusions and/or premiums shall not be considered a nonrenewal for purposes of triggering the rights to the Automatic or Optional Extended Reporting Period V. LIMITS OF LIABILITY AND RETENTION A. Limits 1. All Claims arising out of the same Wrongful Act and all Interrelated Wrongful Acts of the Insureds shall be deemed to be one Claim, and such Claim shall be deemed to be first made on the date the earliest of such Claims is first made, regardless of whether such date is before or during the Policy Period. All Damages and all Claims Expenses resulting from a single Claim shall be deemed a single Damage and Claims Expense. 2. The Each Claim Limit stated in Item 3 of the Declarations shall be the Company's maximum aggregate liability for the sum of all Damages and Claims Expenses because of each Claim, including each Claim alleging any Interrelated Wrongful Acts, first made and reported during the Policy Period. 3. The Aggregate Limit stated in Item 3 of the Declarations shall be the maximum aggregate liability of the Company for all Damages and Claims Expenses because of all Claims, including all Claims alleging any Interrelated Wrongful Acts, first made and reported during the Policy Period. 4. The Disciplinary Proceeding Claims Expenses Aggregate Limit stated in Item 3 of the Declarations shall be the maximum aggregate liability of the Company for Claims Expenses for Disciplinary Proceedings for each Policy Period regardless of the number of Disciplinary Proceedings or Insureds. This limit is in addition to and is not part of the Each Claim Limit or the Aggregate Limit otherwise stated in Item 3 of the Declarations. PF-18874(02106) Page 6 of 10 5. Claims Expenses shall be part of and not in addition to the Aggregate Limit of Liability shown in Item 3 of the Declarations, and shall reduce such Aggregate Limit of Liability. 6. If the Limit of Liability is exhausted by payment of Damages or Claims Expenses, the obligations of the Company under this Policy shall be completely fulfilled and extinguished. B. Retention 1. The liability of the Company shall apply only to that part of Damages and Claims Expenses which are excess of the Retention amount shown in Item 4 of the Declarations. Such Retention shall be borne uninsured by the Insureds and at their own risk. However, the Retention shall not apply to Claims Expenses in a Disciplinary Proceeding. 2. A single Retention amount shall apply to Damages and Claims Expenses arising from all Claims alleging Interrelated Wrongful Acts, VI. CONDITIONS A. Notice: 1, The Insured shall, as a condition precedent to their rights under this Policy, give to the Company written notice of any Claim as soon as practicable, but in no event later than 30 days after: (i) the end of the Policy Period, or (li) with respect to Claims first made during any applicable Automatic or Optional Extended Reporting Period, the end of such Automatic or Optional Extended Reporting Period. 2. If, during the Policy Period, any Insured becomes aware of any specific Wrongful Act which may reasonably give rise to a future Claim covered under this Policy, and if the Insureds give written notice to the Company during the Policy Period, the Automatic Extended Reporting Period, or, if elected, the Optional Extended Reporting Period of: a. the identity of the potential claimants; b. a description of the anticipated Wrongful Act allegations; c. the identity of the Insureds allegedly involved; d. the circumstances by which the Insureds first became aware of the Wrongful Act; e. the consequences which have resulted or may result; and f. the potential monetary damages; then any Claim which arises out of such Wrongful Act shall be deemed to have been first made at the time such written notice was received by the Company. No coverage is provided for fees, expenses and other costs incurred prior to the time such Wrongful Act results in a Claim. 3. All notices under any provision of this Policy shall be in writing and given by prepaid express courier, certified mail or facsimile transmission properly addressed to the appropriate party, Notice to the Insureds may be given to the Named Insured at the address shown in Item 1 of the Declarations. Notice to the Company of any Claim or Wrongful Act shall be given to the Company at the address set forth in Item 8A of the Declarations. All other notices to the Company under this Policy shall be given to the Company at the address set forth in Item 813 of the Declarations. Notice given as described above shall be deemed to be received and effective upon actual receipt thereof by the addressee, or one day following the date such notice is sent, whichever is earlier. B. Assistance and Cooperation PF-18874(02/06) Page 7 of 10 The Insured shall cooperate with the Company, and provide to the Company all information and assistance which the Company reasonably requests including without limitation attending hearings, depositions and trials and assisting in effecting settlements, securing and giving evidence, obtaining the attendance of witnesses and conducting the