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HomeMy WebLinkAboutAGA ENGINEERS, INC. (2) INSURANCE ON FILE WORK MAY PROCEED N-2U24-318-�'� UNTIL INSCIFANCCEF LVIRES 01 `A��K CITY MANAGER CITY CLE Valerie Amezcua DATE; AUG o 4 2025 '�'f �' Alvaro Nunez MAYOR PRO TEM , CITY ATTORNEY Benjamin Vazquez - Sonia R.Carvalho COUNCILMEMBERS y CITY CLERK Phil Bacerra I� Jennifer L.Hall Johnathan Ryan Hernandez Jessie Lopez David Penaloza Thai Viet Phan CITY OF SANTA ANA a:l'wl4(2) Azr�deh Rzad���� PUBLIC WORKS AGENCY 20 Civic Center Plaza.P.O.Box 1988 Santa Ana,Callfomia 92702 uwvw.santa-ana.org July 7, 2025 AGA Engineers, Inc. Attn: Ruben Perales 211 Imperial Hwy, Ste. 28 Fullerton, CA 92835 Re: Extension of Agrreement to Provide Engineerine & Traffic Survey Services N- 2024318) Pursuant to Section 3 ("Term") of the above-referenced Agreement, entered into by AGA Engineers, Inc., and the City of Santa Ana, dated August 8, 2024 the time period of the Agreement is hereby extended for an additional one-year period through August 27, 2026. Any insurance certificates are required to be extended and/or renewed to cover this extension. All other terms and conditions of the Agreement remain unchanged and in fiill force and effect. Sincerel abil Saba, {/"Executive Director, Public Works Agency CITY OF S A ANA ATTEST varo Nunez ennifer 11 City Manager City C APPROVED AS TO FORM AGA ENGINEERS,INC. e Nellesen By: Ituben Perales Assistant City Attorney Title: Vice President SANTA ANA CITY COUNCIL. Valerie Amezcua Benjamin Vazquez Thai Viet Phan Jessie Lopez Phil Bacerra Johnathan Ryan Hemandez Cavid Penaloza Mayor Mayor Pro Tom-Ward 2 Ward S ward 3 Ward 4 Ward 5 Ward B vamezu�a(�sanla-ana.oru bye El.aZna sanla-anaAra tohan(dsanta-ana.om Lessielnpezf?sanla-ana:om pbacerra(3isartla-ana.org anhemandez sanla-ana.o d nalaza san4aana.o AGREP CERTIFICATE OF LIABILITY INSURANCE DATE(MMIDDIYYYY) 7/25/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER, IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER 5ABDRLESS, BettyTran IOA Insurance Services 949 297 5962 FAX No: 949 297 5960 130 Vantis, Suite 250 Aliso Viejo, CA 92656 betk .trap ioausa.00m INSURERS AFFORDING COVERAGE NAIC# www,ioausa.com CA License#OE67768 nsurance Company 13056 INSURED INSURER8: RSUI Indemnity Company 22314 AGA Engineers, Inc. INSURERC: Continental Casualty Company 20443 211 E. Imperial Hwy., Suite 208 Fullerton CA 92835 INSURERD: INSURER E: - - INSURER F: COVERAGES CERTIFICATE NUMBER; 86419547 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION.OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. IL7R TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP POLICY NUMBER M1VIlDDIWYY MMIDD LIMITS A �/ COMMERCIAL GENERAL LIABILITY ,/ ✓ PSB0008919 711/2025 711/2026 EACH OCCURRENCE $1 1000,000 CLAIMS-MADE occuR Blanket AI and pMlss Ea occu rence $1 000 D00 Prim/NonCon Endt ✓ Primary/Non-Contributory #PPB30402.12;Blanket Wvr MED EXP(Any oneperson) $10 000 ✓ Waiver of Subrogation of Subr Endt#BP04970106 PERSONAL 8 ADV INJURY $1 00D 000 GEN'L AGGREGATE LIMIT APPLIES PER: Professional Services GENERAL AGGREGATE $2,000,000 POLICY[Z]JECT F—,/]LOG performed by the Insured PRODUCTS-COMP/OP AGG $2 00D 000 ✓ OTHER:Form#PPB3161113 are Excluded Deductible $0 A AUTOMOBILE LIABILITY ✓ ✓ PSA0002928 7/1/2025 711/2026 Fa accIdentSINGLE LIMIT $1 00D DDD ANY AUTO Blanket Al,Prim/NonCon BODILY INJURY(Per person) $ OWNED SCHEDULED and Blanket Wvr of Subr BODILY INJURY Per oxidant $ HIRED AUTOS ONLY AUTOS included on 2 of Form ( ) ✓ AUTOS ONLY IV/ AUOT S ONLY #PPA3000313 Per a,den DAMAGE $ ✓ Prim/NonConWvr of Subr Deductible $0 B UM13RELLALIAD ,/ OCCUR NHA607824 7/112025 7/1/2026 EACH OCCURRENCE $2000000 ✓ EXCESS LIAB CLAIMS-MADE Follow Form;Excl Prof AGGREGATE $2 000 000 DED I ✓I RETENTION$() Liability A WORKERS COMPENSATION PSW0004954 7/1/2025 7/1/2026 �/ STATUTE ERH Deductible- 0 AND EMPLOYERS'LIABILITY YIN USL&H Included; OFFICER MEMBEREXCLU ED7 ANYPROPRIETORIPARTNEWEXECUTIVE NIA Blanket Waiver of E.L.EACH ACCIDENT $1,ODD DDD (Mandatory Subrogation Endt E.L.DISEASE-EA EMPLOYEE $1D If yes,describbe under un DESCRIPTION OF OPERATIONS below #WC0403060484 F.L.DISEASE-POLICY LIMIT $1 000 000 C Professional Liability MCH591940711 7/1/2025 711/2026 $3,000,000 Each Claim Claims-Made $3,000,000 Annual Aggregate $25,000 Each Claim Deductible DESCRIPTION OF OPERATIONS I LOCATIONS!VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached If more space is required) Any person or organization that Insured agrees in a contract or agreement requiring insurance to include,is an Additional Insured with respect to General Liability(GL)and Automobile Liability,but only to the extent provided within the Endorsements noted above and attached. GL includes Separation of Insureds and Contractual Liability per limitations in the Bus!nessOwners'Coverage form. A Workers'Compensation Waiver is included for any person or organization that Insured is required to waive rights of recovery against in a written contract or agreement,but only to the extent provided within the Endorsement noted above and attached. Coverage is subject to all policy terms,conditions,limitations and exclusions. CERTIFICATE HOLDER CANCELLATION All Traffic Engineering Services of the Insured City of Santa Ana SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Risk Management Division ACCORDANCE WITH THE POLICY PROVISIONS. 20 Civic Center Plaza, M-43 Santa Ana CA 92702 AUTHORIZED REPRESENTATIVE RPP (}VED Tu Tran Oi9aanNguen D1 Tran Nguyen ea�e:zazsm.ss (AVC)Alicia K.Igram By Fu n Nguyen of 9.45-arm;Jr#P25-Y025Niguyen ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD 66419597 1 7/25-26 GL/AUTO/EXCES8/WC/PL Blanket Endtr I (AVC) 8erty Tran 1 7/25/2025 9:31:59 AM (PUT) I Page 1 of 20 j DATE(MM/DD/YYYY) A�" CERTIFICATE OF LIABILITY INSURANCE 7/1/2026 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT IOA Insurance Services PHONE NAMEBett Tran FAX 130 Vantis, Suite 250 A/C No Ext: 949-297-5962 A/C No): 949-297-5960 Aliso Viejo, CA 92656 ADDRESS: betty.tran@ioausa.com INSURER(S)AFFORDING COVERAGE NAIC# www.ioausa.com CA License#OE67768 INSURERA: RLI Insurance Company 13056 INSURED INSURERB: RSUI Indemnity Company 22314 AGA Engineers, Inc. INSURERC: Continental Casualty Company 20443 211 E. Imperial Hwy., Suite 208 Fullerton CA 92835 INSURERD: INSURER E INSURER F: COVERAGES CERTIFICATE NUMBER: 91311320 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICYNUMBER MM/DD MM/DD A / COMMERCIAL GENERAL LIABILITY / / PSB0008919 7/1/2026 7/1/2027 EACH OCCURRENCE $1,000,000 CLAIMS-MADE Iv] OCCUR Blanket Al and DAMAGE ETO RENTE occurrDence $1,000,000 Prim/NonCon Endt V Primary/Non-Contributory #PPB3040212;Blanket Wvr MED EXP(Any one person) $10,000 V Waiver of Subrogation of Subr Endt#BP04970106 PERSONAL&ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: Professional Services GENERALAGGREGATE $2,000,000 POLICY ✓� ECT �✓ LOC performed by the Insured PRODUCTS-COMP/OPAGG $2,000,000 1 PRO- / OTHER: Form#PPB3161113 are Excluded Deductible $0 A AUTOMOBILE LIABILITY ✓ ✓ PSA0002928 7/1/2026 7/1/2027 EOa acccidenl)s LE LIMIT $1,000,000 ✓ ANY AUTO Blanket Al, Prim/NonCon BODILY INJURY(Per person) $ OWNED SCHEDULED and Blanket Wvr of Subr BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS included on HIRED NONpg 2 of Form -OWNE✓ AUTOS ONLY ✓ AUTOS ONLY #PPA3000313 PeOr a cidenDAMAGE $ V Prim/NonCon / Wvr of Subr Deductible $0 B UMBRELLA LAB / OCCUR NHA613689 7/1/2026 7/1/2027 EACH OCCURRENCE $2,000,000 / EXCESS LAB CLAIMS-MADE Follow Form;Excl Prof AGGREGATE $2,000,000 DED ✓ RETENTION$0 Liability $ A WORKERS