defense of any Claim covered by this Policy. The Insured shall immediately forward to the Company at the address indicated in Item 8A of the Declarations every demand, notice, summons, or other process or pleadings received by the Insured or its representatives. The Insured shall do nothing that may prejudice the Company's position. C. Other Insurance If any Damages or Claims Expenses covered under this Policy are covered under any other valid and collectible insurance, then this Policy shall cover such Damages or Claims Expenses, subject to its terms and conditions, only to the extent that the amount of such Damages or Claims Expenses are in excess of the amount of such other insurance, whether such other insurance is stated to be primary, contributory, excess, contingent or otherwise, unless such other insurance is written only as specific excess insurance over the Limits of Liability provided by this Policy. D. Representations 1. The Insureds represent and acknowledge that the statements and information contained in the Application are true and accurate and: a. are the basis of this Policy and are to be considered as incorporated into and constituting a part of this Policy; and b. shall be deemed material to the acceptance of this risk or the hazard assumed by the Company under this Policy. It is understood and agreed that this Policy is issued in reliance upon the truth and accuracy of such representations. 2. In the event the Application, including materials submitted or required to be submitted therewith, contains any misrepresentation or omission made with the intent to deceive or which materially affects either the acceptance of the risk or hazard assumed by the Company under this Policy,this Policy shall be void ab initio. E. Termination 1. This Policy shall terminate at the earliest of the following times: a. the effective date of termination specified in a prior written notice by the Named Insured to the Company; b. 60 days after receipt by the Named Insured of a written notice of termination from the Company; c. 10 days after receipt by the Named Insured of a written notice of termination from the Company for failure to pay a premium when due, unless the premium is paid within such 10 day period; d. upon expiration of the Policy Period as set forth in Item 2 of the Declarations; or e. at such other time as may be agreed upon by the Company and the Named Insured. 2. If the Policy is terminated by the Named Insured, the Company shall refund the unearned premium computed at the customary short rate. If the Policy is terminated by the Company, the Company shall refund the unearned premium computed pro rats. Payment or tender of any unearned premium by the Company shall not be a condition precedent to the effectiveness of such termination, but such payment shall be made as soon as practicable. F. Territory And Valuation PF-18874(02/06) Page 8 of 10 1. Coverage under this Policy shall extend to Wrongful Acts taking place anywhere in the world, provided that the Claim is made within the jurisdiction, and subject to the substantive laws of the United States of America, Canada, or their territories or possessions. 2. All premiums, limits, retentions, Damages and other amounts under this Policy are expressed and payable in the currency of the United States of America. If judgment is rendered, settlement is denominated, or another element of Damages under this Policy is stated in a currency other than United States of America dollars, payment under this Policy shall be made in United States dollars at the applicable rate of exchange as published in The Wall Street Journal as of the date the final judgment is reached, the amount of the settlement is agreed upon, or the other element of Damages is due, respectively or if not published on such date, the next date of publication of The Wall Street Journal. G. Subrogation In the event of any payment under this Policy, the Company shall be subrogated to the extent of such payment to all the rights of recovery of the Insureds. The Insureds shall execute all papers required and shall do everything necessary to secure and preserve such rights, including the execution of such documents necessary to enable the Company effectively to bring suit or otherwise pursue subrogation rights in the name of the Insureds. H. Action Against the Company and Bankruptcy No action shall lie against the Company. No person or organization shall have any right under this Policy to join the Company as a.party to any action against any Insured to determine the liability of the Insured nor shall the Company be impleaded by any Insured or its legal representatives. Bankruptcy or insolvency of any Insured or of the estate of any Insured shall not relieve the Company of its obligations nor deprive the Company of its rights or defenses under this Policy. I. Authorization By acceptance of this Policy, the Named Insured agrees to act on behalf of all Insureds with respect to the giving of notice of Claim, the giving or receiving of notice of termination or non renewal, the payment of premiums, the receiving of any premiums that may become due under this Policy, the agreement to and acceptance of endorsements, consenting to any settlement, exercising the right to the Extended Reporting Period, and the giving or receiving of any other notice provided for in this Policy, and all Insureds agree that the Named Insured shall so act on their behalf. J. Alteration,Assignment and Headings 1. Notice to any agent or knowledge possessed by any agent or by any other person shall not effect a waiver or a change in any part of this Policy nor prevent the Company from asserting any right under the terms of this Policy. 