COMPENSATION ✓ PSW0004954 7/1/2026 7/1/2027 SPER TATUTE OERH Deductible-$0 AND EMPLOYERS'LIABILITY Y/N USL&H Included; ANYPROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $1,000,000 OFFICER/MEMBER EXCLUDED? ❑Y N/A Blanket Waiver of (Mandatory in NH) Subrogation Endt E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under g DESCRIPTION OF OPERATIONS below #WC0403060484 E.L.DISEASE-POLICY LIMIT $1,000,000 C Professional Liability MCH591940711 7/1/2026 7/1/2027 $3,000,000 Each Claim Claims-Made $3,000,000 Annual Aggregate $25,000 Each Claim Deductible DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,maybe attached if more space is required) Any person or organization that Insured agrees in a contract or agreement requiring insurance to include,is an Additional Insured with respect to General Liability(GL)and Automobile Liability, but only to the extent provided within the Endorsements noted above and attached. GL includes Separation of Insureds and Contractual Liability per limitations in the BusinessOwners'Coverage form. A Workers'Compensation Waiver is included for any person or organization that Insured is required to waive rights of recovery against in a written contract or agreement,but only to the extent provided within the Endorsement noted above and attached. Coverage is subject to all policy terms,conditions, limitations and exclusions. APPROVED CERTIFICATE HOLDER CANCELLATION By Tu Tran Nguyen at 3:08 pm,Jul 13,2026 All Traffic Engineering Services of the Insured SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Santa Ana THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Risk Management Division ACCORDANCE WITH THE POLICY PROVISIONS. 20 Civic Center Plaza, M-43 Santa Ana CA 92702 AUTHORIZED REPRESENTATIVE (AVC)Alicia K.Igram ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/1/2026 8:17:46 AM (PDT) I Page 1 of 20 AGENCY CUSTOMER ID: LOC#: ACCOR" ADDITIONAL REMARKS SCHEDULE Page of AGENCY NAMED INSURED IOA Insurance Services AGA Engineers, Inc. 211 E.Impperial Hwyy.,Suite 208 POLICY NUMBER Fullerton CA 92835 CARRIER NAIC CODE EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE:Certificate of Liability Insurance(03/16) HOLDER: City of Santa Ana ADDRESS: Risk Management Division 20 Civic Center Plaza, M-43 Santa Ana CA 92702 Description of Operations Continued: 30 Day Notice of Cancellation / 10 Days for Non- Payment in accordance with policy provisions. ACORD 101 (2008/01) ©2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD ATTACHMENT 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/1/2026 8:17:46 AM (PDT) I Page 2 of 20 Policy Number: PSB0008919 RLI Insurance Company Named Insured:AGA Engineers, Inc. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RLIPack° FOR PROFESSIONALS BLANKET ADDITIONAL INSURED ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM - SECTION II — LIABILITY 1. C. WHO IS AN INSURED is amended to include as additional insured under this policy must apply on a an additional insured any person or organization that primary basis, or a primary and non-contributory you agree in a contract or agreement requiring basis, this insurance is primary to other insurance insurance to include as an additional insured on this that is available to such additional insured which policy, but only with respect to liability for "bodily covers such additional insured as a named insured, injury", "property damage" or "personal and and we will not share with that other insurance, advertising injury" caused in whole or in part by you provided that: or those acting on your behalf: a. The "bodily injury" or "property damage" for a. In the performance of your ongoing operations; which coverage is sought occurs after you have b. In connection with premises owned by or rented entered into that contract or agreement; or to you; or b. The "personal and advertising injury" for which c. In connection with "your work" and included coverage is sought arises out of an offense within the "product-completed operations committed after you have entered into that hazard". contract or agreement. 2. The insurance provided to the additional insured by 4. The following is added to SECTION III K. 2. this endorsement is limited as follows: Transfer of Rights of Recovery Against Others to Us — COMMON POLICY CONDITIONS (BUT a. This insurance does not apply on any basis to APPLICABLE TO ONLY TO SECTION II — any person or organization for which coverage LIABILITY) as an additional insured specifically is added by We waive any rights of recovery we may have another endorsement to this policy. against any person or organization because of b. This insurance does not apply to the rendering payments we make for "bodily injury", "property of or failure to render any "professional damage" or "personal and advertising injury" arising services". out of "your work" performed by you, or on your c. This endorsement does not increase any of the behalf, under a contract or agreement with that limits of insurance stated in D. Liability And person or organization. We waive these rights only Medical Expenses Limits of Insurance. where you have agreed to do so as part of a contract or agreement with such person or 3. The following is added to SECTION III H.2. Other organization entered into by you before the "bodily Insurance — COMMON POLICY CONDITIONS injury" or "property damage" occurs, or the "personal (BUT APPLICABLE ONLY TO SECTION II — and advertising injury" offense is committed. LIABILITY) However, if you specifically agree in a contract or agreement that the insurance provided to an ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. PPB 304 02 12 Page 1 of 1 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/1/2026 8:17:46 AM (PDT) I Page 3 of 20 POLICY NUMBER: PSB0008919 BUSINESSOWNERS BP 04 97 01 06 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US Named Insured: AGA Engineers, Inc. This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM SCHEDULE Name Of Person Or Organization: Any person or organization that you are required to waive rights of recovery against in a written contract or agreement, even if you have not entered in to a written contract with that person or organization. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. Paragraph K. Transfer Of Rights Of Recovery Against Others To Us in Section III — Common Policy Conditions is amended by the addition of the following: We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard". This waiver applies only to the person or organization shown in the Schedule above. BP 04 97 01 06 © ISO Properties, Inc., 2004 Page 1 of 1 ❑ 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/1/2026 8:17:46 AM (PDT) Page 4 of 20 Policy Number: PSB0008919 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. APPLICABLE FORMS & ENDORSEMENTS FORMS AND ENDORSEMENTS LISTED BELOW APPLY TO AND ARE MADE PART OF THIS POLICY AT TIME OF ISSUE. Form Number Form Title PPB101 0122 RLIPack BUSINESSOWNERS COVERAGE FORM PPB300 06 10 RLIPack ERISA ENDORSEMENT PPB301 0118 RLIPack FOR DESIGN PROFESSIONALS PROPERTY ENHANCEMENT PPB303 06 10 RLIPack ASBESTOS EXCLUSION PPB304 02 12 RLIPack FOR PROFESSIONALS BLANKET ADDITIONAL INSURED ENDORSEMENT PPB306 06 10 RLIPack EXCLUSION - DESIGNATED OPERATIONS PPB307 06 10 RLIPack DISCRIMINATION EXCLUSION PPB310 06 10 RLIPack LEAD EXCLUSION PPB312 09 13 RLIPack FOR DESIGN PROFESSIONALS PROFESSIONAL SERVICES EXCLUSION PPB313 02 12 RLIPack FOR PROFESSIONALS SCHEDULED ADDITIONAL INSURED ENDORSEMENT PPB316 1113 RLIPack FOR DESIGN PROFESSIONALS LIABILITY ENHANCEMENT PPB318 02 15 RLIPack EQUIPMENT BREAKDOWN ENDORSEMENT PPB319 1110 RLIPack GREEN PROPERTY ENDORSEMENT PPB361 0122 RLIPack® PFAS EXCLUSION PPK2107 05 11 RLIPACK NOTICE OF CANCELLATION OR NONRENEWAL INCLUDING NONPAYMENT OF PREMIUM DESIGNATED PERSON OR ORGANIZATION BP0417 0110 EMPLOYMENT-RELATED PRACTICES EXCLUSION BP0497 0106 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US BP0498 07 13 EMPLOYEE BENEFITS LIABILITY COVERAGE BP0501 07 02 CALCULATION OF PREMIUM BP0515 12 20 DISCLOSURE PURSUANT TO TERRORISM RISK INSURANCE ACT BP0517 0106 EXCLUSION -SILICA OR SILICA-RELATED DUST BP0523 0115 CAP ON LOSSES FROM CERTIFIED ACTS OF TERRORISM BP0577 0106 FUNGI OR BACTERIA EXCLUSION (LIABILITY) BP1203 0110 LOSS PAYABLE CLAUSES BP1506 05 14 EXCLUSION -ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION (PERSONAL AND ADVERTISING INJURY ONLY) BPO155 07 20 CALIFORNIA CHANGES ILF000104 22 SIGNATURE PAGE ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. RIL 2150 (08/08) Page 1 91311320 1 7/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 1 7/l/2026 8:17:46 AM (PDT) I Page 5 of 20 Policy Number: PSB0008919 RLI Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RLIPack° FOR DESIGN PROFESSIONALS LIABILITY ENHANCEMENT SCHEDULE OF COVERAGES ADDRESSED BY THIS ENDORSEMENT A. First Aid And Good Samaritan Services B. Supplementary Payments C. Reasonable Force— Bodily Injury Or Property Damage D. Non-Owned Watercraft E. Canoes Or Rowboats F. Damage To Premises Rented To You G. Aircraft Chartered With Crew H. Electronic Data Liability I. Who Is An Insured — Newly Acquired Or Formed Organizations J. Who Is An Insured — Unnamed Partnership Or Joint Venture K. Additional Insured —Owner, Manager Or Lessor Of Premises Or Leased Equipment L. Additional Insured —State Or Political Subdivisions— Permits Related To Premises Or Operations M. General Aggregate Limit—Per Project Or Per Location N. Knowledge And Notice Of Occurrence Or Offense O. Amended Bodily Injury Definition P. Amended Insured Contract Definition —Construction Or Demolition Operations Within 50' Of Railroad Q. Amended Personal And Advertising Injury Definition — Electronic Material R. Unintentional Omission S. Waiver Of Transfer Of Rights Of Recovery Against Others To Us PPB 316 11 13 Page 1 of 7 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 6 of 20 This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM —SECTION II —LIABILITY AND SECTION III AS IT PERTAINS TO LIABILITY ONLY A. First Aid And Good Samaritan Services a. Expected or Intended Injury 1. The following is added to Section II A.1. "Bodily Injury" or "property damage" ex- Business Liability Coverages pected or intended from the standpoint of We will pay those sums that the insured the insured. This exclusion does not apply to becomes legally obligated to pay as damages "bodily injury" or"property damage" resulting because of"bodily injury" arising out of either the from the use of reasonable force to protect rendering of or failure to render, "First Aid" or persons or property. "Good Samaritan Services" to any person. For D. Non-Owned Watercraft the purposes of this coverage grant, "First Aid" 1. Section II B.1.g. Exclusions, Aircraft, Auto Or or "Good Samaritan Services" will be deemed to Watercraft Subparagraph (2) is deleted and meet the definition of "occurrence". For the replaced by the following: purposes of determining the applicable limits of insurance, any act or omission together with all (2) A watercraft you do not own that is: related acts or omissions in the rendering of a U five 75 feet Ion and "First Aid" or "Good Samaritan Services" to any ( ) p to seventy-five g' one person will be deemed one "occurrence". (b) Not being used to carry persons or a. "First Aid" means initial care for medical property for a charge; attention immediately following a "bodily 2. Only as respects to the insurance provided by injury". this provision C. Who Is An Insured is b. "Good Samaritan Services" means medical amended to include as an insured any person attention provided in an emergency and for who, with your express consent uses the which no remuneration is demanded or watercraft. received. 3. The insurance provided by this provision shall 2. The insurance provided by this provision shall be excess over any valid and collectible other be excess over any valid and collectible other insurance available to the insured, whether insurance available to any insured whether primary, excess, contingent or on any other primary, excess, contingent or any other basis, basis, except for the insurance purchased except for insurance purchased specifically by specifically by you to apply in excess of the you to apply in excess of the limits of Insurance Limits of Insurance shown in the declarations for shown in the declarations for Business Liability. this Coverage Part. B. Supplementary Payments E. Canoes Or Rowboats Section II A.1.f. Coverage Extension — The following is added to the exceptions contained Supplementary Payments Paragraphs 1.(b) and in Section II B.1.g. Exclusions, Aircraft, Auto Or 1.(d) are deleted and replaced with the following: Watercraft: (b) Up to $2,500 for the cost of bail bonds required (6) Any non-motorized canoe or rowboat owned by because of accidents or traffic violations arising the insured. Only as respects to the insurance out of any vehicle to which Business Liability provided by this provision C. Who Is An Coverage for "bodily injury" applies. We do not Insured is amended to include as an insured have to furnish these bonds. any person who, with your express consent, uses any such canoe or rowboat. (d) All reasonable expenses incurred by the insured F. Damage to Premises Rented to You at our request to assist in the investigation or defense of the claim or "suit", including actual 1. The last paragraph of Section II 13.1. Ex- loss of earnings up to $500 a day because of clusions — Applicable To Business Liability time off work. Coverage is deleted and replaced by the C. Reasonable Force — Bodily Injury Or Property following: Damage Exclusions c., d., e., f., g., h., L, k., I., m., n. and Section II 13.1.a. Exclusions, Expected Or o. in SECTION II — LIABILITY do not apply to Intended Injury, is deleted and replaced by the damage by water, fire, explosion, lightning, or following: smoke resulting from fire to premises while PPB 316 11 13 Page 2 of 7 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 7 of 20 rented to you, or temporarily occupied by you cells, data processing devices or any other with permission by the owner. A separate media which are used with electronically Damage To Premises Rented To You Limit of controlled equipment. Insurance applies to this coverage as described 3. For the purposes of the coverage provided by in paragraph D. Liability And Medical this endorsement, Section II F. Liability And Expenses Limits of Insurance in SECTION II— Medical Expenses Definitions, Paragraph 17. LIABILITY. is deleted and replaced by the following: 2. Section II F.9.a. Liability And Medical 17. "Property damage" means: Expenses Definitions, is deleted and replaced by the following: a. Physical injury to tangible property, including all resulting loss of use of that a. A contract for a lease of premises. However, property. All such loss of use shall be that portion of the contract for a lease of deemed to occur at the time of the premises that indemnifies any person or physical injury that caused it; organization for damage by water, fire, explosion, lightning, or smoke resulting from b. Loss of use of tangible property that is fire to premises while rented to you or not physically injured. All