2. No change in, modification of, or assignment of interest under this Policy shall be effective except when made by a written endorsement to this Policy which is signed by an authorized representative of the Company. 3. .The titles and headings to the various parts, sections, subsections and endorsements of the Policy are included solely for ease of reference and do not in any way limit, expand or otherwise affect the provisions of such parts, sections, subsections or endorsements. K. Interpretation PF-18874(02l06) Page 9 of 10 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Named Insured Endorsement Number Michael Raneses PF198060206 Policy Symbol Policy Number Policy Period Effective Date of Endorsement EON EONCAF155700032- 02-06-2025 to 02-06-2026 02-06-2025 006 Issued By(Name of Insurance Company) ACE Fire Underwriters Insurance Company Additional Insured (Automatic Pursuant to Contract) It is agreed that: 1. Section ll, Definitions, subsection I, the definition of Insured, is amended by adding the following: Insured also means any client or customer of the Named Insured, but only if a written contract entered into by the Named Insured specifically requires that such client or customer be added as an additional Insured for professional liability or errors and omissions insurance, and only for Claims (i) first made on or after the effective date of this endorsement and (ii) for vicarious or imputed liability of such client or customer which results from Wrongful Acts committed solely by the Named Insured. The Policy will not provide coverage for any Wrongful Act committed by such client or customer referenced above which is added to this Policy as an additional Insured. 2. Section III, Exclusions, is amended by deleting exclusion E, but solely with respect to Claims asserted by such client or customer referenced above for Wrongful Acts actually or allegedly committed by an Insured in the performance of or failure to perform Professional Services. All other terms and conditions of this Policy remain unchanged. Authorized Representative PF-19806(02106)EO Page 1 of 1 C: HUBBT SIGNATURES Named Insured Endorsement Number Michael Raneses Ce.ihik4 22 Poliey Symbol Policy Number Po icy Period Effective Date of Endorsement EON EONCAF1657000g2-oo6 02-o6-2025 t0 02-06-2026 02-06-2025 Issued By{Name of Insurance Company) ACE Fire Underwriters Insurance company THE ONLY COMPANY APPLICABLE TO THIS POLICY IS THE COMPANY NAMED ON THE FIRST PAGE OF THE DECLARATIONS. By signing and delivering the policy to you,we state that it is a valid contract. INDEMNITY INSURANCE COMPANY OF NORTH AMERICA(A stock company) BANKERS STANDARD INSURANCE COMPANY(A stock company) ACE AMERICAN INSURANCE COMPANY(A stock company) ACE PROPERTY AND CASUALTY INSURANCE COMPANY(A stock company) INSURANCE COMPANY OF NORTH AMERICA(A stock company) PACIFIC EMPLOYERS INSURANCE COMPANY(A stock company) ACE FIRE UNDERWRITERS INSURANCE COMPANY(A stock company) WESTCHESTER FIRE INSURANCE COMPANY(A stock company) 436 Walnut Street,P.O.Box Y000,Philadelphia,Pennsylvania 191o6-3703 B[2ANDON PEENE,Secretary JOHN J.LUPI CA,President Authorized Representative CC-IK11k(04/22) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Named Insured Endorsement Number Michael Raneses PF234381107 Policy Symbol Policy Number Policy Period Effective Date of Endorsement EON EONCAF155700 02-06-2025 to 02-06-2026 05-09-2025 032-006 Issued By(Name of Insurance Company) ACE Fire Underwriters Insurance Company Subrogation (Contractual Waiver) It is agreed that Section VI, Conditions, subsections G, is amended by adding the following: Notwithstanding the above, the Company agrees not to enforce its subrogation rights against the persons or organizations named in the Schedule below, but solely with respect to Wrongful Acts arising out of Professional Services which are rendered or should have been rendered pursuant to a contract entered into by the Named Insured where: • such contract requires such waiver; and • such contract is in force prior to the rendering of such Professional Services. Such waiver is not enforceable against and shall not operate to benefit, directly or indirectly, anyone not named in the schedule. Schedule: City of Santa Ana 20 Civic Center Plaza-4th Floor Risk Management Division Santa Ana, CA 92701 All other terms and conditions of this Policy remain unchanged. Authorized Representative PF-23438(11/07) EO Page 1 of 1