such loss of temporarily occupied by you with permission use shall be deemed to occur at the of the owner is not an "insured contract"; time of the "occurrence" that caused it; or 3. This provision does not apply if coverage for c. Loss of, loss of use of, damage to, Damage To Premises Rented To You is ex- corruption of, inability to access, or in- cluded by another endorsement to this policy. ability to manipulate "electronic data", G. Aircraft Chartered With Crew resulting from physical injury to tangible 1. The following is added to the exceptions property. All such loss of "electronic contained in Section II B.1.g. Exclusions, data" shall be deemed to occur at the Aircraft, Auto or Watercraft: time of the "occurrence" that caused it. (6) Any non-owned aircraft chartered to you d. Property damage does not mean dis- closure of, display of, or theft or mis- appropriation of electronic data however 2. The insurance provided by this provision shall caused. be excess over any valid and collectible other For the purposes of this insurance, insurance available to the insured whether "electronic data" is not tangible property. primary, excess, contingent or on any other basis, except for insurance purchased specif- I. Who I An Insured — Newly Acquired Or Formed ically by you to apply in excess of the Limits of Organizations Insurance shown in Declarations. The following is added to Section II C. Who Is An H. Electronic Data Liability Insured: 1. Section II B.1.q. Exclusions is deleted and Any organization you newly acquire or form, other replaced by the following: than a partnership, joint venture or limited liability company, over which you maintain ownership or q. Electronic Data majority interest, will qualify as a Named Insured if Damages arising out of the loss of, loss of there is no other similar insurance available to that use of, damage to, corruption of, inability to organization. However: access, disclosure of, display of, theft or 1. Coverage under this provision is afforded only misappropriation of or inability to manipulate until the one hundred eightieth (180t") day after "electronic data". However this exclusion you acquire or form the organization or the end does not apply to "Property Damage". of the policy period, whichever is earlier; 2. The following definition is added to Section II F. 2. Coverage does not apply for "bodily injury" or Liability And Medical Expenses Definitions: "property damage" that occurred before you "Electronic data" means information, facts or acquired or formed the organization. programs stored as or on, created or used on, or 3. Coverage does not apply for "personal and transmitted to or from computer software advertising injury" arising out of an offense (including systems and applications software), committed before you acquired or formed the hard or floppy disks, CD-ROMS, tapes, drives, organization. PPB 316 11 13 Page 3 of 7 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 8 of 20 4. This provision does not apply to any (1) Only if the "bodily injury", "property dam- organization for which coverage is excluded by age" or "personal and advertising injury" another endorsement to this policy. is caused, in whole or in part, by you or J. Who Is An Insured — Unnamed Partnership Or any person or organization performing Joint Venture operations on your behalf, and arises out of the ownership, maintenance or 1. The last paragraph of Section II C. Who Is An use of that part of any premises leased Insured is deleted and replaced by the to you under that contract or agreement; following: or No person or organization is an insured with (2) The "bodily injury", "property damage" or respect to the conduct of any current or past "personal and advertising injury" is partnership, joint venture or limited liability caused, in whole or in part, by you or company that is not shown as a Named Insured any person or organization performing in the Declarations. However this limitation does operations on your behalf, and arises not apply to your liability with respect to your out of the maintenance, operation or use conduct of the business of any current or past of equipment leased to you by such partnership or joint venture: additional insured. a. That is not shown as a Named Insured in 2. The insurance provided to such additional in- the Declarations; and sured under this provision is subject to the b. In which you are a member or partner but following: only if: a. The limits of insurance afforded to such (i) Each and every member or partner in additional insured shall be the limits which that joint venture or partnership is not a you agreed to provide in the contract or construction contractor; and agreement, or the limits shown in the Declarations, whichever are less; and (ii) The joint venture or partnership is not providing construction contracting b. The insurance afforded to such additional services. insured does not apply: 2. This provision does not apply to any person or (1) To any "bodily injury" or "property dam- organization for which coverage is excluded by age" that occurs, or "personal and another endorsement to this policy. advertising injury" caused by an offense 3. The insurance provided by this provision shall committed, after you cease to be a be excess over any valid and collectible other tenant in that premises; insurance, whether primary, excess, contingent (2) To any structural alterations, construc- or on any other basis, which is available tion or demolition operations performed covering your liability with respect to your by or on behalf of such additional conduct of the business of any current or past insured; partnership or joint venture that is not shown as a Named Insured in the Declarations and which (3) To any premises for which coverage is is issued to such partnership or joint venture. excluded by another endorsement to K. Additional Insured — Owner, Manager Or Lessor this Coverage Part; Of Premises Or Leased Equipment (4) To any "bodily injury' or "property dam- Section II C. Who Is An Insured is amended to age" that occurs, or "personal and include as an insured: advertising injury" caused by an offense committed, after the equipment lease 1. Any person or organization that you have expires; or agreed in a contract or agreement to include as an additional insured on this policy, but: (5) If the equipment is leased with an operator. a. Only with respect to liability for"bodily injury" or "property damage" that occurs, or 3. This provision does not apply on any basis to "personal and advertising injury" caused by any person or organization for which coverage an offense committed, after you have as an additional insured specifically is added by entered into that contract or agreement; and another endorsement to this policy. PPB 316 11 13 Page 4 of 7 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 9 of 20 L. Additional Insured — State Or Political is twice the Liability and Medical Expenses Subdivisions — Permits Related To Premises Or limit. Operations The aggregate limit for all "bodily injury" and Section II C. Who Is An Insured is amended to "property damage", medical expenses and include as an insured: "personal and advertising injury" other than 1. Any state or political subdivision that has issued "bodily injury" or "property damage" included in a permit in connection with premises owned or the products-completed operations hazard" occupied by, or rented or loaned to, you, but applies separately to each of your "projects" only with respect to "bodily injury", "property away from premises owned by or occupied by damage", "personal and advertising injury" you or to each of your "locations" owned by or arising out of the existence, ownership, use, occupied by you. maintenance, repair, construction, erection or "Projects" mean an area away from premises removal of advertising signs, awnings, canopies, owned by or rented to you at which you are cellar entrances, coal holes, driveways, man- performing operations pursuant to a contract or holes, marquees, hoist away openings, sidewalk agreement. For the purposes of determining the vaults, elevators, street banners or decorations applicable aggregate limit of insurance, each for which that state or political subdivision has "project" at the same "location" shall be issued such permit. considered a single "project". 2. Any state or political subdivision that has issued For the purposes of this provision, "location" a permit, but only with respect to "bodily injury", means "property damage", "personal and advertising 1. Premises involving the same or connecting injury" arising out of operations performed by lots; you or on your behalf for which that state or political subdivision has issued such permit. 2. Premises where connection is interrupted However, no such state or political subdivision is only by a street, roadway, waterway or right- an insured for: of-way of a railroad; or a. "Bodily injury", "property damage", "personal 3. Premises where operations are performed in and advertising injury" arising out of op- sections, stages or phases as a continuation erations performed for that state or political of the same contract or agreement, even if subdivision; or the premises do not involve connecting lots. b. "Bodily injury" or"property damage" included Subject to Paragraph a. or b. above, whichever within the "products-completed operations applies, the Damage To Premises Rented To hazard". You Limit is the most we will pay for damages because of "property damage" to any one M. General Aggregate Limit — Per Project Or Per premises, while rented to you, or in the case of Location fire; explosion; lightning; smoke resulting from Section II D. Liability And Medical Expenses such fire, explosion or lightning; or water while Limits of Insurance, Paragraph 4. Aggregate rented to you or temporarily occupied by you Limits. is deleted and replaced by the following: with permission of the owner. 4. Aggregate Limits The Limits of Insurance of SECTION II — The most we will pay for: LIABILITY apply separately to each consecutive annual period and to any remaining period of a. All "bodily injury" and "property damage" that less than twelve (12) months, starting with the is included in the "products-completed beginning of the policy period shown in the operations hazard" is twice the Liability and Declarations, unless the policy period is Medical Expenses limit. extended after issuance for an additional period b. All: of less than twelve (12) months. In that case, the additional period will be deemed part of the last (1) "Bodily injury" and "property damage" preceding period for purposes of determining the except damages because of "bodily in- Limits of Insurance. jury" or "property damage" included in the "products-completed operations N. Knowledge And Notice Of Occurrence Or hazard"; Offense (2) Plus medical expenses; The following is added to Section II E. 2. Liability and Medical Expenses General Conditions, (3) Plus all "personal and advertising injury" Duties In The Event of Occurrence, Offense, caused by offenses committed; Claim Or Suit: PPB 316 11 13 Page 5 of 7 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/1/2026 8:17:46 AM (PDT) I Page 10 of 20 Notice of an "occurrence" or of an offense which Protective Liability insurance available to an may result in a claim must be given as soon as insured , whether primary, excess, contingent or practicable after knowledge of the "occurrence" or on any other basis, except for the insurance offense has been reported to you, one of your purchased specifically by you to apply in excess "executive officers" (if you are a corporation), one of of the Limits of Insurance shown in the your partners who is an individual (if you are a declarations for this Coverage Part. partnership), one of your managers (if you are a limited liability company), one of your trustees who is Q. Amended Personal And Advertising Injury Definition — Electronic Material an individual (if you are a trust), or an "employee" (such as an insurance, loss control or risk manager 1. The definition of "personal and advertising or administrator) designated by you to give such injury" in Section II F.14.d. Liability And notice. Medical Expenses Definitions is deleted and Knowledge by any other "employee" of an "occur- replaced by the following: rence" or offense does not imply that you also have d. Oral, written or electronic publication, in any such knowledge. manner, of material that slanders or libels a person or organization or disparages a Notice of an "occurrence" or of an offense which person's or organization's goods, products may result in a claim will be deemed to be given as or services; soon as practicable to us if it is given in good faith as soon as practicable to your workers' compensation, 2. The definition of "personal and advertising accident, or health insurer. This applies only if you injury" in Section II F.14.e. Liability And subsequently give notice of the "occurrence" or Medical Expenses Definitions is deleted and offense to us as soon as practicable after you, one replaced by the following: of your "executive officers" (if you are a corporation), e. Oral, written or electronic publication, in any one of your partners who is an individual (if you are manner, of material that violates a person's a partnership), one of your managers (if you are a right of privacy; limited liability company), one of your trustees who is an individual (if you are a trust), or an "employee" 3. Section II B.1.p.(2) Exclusions for Personal (such as an insurance, loss control or risk manager And Advertising Injury is deleted and replaced or administrator) designated by you to give such by the following: notice discovers that the "occurrence" or offense (2) Arising out of oral, written or electronic may involve this policy. publication of material if done by or at the O. Amended Bodily Injury Definition direction of the insured with knowledge of its falsity; The definition of "bodily injury" in Section II F.3. Liability And Medical Expenses Definitions is 4. Section II B.1.p.(2) Exclusions for Personal deleted and replaced by the following: And Advertising Injury is deleted and replaced by the following: "Bodily injury" means injury to the body, sickness, disease, or death. "Bodily injury" also means mental (3) Arising out of oral, written or electronic pub- injury, mental anguish, emotional distress, pain and lication of material whose first publication suffering, or shock resulting from injury to the body, took place before the beginning of the policy sickness, disease or death of any person. period; P. Amended Insured Contract Definition — R. Unintentional Omission Construction Or Demolition Operations Within The following is added to SECTION III — COMMON 50' Of Railroad POLICY CONDITIONS Paragraph C. Concealment, 1. The definition of "insured contract" in Section II Misrepresentation Or Fraud (BUT APPLICABLE ONLY TO SECTION II — LIABILITY) F.9.c. Liability And Medical Expenses Defi- nitions is deleted and replaced by the following: However as it pertains to Business Liability Cover- age only, the unintentional omission of, or uninten- tional error in, any information provided by you 2. The definition of "insured contract" in Section II which we relied upon in issuing this policy shall not F.9.f.(1) Liability And Medical Expenses prejudice your rights under this insurance. This pro- Definitions is deleted. vision does not affect our right to collect additional premium or to exercise our right of cancellation or 3. The insurance provided by this provision shall nonrenewal in accordance with applicable insurance be excess over any valid and collectible Railroad laws or regulations. PPB 316 11 13 Page 6 of 7 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/1/2026 8:17:46 AM (PDT) I Page 11 of 20 S. Waiver Of Transfer Of Rights Of Recovery b. Ongoing and completed operations per- Against Others To Us formed by you, or on your behalf, under a SECTION III — COMMON POLICY CONDITIONS contract or agreement with that person or Paragraph K.2. Transfer of Rights of Recovery organization; Against Others to Us (BUT APPLICABLE ONLY c. Your"work"; or TO SECTION II — LIABILITY) is deleted and d. "Your products". replaced by the following: 2. Applicable to Business Liability Coverage: We waive these rights only where you have agreed to do so as part of a contract or agree- We waive any rights of recovery we may have ment entered into by you before the "bodily against any person or organization because of injury" or "property damage" occurs or the payments we make for "bodily injury", "property "personal and advertising injury' offense is damage", "personal injury and advertising injury" committed. arising out of: a. Premises owned by you, temporarily occu- pied by you with permission of the owner, or leased or rented to you; ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. PPB 316 11 13 Page 7 of 7 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 12 of 20 Policy Number: PSA0002928 RLI Insurance Company Named Insured: AGA Engineers, Inc. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RLIPack° BUSINESS AUTO ENHANCEMENT SCHEDULE OF COVERAGES ADDRESSED BY THIS ENDORSEMENT A. Broad Form Named Insured B. Employees As Insureds C. Blanket Additional Insured D. Blanket Waiver Of Subrogation E. Employee Hired Autos F. Fellow Employee Coverage G. Auto Loan Lease Gap Coverage H. Glass Repair—Waiver Of Deductible I. Personal Effects Coverage J. Hired Auto Physical Damage Coverage K. Hired Auto Physical Damage — Loss Of Use L. Hired Car—Worldwide Coverage M. Temporary Transportation Expenses N. Amended Bodily Injury Definition — Mental Anguish O. Airbag Coverage P. Amended Insured Contract Definition — Railroad Easement Q. Coverage Extensions—Audio, Visual And Data Electronic Equipment Not Designed Solely For The Production Of Sound R. Notice Of And Knowledge Of Occurrence S. Unintentional Errors Or Omissions T. Towing Coverage PPA 300 03 13 Page 1 of 5 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 13 of 20 This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM A. Broad Form Named Insured of the operations contemplated by such contract. The The following is added to the SECTION II — waiver applies only to the person or organization COVERED AUTOS LIABILITY COVERAGE, Para- designated in such contract. graph A.1.Who Is An Insured Provision: E. Employee Hired Autos Any business entity newly acquired or formed by you 1. The following is added to the SECTION II — during the policy period, provided you own fifty COVERED AUTOS LIABILITY COVERAGE, percent (50%) or more of the business entity and the Paragraph A.1.Who Is An Insured Provision: business entity is not separately insured for Bus-iness An "employee" of yours is an "insured" while Auto Coverage. Coverage is extended up to a operating an "auto" hired or rented under a maximum of one hundred eighty (180) days following contract or agreement in that"employee's" name, the acquisition or formation of the business entity. with your permission, while performing duties This provision does not apply to any person or related to the conduct of your business. organization for which coverage is excluded by 2. Changes In General Conditions: endorsement. B. Employees As Insureds Paragraph 5.b. of the Other Insurance Con- dition in the BUSINESS AUTO CONDITIONS is The following is added to the SECTION II — deleted and replaced with the following: COVERED AUTOS LIABILITY COVERAGE, Para- graph A.1.Who Is An Insured Provision: b. For Hired Auto Physical Damage Coverage, the following are deemed to be covered Any "employee"of yours is an "insured"while using a "autos" you own: covered "auto" you don't own, hire or borrow in your (1) Any covered "auto" you lease, hire, rent business or your personal affairs. or borrow; and C. Blanket Additional Insured (2) Any covered "auto" hired or rented by The following is added to the SECTION II — your "employee" under a contract in that COVERED AUTOS LIABILITY COVERAGE, Para- individual "employee's" name, with your graph A.1.Who Is An Insured Provision: permission, while performing duties Any person or organization that you are required to related to the conduct of your business. include as an additional insured on this coverage form However, any"auto"that is leased, hired, in a contract or agreement that is executed by you rented or borrowed with a driver is not a before the"bodily injury"or"property damage"occurs covered "auto". is an "insured" for liability coverage, but only for F. Fellow Employee Coverage damages to which this insurance applies and only to SECTION II — COVERED AUTOS LIABILITY the extent that person or organization qualifies as an COVERAGE, Exclusion B.5. does not apply if you "insured" under the Who Is An Insured provision pp contained in SECTION II — COVERED AUTOS have workers compensation insurance in-force LIABILITY COVERAGE. covering all of your employees. The insurance provided to the additional insured will G. Auto Loan Lease Gap Coverage be on a primary and non-contributory basis to the SECTION III — PHYSICAL DAMAGE COVERAGE, additional insured's own business auto coverage if C. Limit Of Insurance,is amended by the addition of you are required to do so in a contract or agreement the following: that is executed by you before the "bodily injury" or "property damage"occurs. In the event of a total"loss"to a covered "auto"shown in the Schedule of Declarations, we will pay any D. Blanket Waiver Of Subrogation unpaid amount due on the lease or loan for a covered "auto", less: The following is added to the SECTION IV — BUSI- 1. The amount paid under the PHYSICAL NESS AUTO CONDITIONS, A. Loss Conditions, 5. DAMAGE COVERAGE section of the policy; and Transfer Of Rights Of Recovery Against Others To Us: 2. Any: We waive any right of recovery we may have against a. Overdue lease/loan payments at the time of any person or organization to the extent required of the "loss"; you by a contract executed prior to any "accident" or "loss", provided that the "accident"or"loss"arises out PPA 300 03 13 Page 2 of 5 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/1/2026 8:17:46 AM (PDT) I Page 14 of 20 b. Financial penalties imposed under a lease for (2) An adjustment for depreciation and physical excessive use, abnormal wear and tear or condition will be made in the event of a total high mileage. "loss". c. Security deposits not returned by the lessor; (3) If a repair or replacement results in better d. Costs for extended warranties, Credit Life than like kind or quality,we will not pay for the Insurance, Health, Accident or Disability betterment. Insurance purchased with the loan or lease; (4) A deductible equal to the highest Physical and Damage deductible applicable to any owned e. Carry-over balances from previous loans or auto will apply. leases. (5) This Coverage Extension will not apply to: H. Glass Repair—Waiver Of Deductible (a) Any "auto" that is hired, rented or SECTION III — PHYSICAL DAMAGE COVERAGE, borrowed with a driver; or D. Deductible is amended by adding the following: (b) Any "auto" that is hired, rented or No deductible for a covered "auto" will apply to glass borrowed from your "employee". damage if the glass is repaired rather than replaced. K. Hired Auto Physical Damage— Loss Of Use I. Personal Effects Coverage The following is added to SECTION III — PHYSICAL The following is added to SECTION III — PHYSICAL DAMAGE COVERAGE, A. Coverage, 4. Coverage DAMAGE COVERAGE, A. Coverage, 4. Coverage Extensions: Extensions: e. We will pay sums which you legally must pay to c. Personal Effects Coverage the lessor of a covered "auto" which you have leased without a driver for thirty (30) days or less In the event of a total theft loss of your covered for the lessor's loss of use of the covered "auto", "auto"we will pay up to $400 for"loss"to wearing provided: apparel and other personal effects which are: (1) This insurance provides comprehensive, (1) Owned by an "insured"; and specified causes of loss or collision covered (2) In or on your covered "auto"; on the covered "auto"; No deductible applies to Personal Effects (2) The loss of use results from the covered Coverage. "auto" being damaged in an "accident" while you are leasing it. J. Hired Auto Physical Damage Coverage We will pay up to a maximum limit of$1,500 for The following is added to SECTION III — PHYSICAL this covered extension. DAMAGE COVERAGE, A. Coverage, 4. Coverage L. Hired Car—Worldwide Coverage Extensions: d. Hired Auto Physical Damage Coverage The following is added to SECTION II — COVERED AUTOS LIABILITY COVERAGE, A.2. Coverage If hired "autos" are covered "autos" for Liability Extensions: Coverage and this policy also provides Physical f. Hired Car—Worldwide Coverage Damage Coverage for an owned "auto", then the Physical Damage Coverage is extended to (1) We will pay all sums an "insured" legally must "autos"that you hire, rent or borrow subject to the pay as damages because of"bodily injury" or following: "property damage" to which this insurance (1) The most we will pay for "loss" in any one applies, caused by an "accident" which "accident" to a hired, rented or borrowed occurs outside of the United States of "auto" is the lesser of: America, the territories and possessions of the United States of America, Puerto Rico (a) $60,000 and Canada resulting from the maintenance, (b) The actual cash value of the damaged or or use of any covered "auto" of the private stolen property as of the time of the passenger type you lease, hire, rent or borrow without a driver for thirty (30) days or "loss"; or less. (c) The cost of repairing or replacing the (2) With respect to any claim made or "suit" damaged or stolen property with other instituted outside the United States of property of like kind and quality. America, the territories and possessions of the United States of America, Puerto Rico, and Canada: PPA 300 03 13 Page 3 of 5 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 15 of 20 (a) You shall undertake the investigation, M. Temporary Transportation Expenses settlement and defense of such claims SECTION III — PHYSICAL DAMAGE COVERAGE, and "suits" and keep us advised of all proceedings and actions. A.4. Coverage Extensions, subparagraph a. Transportation Expenses is deleted and replaced (b) You will not make any settlement without by the following: our consent. a. Transportation Expenses (c) We will reimburse you: (1) We will pay up to a maximum of $1,500 for (i) For the amount of damages be- temporary transportation expense incurred cause of liability imposed upon you by you because of Physical Damage to a by law on account of"bodily injury"or covered "auto". "property damage" to which this insurance applies, and (2) We will pay only for those covered "autos"for which you carry Comprehensive, Colli-sion or (ii) For all reasonable expenses incurred Specified Case of Loss Coverage. with our consent in connection with the investigation, settlement or (3) We will pay only for those expenses incurred defense of such claims or "suits". by you during the period of time that begins Reimbursement for expenses will be twenty-four (24) hours after the covered part of the Limit of Insurance for "loss" and ends at the time when the covered liability coverage shown in the "auto" can be reasonable repaired or Business Auto Coverage replaced. Declarations, and not in addition to (4) This coverage does not apply while there are such limits. spare or reserve "autos" available to you for (3) The limit of Insurance for Liability Coverage your operations. shown in the Business Auto Coverage Declarations is the most we will reimburse N. Amended Bodily Injury Definition — Mental you for the sum of all damages imposed on Anguish you, as set forth in paragraph 2.c. above, and The following is added to SECTION V — all expenses incurred by you arising out of DEFINITIONS, Definition C.: any single "accident' or"loss". "Bodily injury" also includes mental anguish, but only (4) You must maintain the greater of the follow- when the mental anguish arises from other bodily ing primary auto liability insurance limits: injury, sickness or disease. (a) Compulsory admitted insurance with O. Airbag Coverage limits required to be in force to satisfy the legal requirements of the jurisdiction The following is added to SECTION III — PHYSICAL where the accident occurs; or DAMAGE COVERAGE B. Exclusions 3.a.: (b) Insurance limits required by law and However, this exclusion will not apply to accidental issued by a government entity or by an discharge of an airbag due to mechanical or electrical insurer licensed or permitted by law to do breakdown. business in the jurisdiction where the "accident" occurs; or P. Amended Insured Contract Definition — Railroad Easement (c) Auto liability insurance limits of at least $300,000 combined single limit or SECTION V — DEFINITIONS paragraph H. "Insured $100,000 per person/$300,000 per acci- contact' is modified as follows: dent Bodily Injury, $100,000 Property 1. Paragraph H.3. is replaced by the following: Damage. If you fail to comply with the above, this 3. Any easement or license agreement. insurance is not invalidated. However, in the 2. Paragraph H.6.a. is deleted. event of a"loss", we will pay only to the extent that we would have been liable had you so Q. Coverage Extensions — Audio, Visual And Data complied. Electronic Equipment Not Designed Solely For The Production Of Sound (5) The insurance provided by this coverage extension is excess over any other collec- SECTION III—PHYSICAL DAMAGE COVERAGE B. tible insurance available to you whether on a Exclusions, exception paragraph a. to exclusion 4.c. primary, excess contingent or any other and 4.d. is deleted and replaced with the following: basis. PPA 300 03 13 Page 4 of 5 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 16 of 20 a. Equipment and accessories used with such (2) A partner if you are a partnership; or equipment, except for tapes, records, discs or (3) An executive officer or insurance manager, if other electronic media device, provided such you are a corporation. equipment is permanently installed in the covered "auto" at the time of the "loss" or is removable S. Unintentional Errors Or Omissions from the housing unit which is permanently SECTION IV — BUSINESS AUTO CONDITIONS, B. installed in the covered "auto" at the time of the General Conditions; 2. Concealment Misrepre- "loss", and such equipment is designed to be sentation Or Fraud is amended by adding the solely operated by use of the power from the "autos" electrical system, in or upon the covered following: "autos"; or The unintentional omission of, or unintentional error R. Notice Of And Knowledge Of Occurrence in, any information given by you shall not prejudice your rights under this insurance. However this pro- SECTION IV — BUSINESS AUTO CONDITIONS, vision does not affect our right to collect additional A.2. Duties In The Event Of Accident, Claim Suit premium or exercise our right of cancellation or Or Loss, subparagraph a. is deleted and replaced nonrenewal. with the following: T. Towing Coverage a. In the event of "accident", claim, "suit" or "loss", SECTION III — PHYSICAL DAMAGE COVERAGE, you must give us or our authorized repre- A.2. Towing, is deleted and replaced by the sentative prompt notice of the "accident" or"loss" including: following: (1) How,when and where the "accident"or"loss" 2. We will pay up to $750 for towing and labor costs occurred; incurred each time a covered "auto" is disabled due to a covered cause of loss. However: (2) The "insured's" name and address; and a. All labor must be performed at the place of (3) To the extent possible, the names and disablement; and addresses of any injured person and witnesses. b. If the covered auto is a private passenger type no deductible applies; and Your duty to give us or our authorized representative prompt notice of the "accident" or c. If the covered auto is not of the private passenger type our obligation pay will b "loss"applies only when the "accident"or"loss" is reduced by a $250 deductible ctible per known to: disablement. (1) You, if you are an individual; ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. PPA 300 03 13 Page 5 of 5 91311320 17/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 17 of 20 Df, COMMERCIAL EXCESS LIABILITY POLICY DECLARATIONS POLICY NO. NHA613689 ITEM 6. SCHEDULE OF UNDERLYING INSURANCE Type of Policy Insurer Applicable Limit EMPLOYERS LIABILITY RLI INSURANCE COMPANY $1,000,000 EACH ACCIDENT $1,000,000 DISEASE EACH EMPLOYEE $1,000,000 DISEASE POLICY LIMIT GENERAL LIABILITY RLI INSURANCE COMPANY $1,000,000 EACH OCCURRENCE (BOP) $2,000,000 GENERAL AGGREGATE $2,000,000 PRODUCTS/COMPLETED OPS AGG $1,000,000 PERSONAL/ADVERTISING INJURY EMPLOYEE BENEFITS RLI INSURANCE COMPANY $1,000,000 EACH CLAIM LIABILITY (BOP) $1,000,000 AGGREGATE AUTO LIABILITY RLI INSURANCE COMPANY $1,000,000 COMBINED SINGLE LIMIT RSG 30002 0803 91311320 1 7/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 1 7/l/2026 8:17:46 AM (PDT) I Page 18 of 20 WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 04 03 06 (Ed. 4-84) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT—CALIFORNIA We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be 2% of the California workers' compensation premium otherwise due on such remuneration. Schedule Person or Organization Job Description Any person or organization that you are required to waive Jobs performed for any person or organization that you rights of recovery against in a written contract or agreement. have agreed with in a written contract to provide this agreement. This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is required onlywhen this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective 7/1/2026 Policy No.PSW0004954 Endorsement No. InsuredAGA Engineers, Inc. Insurance Company RLI Insurance Company � l Countersigned By ©1998 bythe Workers'Compensation Insurance Rating Bureau of California.All rights reserved. 91311320 1 7/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 1 7/l/2026 8:17:46 AM (PDT) I Page 19 of 20 Professional Liability and Pollution Incident Liability Insurance CNAPolicy 4. fully cooperate with the Insurer or the Insurer's designee in the defense of a claim, including but not limited to assisting the Insurer in: the conduct of suits or other proceedings, settlement negotiations, and the enforcement of any right of contribution or indemnity against another who may be liable to the Insured. The Insured shall attend hearings and trials and assist in securing evidence and obtaining the attendance of witnesses; 6. refuse, except solely at the Insured's own cost, to voluntarily make any payment, admit liability, assume any obligation, or incur any expense, without the Insurer's prior written approval; and 6. pay the deductible amount when due. After the Insured reports a circumstance or a claim is made and the Insured has the right under any contract to either reject or demand arbitration or other alternative dispute resolution process, the Insured shall only do so with the Insurer's prior written consent. C. The Insured's Rights and Duties in the Event of a Circumstance If the Insured reports a circumstance for which there may be coverage under this Policy, and the Insured gives the Insurer written notice containing as much detail as the Insured can reasonably provide regarding: 1. what happened and the professional services or activities the Insured performed; 2. the nature of any possible injury or damages; and 3. how and when the Insured first became aware of such circumstance, then any claim or related claims that subsequently may be made against the Insured arising out of such circumstance shall be deemed to have been made on the date the Insurer received written notice of the circumstance. The Insured will cooperate with the Insurer in addressing the circumstance, and refuse, except solely at the Insured's own cost, to voluntarily make any payment, admit liability, assume any obligation, or incur any expense without the Insurer's prior written approval. D. Subrogation If any Insured has rights to recover amounts from another, those rights are transferred to the Insurer to the extent of the Insurer's payment. The Insured must do everything necessary to secure these rights and must do nothing after a claim is made to jeopardize them. The Insurer hereby waives subrogation rights against any person or organization to the extent that the Named Insured has, prior to a wrongful act or circumstance, entered into a written agreement to waive such rights. E. Premium All premium charges under this Policy will be computed according to the rules, rates and rating plans that apply at the effective date of the current policy term. F. Examination and Audit The Insured agrees to allow the Insurer to examine and audit the Insured's financial books and records that relate to this insurance. The Insurer may do this at any time during the policy term or any extensions, and up to three years after the end of the policy term. G. Legal Action Limitation 1. The Insured agrees not to bring any legal action against the Insurer concerning this Policy unless the Insured has fully complied with all the provisions of this Policy. 2. If, after the final adjudication or settlement of a claim, there is any dispute concerning tort allegations against the Insurer regarding the handling or settlement of any claim, the Insured and the Insurer agree to submit such dispute to any form of alternative dispute resolution acceptable to both Form No:CNA79034XX (11-2022) Policy No: MCH591940711 Policy Page 13 of 17 Policy Effective Date: 07/01/2026 Underwriting Company:Continental Casualty Company Policy Page: 15 of 32 151 North Franklin Street,Chicago, IL 60606 Copyright CNA All Rights Reserved. 91311320 7/26-27 GL/AUTO/EXCESS/WC/PL Blanket Endts I Pauline Bingham 17/l/2026 8:17:46 AM (PDT) I Page 20 of 20